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Information about “ETHINVES”

ETHINVES is a biannual, published database and almanac filled with
articles concerning ethical investing.  This edition of ETHINVES
includes lists of top defense and nuclear contractors, all the SDI
contractors, companies still in South Africa, companies that own nuclear
power plants, and financial profiles of several types of investment
opportunities.  Also included in this edition of ETHINVES are useful
lists of bulletin boards, government phone numbers, readings for ethical
investing, and the 100 best companies to work for in America.  Other
information includes how your tax money was spent by the government in
1987, and the full statement by Rev. Sulliman concerning American
divestment in South Africa.

100BEST.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
	 
	 
			     >>> THE 100 BEST <<<
			     
			     
	     >>> The 10 Best Companies to Work for in America <<<
		 
	 1. AT&T Bell Laboratories 
	 2. Trammell Crow
	 3. Delta Air Lines 
	 4. Federal Express
	 5. Goldman Sachs 
	 6. Hallmark Cards 
	 7. Hewlett-Packard 
	 8. IBM 
	 9. Pitney Bowes
	10. Time Inc. 
	 
		     >>> Best Places for Women to Work <<<
	 
	 Citicorp
	 Control Data
	 Doyle Dane Bernbach
	 Federal Express
	 Hallmark Cards
	 IBM
	 Levi Strauss
	 Mary Kay Cosmetics
	 Nordstrom
	 Northwestern Mutual Life
	 J.C. Penney
	 Recreational Equipment
	 Security Pacific Bank
	 Time Inc.
	 
		    >>> Best Places for Blacks to Work <<<
	 
	 Cummins Engine
	 Federal Express
	 General Electric
	 Hewlett-Packard
	 IBM
	 Levi Strauss
	 Los Angeles Dodgers
	 Polaroid
	 Time Inc.
	 
	     >>> The 100 Best Companies to Work for in America <<<
			  >>> (alphabetical list) <<<
	 
	 Advanced Micro
	 Analog Devices
	 Anheuser-Busch
	 Apple Computer
	 Armstrong World Industries
	 Atlantic Richfield
	 AT&T Bell Laboratories
	 Baxter Travenol
	 Leo Burnett
	 Celestial Seasonings
	 Citicorp
	 Control Data
	 Trammell Crow
	 CRS/Sirrine
	 Cummins Engine
	 Dana
	 Dayton Hudson
	 Deere
	 Delta Air Lines
	 Digital Equipment
	 Donnelly
	 Doyle Dane Bernbach
	 Du Pont
	 Eastman Kodak
	 A.G. Edwards
	 Electro Scientific
	 Erie Insurance
	 Exxon
	 Federal Express
	 Fisher-Price Toys
	 H.B. Fuller
	 General Electric
	 General Mills
	 Goldman Sachs
	 Gore
	 Hallmark Cards
	 H.J. Heinz
	 Hewitt Associates
	 Hewlett-Packard
	 Inland Steel
	 Intel
	 IBM
	 Johnson & Johnson
	 Johnson Wax
	 Knight-Ridder
	 Kollmorgen
	 Levi Strauss
	 Liebert
	 Linnton Plywood
	 Los Angeles Dodgers
	 Lowe's
	 Marion Labs
	 Mary Kay Cosmetics
	 Maytag
	 McCormick
	 Merle Norman Cosmetics
	 Herman Miller
	 3M
	 Moog
	 J.P. Morgan
	 Nissan
	 Nordstrom
	 Northrop
	 Nortwestern Mutual Life
	 Nucor
	 Odetics
	 Olga
	 J.C. Penney
	 People Express Airline
	 Physio-Control
	 Pitney Bowes
	 Polaroid
	 Preston Trucking
	 Procter & Gamble
	 Publix
	 Quad/Graphics
	 Rainier Bancorporation
	 Random House
	 Raychem
	 Reader's Digest
	 Recreational Equipment
	 Remington Products
	 ROLM
	 Ryder
	 Saga
	 Security Pacific Bank
	 Shell Oil
	 Southern California Edison
	 Springs
	 Steelcase
	 Tandem Computers
	 Tandy
	 Tektronix
	 Tenneco
	 Time Inc.
	 Viking Freight System
	 Wal-Mart Stores
	 Westin Hotels
	 Weyerhaeuser
	 Worthington Industries
	 
	 from the book:
	 The 100 Best Companies to Work for in America
	 Robert Levering, Milton Moskowitz & Michael Katz
	 Signet, 1984

1987DATA.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
	 
			   >>> >>> 1987 DATA <<< <<<
	 
				>>> Stocks <<<
	 
	 Total return figures include reinvestment of dividends or
	 interest if any.
	 
	 * estimate
	 
	 Dow Jones Industrial Average of 30 stocks
	 Total returns 1987:  5.70%*
	 Total returns 1986: 28.07%
	 Total returns 1985: 34.33%
	 
	 Standard & Poor's 500 Stock Index
	 Total returns 1987:  5.32%
	 Total returns 1986: 18.55%
	 Total returns 1985: 32.03%
	 
	 Wilshire 5000 Stock Index
	 Total returns 1987:  2.27%*
	 Total returns 1986: 16.10%
	 Total returns 1985: 32.56%
	 
	 Dow Jones Industrial Average of 30 stocks
	 closing prices
	 week of 1/2/87         1927.31
	 week of 12/31/87       1938.83
	 8/25/87        2722.42* year's high
	 10/19/87       1738.74* year's low
	 
	 New York Stock Exchange
	 closing prices
	 week of 1/2/87         141.14
	 week of 12/31/87       138.22
	 8/25/87        187.99* year's high
	 12/4/87        125.91* year's low
	 Total share volume '87: 47,801,308,660
	 Total share volume '86: 35,680,016,341
	 Total share volume '85: 27,510,706,353
	 Total share volume '84: 23,071,031,447
	 Total share volume '83: 21,589,576,997
	 Advances 1987:  810
	 Advances 1986: 1597
	 Advances 1985: 1957
	 Declines 1987: 1444
	 Declines 1986:  699
	 Declines 1985:  356
	 Unchanged 1987:  25
	 Unchanged 1986:  22
	 Unchanged 1985:  19
	 
	 American Stock Exchange
	 closing prices
	 week of 1/2/87         267.49
	 week of 12/31/87       260.35
	 8/13/87        365.01* year's high
	 12/4/87        231.90* year's low
	 Total share volume '87: 3,505,950,000
	 Total share volume '86: 2,978,540,000
	 Total share volume '85: 2,100,860,000
	 Total share volume '84: 1,545,010,000
	 Total share volume '83: 2,081,270,000
	 Advances 1987: 435
	 Advances 1986: 556
	 Advances 1985: 619
	 Declines 1987: 617
	 Declines 1986: 380
	 Declines 1985: 300
	 Unchanged 1987: 20
	 Unchanged 1986: 18
	 Unchanged 1985: 17
	 
	 NASDAQ
	 closing prices
	 week of 1/2/87         353.26
	 week of 12/31/87       329.08
	 8/26/87        455.26* year's high
	 12/4/87        291.88* year's low
	 Total share volume '87: 35,597,292,000
	 Total share volume '86: 26,658,897,000
	 Total share volume '85: 19,281,412,800
	 Total share volume '84: 15,158,819,587
	 Total share volume '83: 15,908,547,400
	 Advances 1987: 2381
	 Advances 1986: 3069
	 Advances 1985: 3088
	 Declines 1987: 2918
	 Declines 1986: 1877
	 Declines 1985: 1504
	 Unchanged 1987: 142
	 Unchanged 1986: 125
	 Unchanged 1985:147
	 
			     >>> Mutual Funds <<<
	 
	 Total return figures include reinvestment of dividends or
	 interest if any.
	 
	 * estimate
	 ~ as of 12/23/87
	 
	 Lipper Growth Fund Index
	 Total return 1987:  0.98%*
	 Total return 1986: 15.86%
	 Total return 1985: 30.34%
	 
	 Lipper Growth and Income Fund Index
	 Total return 1987:  4.73%~
	 Total return 1986: 16.17%
	 Total return 1985: 27.70%
	 
	 Lipper Balanced Fund Index
	 Total return 1987:  3.08%~
	 Total return 1986: 19.02%
	 Total return 1985: 27.45%
	 
	 Lipper International Fund Index
	 Total return 1987:  3.69%~
	 Total return 1986: 49.36%
	 Total return 1985: 48.20%
	 
	 Average general equity funds gained 1.49% in 1987.
	 Average for all equity funds gained 3.03% in 1987.
	 Average for all equity & fixed income funds gained 2.28% in 1987.
			   
			   >>> Money Market Fund <<<
	 
	 Total return figures include reinvestment of dividends or
	 interest if any.
	 
	 * estimate
	 
	 Donoghue's 12-month yield on all taxable money funds
	 Total return 1987: 6.11%*
	 Total return 1986: 6.26%
	 Total return 1985: 7.71%
	 
	 Money Market Deposit Account
	 Bank Rate Monitor National Index
	 Total return 1987: 5.60%
	 Total return 1986: 6.10%
	 Total return 1985: 7.35%
				 
			   >>> Bank Instruments <<<
	 
	 Total return figures include reinvestment of dividends or
	 interest if any.
	 
	 * estimate
	 
	 Bank Rate Monitor National Index
	 1 year Certificate of Deposit
	 Total return 1987: 6.92%
	 Total return 1986: 6.92%
	 Total return 1985: 8.55%
	 
	 Bank Rate Monitor National Index
	 30-month Certificate of Deposit
	 Total return 1987: 7.34%
	 Total return 1986: 7.33%
	 Total return 1985: 9.34%
	 
				 >>> Bonds <<<
	 
	 Total return figures include reinvestment of dividends or
	 interest if any.
	 
	 * estimate
	 
	 Shearson Lehman Long Term Treasury Index
	 Total return 1987: -2.51%*
	 Total return 1986: 24.10%
	 Total return 1985: 31.56%
	 
	 Shearson Lehman Long Term AA-Rated Bond Index
	 Total return 1987: -1.37%*
	 Total return 1986: 18.59%
	 Total return 1985: 28.24%
	 
	 Shearson Lehman Municipal Bond Index
	 Total return 1987:  3.35%*
	 Total return 1986: 19.32%
	 Total return 1985: 20.02%
	 
	 Shearson Lehman Intermediate Term Treasury Index
	 Total return 1987:  3.61%*
	 Total return 1986: 13.03%
	 Total return 1985: 18.15%
	 
	 Shearson Lehman Mortgage-Backed Securities Index
	 Total return 1987:  5.26%*
	 Total return 1986: 13.43%
	 Total return 1985: 25.21%
	 
			    >>> Precious Metals <<<
	 
	 Silver (1,000 oz bar of bullion)
	 Total return 1987: 23.02%
	 Total return 1986:  -6.0%
	 Total return 1985: -4.58%
	 
	 Gold (100 oz bar of bullion)
	 Total return 1987: 20.98%
	 Total return 1986: 24.0%
	 Total return 1985:  8.72%
	 
	 Platinum (50 oz bar of bullion)
	 Total return 1987:  6.26%
	 Total return 1986: 38.0%
	 Total return 1985: 24.30%
	 
			>>> Residential Real Estate <<<
	 
	 Increase in average price of new single-family home
	 1987: 12.0%
	 1986:  9.1%
	 1985:  5.5%
	 
	 Housing starts, in millions
	 1987: 1.65
	 1986: 1.81
	 1985: 1.74
			    
			    >>> October 19,1987 <<<
			    
	 The day the DJIA dropped 508 points, -21.61%.

BBS.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
	 
	 
			     >>> >>> BBS's <<< <<<
			     
	 
	 Arms Control Computer Network
	 Kay Johnson
	 ACCN
	 711 G St. SE
	 Washington, DC 200003
	 202 544-8388 voice
	 
	 AICOM
	 Associated Indigenous Communications
	 PO Box 71
	 Highland, MD 20777
	 301 854-0499 ? voice
	 Native American interests
	 
	 AMNET
	 PO Box 8896 
	 Fort Collins, CO 80525
	 Animal rights
	 
	 Center for Environmental Information
	 Fred Stoss
	 33 S. Washington St.
	 Rochester, NY 14608
	 716 546-3796 voice
	 Data base searches
	 
	 Center for International Cooperation
	 National College of Education
	 2840 Sheridan Rd.
	 Evanston, IL 6021
	 312 256-5150 x329
	 Peace issues bibliography service & database.
	 $4/bibliography.
	 
	 CHEC
	 425 W. 3rd St., #2
	 Eugene, OR 97401
	 503 686-CHEC voice
	 503 683-4885 access
	 Forestry activists' BBS
	 
	 EarthNet
	 Center for Biology of Natural Systems
	 Queens College CUNY
	 Flushing, NY 11367
	 718 670-4180 voice
	 
	 EnviroNet
	 David L. Salahi
	 90 Streamwood
	 Irvine, CA 92714
	 714 731-6439 ?access #
	 User ID 105, password PARKS
	 
	 MISC.INVEST
	 This is a USENET conference that's open to anyone who has
	 access to the USENET system.  Available through PeaceNet and
	 most university computer networks.
	 
	 NIRSNet
	 Bea Trapasso
	 Nuclear Information and Resource Service
	 1616 P St., NW
	 Washington, DC 20036
	 202 328-0002 voice
	 
	 PeaceNet
	 3228 Sacramento St.
	 San Francisco, CA 94115
	 415 923-0900 voice
	 (where you can find yours truly, user ID jwhiting)
	 
	 RecyleNet
	 Association of New Jersey Recyclers
	 PO Box 625
	 Absecon, NJ 08201
	 609 641-8292 voice
	 609 641-9481 access
	 
	 Telecommunications Cooperative Network
	 505 8th Ave., Ste. 1805
	 New York, NY 10018
	 212 714-9780 voice
	 
	 The WELL (Whole Earth 'Lectric Link)
	 27 Gate Five Road
	 Sausalito, CA 94965
	 (where you can find yours truly, user ID jwhiting)
	 
	 Peter V. Radatti
	 210 W. 12th Ave
	 Conshohocken, PA 18428
	 Environmental BBS
	 
	 
		       >>> And for you Canadians ... <<<
	 
	 Catalyst
	 Canadian Study in Search of Democracy
	 PO Box 77155
	 Station S
	 Vancouver, BC
	 V5R 5T4
	 604 872-6968 (?voice)
	 
	 Eca-Online
	 Alberta Environmental Council
	 5pm-8am weekdays, 24 hr. weekends/holidays
	 403 438-5793

CHAT.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
 
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
 
				 >>> CHAT <<<
 
	 Welcome to the second year of EthInves.  A what a year it's
	 been: a new tax environment, the Soviet-U.S. missile treaty,
	 the rising Latin American debt crisis, the falling dollar,
	 the ever-present trade deficit and how can you mention 1987
	 without mentioning Bloody Monday.
 
	 In spite of all this uncertainty and rapid change, you are
	 still looking for sound investment options.  Your task is to
	 earn a comfortable return on your investment while monitoring
	 its social, political and environmental impact. No small
	 task.
 
	 I hope that the information and resources contained in
	 EthInves will make those decisions a little bit easier for
	 you.  As you may have noticed, ver. 2.0 is considerably
	 larger than 1.3  I hope that you find much of this new
	 material helpful.  If not, write or e-mail me and let me
	 know.  What do you need?  What don't you use?  What can't you
	 find?
 
	 My future plans for EthInves include more ancillary material
	 that may be of interest to EthInves users.  For example, this
	 edition includes a list of all the nuclear free zones world
	 wide.  The next edition (ver 2.1, 7/88) will have a database
	 of the members of Congress including address, phone and
	 committee memberships.  I have recently acquired Borland's
	 Quattro.  Expect to see much of the financial data in
	 spreadsheet/database form from now on.  If there's interest
	 from folks, I can also bundle other author's shareware: IRA
	 calculators, loan rate utils, etc.
 
	 The response the last 6 months to EthInves has been very
	 positive.  If this good fortune continues, EthInves will
	 become a quarterly publication by year's end.
 
	 EthInves readers can receive a free sample copy of RECON, the
	 newsletter that keeps its eye on the Pentagon, by writing
	 editor Chris Robinson and mentioning EthInves.
 
	 The periodical of the year award goes to The Whole Earth
	 Review for their Winter '87 issue "Signal".  If you are a
	 hacker, media freak, samizdat or committed culture watcher
	 you'll want to catch up with a copy of this excellent
	 magazine.  $5 from Whole Earth Review, 27 Gate Five Road,
	 Sausalito, CA, 94965.  In fact, you should be a subscriber
	 ($20/year).
 
	 Ramblings ...
 
	 With all-digit phone numbers, how long are they going to keep
	 putting letters on phones?  In other words, when will we lose
	 being able to spell out phone numbers?
 
	 When is someone going to put a clock/calendar into my
	 answering machine so that I can program it like I do my VCR?
	 I could simply tell it my regular working hours and never
	 have that sudden flash the minute I get to work.
 
	 Now that all of us with day gigs are in the habit of
	 timeshifting David Letterman AND VCR's are in 52% of American
	 homes, when will the advertisers get hip and push for
	 programming around the clock?
 
	 What public library will be first to put a jukebox of
	 CD-ROM's on-line accessable via your modem?  Local call so
	 that's free.  All we need now are lots and lots of reference
	 books and journals on disk with an elegant search routine on
	 the front end.  I'm not holding my breath but one day ...
 
	 Anybody else get a mailing from their local cable company
	 offering a computer hook-up, software and on-line services as
	 an option?  Will cable companies with their large installed
	 infrastructure start to rival phone line based information
	 utilities (CompuServe, The Source, etc.)?
 
	 I've been hearing more and more about progressive personal
	 computing throughout the Soviet bloc.  Will glasnost bring
	 about telecommunication and floppy disk exchanges with folks
	 in the Soviet bloc?  What would a public Soviet-US computer
	 network be like?  Will your local user group have a sisterSIG
	 in Poland?
 
	 Can you honestly tell me you have seen a non-trivial
	 HyperCard stack?  Not a glorified hyperDA but a real app I'll
	 use day in and day out.  I have faith.  Just wish I had the
	 time to play with HyperTalk.  One of my few New Year's
	 resolutions, along with PostScript.
 
	 If I were to win the lottery tommorrow, I'd buy a Compaq 386
	 to run Windows386.  I would never turn it off because I'd
	 configure Windows to run comm software in the background and
	 periodically download stuff from designated networks.  The
	 rest of the time it's in auto answer mode.  And when I sit
	 down to use it, all of this is transparent to me.
 
	 Or I'd get a Mac II with an AST 286 card and wait for Apple
	 to release A/UX, their flavor of Unix and be able to run all
	 three operating systems.
 
	 Then I'd get a 976- exchange number locally or a 900 area
	 code number nationwide and you could download stuff from me,
	 having it billed to your phone.  I'd don't know what the
	 phone company's attitude is but you could have pay as you go
	 information utilities.
 
	 The Spell-Checkers-Are-Great-But ... Dept.: They are but
	 until they're hypertext or randomized or in some different
	 form, you're gonna miss out on all the great new words you
	 learn while you're looking for the something else in a
	 printed dictionary.
 
	 Once again, thanks to all of you have provided me with both
	 information and inspiration during the last year.  EthInves
	 started with my own search for ethical investment vehicles
	 for my own I.R.A.  After looking high and low for what little
	 information is generally available, I decided to share this
	 information with you.
 
	 Jerry Whiting
	 PO Box 20821
	 Seattle, WA  98102
	 Through computer gateways: [DE3MIR]jwhiting
	 PeaceNet: jwhiting
	 The WELL: jwhiting

COMMLOAN.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
	 
	 
		     >>> >>> COMMUNITY LOAN FUNDS <<< <<<
			  
			  
			>>> National Association of <<<
		   >>> Community Development Loan Funds <<<
	 
	 Community development and revolving loan funds provide the
	 credit and financial support that small businesses, community
	 groups, cooperatives and others need but are unable to obtain
	 from more traditional sources (banks and savings & loans). 
	 Because the focus of community development loan funds is
	 local, you'll know exactly where your money is and what it is
	 doing.  Help strengthen your community by supporting a local
	 community loan or revolving loan fund.
	 
	 As of 6/30/87, N.A.C.D.L.F. members had 604 loans outstanding
	 totaling $14,844,000.  (This doesn't include loans commited
	 but not yet disbursed.)  They also had 1,522 lenders with a
	 total capitalization of $34,181,000.
	 
	 For more information contact:
	 National Association of Community Development Loan Funds
	 151 Montague City Road
	 Greenfield, MA 01301
	 413 774-7956
	 
			 >>> N.A.C.D.L.F. members: <<<
	 
	 ANAWIM Fund of the Midwest
	 1145 W.Wilson, #2424
	 Chicago, IL 60640
	 312 989-6233
	 
	 Assoc. for a Regional Agriculture Building the Local Economy
	 PO Box 5230
	 Eugene, OR 97405
	 503 485-7630
	 
	 Boston Community Loan Fund
	 25 West St. 2nd fl.
	 Boston, MA 02111
	 617 451-2050
	 
	 Capitoal District Community Loan Fund
	 33 Clinton Ave.
	 Albany, NY 12202
	 518 436-8586/463-5818
	 
	 Cascadia Revolving Fund
	 4649 Sunnyside North, #348
	 Seattle, WA 98103
	 206 547-5183
	 
	 Catherine McAuley Housing Foundation
	 1601 Milwaukee, #257
	 Denver, CO 80206
	 303 393-3806
	 
	 Catskill Mountain Housing Development Corp. Revolving Loan
	  Fund
	 329 Main St.
	 Catskill, NY 12414
	 518 943-6700
	 
	 Common Space
	 2550 Pillsbury Ave. South
	 Minneapolis, MN 55404
	 612 872-0550
	 
	 Cooperative Fund of New England
	 108 Kenyon St.    
	 Hartford, CT 06105
	 203 523-4305
	 
	 Cornerstone Loan Fund
	 3520 Mooney Ave.
	 Cincinnati, OH 45208
	 513 871-9294
	 
	 Delaware Valley Community Reinvestment Fund
	 924 Cherry St.
	 Philadelphia, PA 19107
	 215 925-1130
	 
	 Enterprise Loan Fund Inc.
	 502 American City Bldg.
	 Columbia, MD 21044
	 301 964-0552
	 
	 Federation of Appalachian Housing Enterprises
	 Drawer B
	 Berea, KY 40403
	 606 986-2321
	 
	 Fund for an Open Society
	 311 S. Juniper St., #400
	 Philadelphia, PA 19107
	 215 735-6915
	 
	 Fund for Southern Communities
	 552 Hill St.
	 Atlanta, GA 30312
	 PO Box 927
	 Atlanta, GA 30301
	 404 577-3178
	 
	 Housing Fund of the Archdiocese of New York
	 1011 First Ave.
	 New York, NY 10022
	 212 371-1000 x2590
	 
	 Industrial Cooperative Assoc. Revolving Loan Fund
	 58 Day St., #200
	 Somerville, MA 02144
	 617 629-2700
	 
	 Institute for Community Economics Revolving Loan Fund
	 151 Montague City Rd.
	 Greenfield, MA 01301
	 413 774-7956         
	 
	 Interfaith Revolving Loan Fund
	 2100 Chestnut St.
	 Philadelphia, PA 19103
	 215 561-7079
	 
	 Koinonia Partners Fund for Humanity
	 Rt. 2
	 Americus, GA 31709
	 912 924-0391
	 
	 Lakota Fund
	 PO Box 340
	 Kyle, SD 57772
	 605 455-2500
	 
	 Leviticus 25:23 Alternative Fund
	 Mariandale Center
	 Box 1200
	 Ossining, NY 10562
	 914 941-9422
	 
	 Low Income Housing Fund
	 55 New Montgomery St.,#223
	 San Francisco, CA 94105
	 415 777-9804
	 
	 McAuley Institute
	 1320 Fenwick Lane, #600
	 Silver Spring, MD 20910
	 301 588-8110
	 
	 Michigan Housing Trust Fund
	 2111 Woodward, #512
	 Detroit, MI 48201
	 313 963-2200
	 
	 New Hampshire Community Loan Fund
	 PO Box 666
	 Concord, NH 03301
	 603 224-6669
	 
	 North Country Development Fund
	 PO Box 7272
	 Minneapolis, MN 55407
	 612 627-4053
	 
	 Southeastern Reinvestment Ventures
	 159 Ralph McGill Blvd. NE, #412
	 Atlanta, GA 30365
	 404 525-2683
	 
	 Western Mass. Community Loan Fund
	 Box 567
	 Florence, MA 01060
	 413 586-7705/774/7956
	 
	 Wisconsin Partnership for Housing Development
	 1045 E.Dayton St.
	 Madison, WI 53703
	 608 255-1558
	 
	 Women's Economic Development Corp.
	 1885 University Ave.
	 St. Paul, MN 55104
	 612 646-3808
	 
	 Worcester Community Loan Fund
	 PO Box 271, Mid Town Mall
	 Worcester, MA 01614
	 617 799-5664
	 
		    >>> N.A.C.D.L.F. Associate Members <<<
		   >>> (Developing Community Loan Funds) <<<
	  
	 Common Ground Community Loan Fund
	 5405 E.Grand
	 Dallas, TX 75223
	 214 827-2632
	 
	 HEAD Community Loan Fund
	 PO Box 504
	 Berea, KY 40403
	 606 986-1651
	 
	 New Jersey Community Loan Fund
	 126 N.Montgomery St.
	 Trenton, NJ 08608
	 609 393-7153
	 
	 Northern California Community Loan Fund
	 14 Precita Ave.
	 San Francisco, CA 94110
	 415 285-3909
	 
	 Vermont Community Loan Fund
	 Box 827
	 Montpelier, VT 05602
	 802 229-5186
	 
	 Washington Area Commmunity Investment Fund
	 845 North Lincoln St.
	 Arlington, VA 22201
	 703 528-1446
	 
		 >>> Other N.A.C.D.L.F. Associate Members <<<
	 
	 Bay Area Socially Responsible Investment Professionals
	 820 Waldo Point
	 Sausalito, CA 94965
	 
	 Burlington Revolving Loan Program
	 Room 32 City Hall
	 Burlington, VT 05401
	 802 658-9300
	 
	 Campaign for Human Development
	 1312 Massachusetts Ave. NW
	 Washington, DC 20005
	 202 659-6650
	 
	 City of Eugene Business Development Fund
	 72 W.Broadway, #200
	 Eugene, OR 97401
	 503 687-5443
	 
	 Colorado Division of Commerce & Development
	 1313 Sherman St., #523
	 Denver, CO 80203
	 303 866-2205
	 
	 Cooperative Ownership Development Corp.
	 103-1/2 South Texas St.
	 Silver City, NM 88062
	 505 388-1604
	 
	 Co-op America
	 2100 M St. NW
	 Washington, DC 20036
	 202 872-5307
	 
	 Corporation for Enterprise Development
	 1725 K St. NW, #1401
	 Washington, DC 20006
	 202 293-7963
	 
	 Economic Cooperative Program
	 657 E.Court St., #200
	 Kankakee, IL 60901
	 815 933-7791
	 
	 Financial Alternatives Fund
	 1514 McGee Ave.
	 Berkeley, CA 94703
	 415 527-5604
	 
	 Funding Exchange
	 666 Broadway, 5th fl.
	 New York, NY 10012
	 212 260-8500
	 
	 MANA
	 1711 Fourteenth St. NW
	 Washington, DC 20009
	 202 462-8686
	 
	 Marianist Sharing Fund
	 4301 Roland Ave.
	 Baltimore, MD 21210
	 301 366-1324
	 
	 NCB Development Corp.
	 1630 Connecticut Ave. NW
	 Washington, DC 20009
	 202 745-4672
	 
	 National Federation of Community Development Credit Unions
	 29 John St., #1603
	 New York, NY 10038
	 212 513-7191
	 
	 Self-Help Ventures Fund
	 413 E. Chapel Hill St.
	 Durham, NC 27701
	 919 683-3016
	 
	 South Shore Bank of Chicago
	 7054 S.Jeffrey Blvd.
	 Chicago, IL 60649
	 312 288-1000 x300
	 
	 Trust for Public Land
	 666 Broadway, 9th fl.
	 New York, NY 10012
	 212 677-7171
	 
	      >>> Community Development Credit Unions & Banks <<<
	      
	 To find a local credit union involved in community
	 development, contact:
	 
	 National Federation of Community Development Credit Unions
	 29 John St., #1603
	 New York, NY 10038
	 800 437-8711
	 212 513-7191 (in NY)
	 
	 
	 American Indian National Bank
	 1700 K St. NW
	 Washington, DC 20006
	 202 887-5252
	 
	 Dwelling House Savings & Loan Association
	 501 Herron Ave.
	 Pittsburgh, PA 15219
	 412 683-5116
	 
	 Self-Help Credit Union
	 PO Box 3529
	 Durham, NC 27705
	 413 E. Chapel Hill St.
	 Durham, NC 27701
	 800 722-3614 tone 3016
	 919 683-3016
	 
	 South Shore Bank of Chicago
	 71st & Jeffrey Blvd.
	 Chicago, IL 60649-2096
	 312 288-7017
	 
		       >>> International Loan Funds <<<
       
	 ACCION International/AITEC
	 1385 Cambridge St.
	 Cambridge, MA 02139
	 617 492-4930
	 
	 Ecumenical Development Cooperative Society
	 475 Riverside Drive, #1003
	 New York, NY 10115
	 212 870-2135
	 
	 Women's World Banking
	 104 East 40th St., #607
	 New York, NY 10016
	 212 953-2390
	 
	  >>> Other Institutions Involved With Community Funding <<<
	
	 Appalachian Community Fund
	 123 West Jackson Ave.
	 Knoxville, TN 37902
	 615 523-5783
	 
	 Baltimore Commonwealth
	 3028 Greenmount Ave.
	 Baltimore, MD 21218
	 301 467-2177
	 
	 Bread & Roses Community Fund
	 1425 Walnut St.
	 Philadelphia, PA 19102
	 215 563-0636
	 
	 Brooklyn Ecumenical Cooperative
	 562 Atlantic Ave.
	 Brooklyn, NY 11217
	 718 858-8803
	 
	 Christians for Urban Justice:
	 Home Ownership Revolving Fund
	 563A Washington St.
	 Dorchester, MA 02124
	 617 825-6080
	 
	 Common Capital Support Fund
	 2706 Ontario Rd. NW
	 Washington, DC 20009
	 202 265-1305
	 
	 Crossroads Fund
	 343 S. Dearborn St, #604
	 Chicago, IL 60604
	 312 987-0941
	 
	 Habitat for Humanity
	 419 West Church St.
	 Americus, GA 31709
	 912 928-9026
	 
	 Haymarket Peoples Fund
	 25 West St.
	 Boston, MA 02111
	 617 426-1909
	 
	 Headwaters Fund
	 3255 Hennepin Ave. S., #210
	 Minneapolis, MN 55403
	 612 827-3500
	 
	 Jubilee Housing
	 1750 Columbia Rd. NW
	 Washington, DC 20009
	 202 667-5400
	 
	 Jubilee Partners
	 Paul & Silas Revolving Bail Fund
	 PO Box 68
	 Comer, GA 30628
	 404 783-5244
	 
	 Liberty Hill Foundation
	 235 Hill St.
	 Santa Monica, CA 90405
	 PO Box 1074
	 Venice, CA 90291
	 213 458-1450
	 
	 Live Oak Fund for Change
	 PO Box 4601
	 Austin, TX 78765
	 512 476-5714
	 
	 McKenzie River Gathering Foundation
	 454 Willamette
	 Eugene, OR 97401
	 503 485-2790
	 
	 North Star Fund
	 666 Broadway, 5th fl.
	 New York, NY 10012
	 212 460-5511
	 
	 People's Resource of Southwest Ohio
	 PO Box 1597
	 Dayton, OH 45401
	 513 222-6120
	 
	 Self Help Assoc. for a Regional Economy (S.H.A.R.E.)
	 E.F. Schumacher Society
	 PO Box 124A, RD 3
	 Great Barrington, MA 01230
	 413 528-1737
	 
	 Southeastern Community Loan Fund
	 PO Box 927
	 Atlanta, GA 30801
	 404 577-3178
	 
	 Southern Cooperative Development Fund
	 PO Box 3885
	 Lafeyette, LA 70502
	 318 232-9206
	 
	 Vanguard Public Foundation
	 14 Precita St.
	 San Francisco, CA 94110
	 415 285-2005
	 
	 Wisconsin Community Fund
	 222 S. Hamilton, #4
	 Madison, WI 53703
	 608 251-6834
	 
	       >>> The Bank for Socially Responsible Lending <<<
	 
	 The Bank for Socially Responsible Lending Organizing Group
	 PO Box 404920
	 Brooklyn, NY 11240-4920
	 718 768-9344

	 The Bank for Socially Responsible Lending has applied for
	 regulatory approval.  The bank's goal will be to foster
	 business enterprises that have direct positive social
	 consequences like creating jobs, building affordable housing,
	 and producing safe and useful products and services.

COMPNIES.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
	 
	 
	   >>> >>> COMPANIES DOING BUSINESS IN SOUTH AFRICA <<< <<<
	   
	   
	 >>> U.S. Companies w/Direct Investment in South Africa <<<
			 >>> as of January 1, 1988 <<<
	 
	 The following list is of parent companies with direct
	 investments in South Africa.  Every effort has been made to
	 insure the completeness and accuracy of this list.  For more
	 current information, please contact the company in question
	 directly.
	 
	    *   Sullivan Principle signatory co.
	    +   sale pending/have announced leaving
	 
	 AM International
	 Abbot Laboratories*
	 Acco World Corp.
	 Accuracy Corp.
	 Air Express International Corp.
	 Air Products and Chemicals Inc.
	 Aladdin Industries Inc.
	 Albany International Corp.
	 Allegis (UAL Inc.) + (Hertz Corp. to leave)
	 Louis A. Allen Assoc. Ltd.
	 Allied-Signal*
	 Allis-Chalmers Corp.*
	 AMCA International Corp.
	 American Brands Inc.*
	 American Cyanamid Co.*
	 American Home Products Corp.+
	 American Hospital Supply Corp.
	 Assoc. Metals and Minerals Corp.
	 Automatic Switch Co.
	 
	 The Badger Co. Inc.
	 Baker Intl.*
	 Bancroft & Sons Co.
	 Bandag Inc.*
	 Bardahl Mfg. Corp.
	 Ted Bates Worldwide Inc.
	 Bausch & Lomb Inc.*
	 Beckman Instruments Inc.
	 Bechtel Group Inc.*
	 Becor Western Inc.*
	 Black & Decker Mfg. Co.+
	 Borden Inc.*
	 Borg-Warner Corp.*
	 Born Inc.
	 Bradley Corp.
	 Bristol-Meyers Co.*
	 Buckman Laboratories Inc.
	 Bundy Corp.+
	 Burroughs Corp.* (Unisys)
	 Butterick Co. Inc.*
	 
	 CBI Industries Inc.
	 Card Key Systems
	 Carrier Corp.
	 Cascade Corp.
	 J.I. Case Co.
	 Caterpillar Tractor Co.*
	 Champion Spark Plug Co.*
	 Chevron Corp.
	 Chesebrough-Pond's Inc.
	 Chicago Pacific Corp.
	 Chicago Pneumatic Tools Co.
	 CIGNA Corp.*
	 Clark Equipment Co.+
	 Colgate-Palmolive Co.*
	 Columbus McKinnon Corp.
	 Combustion Engineering Inc.*
	 Continental Grain Co.
	 Control Data Corp.*
	 Corning Glass
	 Coulter Electronics Inc.*
	 Crown Cork and Seal Co. Inc.*
	 
	 Dames & Moore
	 D'Arcy-Macmanus & Masius Worldwide Inc.
	 Darmex Industrial Corp.
	 Dart & Kraft Inc.
	 Davy McKee Equipment Corp.
	 Deere & Co.*
	 Del Monte Corp.*
	 Donaldson Co. Inc.*
	 Dow Chemical Co.+
	 Dow Corning Corp.*
	 Dun & Bradstreet Corp.+
	 Dravco Corp.
	 Dresser Industries Inc.*
	 EI Du Pont de Nemours & Co. Inc.*
	 Dukane Corp.
	 
	 Eastman Kodak Co.+
	 Echlin Co.
	 Eli Lilly & Co.*
	 Emhart Corp.+
	 Envirotech Corp.
	 Erico Products Inc.
	 Eriez Magnetics
	 Esmark Inc.
	 Estee Lauder Inc.*
	 Euclid Inc.
	 Eutectic Corp.
	 Evapco
	 
	 FMC Corp.*
	 Federal-Mogul Corp.*
	 Ferro Corp.*
	 Fisher Controls International Inc.
	 Fluor Corp.*
	 Foote Cone & Belding Communications Inc.*
	 Franklin Electric Co. Inc.*
	 Fruehauf Corp.*
	 
	 GAF Corp.*
	 GATX Corp.
	 The Getz Corp.
	 Gillette Co.*
	 Goodyear Tire & Rubber Co.*
	 Grey Advertising Inc.*
	 Grolier Inc.*
	 
	 Frank B. Hall & Co. Inc.*
	 Harnischfeger Corp.*
	 The Harper Group*
	 Heinemann Electric Co.
	 Heublin Inc.
	 Hewlett-Packard Co.*
	 H.H. Robertson Co.
	 Hoover Co.*
	 Huck Mfg. Co.
	 Hughes Tool Co.
	 Hydro-Air Engineering Inc.
	 
	 ICS-International
	 IMS Intl. Inc.*
	 ITT Corp.*+
	 Ingersoll-Rand Co.*
	 Intergraph Corp.*
	 Intl. Flavors & Fragrances Inc.*
	 The Interpublic Group of Companies Inc.*
	 ITT Corp.
	 
	 JWT Group Inc.*
	 Johnson & Johnson Co.*
	 S.C. Johnson & Son Inc.*
	 Jordache Enterprises Inc.
	 Joy Manufacturing Co.*
	 
	 Kellog Co.*
	 Kendavis Industries Intl. Inc.
	 Kennametal Inc.*
	 KFC Corp.
	 Kimberly-Clark Corp.*
	 Koehring Crances & Excavators
	 
	 L & M Radiator Co.
	 Leco Crop.*
	 Leeds & Northrup Co.
	 Loctite Corp.*
	 Longyear Co.
	 Lubrizol Corp.
	 Lykes Brothers Steamship Co. Inc.
	 
	 MGM\UA Entertainment Co.
	 Maremont Corp.
	 The Marmon Group
	 Marsh & McLennan Cos. Inc.*
	 Masonite Corp.
	 Measurex Corp.
	 Medtronic Inc.*
	 Memorex Corp.
	 Merck & Co. Inc.*+
	 Metallurg Inc.
	 Midland-Ross Corp.*
	 Millipore Corp.
	 Mine Safety Appliances Co.*
	 Minnesota Mining & Mfg. Co.*
	 Mobil Oil Corp.*
	 Monsanto Co.*
	 Muller & Phipps Intl. Corp.
	 
	 NCR Corp.*
	 Nabisco Brands Inc.*
	 Nalco Chemical Co.*
	 National Education Corp.
	 National Starch & Chemical Corp.
	 National Standard Co.
	 A.C. Nielsen Co.
	 Newmont Mining Corp.*
	 Northrop Corp.
	 Norton Co.+
	 
	 The Ogilvy Group*
	 Olin Corp.*
	 Otis Group Inc.
	 Owens-Illinois Inc.*
	 
	 Pan American World Airways Inc.*
	 Parker Hannifin Corp.*
	 Parker Pen Co.
	 Peabody Intl. Corp.
	 Pfizer Inc.*
	 Phelps Dodge Corp.*
	 Precision Valve Corp.
	 Preformed Line Products Co.
	 
	 Quaker Chemical Corp.
	 
	 Ramsey Engineering
	 Raymond Intl. Inc.
	 Raytheon Co.*
	 Reader's Digest Assoc. Inc.*
	 Redken Laboratories Inc.
	 Redland Braas Corp. (sic)
	 Reed Mining Tools Inc.
	 Rexnord Inc.*
	 Reynolds & Reynolds Co.*
	 R.J. Reynolds Industries Inc.*
	 Richardson-Vicks Inc.
	 Riker Laboratories
	 
	 Salsbury Laboratories Inc.
	 Schering-Plough Corp.*
	 G.D. Searle & Co.
	 Sentry Corp.+
	 Sigmaform Corp.*
	 SmithKline Beckman Corp.*
	 Sohio Chemical Co.
	 Sperry Corp.* (Unisys)
	 Square D Co.*+
	 Squibb Corp.*
	 Standard Oil Co. (Ohio)*
	 L.S. Starrett Co.
	 Stauffer Chemical Co.
	 Steiner Corp.
	 Sterling Drug Inc.*
	 Sybron Corp.
	 
	 Tambrands Inc.*+
	 Technicon Corp.
	 Tenneco Inc.*
	 Texaco Inc.
	 Timken Co.
	 Titanium Industries Inc.
	 Tokheim Corp.*
	 The Trane Co.
	 Trinova Corp. (Libbey-Owens-Ford Co.)*
	 Triton Group Ltd. (Simplicity Pattern Co.)
	 Twentieth Century Fox Films Corp.
	 Twin Disk Inc.*
	 
	 UAL Inc. (Allegis)
	 U.S. Corp. (USG Corp.)
	 Union Camp Corp.*
	 Union Carbide Corp.*
	 Unisys Corp.* (Sperry/Burroughs merger)
	 Unit Rig & Equipment
	 United States Lines SA
	 United Technologies Corp.
	 Upjohn Co.*
	 USX Corp. (U.S. Steel Corp.)*
	 
	 The Valeron Corp.
	 Van Dusen Air Inc.
	 
	 Warner-Lambert Co.*
	 Wean United Inc.
	 Westin Hotel Co.
	 Wilbur-Ellis Co.*
	 World Courier Inc.
	 Wynn's Intl. Inc.
	 
	   >>> U.S. Companies w/Indirect South African Dealings <<<
	  >>> via Licensing, Distribution or Franchise Agreements <<<
			 >>> as of January 1, 1988 <<<
	 
	 *   Sullivan Principle signatory company as of 4/15/87
			      
	 American Express*
	 American Standard
	 Baxter Travenol Laboratories Inc.
	 Beatrice Cos.
	 CBS Computer Sciences
	 The Coca-Cola Co.
	 Cooper Industries
	 CPC Intl.
	 Cummins Engine Co. Inc.*
	 Eaton
	 Englehard*
	 Exxon
	 Fairchild Industries Inc.
	 Firestone Tire & Rubber*
	 Foster Wheeler*
	 Gates Rubber
	 GE 
	 Gelco Corp.
	 General Foods 
	 General Motors
	 General Signal
	 Gilbert Assoc.
	 Honeywell*
	 IBM
	 John Fluke
	 John Wiley & Sons*
	 Kraft
	 Motorola
	 Navistar
	 Oak Industries
	 Opico
	 PepsiCo
	 Procter & Gamble
	 Rohm & Haas
	 Skok Systems
	 SPS Technologies
	 The Stanley Works
	 Stone & Webster
	 Sun Chemical
	 The Stanley Works
	 Tidwell Indutries
	 Trans World Airlines*
	 VF Corp.
	 W.R. Grace & Co.
	 W.R. Stamler
	 Warner Communications
	 Westinghouse Electric*
	 
	 Source: Investor Responsibility Research Center
	 
		 >>> Foreign Corps. w/Stock Traded in U.S. <<<
		  >>> w/Direct South African Investments <<<
			 >>> as of January 1, 1988 <<<
			 
	 AMCA Intl. Ltd.
	 ASA Ltd.
	 B.A.T. Industries
	 British Petroleum Co. Ltd.
	 Canadian Pacific Ltd.
	 Imperial Chemical Industries PLC
	 Massey-Ferguson Ltd.
	 Moore Corp. Ltd.
	 Nestle
	 Plessey Co. Ltd.
	 Royal Dutch Shell Group
	 Seagram Co. Ltd.
	 Schlumberger Ltd.
	 Shell Transport & Trading Public Ltd. Co.
	 Unilever PLC
	 Volkswagon

DODCONTR.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
	 
	 
			  >>> DEFENSE CONTRACTORS <<<
	 
	 
	 Beware of recent mergers, spin offs and acquisitions.  The
	 ever turbulent business world has blurred this list of parent
	 companies (e.g. Sperry & Burroughs haved merged and are now
	 calling themselves Unisys and GE bought RCA etc.).  You'll
	 have to check to see who's doing what today.  This is a good
	 place to start.
	 
	 For further information on Dept. of Defense contractors contact:
		Defense Contract Audit Agency
		Bldg. 4, Cameron Station
		Alexandria, VA 22314
		202 274-7328/274-7288
		
		  >>> Top Ten Military Contractors: 1986 <<<
		>>> ranked by prime contract awards, in $B <<<
		    
				'86     '85     '84     '83     '82
	  General Dynamic      1 $8.0  2 $7.4  3 $6.0  1 $6.8  1 $5.9
	  General Electric     2 $6.8  4 $5.9  6 $4.5  4 $4.5  5 $3.7    
	  McDonnell Douglas    3 $6.6  1 $8.9  1 $7.7  2 $6.1  2 $5.6
	  Rockwell             4 $5.6  3 $6.3  2 $6.2  3 $4.5  8 $2.7
	  General Motors       5 $5.1 17 $1.6 23 $1.0 23 $0.9 26 $0.7
	  Lockheed             6 $4.9  6 $5.1  4 $5.0  6 $4.0  5 $3.5
	  Raytheon             7 $4.1  9 $3.0  9 $3.1 10 $2.7  9 $2.3
	  Boeing               8 $3.6  5 $5.5  5 $4.6  5 $4.4  6 $3.2
	  United Technologies  9 $3.5  7 $3.9  8 $3.2  7 $3.9  3 $4.2
	  Grumman             10 $3.0 10 $2.7 11 $2.4 11 $2.3 11 $1.9
	 
	 Source:
	 Recon Publications
	 PO Box 14602
	 Philadelphia, PA  19134
	 215 843-4256
	 
	       >>> Top 100 Department of Defense Contractors <<<
			     >>> as of 9/30/86 <<<
	  
	 Source: Investor Responsibility Research Center
	 
	 Rank  Parent Company
	  
	 57     Aerospace Corp.
	 25     AT&T
	 22     Allied-Signal
	 83     Amerada Hess Corp.
	 50     Amoco
	 71     Ashland Oil
	 34     Atlantic Richfield
	 47     Avondale Industries
	 63     Bahrain National Oil
	 45     Bath Iron Works
	 96     BDM Intl.
	 37     Bell Boeing JV
	  8     Boeing
	100     Brunswick
	 52     Burroughs (Unisys)
	 38     CFM Intl.
	 29     Chevron
	 80     Chrysler
	 69     Coastal Corp.
	 88     Colt Industries
	 62     Computer Sciences
	 68     Control Data Corp.
	 91     Digital Equipment Corp.
	 66     Draper Charles Stark Lab
	 73     Dynalectron
	 82     E-Systems
	 92     Eastman Kodak
	 20     Eaton
	 97     Electrospace Systems
	 64     Emerson Electric
	 36     Exxon
	 27     FMC
	 76     Figgie Intl.
	 30     Ford Motor Co.
	 23     GTE
	 78     Gates Corp.
	 95     GEC Inc.
	 33     GenCorp.
	  1     General Dynamics
	  2     General Electric
	  5     General Motors
	 40     Goodyear Tire & Rubber
	 58     Gould
	 10     Grumman
	 35     Harris
	 32     Harsco
	 46     Hercules
	 79     Hewlett Packard
	 94     Holly Corp.
	 12     Honeywell
	 19     IBM
	 98     IT&T & Varo JV
	 28     IT&T
	 53     Johns Hopkins Univ.
	 17     LTV
	 77     Lear Siegler
	 15     Litton Industries
	  6     Lockheed
	 49     Loral
	 11     Martin Marietta
	 51     Massachusetts Inst. of Technology
	  3     McDonnell Douglas
	 54     Mitre Corp.
	 59     Mobil
	 48     Motor Oils Hellas Corinth Refineries
	 56     Morrison Knudsen
	 75     Morton Thiokol
	 39     Motorola
	 31     Northrop
	 55     Olin
	 72     Oshkosh Truck
	 84     Pacific Resources
	 43     Pan Am Corp.
	 61     Penn Central Corp.
	  7     Raytheon
	  4     Rockwell Intl.
	 67     Rolls Royce Inc.
	 24     Royal Dutch Petroleum
	 70     Sanders Assoc.
	 74     Science Applications
	 26     Singer
	 65     Soberbio Inc.
	 89     Stueart Investment Co.
	 16     Sperry (Unisys)
	 60     Sun Co.
	 90     Sundstrand
	 21     TRW
	 41     Teledyne
	 42     Tenneco
	 93     Texaco
	 18     Texas Instruments
	 14     Textron
	 86     Todd Shipyards
	 81     Tracor
	 99     Transamerica
	 87     United Industrial
	 44     United States Phillips Trust
	  9     United Technologies
	 13     Westinghouse Electric
	 85     Zenith Electronics
	  
	    >>> Top Department of Defense Contractors 1983-1987 <<<
		  >>> listed by total value of contracts <<<
		  
	  Source: American Federation of Scientists, 4/87 newsletter
	  
	  1  Lockheed
	  2  General Motors
	  3  TRW
	  4  DOE Lawrence Livermore
	  5  McDonnell Douglas
	  6  Boeing
	  7  EG&G
	  8  DOE Los Alamos
	  9  GE
	 10  Rockwell Intl.
	 11  MIT
	 12  Raytheon
	 13  LTV
	 14  DoE Sandia (AT&T)
	 15  Fluor
	 16  NASA
	 17  Grumman
	 18  Gencorp
	 19  Teledyne
	 20  Honeywell
	 21  Martin Marietta
	 22  SDI Institute
	 23  Textron
	  
		      >>> NUCLEAR WEAPONS CONTRACTORS <<<
		      
	 I have been unable to locate or put together an up-to-date
	 list of nuclear weapons contractors.  To the best of my
	 knowledge there is no one place you can go to get a
	 comprehensive list.  The best I've been able to come up with
	 is the following.  The odds are if a company was heavily
	 involved in nuclear weapons research and/or production in
	 1983, they still are now.  I hope to have more comprehensive
	 information included in future updates of EthInves.  A more
	 up to date list will soon be available from:
		Nuclear Free America
		325 East 25th St.
		Baltimore, MD 21218
		301 235-3575
		   
	       >>> Top US Nuclear Weapons Contractors, 1983 <<<
		   
		   *  has since merged with another company
		
		Allied-Signal
		AT&T
		Avco* (Textron)
		Boeing
		Burroughs* (Unisys)
		Control Data
		DuPont
		Eaton
		EG&G
		Emerson Electric
		E-Systems
		FMC Corp.
		Ford
		GTE
		GenCorp
		General Dynamics
		General Electric
		General Motors
		Goodyear
		Gould
		Harris
		Hercules
		Honeywell
		ITT
		IBM
		LTV
		Litton
		Lockheed
		Martin Marietta
		McDonnell Douglas
		Morton Thiokol
		Motorola
		Northrop
		Pan Am
		Penn Central
		RCA* (General Electric)
		Raytheon
		Rockwell International
		Singer
		Sperry* (Unisys)
		TRW
		Teledyne
		Tenneco
		UNC Resources
		United Technologies
		Westinghouse
	 
	 With thanks to The Council for a Livable World, Investor
	 Responsibility Research Center & Nuclear Free America.

DODSPEND.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
	 
	
	>>> RESOURCES FOR ASSESSING THE IMPACT OF MILITARY SPENDING <<<
	    
	 This information is reprinted from ACCESS Resource Brief (Vol
	 1 No. 4, Sept 87) courtesy of ACCESS Inquiry Service, an
	 excellent source of data on military spending and other
	 security and peace issues.
	    
	 ACCESS Inquiry Service
	 1755 Massachusetts Ave NW, Suite 501
	 Washington, DC  20036
	 202 328-2323.
	 
	 
		>>> Studies of Impacts of Military Spending <<<
	
	 Defense Spending and the Economy
	 Congressional Budget Office, Feb 83, out of print
	 Check in your local Federal Depository Library.  Ask your local
	 librarian for help.
	 
	 Studies of economic impacts of arms control proposals,
	 defense programs (e.g., SDI, B-1 bomber), and contractors.
	 Council on Economic Priorities
	 30 Irving Place
	 New York, NY  10003
	 212 420-1133
	 
	 Defense Spending and the Economy: Does the Defense Dollar
	 Make a Difference?, $5 + $2 postage
	 Defense Budget Project
	 235 Massachusetts Ave NE
	 Washington, DC  20002
	 202 546-9737
	 
	 The Overburdened Economy, Lloyd J. Dumas
	 Univ of CA Press, 1986
	 A long-time critic of military spending explains the link
	 between military spending and US economic troubles.
	 
	 Studies, of employment impact by industry and state, and tax
	 impacts by city and Congressional district.
	 Employment Research Associates
	 517 485-7655
	 
	 Customized reports on local impacts of military spending and
	 on contractors (for a fee).
	 Military Spending Research Services, Paul Murphy
	 PO Box 1794
	 Middleburg, VA  22117
	 703-687-6777
	 
	 "Defense and the Community", report describing the
	 positive effects (sic) of defense spending.
	 US Dept. of Defense
	 202 697-5737
	 
	 World Military and Social Expenditures, annual, Ruth Sivard
	 Provides an annual accounting of the use of world resources
	 for social and for military purposes.
	 World Priorities
	 Box 25140
	 Washington, DC 20007
	 202 965-1661
	 
		  >>> Information of Defense Contractors <<<
	 
	 The Defense Industry, Jacques Gansler
	 The MIT Press, 1980
	 
	 Books,
	 Stocking the Arsenal, Paul Ferrari & Raul Madrid
	 The Nuclear Weapons Industry, Paul Ferrari & Raul Madrid
	 Investor Responsibility Research Center
	 1755 Massachusetts Ave NW, #600
	 Washington, DC  20036
	 202 939-6500
	 
	 National Defense
	 (Journal of the American Defense Preparedness Assn.)
	 Annual directories of defense contractors (May/June issue)
	 and of defense "think tanks" (October issue)
	 American Defense Preparedness Assn.
	 1700 N. Moore St., #905
	 Arlington, VA 22209
	 Washington, DC
	 703 522-1820
	 
	 Nuclear Free America
	 325 E. 25th St.
	 Baltimore, MD  21218
	 301 235-3575
	 Databse on nuclear weapons contractors, their weapons, and
	 their consumer products.
	 
	 Also contact Military Spending Reearch Services and the
	 Council on Economic Priorities, above.
	 
	    >>> Economic Conversion/Diversification/Adjustment <<<
	 
	 Center for Economic Conversion
	 415 968-8798
	 Provides information on economic conversion plans and
	 legislation; has a thorough list of readings and resources.
	 
	 Economic Adjustment and Conversion of Defense Industries,
	 John Lynch
	 Westview, 1987
	 Contains a detailed, annotated bibliography on adjustment and
	 conversion.
	 
	 "Military Conversion: An Exchange", Bulletin of the Atomic
	 Scientists, June/July 86
	 Includes articles by Lloyd J. Dumas & Suzanne Gordon, Kevin
	 Bean, and Gordon Adams
	 
	 Jobs with Peace Campaign
	 76 Summer St.
	 Boston, MA  02110
	 617 338-5783
	 Grassroots campaign seeking to redirect excessive military
	 expenditures to jobs and social needs.
	 
	 Office of Economic Adjustment
	 US Dept. of Defense
	 The Pentagon, Room 3D968
	 Washington, DC  20301-4000
	 202 697-9155
	 202 694-8530
	 Assists communities to adjust to losses of military bases and
	 contracts; has report on "Economic Adjustment/Conversion".
	 
			    >>> Defense Budget <<<
	 
	 See the forthcoming ACCESS Resource Brief on the defense
	 budget, or call ACCESS at 202 328-2323.

DETAILS.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
	 
	 
			    >>> >>> DETAILS <<< <<<
	 
	 
	 EthInves is an shareware almanac that provides you with handy
	 reference material on socially responsible investing.
	 EthInves is distributed as both ASCII text-only files
	 (MS-DOS) and MacWrite files (Macintosh).  To begin using
	 EthInves, just open the EthInves files with your favorite
	 word processor or place the files into a PageMaker
	 publication.  You can print all or part of it out or use it
	 as a handy on-disk reference when you need a specific piece
	 of information.
	 
	 EthInves is packed full of information of interst to people
	 who are concerned about how their investments are impacting
	 the world around them.  EthInves' files contain information
	 about newsletters, magazines and books on ethical investment;
	 financial profiles of socially conscious mutual funds, money
	 market funds and other investment vehicles; and lists of
	 utility companies involved with nuclear power plants.  You'll
	 also find the top 100 Dept. of Defense contractors, all the
	 Strategic Defense Initiative (Star Wars) contractors, the
	 companies that still do business in South Africa and much,
	 much more.  I strongly suggest you browse through the MISC
	 file. :-)
	 
	 EthInves is shareware and you are encouraged to pass it on to
	 friends, relatives and co-workers.  Each copy includes an
	 archived version to make uploading and downloading EthInves
	 both quicker and cheaper.  The necessary archiving and de-
	 archiving utilities are enclosed.  All I ask are two things
	 of you: that you distribute all of the EthInves files in
	 total without changing the contents and that it not be sold
	 for more than the cost of reproduction and distrubtion.  I
	 still retain the copyright to EthInves. 
	 
	 If you find EthInves of use, please become a registered owner
	 for $20.  Registration to this biannual almanac gives you a
	 year's subscription.  You get two copies: the one you have
	 now and the next scheduled release.  EthInves issues come out
	 in January and July.
	 
	 I welcome feedback, suggestions for improvement and
	 corrections of errors or omissions.  Please tell me where you
	 heard about EthInves.  Many thanks to all of you who have
	 helped me compile and distribute this material.  I always
	 appreciate your feedback.  
	 
	 THE MATERIAL IN ETHINVES IS FOR RESEARCH PURPOSES ONLY.  IT
	 IS NOT INVESTMENT ADVICE NOR IS IT TO BE INTERPRETTED AS
	 FINANCIAL COUNSELING.  IT IS FOR YOUR PERSONAL INFORMATION;
	 HOW YOU APPLY IT WITH YOUR MONEY IS YOUR BUSINESS.
	 
	 Jerry Whiting
	 PO Box 20821
	 Seattle, WA  98102
	 Through many computer network gateways:  [DE3MIR]jwhiting
	 PeaceNet:  jwhiting
	 The WELL:  jwhiting
	 

DIVSTMNT.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
	 
		 
	 >>> >>> SOUTH AFRICA & SOCIALLY RESPONSIBLE INVESTING <<< <<<
			     
			     
			     >>> Introduction <<<
			     
			     
	 No other facet of the ethical investment movement has
	 received as much attention or had as deep an impact as the
	 divestment movement.  Public outcry and investor pressure has
	 played a pivotal role in pressuring American companies into
	 leaving South Africa.
	 
	 As an investor you must decide what level of involvement with
	 South Africa you are comfortable with.  Many companies have
	 responded to public pressure by ending their direct investment 
	 but continue to profit through franchises, licensing agreements 
	 or other means that let them have their cake and eat it too.
	 
	 On June 3, 1987, Rev. Leon Sullivan abandoned his efforts of
	 trying to influence Pretoria through the examples set by
	 American businesses in South Africa and called for a complete
	 withdrawal.  You must decide for yourself if a company's
	 signing of the Sullivan Principles was a skirt to hide behind
	 or was a sincere effort to bring about progressive change.
	  
	 For interesting, if disheartening, articles on the impact of
	 divestment on South Africa, consult The New York Times,
	 7/27/87, p21; New York Times, 9/7/87, p17; Wall Street
	 Journal, 9/21/87, p20.
	 
	 Five organizations active in the fight against apartheid have
	 recently issued their own "Guidelines for Divestment".  A
	 copy of their statement follows.
	 
		       >>> Guidelines for Divestment <<<
			      >>> signed 1/87 <<<
	 
	 We support an end to all corporate involvement in or with South
	 Africa and Namibia.  A corporation is doing business in or with
	 the Republic of South Africa or Namibia if it, its parent, or its
	 subsidiaries:
	 
	 1) have direct investments in South Africa or Namibia, or have
	 entered into franchise, licensing or management agreements with or
	 for any entity in those countries; or
	 
	 2) are financial institutions that have not prohibited new
	 investments, loans, credits or related services, or the renewal of
	 existing agreements, including those for the purpose of trade,
	 with any entity in those countries; or
	 
	 3) have more than 5% of their common stock beneficially owned or
	 controlled by a South African entity.
	 
	 A company with operations in South Africa or Namibia for the sole
	 purpose of reporting the news shall not be considered doing
	 business in those countries.
	 
		American Committee on Africa
		198 Broadway
		New York, NY 10038
		(212) 962-1210
	 
		American Friends Service Committee
		1501 Cherry St.
		Philadelphia, PA 19102
		(215) 241-7000
	 
		Interfaith Center on Corporate Responsibility
		475 Riverside Drive, #566
		New York, NY 10115
		(212) 870-2936
	 
		TransAfrica
		545 Eighth St. SE #200
		Washington, DC 20003
		(202) 547-2550
	 
		Washington Office on Africa
		110 Maryland Ave NE
		Washington, DC
		(202) 546-796
			       
			       >>> Resources <<<
			       
	 For more information on the anti-apartheid and divestment
	 movements, contact the above groups or:
	 
		Intl. Council for Equality of Opportunity Principles
		1501 N. Broad St.
		Philadelphia, PA 19122
		215 236-675

DODCONTR.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
	 
	 
			  >>> DEFENSE CONTRACTORS <<<
	 
	 
	 Beware of recent mergers, spin offs and acquisitions.  The
	 ever turbulent business world has blurred this list of parent
	 companies (e.g. Sperry & Burroughs haved merged and are now
	 calling themselves Unisys and GE bought RCA etc.).  You'll
	 have to check to see who's doing what today.  This is a good
	 place to start.
	 
	 For further information on Dept. of Defense contractors contact:
		Defense Contract Audit Agency
		Bldg. 4, Cameron Station
		Alexandria, VA 22314
		202 274-7328/274-7288
		
		  >>> Top Ten Military Contractors: 1986 <<<
		>>> ranked by prime contract awards, in $B <<<
		    
				'86     '85     '84     '83     '82
	  General Dynamic      1 $8.0  2 $7.4  3 $6.0  1 $6.8  1 $5.9
	  General Electric     2 $6.8  4 $5.9  6 $4.5  4 $4.5  5 $3.7    
	  McDonnell Douglas    3 $6.6  1 $8.9  1 $7.7  2 $6.1  2 $5.6
	  Rockwell             4 $5.6  3 $6.3  2 $6.2  3 $4.5  8 $2.7
	  General Motors       5 $5.1 17 $1.6 23 $1.0 23 $0.9 26 $0.7
	  Lockheed             6 $4.9  6 $5.1  4 $5.0  6 $4.0  5 $3.5
	  Raytheon             7 $4.1  9 $3.0  9 $3.1 10 $2.7  9 $2.3
	  Boeing               8 $3.6  5 $5.5  5 $4.6  5 $4.4  6 $3.2
	  United Technologies  9 $3.5  7 $3.9  8 $3.2  7 $3.9  3 $4.2
	  Grumman             10 $3.0 10 $2.7 11 $2.4 11 $2.3 11 $1.9
	 
	 Source:
	 Recon Publications
	 PO Box 14602
	 Philadelphia, PA  19134
	 215 843-4256
	 
	       >>> Top 100 Department of Defense Contractors <<<
			     >>> as of 9/30/86 <<<
	  
	 Source: Investor Responsibility Research Center
	 
	 Rank  Parent Company
	  
	 57     Aerospace Corp.
	 25     AT&T
	 22     Allied-Signal
	 83     Amerada Hess Corp.
	 50     Amoco
	 71     Ashland Oil
	 34     Atlantic Richfield
	 47     Avondale Industries
	 63     Bahrain National Oil
	 45     Bath Iron Works
	 96     BDM Intl.
	 37     Bell Boeing JV
	  8     Boeing
	100     Brunswick
	 52     Burroughs (Unisys)
	 38     CFM Intl.
	 29     Chevron
	 80     Chrysler
	 69     Coastal Corp.
	 88     Colt Industries
	 62     Computer Sciences
	 68     Control Data Corp.
	 91     Digital Equipment Corp.
	 66     Draper Charles Stark Lab
	 73     Dynalectron
	 82     E-Systems
	 92     Eastman Kodak
	 20     Eaton
	 97     Electrospace Systems
	 64     Emerson Electric
	 36     Exxon
	 27     FMC
	 76     Figgie Intl.
	 30     Ford Motor Co.
	 23     GTE
	 78     Gates Corp.
	 95     GEC Inc.
	 33     GenCorp.
	  1     General Dynamics
	  2     General Electric
	  5     General Motors
	 40     Goodyear Tire & Rubber
	 58     Gould
	 10     Grumman
	 35     Harris
	 32     Harsco
	 46     Hercules
	 79     Hewlett Packard
	 94     Holly Corp.
	 12     Honeywell
	 19     IBM
	 98     IT&T & Varo JV
	 28     IT&T
	 53     Johns Hopkins Univ.
	 17     LTV
	 77     Lear Siegler
	 15     Litton Industries
	  6     Lockheed
	 49     Loral
	 11     Martin Marietta
	 51     Massachusetts Inst. of Technology
	  3     McDonnell Douglas
	 54     Mitre Corp.
	 59     Mobil
	 48     Motor Oils Hellas Corinth Refineries
	 56     Morrison Knudsen
	 75     Morton Thiokol
	 39     Motorola
	 31     Northrop
	 55     Olin
	 72     Oshkosh Truck
	 84     Pacific Resources
	 43     Pan Am Corp.
	 61     Penn Central Corp.
	  7     Raytheon
	  4     Rockwell Intl.
	 67     Rolls Royce Inc.
	 24     Royal Dutch Petroleum
	 70     Sanders Assoc.
	 74     Science Applications
	 26     Singer
	 65     Soberbio Inc.
	 89     Stueart Investment Co.
	 16     Sperry (Unisys)
	 60     Sun Co.
	 90     Sundstrand
	 21     TRW
	 41     Teledyne
	 42     Tenneco
	 93     Texaco
	 18     Texas Instruments
	 14     Textron
	 86     Todd Shipyards
	 81     Tracor
	 99     Transamerica
	 87     United Industrial
	 44     United States Phillips Trust
	  9     United Technologies
	 13     Westinghouse Electric
	 85     Zenith Electronics
	  
	    >>> Top Department of Defense Contractors 1983-1987 <<<
		  >>> listed by total value of contracts <<<
		  
	  Source: American Federation of Scientists, 4/87 newsletter
	  
	  1  Lockheed
	  2  General Motors
	  3  TRW
	  4  DOE Lawrence Livermore
	  5  McDonnell Douglas
	  6  Boeing
	  7  EG&G
	  8  DOE Los Alamos
	  9  GE
	 10  Rockwell Intl.
	 11  MIT
	 12  Raytheon
	 13  LTV
	 14  DoE Sandia (AT&T)
	 15  Fluor
	 16  NASA
	 17  Grumman
	 18  Gencorp
	 19  Teledyne
	 20  Honeywell
	 21  Martin Marietta
	 22  SDI Institute
	 23  Textron
	  
		      >>> NUCLEAR WEAPONS CONTRACTORS <<<
		      
	 I have been unable to locate or put together an up-to-date
	 list of nuclear weapons contractors.  To the best of my
	 knowledge there is no one place you can go to get a
	 comprehensive list.  The best I've been able to come up with
	 is the following.  The odds are if a company was heavily
	 involved in nuclear weapons research and/or production in
	 1983, they still are now.  I hope to have more comprehensive
	 information included in future updates of EthInves.  A more
	 up to date list will soon be available from:
		Nuclear Free America
		325 East 25th St.
		Baltimore, MD 21218
		301 235-3575
		   
	       >>> Top US Nuclear Weapons Contractors, 1983 <<<
		   
		   *  has since merged with another company
		
		Allied-Signal
		AT&T
		Avco* (Textron)
		Boeing
		Burroughs* (Unisys)
		Control Data
		DuPont
		Eaton
		EG&G
		Emerson Electric
		E-Systems
		FMC Corp.
		Ford
		GTE
		GenCorp
		General Dynamics
		General Electric
		General Motors
		Goodyear
		Gould
		Harris
		Hercules
		Honeywell
		ITT
		IBM
		LTV
		Litton
		Lockheed
		Martin Marietta
		McDonnell Douglas
		Morton Thiokol
		Motorola
		Northrop
		Pan Am
		Penn Central
		RCA* (General Electric)
		Raytheon
		Rockwell International
		Singer
		Sperry* (Unisys)
		TRW
		Teledyne
		Tenneco
		UNC Resources
		United Technologies
		Westinghouse
	 
	 With thanks to The Council for a Livable World, Investor
	 Responsibility Research Center & Nuclear Free America.

DODSPEND.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
	 
	
	>>> RESOURCES FOR ASSESSING THE IMPACT OF MILITARY SPENDING <<<
	    
	 This information is reprinted from ACCESS Resource Brief (Vol
	 1 No. 4, Sept 87) courtesy of ACCESS Inquiry Service, an
	 excellent source of data on military spending and other
	 security and peace issues.
	    
	 ACCESS Inquiry Service
	 1755 Massachusetts Ave NW, Suite 501
	 Washington, DC  20036
	 202 328-2323.
	 
	 
		>>> Studies of Impacts of Military Spending <<<
	
	 Defense Spending and the Economy
	 Congressional Budget Office, Feb 83, out of print
	 Check in your local Federal Depository Library.  Ask your local
	 librarian for help.
	 
	 Studies of economic impacts of arms control proposals,
	 defense programs (e.g., SDI, B-1 bomber), and contractors.
	 Council on Economic Priorities
	 30 Irving Place
	 New York, NY  10003
	 212 420-1133
	 
	 Defense Spending and the Economy: Does the Defense Dollar
	 Make a Difference?, $5 + $2 postage
	 Defense Budget Project
	 235 Massachusetts Ave NE
	 Washington, DC  20002
	 202 546-9737
	 
	 The Overburdened Economy, Lloyd J. Dumas
	 Univ of CA Press, 1986
	 A long-time critic of military spending explains the link
	 between military spending and US economic troubles.
	 
	 Studies, of employment impact by industry and state, and tax
	 impacts by city and Congressional district.
	 Employment Research Associates
	 517 485-7655
	 
	 Customized reports on local impacts of military spending and
	 on contractors (for a fee).
	 Military Spending Research Services, Paul Murphy
	 PO Box 1794
	 Middleburg, VA  22117
	 703-687-6777
	 
	 "Defense and the Community", report describing the
	 positive effects (sic) of defense spending.
	 US Dept. of Defense
	 202 697-5737
	 
	 World Military and Social Expenditures, annual, Ruth Sivard
	 Provides an annual accounting of the use of world resources
	 for social and for military purposes.
	 World Priorities
	 Box 25140
	 Washington, DC 20007
	 202 965-1661
	 
		  >>> Information of Defense Contractors <<<
	 
	 The Defense Industry, Jacques Gansler
	 The MIT Press, 1980
	 
	 Books,
	 Stocking the Arsenal, Paul Ferrari & Raul Madrid
	 The Nuclear Weapons Industry, Paul Ferrari & Raul Madrid
	 Investor Responsibility Research Center
	 1755 Massachusetts Ave NW, #600
	 Washington, DC  20036
	 202 939-6500
	 
	 National Defense
	 (Journal of the American Defense Preparedness Assn.)
	 Annual directories of defense contractors (May/June issue)
	 and of defense "think tanks" (October issue)
	 American Defense Preparedness Assn.
	 1700 N. Moore St., #905
	 Arlington, VA 22209
	 Washington, DC
	 703 522-1820
	 
	 Nuclear Free America
	 325 E. 25th St.
	 Baltimore, MD  21218
	 301 235-3575
	 Databse on nuclear weapons contractors, their weapons, and
	 their consumer products.
	 
	 Also contact Military Spending Reearch Services and the
	 Council on Economic Priorities, above.
	 
	    >>> Economic Conversion/Diversification/Adjustment <<<
	 
	 Center for Economic Conversion
	 415 968-8798
	 Provides information on economic conversion plans and
	 legislation; has a thorough list of readings and resources.
	 
	 Economic Adjustment and Conversion of Defense Industries,
	 John Lynch
	 Westview, 1987
	 Contains a detailed, annotated bibliography on adjustment and
	 conversion.
	 
	 "Military Conversion: An Exchange", Bulletin of the Atomic
	 Scientists, June/July 86
	 Includes articles by Lloyd J. Dumas & Suzanne Gordon, Kevin
	 Bean, and Gordon Adams
	 
	 Jobs with Peace Campaign
	 76 Summer St.
	 Boston, MA  02110
	 617 338-5783
	 Grassroots campaign seeking to redirect excessive military
	 expenditures to jobs and social needs.
	 
	 Office of Economic Adjustment
	 US Dept. of Defense
	 The Pentagon, Room 3D968
	 Washington, DC  20301-4000
	 202 697-9155
	 202 694-8530
	 Assists communities to adjust to losses of military bases and
	 contracts; has report on "Economic Adjustment/Conversion".
	 
			    >>> Defense Budget <<<
	 
	 See the forthcoming ACCESS Resource Brief on the defense
	 budget, or call ACCESS at 202 328-2323.

100BEST.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
	 
	 
			     >>> THE 100 BEST <<<
			     
			     
	     >>> The 10 Best Companies to Work for in America <<<
		 
	 1. AT&T Bell Laboratories 
	 2. Trammell Crow
	 3. Delta Air Lines 
	 4. Federal Express
	 5. Goldman Sachs 
	 6. Hallmark Cards 
	 7. Hewlett-Packard 
	 8. IBM 
	 9. Pitney Bowes
	10. Time Inc. 
	 
		     >>> Best Places for Women to Work <<<
	 
	 Citicorp
	 Control Data
	 Doyle Dane Bernbach
	 Federal Express
	 Hallmark Cards
	 IBM
	 Levi Strauss
	 Mary Kay Cosmetics
	 Nordstrom
	 Northwestern Mutual Life
	 J.C. Penney
	 Recreational Equipment
	 Security Pacific Bank
	 Time Inc.
	 
		    >>> Best Places for Blacks to Work <<<
	 
	 Cummins Engine
	 Federal Express
	 General Electric
	 Hewlett-Packard
	 IBM
	 Levi Strauss
	 Los Angeles Dodgers
	 Polaroid
	 Time Inc.
	 
	     >>> The 100 Best Companies to Work for in America <<<
			  >>> (alphabetical list) <<<
	 
	 Advanced Micro
	 Analog Devices
	 Anheuser-Busch
	 Apple Computer
	 Armstrong World Industries
	 Atlantic Richfield
	 AT&T Bell Laboratories
	 Baxter Travenol
	 Leo Burnett
	 Celestial Seasonings
	 Citicorp
	 Control Data
	 Trammell Crow
	 CRS/Sirrine
	 Cummins Engine
	 Dana
	 Dayton Hudson
	 Deere
	 Delta Air Lines
	 Digital Equipment
	 Donnelly
	 Doyle Dane Bernbach
	 Du Pont
	 Eastman Kodak
	 A.G. Edwards
	 Electro Scientific
	 Erie Insurance
	 Exxon
	 Federal Express
	 Fisher-Price Toys
	 H.B. Fuller
	 General Electric
	 General Mills
	 Goldman Sachs
	 Gore
	 Hallmark Cards
	 H.J. Heinz
	 Hewitt Associates
	 Hewlett-Packard
	 Inland Steel
	 Intel
	 IBM
	 Johnson & Johnson
	 Johnson Wax
	 Knight-Ridder
	 Kollmorgen
	 Levi Strauss
	 Liebert
	 Linnton Plywood
	 Los Angeles Dodgers
	 Lowe's
	 Marion Labs
	 Mary Kay Cosmetics
	 Maytag
	 McCormick
	 Merle Norman Cosmetics
	 Herman Miller
	 3M
	 Moog
	 J.P. Morgan
	 Nissan
	 Nordstrom
	 Northrop
	 Nortwestern Mutual Life
	 Nucor
	 Odetics
	 Olga
	 J.C. Penney
	 People Express Airline
	 Physio-Control
	 Pitney Bowes
	 Polaroid
	 Preston Trucking
	 Procter & Gamble
	 Publix
	 Quad/Graphics
	 Rainier Bancorporation
	 Random House
	 Raychem
	 Reader's Digest
	 Recreational Equipment
	 Remington Products
	 ROLM
	 Ryder
	 Saga
	 Security Pacific Bank
	 Shell Oil
	 Southern California Edison
	 Springs
	 Steelcase
	 Tandem Computers
	 Tandy
	 Tektronix
	 Tenneco
	 Time Inc.
	 Viking Freight System
	 Wal-Mart Stores
	 Westin Hotels
	 Weyerhaeuser
	 Worthington Industries
	 
	 from the book:
	 The 100 Best Companies to Work for in America
	 Robert Levering, Milton Moskowitz & Michael Katz
	 Signet, 1984

1987DATA.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
	 
			   >>> >>> 1987 DATA <<< <<<
	 
				>>> Stocks <<<
	 
	 Total return figures include reinvestment of dividends or
	 interest if any.
	 
	 * estimate
	 
	 Dow Jones Industrial Average of 30 stocks
	 Total returns 1987:  5.70%*
	 Total returns 1986: 28.07%
	 Total returns 1985: 34.33%
	 
	 Standard & Poor's 500 Stock Index
	 Total returns 1987:  5.32%
	 Total returns 1986: 18.55%
	 Total returns 1985: 32.03%
	 
	 Wilshire 5000 Stock Index
	 Total returns 1987:  2.27%*
	 Total returns 1986: 16.10%
	 Total returns 1985: 32.56%
	 
	 Dow Jones Industrial Average of 30 stocks
	 closing prices
	 week of 1/2/87         1927.31
	 week of 12/31/87       1938.83
	 8/25/87        2722.42* year's high
	 10/19/87       1738.74* year's low
	 
	 New York Stock Exchange
	 closing prices
	 week of 1/2/87         141.14
	 week of 12/31/87       138.22
	 8/25/87        187.99* year's high
	 12/4/87        125.91* year's low
	 Total share volume '87: 47,801,308,660
	 Total share volume '86: 35,680,016,341
	 Total share volume '85: 27,510,706,353
	 Total share volume '84: 23,071,031,447
	 Total share volume '83: 21,589,576,997
	 Advances 1987:  810
	 Advances 1986: 1597
	 Advances 1985: 1957
	 Declines 1987: 1444
	 Declines 1986:  699
	 Declines 1985:  356
	 Unchanged 1987:  25
	 Unchanged 1986:  22
	 Unchanged 1985:  19
	 
	 American Stock Exchange
	 closing prices
	 week of 1/2/87         267.49
	 week of 12/31/87       260.35
	 8/13/87        365.01* year's high
	 12/4/87        231.90* year's low
	 Total share volume '87: 3,505,950,000
	 Total share volume '86: 2,978,540,000
	 Total share volume '85: 2,100,860,000
	 Total share volume '84: 1,545,010,000
	 Total share volume '83: 2,081,270,000
	 Advances 1987: 435
	 Advances 1986: 556
	 Advances 1985: 619
	 Declines 1987: 617
	 Declines 1986: 380
	 Declines 1985: 300
	 Unchanged 1987: 20
	 Unchanged 1986: 18
	 Unchanged 1985: 17
	 
	 NASDAQ
	 closing prices
	 week of 1/2/87         353.26
	 week of 12/31/87       329.08
	 8/26/87        455.26* year's high
	 12/4/87        291.88* year's low
	 Total share volume '87: 35,597,292,000
	 Total share volume '86: 26,658,897,000
	 Total share volume '85: 19,281,412,800
	 Total share volume '84: 15,158,819,587
	 Total share volume '83: 15,908,547,400
	 Advances 1987: 2381
	 Advances 1986: 3069
	 Advances 1985: 3088
	 Declines 1987: 2918
	 Declines 1986: 1877
	 Declines 1985: 1504
	 Unchanged 1987: 142
	 Unchanged 1986: 125
	 Unchanged 1985:147
	 
			     >>> Mutual Funds <<<
	 
	 Total return figures include reinvestment of dividends or
	 interest if any.
	 
	 * estimate
	 ~ as of 12/23/87
	 
	 Lipper Growth Fund Index
	 Total return 1987:  0.98%*
	 Total return 1986: 15.86%
	 Total return 1985: 30.34%
	 
	 Lipper Growth and Income Fund Index
	 Total return 1987:  4.73%~
	 Total return 1986: 16.17%
	 Total return 1985: 27.70%
	 
	 Lipper Balanced Fund Index
	 Total return 1987:  3.08%~
	 Total return 1986: 19.02%
	 Total return 1985: 27.45%
	 
	 Lipper International Fund Index
	 Total return 1987:  3.69%~
	 Total return 1986: 49.36%
	 Total return 1985: 48.20%
	 
	 Average general equity funds gained 1.49% in 1987.
	 Average for all equity funds gained 3.03% in 1987.
	 Average for all equity & fixed income funds gained 2.28% in 1987.
			   
			   >>> Money Market Fund <<<
	 
	 Total return figures include reinvestment of dividends or
	 interest if any.
	 
	 * estimate
	 
	 Donoghue's 12-month yield on all taxable money funds
	 Total return 1987: 6.11%*
	 Total return 1986: 6.26%
	 Total return 1985: 7.71%
	 
	 Money Market Deposit Account
	 Bank Rate Monitor National Index
	 Total return 1987: 5.60%
	 Total return 1986: 6.10%
	 Total return 1985: 7.35%
				 
			   >>> Bank Instruments <<<
	 
	 Total return figures include reinvestment of dividends or
	 interest if any.
	 
	 * estimate
	 
	 Bank Rate Monitor National Index
	 1 year Certificate of Deposit
	 Total return 1987: 6.92%
	 Total return 1986: 6.92%
	 Total return 1985: 8.55%
	 
	 Bank Rate Monitor National Index
	 30-month Certificate of Deposit
	 Total return 1987: 7.34%
	 Total return 1986: 7.33%
	 Total return 1985: 9.34%
	 
				 >>> Bonds <<<
	 
	 Total return figures include reinvestment of dividends or
	 interest if any.
	 
	 * estimate
	 
	 Shearson Lehman Long Term Treasury Index
	 Total return 1987: -2.51%*
	 Total return 1986: 24.10%
	 Total return 1985: 31.56%
	 
	 Shearson Lehman Long Term AA-Rated Bond Index
	 Total return 1987: -1.37%*
	 Total return 1986: 18.59%
	 Total return 1985: 28.24%
	 
	 Shearson Lehman Municipal Bond Index
	 Total return 1987:  3.35%*
	 Total return 1986: 19.32%
	 Total return 1985: 20.02%
	 
	 Shearson Lehman Intermediate Term Treasury Index
	 Total return 1987:  3.61%*
	 Total return 1986: 13.03%
	 Total return 1985: 18.15%
	 
	 Shearson Lehman Mortgage-Backed Securities Index
	 Total return 1987:  5.26%*
	 Total return 1986: 13.43%
	 Total return 1985: 25.21%
	 
			    >>> Precious Metals <<<
	 
	 Silver (1,000 oz bar of bullion)
	 Total return 1987: 23.02%
	 Total return 1986:  -6.0%
	 Total return 1985: -4.58%
	 
	 Gold (100 oz bar of bullion)
	 Total return 1987: 20.98%
	 Total return 1986: 24.0%
	 Total return 1985:  8.72%
	 
	 Platinum (50 oz bar of bullion)
	 Total return 1987:  6.26%
	 Total return 1986: 38.0%
	 Total return 1985: 24.30%
	 
			>>> Residential Real Estate <<<
	 
	 Increase in average price of new single-family home
	 1987: 12.0%
	 1986:  9.1%
	 1985:  5.5%
	 
	 Housing starts, in millions
	 1987: 1.65
	 1986: 1.81
	 1985: 1.74
			    
			    >>> October 19,1987 <<<
			    
	 The day the DJIA dropped 508 points, -21.61%.

BBS.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
	 
	 
			     >>> >>> BBS's <<< <<<
			     
	 
	 Arms Control Computer Network
	 Kay Johnson
	 ACCN
	 711 G St. SE
	 Washington, DC 200003
	 202 544-8388 voice
	 
	 AICOM
	 Associated Indigenous Communications
	 PO Box 71
	 Highland, MD 20777
	 301 854-0499 ? voice
	 Native American interests
	 
	 AMNET
	 PO Box 8896 
	 Fort Collins, CO 80525
	 Animal rights
	 
	 Center for Environmental Information
	 Fred Stoss
	 33 S. Washington St.
	 Rochester, NY 14608
	 716 546-3796 voice
	 Data base searches
	 
	 Center for International Cooperation
	 National College of Education
	 2840 Sheridan Rd.
	 Evanston, IL 6021
	 312 256-5150 x329
	 Peace issues bibliography service & database.
	 $4/bibliography.
	 
	 CHEC
	 425 W. 3rd St., #2
	 Eugene, OR 97401
	 503 686-CHEC voice
	 503 683-4885 access
	 Forestry activists' BBS
	 
	 EarthNet
	 Center for Biology of Natural Systems
	 Queens College CUNY
	 Flushing, NY 11367
	 718 670-4180 voice
	 
	 EnviroNet
	 David L. Salahi
	 90 Streamwood
	 Irvine, CA 92714
	 714 731-6439 ?access #
	 User ID 105, password PARKS
	 
	 MISC.INVEST
	 This is a USENET conference that's open to anyone who has
	 access to the USENET system.  Available through PeaceNet and
	 most university computer networks.
	 
	 NIRSNet
	 Bea Trapasso
	 Nuclear Information and Resource Service
	 1616 P St., NW
	 Washington, DC 20036
	 202 328-0002 voice
	 
	 PeaceNet
	 3228 Sacramento St.
	 San Francisco, CA 94115
	 415 923-0900 voice
	 (where you can find yours truly, user ID jwhiting)
	 
	 RecyleNet
	 Association of New Jersey Recyclers
	 PO Box 625
	 Absecon, NJ 08201
	 609 641-8292 voice
	 609 641-9481 access
	 
	 Telecommunications Cooperative Network
	 505 8th Ave., Ste. 1805
	 New York, NY 10018
	 212 714-9780 voice
	 
	 The WELL (Whole Earth 'Lectric Link)
	 27 Gate Five Road
	 Sausalito, CA 94965
	 (where you can find yours truly, user ID jwhiting)
	 
	 Peter V. Radatti
	 210 W. 12th Ave
	 Conshohocken, PA 18428
	 Environmental BBS
	 
	 
		       >>> And for you Canadians ... <<<
	 
	 Catalyst
	 Canadian Study in Search of Democracy
	 PO Box 77155
	 Station S
	 Vancouver, BC
	 V5R 5T4
	 604 872-6968 (?voice)
	 
	 Eca-Online
	 Alberta Environmental Council
	 5pm-8am weekdays, 24 hr. weekends/holidays
	 403 438-5793

CHAT.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
 
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
 
				 >>> CHAT <<<
 
	 Welcome to the second year of EthInves.  A what a year it's
	 been: a new tax environment, the Soviet-U.S. missile treaty,
	 the rising Latin American debt crisis, the falling dollar,
	 the ever-present trade deficit and how can you mention 1987
	 without mentioning Bloody Monday.
 
	 In spite of all this uncertainty and rapid change, you are
	 still looking for sound investment options.  Your task is to
	 earn a comfortable return on your investment while monitoring
	 its social, political and environmental impact. No small
	 task.
 
	 I hope that the information and resources contained in
	 EthInves will make those decisions a little bit easier for
	 you.  As you may have noticed, ver. 2.0 is considerably
	 larger than 1.3  I hope that you find much of this new
	 material helpful.  If not, write or e-mail me and let me
	 know.  What do you need?  What don't you use?  What can't you
	 find?
 
	 My future plans for EthInves include more ancillary material
	 that may be of interest to EthInves users.  For example, this
	 edition includes a list of all the nuclear free zones world
	 wide.  The next edition (ver 2.1, 7/88) will have a database
	 of the members of Congress including address, phone and
	 committee memberships.  I have recently acquired Borland's
	 Quattro.  Expect to see much of the financial data in
	 spreadsheet/database form from now on.  If there's interest
	 from folks, I can also bundle other author's shareware: IRA
	 calculators, loan rate utils, etc.
 
	 The response the last 6 months to EthInves has been very
	 positive.  If this good fortune continues, EthInves will
	 become a quarterly publication by year's end.
 
	 EthInves readers can receive a free sample copy of RECON, the
	 newsletter that keeps its eye on the Pentagon, by writing
	 editor Chris Robinson and mentioning EthInves.
 
	 The periodical of the year award goes to The Whole Earth
	 Review for their Winter '87 issue "Signal".  If you are a
	 hacker, media freak, samizdat or committed culture watcher
	 you'll want to catch up with a copy of this excellent
	 magazine.  $5 from Whole Earth Review, 27 Gate Five Road,
	 Sausalito, CA, 94965.  In fact, you should be a subscriber
	 ($20/year).
 
	 Ramblings ...
 
	 With all-digit phone numbers, how long are they going to keep
	 putting letters on phones?  In other words, when will we lose
	 being able to spell out phone numbers?
 
	 When is someone going to put a clock/calendar into my
	 answering machine so that I can program it like I do my VCR?
	 I could simply tell it my regular working hours and never
	 have that sudden flash the minute I get to work.
 
	 Now that all of us with day gigs are in the habit of
	 timeshifting David Letterman AND VCR's are in 52% of American
	 homes, when will the advertisers get hip and push for
	 programming around the clock?
 
	 What public library will be first to put a jukebox of
	 CD-ROM's on-line accessable via your modem?  Local call so
	 that's free.  All we need now are lots and lots of reference
	 books and journals on disk with an elegant search routine on
	 the front end.  I'm not holding my breath but one day ...
 
	 Anybody else get a mailing from their local cable company
	 offering a computer hook-up, software and on-line services as
	 an option?  Will cable companies with their large installed
	 infrastructure start to rival phone line based information
	 utilities (CompuServe, The Source, etc.)?
 
	 I've been hearing more and more about progressive personal
	 computing throughout the Soviet bloc.  Will glasnost bring
	 about telecommunication and floppy disk exchanges with folks
	 in the Soviet bloc?  What would a public Soviet-US computer
	 network be like?  Will your local user group have a sisterSIG
	 in Poland?
 
	 Can you honestly tell me you have seen a non-trivial
	 HyperCard stack?  Not a glorified hyperDA but a real app I'll
	 use day in and day out.  I have faith.  Just wish I had the
	 time to play with HyperTalk.  One of my few New Year's
	 resolutions, along with PostScript.
 
	 If I were to win the lottery tommorrow, I'd buy a Compaq 386
	 to run Windows386.  I would never turn it off because I'd
	 configure Windows to run comm software in the background and
	 periodically download stuff from designated networks.  The
	 rest of the time it's in auto answer mode.  And when I sit
	 down to use it, all of this is transparent to me.
 
	 Or I'd get a Mac II with an AST 286 card and wait for Apple
	 to release A/UX, their flavor of Unix and be able to run all
	 three operating systems.
 
	 Then I'd get a 976- exchange number locally or a 900 area
	 code number nationwide and you could download stuff from me,
	 having it billed to your phone.  I'd don't know what the
	 phone company's attitude is but you could have pay as you go
	 information utilities.
 
	 The Spell-Checkers-Are-Great-But ... Dept.: They are but
	 until they're hypertext or randomized or in some different
	 form, you're gonna miss out on all the great new words you
	 learn while you're looking for the something else in a
	 printed dictionary.
 
	 Once again, thanks to all of you have provided me with both
	 information and inspiration during the last year.  EthInves
	 started with my own search for ethical investment vehicles
	 for my own I.R.A.  After looking high and low for what little
	 information is generally available, I decided to share this
	 information with you.
 
	 Jerry Whiting
	 PO Box 20821
	 Seattle, WA  98102
	 Through computer gateways: [DE3MIR]jwhiting
	 PeaceNet: jwhiting
	 The WELL: jwhiting

COMMLOAN.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
	 
	 
		     >>> >>> COMMUNITY LOAN FUNDS <<< <<<
			  
			  
			>>> National Association of <<<
		   >>> Community Development Loan Funds <<<
	 
	 Community development and revolving loan funds provide the
	 credit and financial support that small businesses, community
	 groups, cooperatives and others need but are unable to obtain
	 from more traditional sources (banks and savings & loans). 
	 Because the focus of community development loan funds is
	 local, you'll know exactly where your money is and what it is
	 doing.  Help strengthen your community by supporting a local
	 community loan or revolving loan fund.
	 
	 As of 6/30/87, N.A.C.D.L.F. members had 604 loans outstanding
	 totaling $14,844,000.  (This doesn't include loans commited
	 but not yet disbursed.)  They also had 1,522 lenders with a
	 total capitalization of $34,181,000.
	 
	 For more information contact:
	 National Association of Community Development Loan Funds
	 151 Montague City Road
	 Greenfield, MA 01301
	 413 774-7956
	 
			 >>> N.A.C.D.L.F. members: <<<
	 
	 ANAWIM Fund of the Midwest
	 1145 W.Wilson, #2424
	 Chicago, IL 60640
	 312 989-6233
	 
	 Assoc. for a Regional Agriculture Building the Local Economy
	 PO Box 5230
	 Eugene, OR 97405
	 503 485-7630
	 
	 Boston Community Loan Fund
	 25 West St. 2nd fl.
	 Boston, MA 02111
	 617 451-2050
	 
	 Capitoal District Community Loan Fund
	 33 Clinton Ave.
	 Albany, NY 12202
	 518 436-8586/463-5818
	 
	 Cascadia Revolving Fund
	 4649 Sunnyside North, #348
	 Seattle, WA 98103
	 206 547-5183
	 
	 Catherine McAuley Housing Foundation
	 1601 Milwaukee, #257
	 Denver, CO 80206
	 303 393-3806
	 
	 Catskill Mountain Housing Development Corp. Revolving Loan
	  Fund
	 329 Main St.
	 Catskill, NY 12414
	 518 943-6700
	 
	 Common Space
	 2550 Pillsbury Ave. South
	 Minneapolis, MN 55404
	 612 872-0550
	 
	 Cooperative Fund of New England
	 108 Kenyon St.    
	 Hartford, CT 06105
	 203 523-4305
	 
	 Cornerstone Loan Fund
	 3520 Mooney Ave.
	 Cincinnati, OH 45208
	 513 871-9294
	 
	 Delaware Valley Community Reinvestment Fund
	 924 Cherry St.
	 Philadelphia, PA 19107
	 215 925-1130
	 
	 Enterprise Loan Fund Inc.
	 502 American City Bldg.
	 Columbia, MD 21044
	 301 964-0552
	 
	 Federation of Appalachian Housing Enterprises
	 Drawer B
	 Berea, KY 40403
	 606 986-2321
	 
	 Fund for an Open Society
	 311 S. Juniper St., #400
	 Philadelphia, PA 19107
	 215 735-6915
	 
	 Fund for Southern Communities
	 552 Hill St.
	 Atlanta, GA 30312
	 PO Box 927
	 Atlanta, GA 30301
	 404 577-3178
	 
	 Housing Fund of the Archdiocese of New York
	 1011 First Ave.
	 New York, NY 10022
	 212 371-1000 x2590
	 
	 Industrial Cooperative Assoc. Revolving Loan Fund
	 58 Day St., #200
	 Somerville, MA 02144
	 617 629-2700
	 
	 Institute for Community Economics Revolving Loan Fund
	 151 Montague City Rd.
	 Greenfield, MA 01301
	 413 774-7956         
	 
	 Interfaith Revolving Loan Fund
	 2100 Chestnut St.
	 Philadelphia, PA 19103
	 215 561-7079
	 
	 Koinonia Partners Fund for Humanity
	 Rt. 2
	 Americus, GA 31709
	 912 924-0391
	 
	 Lakota Fund
	 PO Box 340
	 Kyle, SD 57772
	 605 455-2500
	 
	 Leviticus 25:23 Alternative Fund
	 Mariandale Center
	 Box 1200
	 Ossining, NY 10562
	 914 941-9422
	 
	 Low Income Housing Fund
	 55 New Montgomery St.,#223
	 San Francisco, CA 94105
	 415 777-9804
	 
	 McAuley Institute
	 1320 Fenwick Lane, #600
	 Silver Spring, MD 20910
	 301 588-8110
	 
	 Michigan Housing Trust Fund
	 2111 Woodward, #512
	 Detroit, MI 48201
	 313 963-2200
	 
	 New Hampshire Community Loan Fund
	 PO Box 666
	 Concord, NH 03301
	 603 224-6669
	 
	 North Country Development Fund
	 PO Box 7272
	 Minneapolis, MN 55407
	 612 627-4053
	 
	 Southeastern Reinvestment Ventures
	 159 Ralph McGill Blvd. NE, #412
	 Atlanta, GA 30365
	 404 525-2683
	 
	 Western Mass. Community Loan Fund
	 Box 567
	 Florence, MA 01060
	 413 586-7705/774/7956
	 
	 Wisconsin Partnership for Housing Development
	 1045 E.Dayton St.
	 Madison, WI 53703
	 608 255-1558
	 
	 Women's Economic Development Corp.
	 1885 University Ave.
	 St. Paul, MN 55104
	 612 646-3808
	 
	 Worcester Community Loan Fund
	 PO Box 271, Mid Town Mall
	 Worcester, MA 01614
	 617 799-5664
	 
		    >>> N.A.C.D.L.F. Associate Members <<<
		   >>> (Developing Community Loan Funds) <<<
	  
	 Common Ground Community Loan Fund
	 5405 E.Grand
	 Dallas, TX 75223
	 214 827-2632
	 
	 HEAD Community Loan Fund
	 PO Box 504
	 Berea, KY 40403
	 606 986-1651
	 
	 New Jersey Community Loan Fund
	 126 N.Montgomery St.
	 Trenton, NJ 08608
	 609 393-7153
	 
	 Northern California Community Loan Fund
	 14 Precita Ave.
	 San Francisco, CA 94110
	 415 285-3909
	 
	 Vermont Community Loan Fund
	 Box 827
	 Montpelier, VT 05602
	 802 229-5186
	 
	 Washington Area Commmunity Investment Fund
	 845 North Lincoln St.
	 Arlington, VA 22201
	 703 528-1446
	 
		 >>> Other N.A.C.D.L.F. Associate Members <<<
	 
	 Bay Area Socially Responsible Investment Professionals
	 820 Waldo Point
	 Sausalito, CA 94965
	 
	 Burlington Revolving Loan Program
	 Room 32 City Hall
	 Burlington, VT 05401
	 802 658-9300
	 
	 Campaign for Human Development
	 1312 Massachusetts Ave. NW
	 Washington, DC 20005
	 202 659-6650
	 
	 City of Eugene Business Development Fund
	 72 W.Broadway, #200
	 Eugene, OR 97401
	 503 687-5443
	 
	 Colorado Division of Commerce & Development
	 1313 Sherman St., #523
	 Denver, CO 80203
	 303 866-2205
	 
	 Cooperative Ownership Development Corp.
	 103-1/2 South Texas St.
	 Silver City, NM 88062
	 505 388-1604
	 
	 Co-op America
	 2100 M St. NW
	 Washington, DC 20036
	 202 872-5307
	 
	 Corporation for Enterprise Development
	 1725 K St. NW, #1401
	 Washington, DC 20006
	 202 293-7963
	 
	 Economic Cooperative Program
	 657 E.Court St., #200
	 Kankakee, IL 60901
	 815 933-7791
	 
	 Financial Alternatives Fund
	 1514 McGee Ave.
	 Berkeley, CA 94703
	 415 527-5604
	 
	 Funding Exchange
	 666 Broadway, 5th fl.
	 New York, NY 10012
	 212 260-8500
	 
	 MANA
	 1711 Fourteenth St. NW
	 Washington, DC 20009
	 202 462-8686
	 
	 Marianist Sharing Fund
	 4301 Roland Ave.
	 Baltimore, MD 21210
	 301 366-1324
	 
	 NCB Development Corp.
	 1630 Connecticut Ave. NW
	 Washington, DC 20009
	 202 745-4672
	 
	 National Federation of Community Development Credit Unions
	 29 John St., #1603
	 New York, NY 10038
	 212 513-7191
	 
	 Self-Help Ventures Fund
	 413 E. Chapel Hill St.
	 Durham, NC 27701
	 919 683-3016
	 
	 South Shore Bank of Chicago
	 7054 S.Jeffrey Blvd.
	 Chicago, IL 60649
	 312 288-1000 x300
	 
	 Trust for Public Land
	 666 Broadway, 9th fl.
	 New York, NY 10012
	 212 677-7171
	 
	      >>> Community Development Credit Unions & Banks <<<
	      
	 To find a local credit union involved in community
	 development, contact:
	 
	 National Federation of Community Development Credit Unions
	 29 John St., #1603
	 New York, NY 10038
	 800 437-8711
	 212 513-7191 (in NY)
	 
	 
	 American Indian National Bank
	 1700 K St. NW
	 Washington, DC 20006
	 202 887-5252
	 
	 Dwelling House Savings & Loan Association
	 501 Herron Ave.
	 Pittsburgh, PA 15219
	 412 683-5116
	 
	 Self-Help Credit Union
	 PO Box 3529
	 Durham, NC 27705
	 413 E. Chapel Hill St.
	 Durham, NC 27701
	 800 722-3614 tone 3016
	 919 683-3016
	 
	 South Shore Bank of Chicago
	 71st & Jeffrey Blvd.
	 Chicago, IL 60649-2096
	 312 288-7017
	 
		       >>> International Loan Funds <<<
       
	 ACCION International/AITEC
	 1385 Cambridge St.
	 Cambridge, MA 02139
	 617 492-4930
	 
	 Ecumenical Development Cooperative Society
	 475 Riverside Drive, #1003
	 New York, NY 10115
	 212 870-2135
	 
	 Women's World Banking
	 104 East 40th St., #607
	 New York, NY 10016
	 212 953-2390
	 
	  >>> Other Institutions Involved With Community Funding <<<
	
	 Appalachian Community Fund
	 123 West Jackson Ave.
	 Knoxville, TN 37902
	 615 523-5783
	 
	 Baltimore Commonwealth
	 3028 Greenmount Ave.
	 Baltimore, MD 21218
	 301 467-2177
	 
	 Bread & Roses Community Fund
	 1425 Walnut St.
	 Philadelphia, PA 19102
	 215 563-0636
	 
	 Brooklyn Ecumenical Cooperative
	 562 Atlantic Ave.
	 Brooklyn, NY 11217
	 718 858-8803
	 
	 Christians for Urban Justice:
	 Home Ownership Revolving Fund
	 563A Washington St.
	 Dorchester, MA 02124
	 617 825-6080
	 
	 Common Capital Support Fund
	 2706 Ontario Rd. NW
	 Washington, DC 20009
	 202 265-1305
	 
	 Crossroads Fund
	 343 S. Dearborn St, #604
	 Chicago, IL 60604
	 312 987-0941
	 
	 Habitat for Humanity
	 419 West Church St.
	 Americus, GA 31709
	 912 928-9026
	 
	 Haymarket Peoples Fund
	 25 West St.
	 Boston, MA 02111
	 617 426-1909
	 
	 Headwaters Fund
	 3255 Hennepin Ave. S., #210
	 Minneapolis, MN 55403
	 612 827-3500
	 
	 Jubilee Housing
	 1750 Columbia Rd. NW
	 Washington, DC 20009
	 202 667-5400
	 
	 Jubilee Partners
	 Paul & Silas Revolving Bail Fund
	 PO Box 68
	 Comer, GA 30628
	 404 783-5244
	 
	 Liberty Hill Foundation
	 235 Hill St.
	 Santa Monica, CA 90405
	 PO Box 1074
	 Venice, CA 90291
	 213 458-1450
	 
	 Live Oak Fund for Change
	 PO Box 4601
	 Austin, TX 78765
	 512 476-5714
	 
	 McKenzie River Gathering Foundation
	 454 Willamette
	 Eugene, OR 97401
	 503 485-2790
	 
	 North Star Fund
	 666 Broadway, 5th fl.
	 New York, NY 10012
	 212 460-5511
	 
	 People's Resource of Southwest Ohio
	 PO Box 1597
	 Dayton, OH 45401
	 513 222-6120
	 
	 Self Help Assoc. for a Regional Economy (S.H.A.R.E.)
	 E.F. Schumacher Society
	 PO Box 124A, RD 3
	 Great Barrington, MA 01230
	 413 528-1737
	 
	 Southeastern Community Loan Fund
	 PO Box 927
	 Atlanta, GA 30801
	 404 577-3178
	 
	 Southern Cooperative Development Fund
	 PO Box 3885
	 Lafeyette, LA 70502
	 318 232-9206
	 
	 Vanguard Public Foundation
	 14 Precita St.
	 San Francisco, CA 94110
	 415 285-2005
	 
	 Wisconsin Community Fund
	 222 S. Hamilton, #4
	 Madison, WI 53703
	 608 251-6834
	 
	       >>> The Bank for Socially Responsible Lending <<<
	 
	 The Bank for Socially Responsible Lending Organizing Group
	 PO Box 404920
	 Brooklyn, NY 11240-4920
	 718 768-9344

	 The Bank for Socially Responsible Lending has applied for
	 regulatory approval.  The bank's goal will be to foster
	 business enterprises that have direct positive social
	 consequences like creating jobs, building affordable housing,
	 and producing safe and useful products and services.

COMPNIES.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
	 
	 
	   >>> >>> COMPANIES DOING BUSINESS IN SOUTH AFRICA <<< <<<
	   
	   
	 >>> U.S. Companies w/Direct Investment in South Africa <<<
			 >>> as of January 1, 1988 <<<
	 
	 The following list is of parent companies with direct
	 investments in South Africa.  Every effort has been made to
	 insure the completeness and accuracy of this list.  For more
	 current information, please contact the company in question
	 directly.
	 
	    *   Sullivan Principle signatory co.
	    +   sale pending/have announced leaving
	 
	 AM International
	 Abbot Laboratories*
	 Acco World Corp.
	 Accuracy Corp.
	 Air Express International Corp.
	 Air Products and Chemicals Inc.
	 Aladdin Industries Inc.
	 Albany International Corp.
	 Allegis (UAL Inc.) + (Hertz Corp. to leave)
	 Louis A. Allen Assoc. Ltd.
	 Allied-Signal*
	 Allis-Chalmers Corp.*
	 AMCA International Corp.
	 American Brands Inc.*
	 American Cyanamid Co.*
	 American Home Products Corp.+
	 American Hospital Supply Corp.
	 Assoc. Metals and Minerals Corp.
	 Automatic Switch Co.
	 
	 The Badger Co. Inc.
	 Baker Intl.*
	 Bancroft & Sons Co.
	 Bandag Inc.*
	 Bardahl Mfg. Corp.
	 Ted Bates Worldwide Inc.
	 Bausch & Lomb Inc.*
	 Beckman Instruments Inc.
	 Bechtel Group Inc.*
	 Becor Western Inc.*
	 Black & Decker Mfg. Co.+
	 Borden Inc.*
	 Borg-Warner Corp.*
	 Born Inc.
	 Bradley Corp.
	 Bristol-Meyers Co.*
	 Buckman Laboratories Inc.
	 Bundy Corp.+
	 Burroughs Corp.* (Unisys)
	 Butterick Co. Inc.*
	 
	 CBI Industries Inc.
	 Card Key Systems
	 Carrier Corp.
	 Cascade Corp.
	 J.I. Case Co.
	 Caterpillar Tractor Co.*
	 Champion Spark Plug Co.*
	 Chevron Corp.
	 Chesebrough-Pond's Inc.
	 Chicago Pacific Corp.
	 Chicago Pneumatic Tools Co.
	 CIGNA Corp.*
	 Clark Equipment Co.+
	 Colgate-Palmolive Co.*
	 Columbus McKinnon Corp.
	 Combustion Engineering Inc.*
	 Continental Grain Co.
	 Control Data Corp.*
	 Corning Glass
	 Coulter Electronics Inc.*
	 Crown Cork and Seal Co. Inc.*
	 
	 Dames & Moore
	 D'Arcy-Macmanus & Masius Worldwide Inc.
	 Darmex Industrial Corp.
	 Dart & Kraft Inc.
	 Davy McKee Equipment Corp.
	 Deere & Co.*
	 Del Monte Corp.*
	 Donaldson Co. Inc.*
	 Dow Chemical Co.+
	 Dow Corning Corp.*
	 Dun & Bradstreet Corp.+
	 Dravco Corp.
	 Dresser Industries Inc.*
	 EI Du Pont de Nemours & Co. Inc.*
	 Dukane Corp.
	 
	 Eastman Kodak Co.+
	 Echlin Co.
	 Eli Lilly & Co.*
	 Emhart Corp.+
	 Envirotech Corp.
	 Erico Products Inc.
	 Eriez Magnetics
	 Esmark Inc.
	 Estee Lauder Inc.*
	 Euclid Inc.
	 Eutectic Corp.
	 Evapco
	 
	 FMC Corp.*
	 Federal-Mogul Corp.*
	 Ferro Corp.*
	 Fisher Controls International Inc.
	 Fluor Corp.*
	 Foote Cone & Belding Communications Inc.*
	 Franklin Electric Co. Inc.*
	 Fruehauf Corp.*
	 
	 GAF Corp.*
	 GATX Corp.
	 The Getz Corp.
	 Gillette Co.*
	 Goodyear Tire & Rubber Co.*
	 Grey Advertising Inc.*
	 Grolier Inc.*
	 
	 Frank B. Hall & Co. Inc.*
	 Harnischfeger Corp.*
	 The Harper Group*
	 Heinemann Electric Co.
	 Heublin Inc.
	 Hewlett-Packard Co.*
	 H.H. Robertson Co.
	 Hoover Co.*
	 Huck Mfg. Co.
	 Hughes Tool Co.
	 Hydro-Air Engineering Inc.
	 
	 ICS-International
	 IMS Intl. Inc.*
	 ITT Corp.*+
	 Ingersoll-Rand Co.*
	 Intergraph Corp.*
	 Intl. Flavors & Fragrances Inc.*
	 The Interpublic Group of Companies Inc.*
	 ITT Corp.
	 
	 JWT Group Inc.*
	 Johnson & Johnson Co.*
	 S.C. Johnson & Son Inc.*
	 Jordache Enterprises Inc.
	 Joy Manufacturing Co.*
	 
	 Kellog Co.*
	 Kendavis Industries Intl. Inc.
	 Kennametal Inc.*
	 KFC Corp.
	 Kimberly-Clark Corp.*
	 Koehring Crances & Excavators
	 
	 L & M Radiator Co.
	 Leco Crop.*
	 Leeds & Northrup Co.
	 Loctite Corp.*
	 Longyear Co.
	 Lubrizol Corp.
	 Lykes Brothers Steamship Co. Inc.
	 
	 MGM\UA Entertainment Co.
	 Maremont Corp.
	 The Marmon Group
	 Marsh & McLennan Cos. Inc.*
	 Masonite Corp.
	 Measurex Corp.
	 Medtronic Inc.*
	 Memorex Corp.
	 Merck & Co. Inc.*+
	 Metallurg Inc.
	 Midland-Ross Corp.*
	 Millipore Corp.
	 Mine Safety Appliances Co.*
	 Minnesota Mining & Mfg. Co.*
	 Mobil Oil Corp.*
	 Monsanto Co.*
	 Muller & Phipps Intl. Corp.
	 
	 NCR Corp.*
	 Nabisco Brands Inc.*
	 Nalco Chemical Co.*
	 National Education Corp.
	 National Starch & Chemical Corp.
	 National Standard Co.
	 A.C. Nielsen Co.
	 Newmont Mining Corp.*
	 Northrop Corp.
	 Norton Co.+
	 
	 The Ogilvy Group*
	 Olin Corp.*
	 Otis Group Inc.
	 Owens-Illinois Inc.*
	 
	 Pan American World Airways Inc.*
	 Parker Hannifin Corp.*
	 Parker Pen Co.
	 Peabody Intl. Corp.
	 Pfizer Inc.*
	 Phelps Dodge Corp.*
	 Precision Valve Corp.
	 Preformed Line Products Co.
	 
	 Quaker Chemical Corp.
	 
	 Ramsey Engineering
	 Raymond Intl. Inc.
	 Raytheon Co.*
	 Reader's Digest Assoc. Inc.*
	 Redken Laboratories Inc.
	 Redland Braas Corp. (sic)
	 Reed Mining Tools Inc.
	 Rexnord Inc.*
	 Reynolds & Reynolds Co.*
	 R.J. Reynolds Industries Inc.*
	 Richardson-Vicks Inc.
	 Riker Laboratories
	 
	 Salsbury Laboratories Inc.
	 Schering-Plough Corp.*
	 G.D. Searle & Co.
	 Sentry Corp.+
	 Sigmaform Corp.*
	 SmithKline Beckman Corp.*
	 Sohio Chemical Co.
	 Sperry Corp.* (Unisys)
	 Square D Co.*+
	 Squibb Corp.*
	 Standard Oil Co. (Ohio)*
	 L.S. Starrett Co.
	 Stauffer Chemical Co.
	 Steiner Corp.
	 Sterling Drug Inc.*
	 Sybron Corp.
	 
	 Tambrands Inc.*+
	 Technicon Corp.
	 Tenneco Inc.*
	 Texaco Inc.
	 Timken Co.
	 Titanium Industries Inc.
	 Tokheim Corp.*
	 The Trane Co.
	 Trinova Corp. (Libbey-Owens-Ford Co.)*
	 Triton Group Ltd. (Simplicity Pattern Co.)
	 Twentieth Century Fox Films Corp.
	 Twin Disk Inc.*
	 
	 UAL Inc. (Allegis)
	 U.S. Corp. (USG Corp.)
	 Union Camp Corp.*
	 Union Carbide Corp.*
	 Unisys Corp.* (Sperry/Burroughs merger)
	 Unit Rig & Equipment
	 United States Lines SA
	 United Technologies Corp.
	 Upjohn Co.*
	 USX Corp. (U.S. Steel Corp.)*
	 
	 The Valeron Corp.
	 Van Dusen Air Inc.
	 
	 Warner-Lambert Co.*
	 Wean United Inc.
	 Westin Hotel Co.
	 Wilbur-Ellis Co.*
	 World Courier Inc.
	 Wynn's Intl. Inc.
	 
	   >>> U.S. Companies w/Indirect South African Dealings <<<
	  >>> via Licensing, Distribution or Franchise Agreements <<<
			 >>> as of January 1, 1988 <<<
	 
	 *   Sullivan Principle signatory company as of 4/15/87
			      
	 American Express*
	 American Standard
	 Baxter Travenol Laboratories Inc.
	 Beatrice Cos.
	 CBS Computer Sciences
	 The Coca-Cola Co.
	 Cooper Industries
	 CPC Intl.
	 Cummins Engine Co. Inc.*
	 Eaton
	 Englehard*
	 Exxon
	 Fairchild Industries Inc.
	 Firestone Tire & Rubber*
	 Foster Wheeler*
	 Gates Rubber
	 GE 
	 Gelco Corp.
	 General Foods 
	 General Motors
	 General Signal
	 Gilbert Assoc.
	 Honeywell*
	 IBM
	 John Fluke
	 John Wiley & Sons*
	 Kraft
	 Motorola
	 Navistar
	 Oak Industries
	 Opico
	 PepsiCo
	 Procter & Gamble
	 Rohm & Haas
	 Skok Systems
	 SPS Technologies
	 The Stanley Works
	 Stone & Webster
	 Sun Chemical
	 The Stanley Works
	 Tidwell Indutries
	 Trans World Airlines*
	 VF Corp.
	 W.R. Grace & Co.
	 W.R. Stamler
	 Warner Communications
	 Westinghouse Electric*
	 
	 Source: Investor Responsibility Research Center
	 
		 >>> Foreign Corps. w/Stock Traded in U.S. <<<
		  >>> w/Direct South African Investments <<<
			 >>> as of January 1, 1988 <<<
			 
	 AMCA Intl. Ltd.
	 ASA Ltd.
	 B.A.T. Industries
	 British Petroleum Co. Ltd.
	 Canadian Pacific Ltd.
	 Imperial Chemical Industries PLC
	 Massey-Ferguson Ltd.
	 Moore Corp. Ltd.
	 Nestle
	 Plessey Co. Ltd.
	 Royal Dutch Shell Group
	 Seagram Co. Ltd.
	 Schlumberger Ltd.
	 Shell Transport & Trading Public Ltd. Co.
	 Unilever PLC
	 Volkswagon

DETAILS.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
	 
	 
			    >>> >>> DETAILS <<< <<<
	 
	 
	 EthInves is an shareware almanac that provides you with handy
	 reference material on socially responsible investing.
	 EthInves is distributed as both ASCII text-only files
	 (MS-DOS) and MacWrite files (Macintosh).  To begin using
	 EthInves, just open the EthInves files with your favorite
	 word processor or place the files into a PageMaker
	 publication.  You can print all or part of it out or use it
	 as a handy on-disk reference when you need a specific piece
	 of information.
	 
	 EthInves is packed full of information of interst to people
	 who are concerned about how their investments are impacting
	 the world around them.  EthInves' files contain information
	 about newsletters, magazines and books on ethical investment;
	 financial profiles of socially conscious mutual funds, money
	 market funds and other investment vehicles; and lists of
	 utility companies involved with nuclear power plants.  You'll
	 also find the top 100 Dept. of Defense contractors, all the
	 Strategic Defense Initiative (Star Wars) contractors, the
	 companies that still do business in South Africa and much,
	 much more.  I strongly suggest you browse through the MISC
	 file. :-)
	 
	 EthInves is shareware and you are encouraged to pass it on to
	 friends, relatives and co-workers.  Each copy includes an
	 archived version to make uploading and downloading EthInves
	 both quicker and cheaper.  The necessary archiving and de-
	 archiving utilities are enclosed.  All I ask are two things
	 of you: that you distribute all of the EthInves files in
	 total without changing the contents and that it not be sold
	 for more than the cost of reproduction and distrubtion.  I
	 still retain the copyright to EthInves. 
	 
	 If you find EthInves of use, please become a registered owner
	 for $20.  Registration to this biannual almanac gives you a
	 year's subscription.  You get two copies: the one you have
	 now and the next scheduled release.  EthInves issues come out
	 in January and July.
	 
	 I welcome feedback, suggestions for improvement and
	 corrections of errors or omissions.  Please tell me where you
	 heard about EthInves.  Many thanks to all of you who have
	 helped me compile and distribute this material.  I always
	 appreciate your feedback.  
	 
	 THE MATERIAL IN ETHINVES IS FOR RESEARCH PURPOSES ONLY.  IT
	 IS NOT INVESTMENT ADVICE NOR IS IT TO BE INTERPRETTED AS
	 FINANCIAL COUNSELING.  IT IS FOR YOUR PERSONAL INFORMATION;
	 HOW YOU APPLY IT WITH YOUR MONEY IS YOUR BUSINESS.
	 
	 Jerry Whiting
	 PO Box 20821
	 Seattle, WA  98102
	 Through many computer network gateways:  [DE3MIR]jwhiting
	 PeaceNet:  jwhiting
	 The WELL:  jwhiting
	 

DIVSTMNT.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
	 
		 
	 >>> >>> SOUTH AFRICA & SOCIALLY RESPONSIBLE INVESTING <<< <<<
			     
			     
			     >>> Introduction <<<
			     
			     
	 No other facet of the ethical investment movement has
	 received as much attention or had as deep an impact as the
	 divestment movement.  Public outcry and investor pressure has
	 played a pivotal role in pressuring American companies into
	 leaving South Africa.
	 
	 As an investor you must decide what level of involvement with
	 South Africa you are comfortable with.  Many companies have
	 responded to public pressure by ending their direct investment 
	 but continue to profit through franchises, licensing agreements 
	 or other means that let them have their cake and eat it too.
	 
	 On June 3, 1987, Rev. Leon Sullivan abandoned his efforts of
	 trying to influence Pretoria through the examples set by
	 American businesses in South Africa and called for a complete
	 withdrawal.  You must decide for yourself if a company's
	 signing of the Sullivan Principles was a skirt to hide behind
	 or was a sincere effort to bring about progressive change.
	  
	 For interesting, if disheartening, articles on the impact of
	 divestment on South Africa, consult The New York Times,
	 7/27/87, p21; New York Times, 9/7/87, p17; Wall Street
	 Journal, 9/21/87, p20.
	 
	 Five organizations active in the fight against apartheid have
	 recently issued their own "Guidelines for Divestment".  A
	 copy of their statement follows.
	 
		       >>> Guidelines for Divestment <<<
			      >>> signed 1/87 <<<
	 
	 We support an end to all corporate involvement in or with South
	 Africa and Namibia.  A corporation is doing business in or with
	 the Republic of South Africa or Namibia if it, its parent, or its
	 subsidiaries:
	 
	 1) have direct investments in South Africa or Namibia, or have
	 entered into franchise, licensing or management agreements with or
	 for any entity in those countries; or
	 
	 2) are financial institutions that have not prohibited new
	 investments, loans, credits or related services, or the renewal of
	 existing agreements, including those for the purpose of trade,
	 with any entity in those countries; or
	 
	 3) have more than 5% of their common stock beneficially owned or
	 controlled by a South African entity.
	 
	 A company with operations in South Africa or Namibia for the sole
	 purpose of reporting the news shall not be considered doing
	 business in those countries.
	 
		American Committee on Africa
		198 Broadway
		New York, NY 10038
		(212) 962-1210
	 
		American Friends Service Committee
		1501 Cherry St.
		Philadelphia, PA 19102
		(215) 241-7000
	 
		Interfaith Center on Corporate Responsibility
		475 Riverside Drive, #566
		New York, NY 10115
		(212) 870-2936
	 
		TransAfrica
		545 Eighth St. SE #200
		Washington, DC 20003
		(202) 547-2550
	 
		Washington Office on Africa
		110 Maryland Ave NE
		Washington, DC
		(202) 546-796
			       
			       >>> Resources <<<
			       
	 For more information on the anti-apartheid and divestment
	 movements, contact the above groups or:
	 
		Intl. Council for Equality of Opportunity Principles
		1501 N. Broad St.
		Philadelphia, PA 19122
		215 236-675

DODCONTR.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
	 
	 
			  >>> DEFENSE CONTRACTORS <<<
	 
	 
	 Beware of recent mergers, spin offs and acquisitions.  The
	 ever turbulent business world has blurred this list of parent
	 companies (e.g. Sperry & Burroughs haved merged and are now
	 calling themselves Unisys and GE bought RCA etc.).  You'll
	 have to check to see who's doing what today.  This is a good
	 place to start.
	 
	 For further information on Dept. of Defense contractors contact:
		Defense Contract Audit Agency
		Bldg. 4, Cameron Station
		Alexandria, VA 22314
		202 274-7328/274-7288
		
		  >>> Top Ten Military Contractors: 1986 <<<
		>>> ranked by prime contract awards, in $B <<<
		    
				'86     '85     '84     '83     '82
	  General Dynamic      1 $8.0  2 $7.4  3 $6.0  1 $6.8  1 $5.9
	  General Electric     2 $6.8  4 $5.9  6 $4.5  4 $4.5  5 $3.7    
	  McDonnell Douglas    3 $6.6  1 $8.9  1 $7.7  2 $6.1  2 $5.6
	  Rockwell             4 $5.6  3 $6.3  2 $6.2  3 $4.5  8 $2.7
	  General Motors       5 $5.1 17 $1.6 23 $1.0 23 $0.9 26 $0.7
	  Lockheed             6 $4.9  6 $5.1  4 $5.0  6 $4.0  5 $3.5
	  Raytheon             7 $4.1  9 $3.0  9 $3.1 10 $2.7  9 $2.3
	  Boeing               8 $3.6  5 $5.5  5 $4.6  5 $4.4  6 $3.2
	  United Technologies  9 $3.5  7 $3.9  8 $3.2  7 $3.9  3 $4.2
	  Grumman             10 $3.0 10 $2.7 11 $2.4 11 $2.3 11 $1.9
	 
	 Source:
	 Recon Publications
	 PO Box 14602
	 Philadelphia, PA  19134
	 215 843-4256
	 
	       >>> Top 100 Department of Defense Contractors <<<
			     >>> as of 9/30/86 <<<
	  
	 Source: Investor Responsibility Research Center
	 
	 Rank  Parent Company
	  
	 57     Aerospace Corp.
	 25     AT&T
	 22     Allied-Signal
	 83     Amerada Hess Corp.
	 50     Amoco
	 71     Ashland Oil
	 34     Atlantic Richfield
	 47     Avondale Industries
	 63     Bahrain National Oil
	 45     Bath Iron Works
	 96     BDM Intl.
	 37     Bell Boeing JV
	  8     Boeing
	100     Brunswick
	 52     Burroughs (Unisys)
	 38     CFM Intl.
	 29     Chevron
	 80     Chrysler
	 69     Coastal Corp.
	 88     Colt Industries
	 62     Computer Sciences
	 68     Control Data Corp.
	 91     Digital Equipment Corp.
	 66     Draper Charles Stark Lab
	 73     Dynalectron
	 82     E-Systems
	 92     Eastman Kodak
	 20     Eaton
	 97     Electrospace Systems
	 64     Emerson Electric
	 36     Exxon
	 27     FMC
	 76     Figgie Intl.
	 30     Ford Motor Co.
	 23     GTE
	 78     Gates Corp.
	 95     GEC Inc.
	 33     GenCorp.
	  1     General Dynamics
	  2     General Electric
	  5     General Motors
	 40     Goodyear Tire & Rubber
	 58     Gould
	 10     Grumman
	 35     Harris
	 32     Harsco
	 46     Hercules
	 79     Hewlett Packard
	 94     Holly Corp.
	 12     Honeywell
	 19     IBM
	 98     IT&T & Varo JV
	 28     IT&T
	 53     Johns Hopkins Univ.
	 17     LTV
	 77     Lear Siegler
	 15     Litton Industries
	  6     Lockheed
	 49     Loral
	 11     Martin Marietta
	 51     Massachusetts Inst. of Technology
	  3     McDonnell Douglas
	 54     Mitre Corp.
	 59     Mobil
	 48     Motor Oils Hellas Corinth Refineries
	 56     Morrison Knudsen
	 75     Morton Thiokol
	 39     Motorola
	 31     Northrop
	 55     Olin
	 72     Oshkosh Truck
	 84     Pacific Resources
	 43     Pan Am Corp.
	 61     Penn Central Corp.
	  7     Raytheon
	  4     Rockwell Intl.
	 67     Rolls Royce Inc.
	 24     Royal Dutch Petroleum
	 70     Sanders Assoc.
	 74     Science Applications
	 26     Singer
	 65     Soberbio Inc.
	 89     Stueart Investment Co.
	 16     Sperry (Unisys)
	 60     Sun Co.
	 90     Sundstrand
	 21     TRW
	 41     Teledyne
	 42     Tenneco
	 93     Texaco
	 18     Texas Instruments
	 14     Textron
	 86     Todd Shipyards
	 81     Tracor
	 99     Transamerica
	 87     United Industrial
	 44     United States Phillips Trust
	  9     United Technologies
	 13     Westinghouse Electric
	 85     Zenith Electronics
	  
	    >>> Top Department of Defense Contractors 1983-1987 <<<
		  >>> listed by total value of contracts <<<
		  
	  Source: American Federation of Scientists, 4/87 newsletter
	  
	  1  Lockheed
	  2  General Motors
	  3  TRW
	  4  DOE Lawrence Livermore
	  5  McDonnell Douglas
	  6  Boeing
	  7  EG&G
	  8  DOE Los Alamos
	  9  GE
	 10  Rockwell Intl.
	 11  MIT
	 12  Raytheon
	 13  LTV
	 14  DoE Sandia (AT&T)
	 15  Fluor
	 16  NASA
	 17  Grumman
	 18  Gencorp
	 19  Teledyne
	 20  Honeywell
	 21  Martin Marietta
	 22  SDI Institute
	 23  Textron
	  
		      >>> NUCLEAR WEAPONS CONTRACTORS <<<
		      
	 I have been unable to locate or put together an up-to-date
	 list of nuclear weapons contractors.  To the best of my
	 knowledge there is no one place you can go to get a
	 comprehensive list.  The best I've been able to come up with
	 is the following.  The odds are if a company was heavily
	 involved in nuclear weapons research and/or production in
	 1983, they still are now.  I hope to have more comprehensive
	 information included in future updates of EthInves.  A more
	 up to date list will soon be available from:
		Nuclear Free America
		325 East 25th St.
		Baltimore, MD 21218
		301 235-3575
		   
	       >>> Top US Nuclear Weapons Contractors, 1983 <<<
		   
		   *  has since merged with another company
		
		Allied-Signal
		AT&T
		Avco* (Textron)
		Boeing
		Burroughs* (Unisys)
		Control Data
		DuPont
		Eaton
		EG&G
		Emerson Electric
		E-Systems
		FMC Corp.
		Ford
		GTE
		GenCorp
		General Dynamics
		General Electric
		General Motors
		Goodyear
		Gould
		Harris
		Hercules
		Honeywell
		ITT
		IBM
		LTV
		Litton
		Lockheed
		Martin Marietta
		McDonnell Douglas
		Morton Thiokol
		Motorola
		Northrop
		Pan Am
		Penn Central
		RCA* (General Electric)
		Raytheon
		Rockwell International
		Singer
		Sperry* (Unisys)
		TRW
		Teledyne
		Tenneco
		UNC Resources
		United Technologies
		Westinghouse
	 
	 With thanks to The Council for a Livable World, Investor
	 Responsibility Research Center & Nuclear Free America.

DODSPEND.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
	 
	
	>>> RESOURCES FOR ASSESSING THE IMPACT OF MILITARY SPENDING <<<
	    
	 This information is reprinted from ACCESS Resource Brief (Vol
	 1 No. 4, Sept 87) courtesy of ACCESS Inquiry Service, an
	 excellent source of data on military spending and other
	 security and peace issues.
	    
	 ACCESS Inquiry Service
	 1755 Massachusetts Ave NW, Suite 501
	 Washington, DC  20036
	 202 328-2323.
	 
	 
		>>> Studies of Impacts of Military Spending <<<
	
	 Defense Spending and the Economy
	 Congressional Budget Office, Feb 83, out of print
	 Check in your local Federal Depository Library.  Ask your local
	 librarian for help.
	 
	 Studies of economic impacts of arms control proposals,
	 defense programs (e.g., SDI, B-1 bomber), and contractors.
	 Council on Economic Priorities
	 30 Irving Place
	 New York, NY  10003
	 212 420-1133
	 
	 Defense Spending and the Economy: Does the Defense Dollar
	 Make a Difference?, $5 + $2 postage
	 Defense Budget Project
	 235 Massachusetts Ave NE
	 Washington, DC  20002
	 202 546-9737
	 
	 The Overburdened Economy, Lloyd J. Dumas
	 Univ of CA Press, 1986
	 A long-time critic of military spending explains the link
	 between military spending and US economic troubles.
	 
	 Studies, of employment impact by industry and state, and tax
	 impacts by city and Congressional district.
	 Employment Research Associates
	 517 485-7655
	 
	 Customized reports on local impacts of military spending and
	 on contractors (for a fee).
	 Military Spending Research Services, Paul Murphy
	 PO Box 1794
	 Middleburg, VA  22117
	 703-687-6777
	 
	 "Defense and the Community", report describing the
	 positive effects (sic) of defense spending.
	 US Dept. of Defense
	 202 697-5737
	 
	 World Military and Social Expenditures, annual, Ruth Sivard
	 Provides an annual accounting of the use of world resources
	 for social and for military purposes.
	 World Priorities
	 Box 25140
	 Washington, DC 20007
	 202 965-1661
	 
		  >>> Information of Defense Contractors <<<
	 
	 The Defense Industry, Jacques Gansler
	 The MIT Press, 1980
	 
	 Books,
	 Stocking the Arsenal, Paul Ferrari & Raul Madrid
	 The Nuclear Weapons Industry, Paul Ferrari & Raul Madrid
	 Investor Responsibility Research Center
	 1755 Massachusetts Ave NW, #600
	 Washington, DC  20036
	 202 939-6500
	 
	 National Defense
	 (Journal of the American Defense Preparedness Assn.)
	 Annual directories of defense contractors (May/June issue)
	 and of defense "think tanks" (October issue)
	 American Defense Preparedness Assn.
	 1700 N. Moore St., #905
	 Arlington, VA 22209
	 Washington, DC
	 703 522-1820
	 
	 Nuclear Free America
	 325 E. 25th St.
	 Baltimore, MD  21218
	 301 235-3575
	 Databse on nuclear weapons contractors, their weapons, and
	 their consumer products.
	 
	 Also contact Military Spending Reearch Services and the
	 Council on Economic Priorities, above.
	 
	    >>> Economic Conversion/Diversification/Adjustment <<<
	 
	 Center for Economic Conversion
	 415 968-8798
	 Provides information on economic conversion plans and
	 legislation; has a thorough list of readings and resources.
	 
	 Economic Adjustment and Conversion of Defense Industries,
	 John Lynch
	 Westview, 1987
	 Contains a detailed, annotated bibliography on adjustment and
	 conversion.
	 
	 "Military Conversion: An Exchange", Bulletin of the Atomic
	 Scientists, June/July 86
	 Includes articles by Lloyd J. Dumas & Suzanne Gordon, Kevin
	 Bean, and Gordon Adams
	 
	 Jobs with Peace Campaign
	 76 Summer St.
	 Boston, MA  02110
	 617 338-5783
	 Grassroots campaign seeking to redirect excessive military
	 expenditures to jobs and social needs.
	 
	 Office of Economic Adjustment
	 US Dept. of Defense
	 The Pentagon, Room 3D968
	 Washington, DC  20301-4000
	 202 697-9155
	 202 694-8530
	 Assists communities to adjust to losses of military bases and
	 contracts; has report on "Economic Adjustment/Conversion".
	 
			    >>> Defense Budget <<<
	 
	 See the forthcoming ACCESS Resource Brief on the defense
	 budget, or call ACCESS at 202 328-2323.

GOLD.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
	 
	 
				 >>> Gold <<<
				 
				 
	 If you would like to have gold in your portfolio but are
	 concerned about where it comes from, consider these two gold
	 mutual funds that trade in non-South African gold.
	 
	 Colonial Group's Advanced Strategies Gold Trust
	 800 426-3750
	 
	 United Services' New Prospector Fund
	 800 824-4653

MISC.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
	 
	 
			>>> >>> THE MISC. FILE <<< <<<
			
			
			 >>> Checks With a Message <<<
	 
	 Greenpeace gets a $1 contribution every time you order checks
	 with a Greenpeace design.  Educate your landlord, the
	 checkout clerk and your bank...  For more information
	 contact:
		
		Message!Check Corp.
		1210 18th Ave. E.
		PO Box 3206
		Seattle, WA 98114
		206 324-7792
	 
		       >>> Progressive Travel Agency <<<
	 
	 20% of the profits from Sanctuary Travel Services are
	 directed to the United Sanctuary Fund and are used to fund
	 peace and environmental work.  Ask for a list of the possible
	 beneficiaries when you book your trip.
	 
	 Sanctuary Travel Services, Inc.
	 800 247-3149
	 
		    >>> Socially Responsible Investing: <<<
		       >>> The International Aspect <<<
	 
	 For those of you overseas or with international portfolios:
	 
	 The Canadian Social Study Group
	 246 Queen St.
	 Ottawa, Canada  KIP 5E4
	   Publishes a directory of Canadian organizations involved with
	   socially responsible investing.
	 
	 Canadian Network for Ethical Investment
	 Box 1615
	 Victoria, B.C.
	 V8W 2X7
	 604 381-5942
	  annual member ship, $10  quarterly newsletter
	  
	 CCEC Credit Union
	 33 East Broadway
	 Vancouver, B.C.
	 V5T 1V4
	 604 876-2123
	 CCEC finances community economic development, co-operative
	 and democratic organizations.  They don't finance companies
	 that are anti-union, land speculators or corporations that
	 profit from apartheid, toxic wastes or armaments.
	 
	 EIRIS
	 Ethical Investment Research Service
	 Room 4.01
	 Bondway Business Centre
	 71 Bondway
	 London, SW8 1SQ
	 01-735-1351
	 socially responsible investing in Great Britain
			       
			       >>> PeaceNet <<<
	 
	 PeaceNet
	 3228 Sacramento St.
	 San Francisco, CA 94115
	 415 923-0900 voice
	 (where you can find yours truly, user ID jwhiting)
	 
	 PeaceNet is THE progressive computer network.  Access time is
	 only $5/hr evenings & weekends and $10/hr M-F daytime.   You
	 connect through a local node so there's no long distance
	 charges involved.  Telex and e-mail via gateways to other
	 networks is available as is international access for the more
	 worldly among us.  I run conferences on socially responsible
	 investing on PeaceNet.  When you sign up, tell 'em jwhiting
	 sent ya.  See you online!
			   
			   >>> Nicaraguan Coffee <<<
	 
	 By purchasing Nicaraguan coffee we can all support the
	 Nicaraguan people and have the satisfaction of undermining
	 Reagan's 1985 boycott on Nicaraguan products.  Nicaragua is
	 also one of the few sources of coffee grown organically on
	 cooperative farms.
 
	 For more informatin contact:
		
		Friends of the Third World Inc.
		611 W. Wayne St.
		Fort Wayne, IN 46802
		219 422-1650
	 
		Equal Exchange
		PO Box 2652
		Cambridge, MA 02238
		617 482-4945
	 
		  >>> Nuclear-free Long Distance Service <<<
	 
	 Allnet is the only major long distance company that has no
	 ties to the Department of Defense.  AT&T, MCI, US Sprint,
	 ITT, Western Union are all at least partially owned by
	 military contractors.  MCI and Western Union are the only two
	 without nuclear weapons connections.  
	 
	 There are also a number of smaller local long-distance
	 companies.  Check with your local phone company to see which
	 are available to you.  A little research may be necessary on
	 your part to determine what military and/or nuclear business
	 a specific company engages in.
	 
	 Here's another chance to impact the world.  You can switch to
	 Allnet for a nominal fee.  If you do, please write your
	 current long distance service to explain why you have dropped
	 them.
	 
			>>> Non-nuclear Light Bulbs <<<
			
	 The following brands of light bulbs are made by nuclear
	 weapons contractors:
	 
	 GE             General Electric
	 GTE            GTE
	 GTE Sylvania   GTE
	 Norelco        North American Philips
	 Radiant Lamp   North American Philips
	 Westinghouse   North American Philips
	  (by Philips)
	 
	 Non-nuclear alternatives include:
		Abco
		Action Tungsram
		Balklamp Rough Service
		Commercial Service
		Diolight
		Marvel
		Mister Light Bulb
		Perma-Lite
		Regency
		Satco
		Vita-Lite
	 
	 Many of these brands are available from:
	 Miko Distributing
	 PO Box 24111
	 Baltimore, MD 21227
	 301 247-0141
	 (ask for John Tracy)
	 
	 source: Nuclear Free America

MONYMRKT.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
	 
	 
			  >>> MONEY MARKET FUNDS <<<
			  
	 
	 Money market accounts are a good next step after you've
	 filled your checking account and need to still maintain some
	 liquidity.  Interest rates change too frequently to be put
	 here.  They'd be out of date by the time EthInves was
	 distributed through shareware channels.  Contact each fund
	 directly for up to date figures.
	 
	 =============================================================
	 
	 Calvert Social Investment Fund
	 1700 Pennsylvania Ave. NW
	 Washington, DC 20006
	 800 368-2748 
	 301 951-4820
	 
	 Est.: 1982     Sales fee: 4.5%
	 Min. investment: $1,000     Min. subsequent investment: $250
	 Yes to: environmental protection, natural resource
		 management, equal opportunity hiring, good community
		 relations.
	 No to:  South Africa, nuclear power, weapons.
	  
	 =============================================================
	 
	 South Shore Bank of Chicago
	 71st & Jeffrey Blvd.
	 Chicago, IL 60649-2096
	 312 288-7017
	 
	 Est.: 1982     Sales fee: 0%
	 Min. Investment: $2,500   Min. subsequent investment: none
	 Yes to: Besides money market fund, this commercial bank also offers 
		 Rehab CD's and is very involved in local neighborhood 
		 revitalization.
	 
	 =============================================================
	 
	 Working Assets Money Fund
	 230 California St.
	 San Francisco, CA 94111
	 800 223-7010/543-8800
	 415 989-3200
	 
	 Est.: 1983     Sales fee: 0%
	 Min. investment: $1,000     Min. subsequent investment: $100
	 Yes to: environmental record, equal opportunity hiring,
		 worker health & safety.
	 No to:  South Africa, including banks with South African
		 loans, weapons.

MUTLFUND.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
	 
	 
			     >>> MUTUAL FUNDS <<<
	 
	 
	 Mutual funds offer the small investor the safety of
	 diversification and the expertise of professional investment
	 analysts.  You can set up your Individual Retirement Account with
	 many of the following socially responsible mutual funds.
	 
	 Note: If you find mutual fund or money market account that
	 matches your personal social screen, read their annual report
	 and prospectus.  The list of individual companies that they
	 invest in can provide clues as to which company's stock you
	 might consider for yourself.
	 
	 Many thanks to:
	   Eric Smith, Investment Planner
	   200 W.Mercer St., #102
	   Seattle, WA 98119
	   206 285-2625
	   newsletter available
	 
	 ==============================================================
	 
	 Ariel Growth Fund (Calvert)
	 1700 Pennsylvania Ave. NW
	 Washington, D.C. 20006
	 800 368-2748 301 951-4820
	 Est.: 1986 (previously Ariel Capital Management Est. 1984)
	 Type: growth              Sales fee: 4.5%
	 Yes to: Employee participation, worker-owner management, small 
		 one-business companies that dominate a market 
		 niche, are financially sound, have good earnings 
		 prospects but are not widely followed on Wall Street.
	 No to:  South Africa, alcohol, tobacco.
	 
	 Min. investment: $2000     Min. subsequent investment: $250
	 Min. to open IRA: $1000    Min. subsequent IRA investments: $250
	 Volatility: N/A
	 
	 Total assets '86: $2.5M
	 Total assets '87: $6.4M

	 Total return = price change + dividends + capital gains
	 Total return '86: 3.6%  (for the 3 months of operation)
	 Total return '87: 11.4%
	 
	 '87 prices (high, low, 12/31/87): $21.23, 14.51, 16.50

	 ==============================================================
	 
	 Calvert Social Investment Equity Fund
	 1700 Pennsylvania Ave. NW
	 Washington, D.C. 20006
	 800 368-2748 301 951-4820
	 Est.: 1987
	 Type: Growth              Sales fee: 4.5%
	 Yes to: Employee participation, worker-owner management, small 
		 one-business companies that dominate a market 
		 niche, are financially sound, have good earnings 
		 prospects but are not widely followed on Wall Street.
	 No to:  South Africa, alcohol, tobacco.
	 
	 Min. investment: $1000     Min. subsequent investment: $250
	 Min. to open IRA: $1000    Min. subsequent IRA investments: $250
	 Volatility: N/A
	 
	 Total assets '87: $49,000

	 Total return = price change + dividends + capital gains
	 Total return '87: -14.1%
	 
	 '87 prices (high, low, 12/31/87): $25.88, 13.61, 14.72

	 =============================================================
	 
	 Calvert Social Investment Bond Fund
	 1700 Pennsylvania Ave. NW
	 Washington, D.C. 20006
	 800 368-2748 301 951-4820
	 Est.: 1987
	 Type: Income              Sales fee: 4.5%
	 Yes to: Employee participation, worker-owner management, small 
		 one-business companies that dominate a market 
		 niche, are financially sound, have good earnings 
		 prospects but are not widely followed on Wall Street.
	 No to:  South Africa, alcohol, tobacco.
	 
	 Min. investment: $1000     Min. subsequent investment: $250
	 Min. to open IRA: $1000    Min. subsequent IRA investments: $250
	 Volatility: N/A
	 
	 Total assets '87: $1.5M

	 Total return = price change + dividends + capital gains
	 Total return '87: 3.8%
	 
	 '87 prices (high, low, 12/31/87): $17.24, 14.92, 15.56
	 
	 =============================================================

	 Calvert Social Investment Managed Growth
	 1700 Pennsylvania Ave. NW
	 Washington, D.C. 20006
	 800 368-2748 301 951-4820
	 Est.: 1982     Type: growth & income     Sales fee: 4.5%
	 Yes to: environmental protection, natural resource management, 
		 equal opportunity hiring, good community relations.
	 No to:  South Africa, weapons, nuclear power.
	 
	 Min. investment: $1,000     Min. subsequent investment: $250
	 Min. to open IRA: $1,000    Min. subsequent IRA investments: $250
	 Volatility: average

	 Total assets '84: $36.9M
	 Total assets '85: $51.4M
	 Total assets '86: $104M
	 Total assets '87: $149.5M

	 Total return = price change + dividends + capital gains
	 Total return '83: 11.2%  
	 Total return '84: 6.7%
	 Total return '85: 26.7%
	 Total return '86: 18.1%
	 Total return '87: 4.9%

	 '87 prices (high, low, 12/31/87): $27.86, 22.10, 23.26
	 
	 ==============================================================
	 
	 Colonial Investment Services
	 Colonial Advanced Strategies Gold Trust
	 1 Financial Center 
	 Boston, MA 02111
	 800 248-2828 
	 Est.: 1985     Type: gold stocks (capital appreciation, hedge)
	 Sales fee: 7.24%
	 Yes to: Gold mining cos. in Canada, Australia, U.S.
	 No to:  South African gold mining cos.
	 
	 Min. investment: $250       Min. subsequent investment: $25
	 Min. to open IRA: $25       Min. subsequent IRA investments: $25
	 Volatility: medium/high

	 Total assets '86: $31M
	 Total assets '87: $104.5M
	 
	 Total return = price change + dividends + capital gains
	 Total return '86: 30.2%
	 Total return '87: 46.8%
	 
	 '87 prices (high, low, 12/31/87): $32.77, 18.24, 24.36
	 
	 =============================================================

	 Dreyfus Third Century Fund
	 666 Old Country Road
	 Garden City, N.Y. 11530
	 800 645-6561 718 895-1206
	 Est.: 1972     Type: growth     Sales fee: 0%
	 Yes to: environmental protection, natural resource management, 
		 occupational health and safety, consumer protection and 
		 equal employment.
	 No to:  South Africa, reduced defense concerns.
	 
	 Min. investment: $2,500     Min. subsequent investment: $100
	 Min. to open IRA: $750      Min. subsequent IRA investments: no min.
	 Volatility: average

	 Total assets '84: $134.0M
	 Total assets '85: $182.5M
	 Total assets '86: $153M
	 Total assets '87: 137.6M

	 Total return = price change + dividends + capital gains
	 Total return '77: 13.1%
	 Total return '78: 10.2%
	 Total return '79: 59.8%
	 Total return '80: 40.5%
	 Total return '81: -11.1%
	 Total return '82: 4.6%
	 Total return '83: 20.2%
	 Total return '84: 1.6%
	 Total return '85: 29.5% 
	 Total return '86: 4.6 %
	 Total return '87: 1.3%

	 '87 prices (high, low, 12/31/87): $8.02, 5.15, 5.18
	 
	 =============================================================
	 
	 New Alternatives Fund
	 295 Northern Blvd.
	 Great Neck, NY 11021
	 516 466-0808
	 Est.: 1982      Type: growth            Sales fee: 6%
	 Yes to: solar, geothermal & other alternative sources of
		 energy;non-nuclear utilities, cogeneration, 
		 superconductivity & conservation.
	 No to:  arms makers, nuclear weapons, nuclear utilities,
		 South Africa.
	 
	 Min. investment: $2,650     Min. subsequent investment: $500
	 Self-directed IRA available
	 Volatility: medium/high
	 
	 Total assets '84: $.4M
	 Total assets '85: $.8M
	 Total assets '86: $1.9M
	 Total assets '87: $4.1M

	 Total return = price change + dividends +capital gains
	 Total return '82: 10.4%
	 Total return '83: 13.5%
	 Total return '84:  -.05%
	 Total return '85: 23.4%
	 Total return '86: 22.2%
	 Total return '87: -2%

	 '87 prices (high, low, 12/31/87): (estimated) $49, 35, 37

	 =============================================================
	 
	 Parnassus Fund
	 244 California St., #210
	 San Francisco, CA 94111
	 415 362-3505
	 Est.: 1985     Type: growth     Sales fee: 3%
	 Yes to: good labor records, quality products, community
		 relations.
	 
	 Min. investment: $5,000     Min. subsequent investment: $1,000
	 Min. to open IRA: $2,000    Min. subsequent IRA investment: $1,000
	 Volatility: medium/high
       
	 Total assets '85: $1.3M
	 Total assets '86: $3.3M
	 Total assets '87: $5.4M

	 Total return = price change + dividends + capital gains
	 Total return '85: 16.3%
	 Total return '86:  2.5%
	 Total return '87: estimated -5%

	 '87 prices (high, low, 12/31/87): $16.16, 16.16, 16.16
	 
	 =============================================================
	 
	 Pax World Fund
	 224 State St.
	 Portsmouth, NH 03801
	 603 431-8022
	 Est.: 1970      Type: Balanced           Sales fee: 0%
	 Yes to: housing, health care, pollution control.
	 No to:  alcohol, tobacco or gambling concerns, arms makers.
	 
	 Min. investment: $250     Min. subsequent investment: $50
	 Min. to open IRA: $250    Min. subsequent IRA investment: $50
	 Volatility: low

	 Total assets '84: $16.9M
	 Total assets '85: $32.8M
	 Total assets '86: $54M
	 Total assets '87: $65.7M

	 Total return = price change + dividends + capital gains
	 Total return '81: -6.9%
	 Total return '82: 10.2%
	 Total return '83: 15.4%
	 Total return '84:  7.5%
	 Total return '85: 25.5%
	 Total return '86:  8.4%
	 Total return '87: 3.2%

	 '87 prices (high, low, 12/31/87): $14.54, 11.45, 11.57

	 =============================================================
	 
	 Pioneer Bond
	 60 State St.
	 Boston, MA 02109
	 800 225-6292
	 617 742-7825
	 Est.: 1978      Type: corporate bonds    Sales fee: 4.5%
	 No to: alcohol, tobacco or gambling concerns, South Africa.
	 
	 Min. investment: $1000     Min. subsequent investment: $100
	 Min. to open IRA: $250     Min. subsequent IRA investment: $50
	 Volatility: very low

	 Total assets '84: $16.4M
	 Total assets '85: $21.1M
	 Total assets '86: $43.M
	 Total assets '87: $52M

	 Total return = price change + dividends + capital gains
	 Total return '82: 31.2%
	 Total return '83:  9.3%
	 Total return '84: 11.8%
	 Total return '85: 20.1%
	 Total return '86: 10.8%
	 Total return '87: 2.6%

	 '87 prices (high, low, 12/31/87): $9.73, 8.71, 9.05
	 
	 =============================================================
	 
	 Pioneer I
	 60 State St.
	 Boston, MA 02109
	 800 225-6292 
	 617 742-7825
	 Est.: 1928     Type: growth & income     Sales fee: 8.5%
	 No to: alcohol, tobacco or gambling concerns, South Africa.
	 
	 Min. investment: $50       Min. subsequent investment: $50
	 Min. to open IRA: $250     Min. subsequent IRA investment: $50
	 Volatility: average

	 Total assets '84: $1.3B
	 Total assets '85: $1.3B
	 Total assets '86: $1.3B
	 Total assets '87: $1.9B

	 Total return = price change + dividends + capital gains
	 Total return '77:  3.7% 
	 Total return '78: 12.3%
	 Total return '79: 27.9%
	 Total return '80: 30.6%
	 Total return '81: -3.1%
	 Total return '82: 13.3%
	 Total return '83: 25.0%
	 Total return '84: -0.7%
	 Total return '85: 25.7%
	 Total return '86: 11.7%
	 Total return '87: 5.48%

	 '87 prices (high, low, 12/31/87): $26.84, 17.22, 18.48
	 
	 =============================================================
	 
	 Pioneer II
	 60 State St.
	 Boston, MA 02109
	 800 225-6292 
	 617 742-7825
	 Est.: 1969      Type: growth & income     Sales fee: 8.5%
	 No to: alcohol, tobacco or gambling concerns, South Africa.
	 
	 Min. investment: $50       Min. subsequent investment: $50
	 Min. to open IRA: $250     Min. subsequent IRA investment: $50
	 Volatility: high

	 Total assets '84: $1.4B
	 Total assets '85: $2.2B
	 Total assets '86: $3.1B
	 Total assets '87: $3.2B

	 Total return = price change + dividends + capital gains
	 Total return '77: 23.6%          
	 Total return '78: 15.0%
	 Total return '79: 32.8%          
	 Total return '80: 28.7%
	 Total return '81:  8.0%          
	 Total return '82: 22.9%
	 Total return '83: 30.2%          
	 Total return '84: -3.2%
	 Total return '85: 31.2%
	 Total return '86: 12.3%  
	 Total return '87: -2.5%

	 '87 prices (high, low, 12/31/87): $24.62, 14.24, 15.65
	 
	 =============================================================
	 
	 Pioneer III
	 60 State St.
	 Boston, MA 02109
	 800 225-6292 
	 617 742-7825
	 Est.: 1982     Type: growth & income     Sales fee: 8.5%
	 No to: alcohol, tobacco or gambling concerns, South Africa.
	 
	 Min. investment: $1000     Min. subsequent investment: $100
	 Min. to open IRA: $250     Min. subsequent IRA investment: $50
	 Volatility: average
	 
	 Total assets '84: $254.2M
	 Total assets '85: $430.7M
	 Total assets '86: $578M
	 Total assets '87: $531M

	 Total return = price change + dividends + capital gains
	 Total return '84:  4.8%
	 Total return '85: 24.0%
	 Total return '86: 10.9%
	 Total return '87: -7.8%

	 '87 prices (high, low, 12/31/87): $19.25, 10.85, 12.11

NUCLFRZN.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
	 
	 
		    >>> >>> NUCLEAR FREE ZONES LIST <<< <<<
			      >>> as of 10/87 <<<
			      
	 Why care about Nuclear Free Zones?  If you don't live in one,
	 why concern yourself with something four states away? 
	 Remember my friend, the arms build-up, nuclear fall out and
	 nuclear waste know no geographic boundaries.  We all live at
	 Chernobyl.

	 As an investor you may look to municipal bonds for guaranteed
	 long term growth.  With munis you can be reasonably sure of
	 where your  money is going and what it is being used for. 
	 You might like to support communities that have taken a
	 stand against nuclear power and/or nuclear weapons.
	 
	 Or you may notice by looking at the list that your city or
	 county is not on the list.  Time to get busy ...  Nuclear
	 Free America claims that14,914,397 Americans live in 139
	 nuclear free zones in this country.
	 
	 Or perhaps you have some vacation time coming up.
	 
	 There are lists of all the nuclear free zones in America, US
	 NFZ campaigns underway and data on NFZ's around the world.
	 The lists are arranged alphabetically by state, cities listed
	 first then counties.
			   
	   (CO - county)
	 
	 >> CA  
	 Arcata 
	 Azusa 
	 Berkeley 
	 Chico 
	 Claremont 
	 Davis 
	 Fairfax
	 Hayward 
	 Isla Vista 
	 Martinez 
	 Mill Valley 
	 Napa 
	 Placerville 
	 St. Helena 
	 Sausalito 
	 Sebastopol
	 
	 Marin CO

	 >> CO  
	 Avon 
	 Boulder  
	 Jamestown 
	 Telluride
	 
	 >> HI  
	 Hawaii CO 
	 Maui CO
	 
	 >> IL  
	 Chicago 
	 Evanston 
	 Lansing 
	 Park Forest
   
	 Cook CO
	 
	 >> IN 
	 Miller
	 
	 >> IA 
	 Iowa City
	 
	 >> KS 
	 North Newton
	 
	 >> KY 
	 Louisville
	 
	 Jefferson CO
	 
	 >> MD 
	 Garret Park
	 Sykesville
	 Takoma Park
	 Wilde Lake
	 
	 >> MA 
	 Amherst 
	 Ashfield 
	 Barnstable 
	 Belchertown 
	 Brookline 
	 Chatham
	 Dennis 
	 Gay Head 
	 Greenfield 
	 Heath 
	 Leverett 
	 Monterey 
	 Nantucket
	 New Salem 
	 Newton 
	 Northampton 
	 Provincetown 
	 Sandwich 
	 Shutesbury
	 Somerville 
	 Stockbridge 
	 Tisbury 
	 Wendell 
	 West Stockbridge 
	 West Tisbury 
	 Williamsburg 
	 Worthington

	 >> MI 
	 Grandmont
	 Magnolia

	 >> MT 
	 Flathead Reserve
	 
	 >> NJ 
	 Frankford Township
	 Franklin Borough
	 Hardwick Tnshp
	 Highland Park
	 Hoboken
	 Jersey City
	 Lafayette Township
	 Roosevelt
	 Stillwater Township
	 Vernon Tnship
	 
	 Sussex CO
	 Union CO

	 >> NM 
	 Las Vegas
   
	 San Miguel CO
	 Taos CO
	 
	 >> NY 
	 Ellenville
	 New York City
	 Skyview Acres
	 
	 >> NC 
	 Chapel Hill
	 Durham
	 Franklinville
	 
	 Forsyth CO
	 
	 >> OH 
	 Oberlin
	 Warren
	 Wooster
	 
	 >> OR 
	 Ashland
	 Bandon
	 Eugene
	 Florence
	 Takilma
	 
	 Baker CO
	 Clatsop CO
	 Coos CO
	 Grant CO
	 Harney CO
	 Hood River CO
	 Lane CO
	 Lincoln CO
	 Tillamook CO
	 Union CO
	 Wallowa CO
	 
	 >> PA 
	 Birmingham Township
	 East Fallowfield Township
	 Union Township
	 
	 Pike CO
	 
	 >> VT 
	 Moretown
	 
	 >> WA 
	 Bothell
	 Leschi
	 Waldron
	 Wallingford
	 
	 Okanogan CO
	 San Juan CO
	 Skagit CO
	 Whatcom CO
	 
	 >> WI 
	 Barksdale
	 Bayfield
	 Bayview
	 Bell
	 Delta
	 Keystone
	 Ladysmith
	 Lincoln
	 Madison
	 Marengo
	 Marshall Township
	 Mason
	 Meadowbrook Township
	 Morse
	 Russell
	 Sun Prairie
	 Washburn
	 
	 Rusk CO
	 
			>>> NFZ Campaigns Underway <<<
				     10/87
				     
	 >> AL
	 statewide
	 Anchorage
	 
	 >> AZ
	 Phoenix
	 Rogers
	 
	 >> AK
	 Fort Smith
	 Madison CO
	 
	 >> CA
	 statewide
	 Atascadero
	 Los Altos
	 Modesto
	 Monterey
	 Newbury Park
	 Oakland
	 Palo Alto
	 Pasadena
	 Paso Robles
	 Petaluma
	 Pinole
	 Roseville
	 San Bruno
	 San Francisco
	 San Jose
	 San Rafael
	 Topanga
	 Tustin
	 Nevada CO
	 Plumas CO
	 Tuolumne CO
	 
	 >> CO
	 Commerce City
	 Fort Collins
	 Vail
	 Rout CO
	 
	 >> CT
	 Bristol
	 Cornwall
	 Fairfield
	 Hartford
	 New Haven
	 Stamford
	 West Simsbury
	 
	 >> DE
	 Newark
	 
	 >> FL
	 Gainesville
	 Jacksonville
	 Tallahassee
	 Brevard CO
	 Broward CO
	 Palm Beach CO
	 
	 >> ID
	 Pocatello
	 Post Falls
	 Ada CO
	 
	 >> IL
	 Highland Park
	 Oak Park
	 Rock Island
	 Schaumburg
	 West Dundee
	 Wilmete
	 
	 >> IN
	 Gary
	 North Manchester
	 Terre Haute
	 Richmond
	 
	 >> IA
	 statewide
	 Aldan
	 Bettendorf
	 Earlham
	 
	 >> KS
	 Topeka
	 
	 >> KY
	 Maple Mount
	 Owensboro
	 
	 >> ME
	 Augusta
	 Montville
	 Orland Village
	 
	 >> MD
	 Cumberland
	 Salisbury
	 St. Mary's City
	 Cecil CO
	 Frederick CO
	 
	 >> MA
	 Becket
	 Conway
	 Falmouth
	 Granby
	 Great Barrington
	 Hadley
	 Harwich
	 Mashpee
	 Natick
	 Orleans
	 Pelham
	 Scituate
	 Sheffield
	 Swansea
	 
	 >> MI
	 Grand Rapids
	 East Lansing
	 Lewanee CO
	 
	 >> MN
	 St. Paul-Minneapolis
	 
	 >> MO
	 Kansas City
	 
	 >> MT
	 Lewis and Clark CO
	 
	 >>NE
	 Omaha
	 
	 >> NV
	 Las Vegas
	 
	 >> NJ
	 Audobon
	 Camden
	 Cherry Hill
	 Green Township
	 Haddon Township
	 Haddonfield
	 Lindenwold
	 Waterford Township
	 Essex CO
	 
	 >> NH
	 Deering
	 Hancock
	 
	 >> NM
	 San Miguel CO
	 Santa Fe CO
	 
	 >> NY
	 Albany
	 Bay Ridge
	 Bolting Landing
	 Briarcliff
	 Elmira
	 Hamilton
	 Ithaca
	 Lion Head Beach
	 Monroe City
	 New York Harbor
	 Rochester
	 Warwick
	 Woodstock
	 Albany CO
	 Sullivan CO
	 
	 >> NC
	 Burnsville
	 Charlotte
	 Grenville
	 Whittier
	 Jackson CO
	 Madison CO
	 Orange CO
	 
	 >> OH
	 Cleveland Heights
	 Columbus
	 Dayton
	 Fairlawn
	 Springfield
	 Toledo
	 Medina CO
	 
	 >> OR
	 Bend
	 Benton CO
	 
	 >> PA
	 Cheltenham Township
	 Erie
	 Harrisburg
	 Lancaster
	 Merion
	 Norristown
	 Northwest Philadelphia
	 West Chester
	 Bucks CO
	 
	 >> TN
	 Memphis
	 Nashville
	 
	 >> TX
	 Galvestn
	 Houston
	 
	 >> UT
	 Provo
	 
	 >> VT
	 Marlboro
	 Thetford Center
	 
	 >> VA
	 Charlottesville
	 Crozet
	 Hampton
	 Newport News
	 Spotsylvania
	 Richmond
	 Twin Oaks
	 
	 >> WA
	 Castle Rock
	 Ellensburg
	 Spokane
	 Ferry CO
	 Klickitat CO
	 Lincoln CO
	 Snohomish CO
	 
	 >> WV
	 Huntington
	 
	 >> Washington, DC
	 
	 
			 >>> NFZs Around the World <<<
				     10/87
				     
	 NFZ countries are defined as those that either explicitly or
	 implicitly prohibit nuclear weapons by law, policy or as part
	 of their constitution.
	 
	 * NFZ may not be enforced
	 
	 Austria
	 Denmark*
	 Faeroe Islands
	 Finland
	 Greenland*
	 Iceland*
	 Japan*
	 Malta
	 Federated States of Micronesia
	  (Ponape, Kosrae, Truk & Yap)
	 New Zealand
	 Northern Marianas*
	 Republic of Palau
	 Papua New Guinea
	 The Philippines*
	 The Seychelles
	 The Solomons
	 Spain
	 Sri Lanka
	 Sweden
	 Vanuatu
	 Wales
	  ( by counties)
	  
		    >>> NFZ Communites Around the World <<<
			
	 Argentina (1)
	 Australia (107)
	 Belgium (281
	 Canada (170)
	 Denmark (20)
	 Finland (1)
	 France (1)
	 Great Britain (184)
	 Greece (34)
	 Ireland (117)
	 Italy (599)
	 Japan (1,135)
	 Netherlands (99)
	 New Zealand (105)
	 Norway (140)
	 Philippines (21)
	 Portugal (105)
	 Scotland (32)
	 Spain (350)
	 Sweden (7)
	 Tahiti (1)
	 USA ( 139)
	 Vanuatu (1)
	 West Germany (200)
			 
	 Source: Nuclear Free America & Nuclear Free Zone
	 Registry
	
			       >>> Resources <<<
			       
	 For more information on Nuclear Free Zones contact:

	 Nuclear Free Zone Registry
	 28222 Stonehouse Rd.
	 Lake Elsinore, CA  92330
	 (714) 674-6576             
	 
	 
	 Nuclear Free America
	 325 E. 25th St.
	 Baltimore, MD  21218
	 (301) 235-3575

OTHERS.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
	 
			  
				 >>> OTHERS <<
				 
				 
			  >>> Ethical VISA cards <<<
	 
	 An ethical VISA card is available from:
	 
		Working Assets Money Fund
		230 California St.
		San Francisco, CA 94111
		800 223-7010/543-8800 
		415 989-3200
	 
	 Working Assets Money Fund is a clean investment vehicle that
	 says:
	 Yes to: environmental record, equal opportunity hiring,
		 worker health & safety.
	 No to:  South Africa, including banks with South African
		 loans, weapons.
	  
	 With their VISA card, $2 of your annual fee and a nickel/card
	 use goes to charities like the Sierra Club, peace and human
	 rights groups, aid to the hungry & environmental groups.
	 
	 Affinity cards link the use of a credit card to an
	 organization, in this case organizations that promote peace
	 and justice.  Two such affinity cards are available from
	 Working Assest: The Sierra Club and Nuclear Free America.
		       
		     >>> Progressive Asset Management <<<
		     
	 Progressive Asset Management
	 333 Bush St., 5th fl.
	 San Francisco, CA 94104
	 800 527-8627
	 415 788-8105
	 
	 First and only broker-dealer devoted to ethical investing. 
	 Offers financial planning and The IRA That Cares.  Every time
	 you contribute to your IRA, PAM contributes $10 to the San
	 Francisco AIDS Foundation.
		       
		       >>> Co-op Financial Services <<<
		       
	 First American Financial Co-op
	 410 N. 21st St., Suite 203
	 21st St. at Uintah
	 Colorado Springs, CO  80904-2712
	 303 636-1045
	 800 433-7284 CO
	 800 422-7284 Outside CO
	 
	 The country's only financial services firm structured as a
	 non-profit, member-owned co-op.  The staff of Certified
	 Financial Planners are salaried, not commissioned.
	 
		>>> Environmental Partners Investment Club <<<
		
	 Environmental Partners
	 c/o First American Financial Co-op
	 410 N. 21st St., Suite 203
	 Colorado Springs, CO 80904-2712
	 
	 An investment club sponsored and managed by the First American
	 Financial Co-op that applies an environmental screen to its
	 investments.
	 Monthly club dues: $1
	 Management fee: 0.1% of total club assets on a monthly basis
	 Min. investment: $25
	 Min. subsequent investment: $25
	 303 636-1045
	 
		 >>> Socially Responsible Investment Club <<<
		 
	 Contact:
	 Alternatives Federal Credit Union
	 301 W.State St.
	 Ithaca, NY 14850
	 607 273-4611
	 
			   >>> Live in the Bay? <<<
			   
	 Bay Area Socially Responsible Investment Professionals
	 c/o Duncan Meaney
	 415 788-6711

PHONE#S.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
	 
	 
			 >>> >>> PHONE NUMBERS <<< <<<
			 
			 
	      >>> Govt. Phone Numbers to Add to Your Rolodex <<<
	 
	 Remember: those folks in Washington are there to work for
	 you!  Don't be afraid to pick up the phone and call.
	 U.S. Government Operator: 202 245-6000
	 
		The White House
		1600 Pennsylvania Ave.
		Washington, D.C.  20500
		202 456-1414
	 
	 To get news from the White House:           800 424-9090
						     202 456-7198
	 To get Ronald's daily schedule:             202 456-2343
	 To get Nancy's daily schedule:              202 456-6269
	 To make inquiries or register complaints:   202 456-7639
	 
	 To reach any member of Congress,
	  go through the Capitol switchboard:        202 224-3121
	 To get the number of a Senator:             202 224-3207
	 To get the number of a Representative:      202 225-6515
	 
	 To track legislation:
	    1. To find out if a bill has been filed, the number 
	       of a bill or to see if a bill has passed contact:
		   House Bill Status Office          202 225-1772
	    2. To track the status of a bill on the floor contact:
		   House Cloakroom  (Dem)            202 225-7400
				    (Rep)            202 225-7430
		   Senate Cloakroom (Dem)            202 224-8541 
				    (Rep)            202 224-8601
	    3. For copies of pending legislation:    202 224-7860
	 
	 To send a telegram to a member of Congress, call Western
	 Union and have it charged to your phone bill.  A "Public
	 Opinion Message" is only $5.95 for the first 20 words and $2
	 for each additional 20 words.  They are delivered within 24
	 hours.
	 
	 Recorded message on committee meetings, hearings, etc.
		The Congressional Monitor            202 887-8518
	 
	 The Pentagon:                               202 545-6700
	 (Air Force, Army, Marines, Navy)
	 Central Intelligence Agency:                703 482-1100
	 Federal Bureau of Investigation:            202 324-3000
	 National Security Agency:                   301 688-6311
	 
	 Nuclear Regulatory Commission:              301 492-7000
	 
	 Govt. Accounting Office fraud hotline:      202 633-6987
	 
		>>> Hotlines, Recorded Messages & Misc. #s <<<
	 
	 Computer Professionals for Social Responsibility
	 PO Box 717
	 Palo Alto, CA 94301
	 415 323-3778
	 
	 Nuclear Arms Control Hotline:          202 543-0006
	 Council for a Livable World
	 100 Maryland Ave. NE
	 Washington, DC 20002
	 
	 S.O.S. Save Outer Space Alert:         202 462-0777
	 
	 Central America Legislative Hotline:   202 543-0664
	 
	 Witness for Peace Hotline:             202 332-9230
	 (religious activists in Nicaragua)
	 
	 American Peace Test Hotline:           702 363-7780
	 (info on all Nevada Test Site tests)
	 
	 Sanctuary Hotline:                     800 LEV-19:33
	 
	 Common Cause Legislative Hotline:      202 833-1319
	 
	 Central America Human Rights Hotline   213 388-7040
	 
	 Friends Comm. on National Legislation  202 547-6000
	 245 2nd St. NE
	 Washington, DC 20002

POWRPLNT.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
		 
		 
		     >>> >>> NUCLEAR POWER PLANTS <<< <<<
		     
		     
		 >>> Profiles of Each Nuclear Power Plant <<<
		   
	 The following is a list of individual nuclear reactors and
	 the utility company that is the primary owner.
	 
	 Lic.    Licensed
	 OL      Operating License Review
	 SD      Shutdown Indefinitely
	 
	 Arkansas 1  Lic.
	 6 mi WNW of Russellville, AR
	 Arkansas Power & Light
	 
	 Arkansas 2  Lic.
	 6 mi WNW of Russellville, AR
	 Arkansas Power & LIght
	 
	 Beaver Valley 1  Lic.
	 5 mi E of E. Liverpool, OH (actually in PA)
	 Duquesne Light
	 
	 Beaver Valley 2  OL
	 5 mi E of E. Liverpool, OH (actually in PA)
	 
	 Bellefonte 1  OL
	 6 mi NE of Scottsboro, AL
	 Tennesse Valley Authority
	 
	 Bellefonte 2  OL
	 6 mi NE of Scottsboro, AL
	 Tennesse Valley Authority
	 
	 Big Rock Point 1  Lic.
	 4 mi NE of Charlevoix, MI
	 Consumers Power
	 
	 Braidwood 1  OL
	 24 mi SSW of Joliet, IL
	 Commonwealth Edison
	 
	 Braidwood 2  OL
	 24 mi SSW of Joliet, IL
	 Commonwealth Edison
	 
	 Browns Ferry 1  Lic.
	 10 mi NW of Decatur, AL
	 Tennesse Valley Authority
	 
	 Browns Ferry 2  Lic.
	 10 mi NW of Decauter, AL
	 Tennesse Valley Authority
	 
	 Browns Ferry 3  Lic.
	 10 mi NW of Decauter, AL
	 Tennesse Valley Authority
	 
	 Brunswick 1  Lic.
	 3 mi N of Southport, NC
	 Carolina Power & Light
	 
	 Brunswick 2  Lic.
	 3 mi N of Southport, NC
	 Carolina Power & Light
	 
	 Byron 1  Lic.
	 17 mi SW of Rockford, IL
	 Commonwealth Edison
	 
	 Byron 2  OL
	 17 mi SW of Rockford, IL
	 Commonwealth Edison
	 
	 Callaway 1  Lic.
	 10 mi SE of Fulton, MO
	 Union Electric
	 
	 Calvert Cliffs 1  Lic.
	 40 mi S of Annapolis, MD
	 Baltimore Gas & Electric
	 
	 Calvert Cliffs 2  Lic.
	 40 mi S of Annapolis, MD
	 Baltimore Gas & Electric
	 
	 Catawba 1  Lic.
	 6 mi NNW of Rock Hill, SC
	 Duke Power
	 
	 Catawba 2  OL
	 6 mi NNW of Rock Hill, SC
	 Duke Power
	 
	 Clinton 1  OL
	 6 mi N of Clinton, IL
	 Illinois Power
	 
	 Comanche Peak 1  OL
	 4 mi N of Glen Rose, TX
	 Texas Utilities Generating
	 
	 Comanche Peak 2  OL
	 4 mi N of Glen Rose, TX
	 Texas Utilities Generating
	 
	 Cook 1  Lic.
	 11 mi S of Benton Harbor, MI
	 Indiana & Michigan Electric
	 
	 Cook 2  Lic.
	 11 mi S of Benton Harbor, MI
	 Indiana & Michigan Electric
	 
	 Cooper Station  Lic.
	 23 mi S of Nebraska City, NE
	 Nebraska Public Power District
	 
	 Crystal River 3  Lic.
	 7 mi NW of Crystal River, FL
	 Florida Power Commission
	 
	 Davis-Besse 1  Lic.
	 21 mi E of Toledo, OH
	 Toledo Edison
	 
	 Diablo Canyon 1  Lic.
	 12 mi WSW of San Luis Obispo, CA
	 Pacific Gas & Electric
	 
	 Diablo Canyon 2  Lic.
	 12 mi WSW of San Luis Obispo, CA
	 Pacific Gas & Electric
	 
	 Dresden 1  SD
	 9 mi E of Morris, IL
	 Commonwealth Edison
	 
	 Dresden 2  Lic.
	 9 mi E of Morris, IL
	 Commonwealth Edison
	 
	 Dresden 3  Lic.
	 9 mi E of Morris, IL
	 Commonwealth Edison
	 
	 Duane Arnold  Lic.
	 8 mi NW of Cedar Rapids, IA
	 Iowa Electric Power & Light
	 
	 Farley 1  Lic.
	 28 mi SE of Dothan, AL
	 Alabama Power Co.
	 
	 Farley 2  Lic.
	 28 mi SE  of Dothan, AL
	 Alamba Power Co.
	 
	 Fermi 2  Lic.
	 Laguana Beach, MI
	 Detroit Edison
	 
	 Fitzpatrick  Lic.
	 8 mi NE of Oswego, NY
	 Power Authority of State of NY
	 
	 Fort Calhoun 1  Lic.
	 19 mi N of Omaha, NE
	 Omaha Public Power District
	 
	 Fort St. Vrain  Lic.
	 35 mi N of Denver, CO
	 Public Service of CO
	 
	 Ginna  Lic.
	 15 mi NE of Rochester, NY
	 Rochester Gas & Electric
	 
	 Grand Gulf 1  Lic.
	 25 mi S of Vicksburg, MS
	 Mississippi Power & Light Co.
	 
	 Grand Gulf 2 OL
	 25 mi S of Vicksburg, MS
	 Mississippi Power & Light Co.
	 
	 Haddam Neck  Lic.
	 13 mi E of Meriden, CT
	 Connecticut Yankee Atomic Power
	 
	 Harris 1  OL
	 20 mi SW of Raleigh, NC
	 Carolina Power & Light
	 
	 Hatch 1  Lic.
	 11 mi N of Baxley, GA
	 Georgia Power
	 
	 Hatch 2  Lic.
	 11 mi N of Baxley, GA
	 Georgia Power
	 
	 Hope Creek 1  OL
	 18 mi SE of Wilmington, DE (actually in NJ)
	 Public Service Electric & Gas
	 
	 Humboldt Bay 3  SD
	 4 mi SW of Eureka, CA
	 Pacific Gas & Electric
	 
	 Indian Point 2  Lic.
	 25 mi N of New York, NY
	 Consolidated Edison
	 
	 Indian Point 3  Lic.
	 25 mi N of New York, NY
	 Power Authority of State of NY
	 
	 Kewaunee  Lic.
	 27 mi E of Green Bay, WI
	 Wisconsin Public Service
	 
	 La Crosse  Lic.
	 19 mi S of Lacrosse, WI
	 Dairyland Power
	 
	 Lasalle 1  Lic.
	 11 mi SE of Ottawa, IL
	 Commonwealth Edison
	 
	 Lasalle 2  Lic.
	 11 mi SE of Ottawa, IL
	 Commonwealth Edison
	 
	 Limerick 1  Lic.
	 21 mi NW of Philadelphia, PA
	 Philadelphia Electric
	 
	 Limerick 2  OL
	 35 mi NW of Philadelphia, PA
	 Philadelphia Electric
	 
	 Maine Yankee  Lic.
	 10 mi N of Bath, ME
	 Maine Yankee Atomic Power
	 
	 McGuire 1  Lic.
	 17 mi N of Charlotte, NC
	 Duke Power
	 
	 McGuire 2  Lic.
	 17 mi N of Charlotte, NC
	 Duke Power
	 
	 Midland 1  OL/Cancelled
	 SW boundary of Midland, MI
	 Consumers Power
	 
	 Midland 2  OL/Cancelled
	 SW boundary of Midland, MI
	 Consumers Power
	 
	 Millstone 1  Lic.
	 5 mi SW of New London, CT
	 Northeast Nuclear Energy
	 
	 Millstone 2  Lic.
	 5 mi SW of New London, CT
	 Northeast Nuclear Energy
	 
	 Millstone 3  OL
	 3.2 mi WSW of New London, CT
	 Northeast Nuclear Energy
	 
	 Monticello  Lic.
	 30 mi NW of Minneapolis, MN
	 Northern States Power
	 
	 Nine Mile Point 1  Lic.
	 8 mi NE of Oswego, NY
	 Niagara Mohawk Power Corp.
	 
	 Nine Mile Point 2  OL
	 8 mi NE of Oswego, NY
	 Niagara Mohawk Power Corp.
	 
	 North Anna 1  Lic.
	 40 mi NW of Richmond, VA
	 Virginia Power
	 
	 North Anna 2  Lic.
	 40 mi NW of Richmond, VA
	 Virginia Power
	 
	 Oconee 1  Lic.
	 30 mi W of Greenville, SC
	 Duke Power
	 
	 Oconee 2  Lic.
	 30 mi W of Greenville, SC
	 Duke Power
	 
	 Oconee 3  Lic.
	 30 mi W of Greenville, SC
	 Duke Power
	 
	 Oyster Creek 1  Lic.
	 9 mi S of Toms River, NJ
	 GPU Nuclear Corp.
	 
	 Palisades  Lic.
	 5 mi S of South Haven, MI
	 Consumers Power
	 
	 Palo Verde 1  Lic.
	 36 mi W of Phoenix, AZ
	 Arizona Public Service
	 
	 Palo Verde 2  OL
	 36 mi W of Phoenix, AZ
	 Arizona Public Service
	 
	 Palo Verde 3  OL
	 36 mi W of Phoenix, AZ
	 Arizona Public Service
	 
	 Peach Bottom 2  Lic.
	 19 mi S of Lancaster, PA
	 Philadelphia Electric
	 
	 Peach Bottom 3  Lc.
	 19 mi S of Lancaster, PA
	 Philadelphia Electric
	 
	 Perry 1  OL
	 7 mi NE of Painesville, OH
	 Cleveland Electric Illuminating Co.
	 
	 Perry 2  OL
	 7 mi NE of Painesville, OH
	 Cleveland Electric Illuminating Co.
	 
	 Pilgrim 1  Lic.
	 4 mi SE of Plymouth, MA
	 Boston Edison
	 
	 Point Beach 1  Lic.
	 15 mi N of Manitowoc, WI
	 Wisconsin Electric Power Co.
	 
	 Point Beach 2  Lic.
	 15 mi N of Manitowoc, WI
	 Wisconsin Electric Power Co.
	 
	 Prairie Island 1  Lic.
	 28 mi SE of Minneapolis, MN
	 Northern States Power
	 
	 Prairie Island 2  Lic.
	 28 mi SE of Minneapolis, MN
	 Northern States Power
	 
	 Quad Cities 1  Lic.
	 20 mi NE of Moline, IL
	 Commonwealth Edison
	 
	 Quad Cities 2  Lic.
	 20 mi NE of Moline, IL
	 Commonwealth Edison
	 
	 Rancho Seco 1  Lic.
	 25 mi SE of Sacramento, CA
	 Sacramento Mun. Util. District
	 
	 River Bend 1  OL
	 24 mi NNW of Baton Rouge, LA
	 Gulf States Utilities
	 
	 Robinson 2  Lic.
	 5 mi NW of Hartsville, SC
	 Carolina Power & Light
	 
	 Salem 1  Lic.
	 20 mi S of Wilmington, DE (actually in NJ)
	 Public Service Electric & Gas
	 
	 Salem 2  Lic.
	 20 mi S of Wilmington, DE (actually in NJ)
	 Public Service Electric & Gas
	 
	 San Onofre 1  Lic.
	 5 mi S of San Clemente, CA
	 Southern California Edison
	 
	 San Onofre 2  Lic.
	 5 mi S of San Clemente, CA
	 Southern California Edison
	 
	 San Onofre 3  Lic.
	 5 mi S of San Clemente, CA
	 Southern California Edison
	 
	 Seabrook 1  OL
	 13 mi S of Portsmouth, NH
	 Public Service of NH
	 
	 Seabrook 2  OL
	 13 mi S of Portsmouth, NH
	 Public Service of NH
	 
	 Sequoyah 1  Lic.
	 9.5 mi NE of Chattanooga, TN
	 Tennesse Valley Authority
	 
	 Sequoyah 2  Lic.
	 9.5 mi NE of Chattanooga, TN
	 Tennesse Valley Authority
	 
	 Shoreham  OL
	 Brookhaven, NY
	 Long Island Lighting Co.
	 
	 South Texas 1  OL
	 12 mi SSW of Bay City, TX
	 Houston Lighting & Power Co.
	 
	 South Texas 2  OL
	 12 mi SSW of Bay City, TX
	 Houston Lighting & Power Co.
	 
	 St. Lucie 1  Lic.
	 12 mi SE of Ft. Pierce, FL
	 Florida Power & Light
	 
	 St. Lucie 2  Lic.
	 12 mi SE of Ft. Pierece, FL
	 Florida Power & Light
	 
	 Summer 1  Lic.
	 26 mi NW of Columbia, SC
	 South Carolina Electric & Gas Co.
	 
	 Surry 1  Lic.
	 17 mi NW of Newport News, VA
	 Virginia Power
	 
	 Surry 2  Lic.
	 17 mi NW of Newport News, VA
	 Virgina Power
	 
	 Susquehanna 1 Lic.
	 7 mi NE of Berwick, PA
	 Pennsylvania Power & Light
	 
	 Susquehanna 2  Lic.
	 7 mi NE of Berwick, PA
	 Pennsylvania Power & Light
	 
	 Three Mile Island 1  Lic.
	 10 mi SE of Harrisburg, PA
	 GPU Nuclear Corp.
	 
	 Three Mile Island 2  SD
	 10 mi SE of Harisburg, PA
	 GPU Nuclear Corp.
	 
	 Trojan  Lic.
	 32 mi N of Portland, OR
	 Portland General Electric
	 
	 Turkey Point 3  Lic.
	 25 mi S of Miami, FL
	 Florida Power & Light
	 
	 Turkey Point 4  Lic.
	 25 mi S of Miami, FL
	 Florida Power & Light
	 
	 Vermont Yankee 1  Lic.
	 5 mi S of Brattleboro, VT
	 Vermont Yankee Nuclear Power
	 
	 Vogtle 1  OL
	 25 mi SSE of Augusta, GA
	 Georgia Power
	 
	 Vogtle 2  OL
	 25 mi SSE of Augusta, GA
	 Georgia Power
	 
	 Washington Nuclear 1  OL
	 10 mi N of Richland, WA
	 Washington Public Power Supply System
	 
	 Washington Nuclear 2  Lic.
	 12 mi NW of Richland, WA
	 Washington Public Power Supply System
	 
	 Washington Nuclear 3  OL
	 26 mi W of Olympia, WA
	 Washington Public Power Supply System
	 
	 Waterford 3  Lic.
	 20 mi W of New Orleans, LA
	 Louisiana Power & Light
	 
	 Watts Bar 1  OL
	 10 mi S of Spring City, TN
	 Tennesse Valley Authority
	 
	 Watts Bar 2  OL
	 10 mi S of Spring City, TN
	 Tennesse Valley Authority
	 
	 Wolf Creek 1  Lic.
	 3.5 mi NE of Burlington, KS
	 Kansas Gas & Electric
	 
	 Yankee-Rowe 1  Lic.
	 25 mi NE of Pittsfield, MA
	 Yankee Atomic Electric
	 
	 Zion 1  Lic.
	 40 mi NE of Chicago, IL
	 Commonwealth Edison
	 
	 Zion 2  Lic.
	 40 mi N of Chicago, IL
	 Commonwealth Edison

RESOURCE.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
 
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
 
 
			   >>> >>> RESOURCES <<< <<<
 
 
	 You want your personal beliefs guide your investment
	 decisions because you care about how your money is working
	 for you. You need hard data upon which to base such important
	 decisions.  EthInves provides you with just such data.  Facts
	 on ethical investment vehicles like mutual funds & money
	 market accounts; lists of companies that still do business in
	 South Africa; major nuclear weapons contractors; the top
	 Dept. of Defense contractors; utilities that own nuclear
	 power plants and much much more.
 
	 This is an imperfect world we live in.  Nothing is black and
	 white.  Everything is complicated.  You should sit down and
	 list your priorities and concerns. How do you want your money
	 to work?  What companies or industries would you like to
	 avoid?  Which do you want to support?  In short, what are
	 your priorities?  Now is a good time to sit down with a
	 pencil and paper and make a list.  Number the issues 110.
	 What are you prepared to compromise on?  What are your
	 non-negotiables?  Possible criteria for evaluating a
	 potential investment might include:
 
	 * Defense-related activities, including the manufacturing of
	 arms, radar or communications equipment, aircraft, ships,
	 submarines, missiles, etc. and/or research on any of the
	 above
 
	 * South African investments or trade.  The last year has seen
	 a continued departure of American firms from South Africa.
	 Not all opponents of apartheid support the complete
	 withdrawal of American companies from South Africa, believing
	 that the presence American companies can provide a positive
	 and constructive influence.  How do you feel about firms that
	 are still in South Africa but have signed the Sullivan
	 Principles?  (Rev. Sullivan himself has changed to a position
	 of advocating the withdrawal from South Africa. See his
	 6/3/87 statement elsewhere in this issue of EthInves.)  How
	 do you feel about companies that have no more "direct"
	 investments but have set up franchises or other alternatives
	 to continue to have a business presence in (and profit from)
	 South Africa?
 
	 * Pollution and environmental track record.  Does the company
	 in question pollute, strip mine, dump toxic waste,
	 manufacture pesticides/herbicides/insecticides, etc.?
 
	 * Labor history.  Is the company known for its poor labor
	 record, breaking strikes, not negotiating in good faith,
	 hiring outside union busting firms, discrimination against
	 minorities and/or women, etc.?
 
	 * Nukes, commercial or military.  Involvement in the resarch,
	 design, manufacturing, construction and/or maintenance of
	 nuclear power plants?  Exploration, mining and/or refining of
	 uranium, plutonium or other nuclear material?  Research,
	 design, manufacturing, installation, maintenance, and/or
	 delivery of nuclear weapons?
 
	 There are those who purchase minimal amounts of a company's
	 stock in order to participate in stockholders' protests.
	 Others use proxy voting.  Several religious and divestment
	 groups have used this tactic with great success.  If you have
	 the time and energy to devote to this more activist approach,
	 it can raise social, environmental and political issues at
	 annual meetings.  Such stockholders' actions have pressure
	 firms to leave South Africa.
 
 
			     >>> READING LIST <<<
			       >>> Articles <<<
 
	 This reading list includes articles that have appeared in
	 1987.  Consult EthInves ver 1.3 for references to older
	 articles.
 
	 Articles about South Africa and divestment continue to be so
	 frequent that I have only included selected articles.  If you
	 still need background reference material on aparthied and the
	 divestment movement, spend an afternoon or evening at your
	 local public library.
 
	 With the New York Times or Wall Street Journal, page numbers
	 may differ slightly between regional editions.
 
	 Business Week, 10/26/87, p76
	 profile of Laura Scher of Working Assets
 
	 Changing Times, 11/87, p134
	 good overview of socially responsible investing
 
	 Economist, 1/31/87, p56
	 the book Rating America's Corporate Conscience reviewed
 
	 New Age, Jan/Feb 87, p49
	 good overview of socially responsible investing with
	 extensive resource list
 
	 New York Times, 7/25/87, p20
	 brief intro to socially responsible investing
 
	 New York Times, 7/27/87, p21
	 excellent article on impact of divestment from South Africa
 
	 New York Times, 8/28/87, p9
	 a very interesting article on military contractors' PACs;
	 the 10 leading military contractors contributed $2.9M in
	 FY86
 
	 New York Times, 9/5/87, p14.
	 Frank Weeden Foundation has an innovative solution involving
	 bonds to address to urgent global issues: third world debt
	 and preserving endangered ecosystems
 
	 New York Times, 9/7/87, p37
	 as US firms leave SAfrica, Japanese companies move in to
	 fill the void
 
	 New York Times, 9/20/87, The Business World Part 2, p30
	 if there's only one article you read this year about the
	 ethical investing, this is it
 
	 NY Times of 9/27/87, Section 3 p 1
	 There's a very interesting if depressing article in the that
	 discusses the impact of a nuclear weapons treaty on the
	 stock price and earnings of major weapons contractors.
	 Since conventional weapons sales are likely to go up in the
	 aftermath of a nuclear weapons treaty and conventional
	 weapons have a higher profit margin than nuclear weapons,
	 major defense contractors may stand to make more money
	 *after* a nuclear weapons treaty between US & USSR.  Let's
	 hope the author's thesis is flawed.
 
	 New York Times, 10/4/87, p16
	 A unique program to encourage small organic farmers to stay
	 in business. End consumers pay for produce up front to
	 ensure farmer's survival.  In effect, organic produce
	 futures.  An idea that could easily catch on and be a grass
	 roots (pun intended) program that supports organic farmers
	 around the world.
 
	 New York Times, 10/5/87, op-ed page, Turn Up Heat on
	 Pretoria article by executive director of TransAfrica
	 calling for sanctions with a bite
 
	 New York Times, 11/19/87, p4
	 very interesting article on Korean kye, traditional mutual
	 savings associations; definitely food for thought
 
	 New York Times, 12/25/87, p23
	 no longer will American firms earn US tax credits for taxes
	 paid in SAfrica, further reducing the profits of doing
	 business there; article discusses potential impact
 
	 Personal Investing, 9/23/87, p142
	 good overview of socially responsible investing
 
	 Time, 10/27/87, p74
 
	 US News & World Report, 1/26/87, p50
 
	 Wall Street Journal, 1/16/87
	 the book Rating America's Corporate Conscience reviewed
 
	 Wall Street Journal, 5/20/87, p37/41
	 overview of socially responsible investing
 
	 Wall Street Journal, 8/24/87, front page
	 an excellent article on the impact and implications of US
	 firms divesting from South Africa
	 
	 Wall Street Journal, 9/10/87, p35
	 The Community Reinvestment Act is being used by community
	 activists to pressure banks to "serve the convenience and
	 needs" of local communities: low-cost housing loans, small
	 business loans, etc.
 
	 Wall Street Journal, 9/21/87, p20
	 Columnist reviews impact of US trade sanctions against South
	 Africa.  Doesn't take into account how ineffectual they are
	 in light of US companies "divesting" but arranging
	 franchise, licensing, etc. deals on the way out that
	 undermine the whole effort
 
	 Wall Street Journal, 9/30/87, p 6
	 Defense contractors are changing the way they do business to
	 conform to a new business climate and as a result are
	 cutting cost and becoming more competitive.  The outcome:
	 decreased profits and lower stock prices
 
	 Wall Street Journal, 11/2/87, p28
	 There's an interesting article on the increasing clout of
	 pension funds that discusses the social activism found in
	 some pension funds
 
	 Wall Street Journal, 12/23/87
	 Ford may have violated 1986 anti-apartheid law
 
			     >>> READING LIST <<<
				 >>> Books <<<
 
	 Ethical Investing, Amy Domini with Peter D. Kinder
	 Addison-Wesley Publishing
 
	 Rating America's Corporate Conscience
	 Steven Lydenberg, Alice Tepper Marlin & Sean O'Brien Strub
	 Addison-Wesley Publishing
 
	 Socially Responsible Investing, Rob Baird
	 Center for Urban Education
	 1135 SE Salmon St.
	 Portland, OR 97214
	 $5 24 ppd
 
	 Earthbank Guide to Sustainable Economics
	 Catherine Burton & Geralynn Rackowski
	 PO Box 87
	 Clinton, WA 87236
 
	 Corporate Public Affairs 1985
	 Columbia Books, 1350 New York Ave., Washington DC, 20005
 
	 The Corporate Conscience: Money, Power and Responsible
	 Business, David Freudberg
	 American Management Assoc.
	 135 W.50th St.
	 New York, NY 10020
	 $18.95
 
			     >>> READING LIST <<<
		    >>> Periodicals, Publications, etc. <<<
 
	 Write for current prices.
 
	 Boycott Census
	 RFD #1 Box 3445
	 Norway, ME 04268
	 clearinghouse for consumer boycott information
 
	 Carhart Associates
	 1715 D St. NE
	 Washington, DC 20002
	 202 544-4262
	 publishes Productivity Investor newsletter
 
	 Center for Corporate Public Involvement
	 1850 K St. NW
	 Washington, DC 20006
	 202 862-4047
	 Assoc. of insurance companies concerned with social
	 involvement publishes Response, monthly
	 
	 Clean Yield Publications, Ltd.
	 PO Box 1880
	 Greensboro Bend, VT 05982
	 802 533-7178
	 publishes The Clean Yield
	 
	 Conscience & Military Tax Campaign
	 4534-1/2 University Way NE, #204
	 Seattle, WA 98105
	 206 547-0952
	 information on tax resistance
	 
	 Co-op America
	 2100 M St. NW, #310
	 Washington, DC 20063
	 800 424-2667
	 202 872-5307
	 A clearinghouse for alternative businesses (coops,
	 collectives, worker-owned businesses, medical insurance,
	 etc.) Publishes Building Economic Alternatives, quarterly
	 
	 Council on Economic Priorities
	 30 Irving Place
	 New York, NY 10003
	 212 420-1133
	 publishes Council on Economic Priorities Newsletter & other
	 publications
	 
	 Covenant for a World Free of Nuclear Weapons
	 2406 Geddes
	 Ann Arbor, MI 48104
	 313 662-2111
	 publishes list of top 30 nuclear weapons contractors
	 
	 Data Center
	 464 19th St.
	 Oakland, CA 94612
	 415 835-4692
	 publishes Corporate Responsibility Monitor (monthly), a
	 quarterly newsletter and other publications
	 
	 Energy Investment Research Inc.
	 Glenville Station
	 PO Box 73
	 Greenwhich, CT 06830
	 publishes Envest (semi-monthly), a newsletter covering
	 alternative energy, cogeneration, waste mgmt., etc.
	 
	 Franklin Research and Development
	 711 Atlantic Ave., 5th fl.
	 Boston, MA 02111
	 800 345-8112
	 800 662-2444 in PA
	 617 423-6655
	 publishes Insight: The Advisory Letter for Concerned
	 Investors (quarterly), Insights (monthly) & Vital Industry
	 Reports (quarterly)
	 
	 Funding Exchange/National Community Funds
	 666 Broadway, 5th fl.
	 New York, NY 10012
	 212 260-8500
	 publishes Directory of Socially Responsible Investments, $5
	 
	 Good Money Publications Inc.
	 Box 363
	 Worcester, VT 05682
	 800 535-3551/223-3911
	 publishes Good Money, Netback and other publications.
	 
	 Inform
	 381 Park Ave. S.
	 New York, NY 10016
	 212 689-4040
	 publishes Inform Reports & other publications
	 
	 Interfaith Center on Corporate Responsibility
	 475 Riverside Dr., #566
	 New York, NY 10115
	 212 870-2316
	 The Corporate Examiner and other publications
	 
	 Investor Responsibility Research Center
	 1755 Massachusetts Ave. NW, Ste. 600
	 Washington, DC 20036
	 202 939-6500
	 IRRC News for Investors
	 
	 Modern Technology Press
	 40-19 164th St., Ste. 634
	 Flushing, NY 11538
	 publishes The Ethical Investor: The Newsletter of Politics &
	 Personal Finance, monthly
	 
	 Multinational Monitor
	 PO Box 19405
	 Washington, DC 20036
	 biweekly
	 
	 National Action/Research on the Military Industrial Complex
	 1501 Cherry St.
	 Philadelphia, PA 19102
	 215 241-7175
	 publishes a variety of publications
	 
	 National Boycott Newsletter
	 6506 28th Ave. NE
	 Seattle, WA 98115
	 206 523-0421
	 publishes newsletter on consumer boycotts
	 
	 National War Tax Resistance Coordinating Committee
	 PO Box 2236
	 East Patchogue, NY 11772
	 516 654-8227
	 information on tax resistance
	 
	 Nuclear Free America
	 325 East 25th St.
	 Baltimore, MD 21218
	 301 235-3575
	 publishes a variety of publications
	 
	 Nukewatch
	 315 West Gorham St.
	 Madison, WI 53703
	 publishes Invest in Peace
	 
	 Renewable Resource & Conservation Report
	 311 Miramar Rd.
	 Rochester, NY 14624
	 716 247-8197
	 bimonthly
	 
	 Resource Publishing Group
	 1401 Wilson Blvd., #101
	 Arlington, VA 22209
	 703 524-0815
	 publishes Concerned Investors Guide: Non-Financial Corporate
	 Data
	 
	 The Social Investment Forum
	 711 Atlantic Ave.
	 Boston, MA 02111
	 617 423-6655
	 socially responsible investing trade association (individual
	 memberships available).  $36/year membership includes
	 quarterly with monthly updates

SULLIVAN.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
	 
	    >>> >>> REV. SULLIVAN & THE DIVESTMENT MOVEMENT <<< <<<
	    
	    
		 >>> Rev. Leon Sullivan's 6/3/87 Statement <<<
	    
	 I have assessed, to the best of my ability, the situation as
	 it now exists in the Republic of South Africa, and I have
	 reached the decision that the time has come for American
	 companies, and the United States of America, to take a
	 definitive stand against the evils of apartheid.
	    
	 Therefore, today, I am calling for the withdrawal of all
	 United States companies from the Republic of South Africa,
	 and for a total United States embargo against that country,
	 until statutory apartheid is ended, and Blacks have a clear
	 commitment for equal political rights, and I am calling on
	 the President of the United States to end diplomatic
	 relations with South Africa until the atrocities against
	 Black people end, and apartheid is dismantled.
	    
	 As of May, 1985, I stated if in twenty-four months statutory
	 apartheid was not ended, and there was not a clear commitment
	 of the vote for Blacks, equal to whites, I would call on the
	 companies to leave South Africa, and call for an American
	 embargo.  The conditions have not been remotely met. 
	 Therefore, after careful, painstaking, and prayerful
	 consideration, I am making this statement.
	    
	 This action comes after years of effort with the Sullivan
	 Principles to help, along with other thrusts, to bring about
	 fundamental change in that country; and I want it clearly
	 known, I am proud of the work of the Sullivan Principles, and
	 proud of the efforts of those companies who have followed
	 them. The Sullivan Principles, initiated March 1, 1977, ten
	 years ago, have been a tremendous force for change in South
	 Africa.
	 
	 When the Sullivan Principles were introduced ten years ago, a
	 Black man did not even have the legal status as a worker in
	 South Africa.  The Principles broke new ground for Black
	 rights in South Africa that had not existed for 300 years. 
	 They have caused a revolution in industrial race relations
	 for Black workers in that country.
	 
	 These equal rights standards, followed by many American
	 companies, have lead the way in promoting equal pay for equal
	 work, fair employment practices, recognition of independent
	 free Black trade unions, extensive educational training
	 programs, the promotion of Blacks to management and
	 supervisory jobs, the initiation of hundreds of Black owned
	 businesses, the building of schools and health facilities,
	 and the improvement of the quality of life in many other ways
	 for hundreds of thousands of Blacks, far, far beyond the
	 small number employed by American companies.
	 
	 The Sullivan Principles have been a catalyst for change
	 throughout the Republic of South Africa.  Also, in recent
	 years, as the Principles have evolved, some United States
	 companies have begun to challenge the apartheid system
	 itself, and have begun to practice "corporate civil
	 disobedience" against apartheid practices, regulations and
	 laws.
	 
	 Many United States companies engaging in this effort have
	 left a notable record in corporate social responsibility in
	 South Africa.  Whatever happens in the future, the work of
	 many of the companies to change conditions for Blacks has
	 been outstanding.  Still, in spite of these and other
	 efforts, the main pillars of apartheid still remain, and
	 Blacks are still denied simple basic human rights in their
	 own country, and are still deprived of the right to vote.
	 
	 In spite of appeals, and protests, and cries for change and
	 justice within South Africa, repression grows, thousands are
	 jailed without trial, including little children, people are
	 brutalized, beaten and killed, dissent is ruthlessly
	 suppressed, and the press is muzzled.  Intransigence to
	 fundamental change continues, and, today, the government
	 pushes back even minimal progress and reform.  South Africa
	 has become a nation of oppression and a police state, and the
	 continuation of apartheid and its inhumanities against Blacks
	 goes on.  There is no greater moral issue in the world today
	 than apartheid!
	 
	 Somewhere, somehow, it must be said, as loudly and as
	 clearly, and as firmly possible, that what is happening in
	 South Africa to Black people is immoral, and it is wrong, and
	 it must be brought to an end.  Not ten years from now, or
	 five years from now, or three years from now, but now.
	 
	 The winds of change have reached South Africa, and the winds
	 will not be subdued until the people have no less than their
	 full economic, social and political freedom.  And violently,
	 or non-violently, Black people in South Africa are going to
	 have it.  And nothing can, or will, end the rising surge of
	 the people's aspirations for their freedom and for justice in
	 South Africa, but the elimination of the apartheid system
	 itself, which is the root cause of the nation's problems.
	 
	 South Africa is at the crossroads.  Either South Africa can
	 go the direction of a unitary free South Africa, or the
	 direction of a chaotic revolution, with the killing of
	 millions people, the destruction of a country, and the
	 devastation of the entire southern region of Africa; leading
	 to the possibility of the confrontation of the world's great
	 nuclear powers at that strategic point of the world, as a
	 race war would certainly become an ideological war.  And
	 should the United States become involved in such a war, as
	 most assuredly we would, one way or the other; race riots
	 would break out in every major city in the country, far worse
	 than anything ever seen in the history of America.
	 
	 It is in the interest of peace in South Africa, and peace in
	 the world, and peace in America, that apartheid must be
	 ended.  The evils of apartheid are broader than South Africa.
	 Apartheid is against the will of God, and the humanity of
	 man; and like Nazism and Facism, it must be stopped.  America
	 and the world must draw a line, and speak out, and act
	 against it.  If the world had stopped Hitler in time, we
	 might not have had World War II.
	 
	 It is clear the South African government does not intend to
	 end apartheid on its own.  Since the recent elections, the
	 government ahs become more defiant to further change. 
	 Therefore, something must be done now to dramatize the issue
	 before America and before the world.  Every moral, and
	 economic, and political force must be brought to bear to help
	 influence the South African government to move towards
	 dismantling the apartheid system, while there is still time.
	 
	 In this regard, America, a leader of the free world, should
	 take the lead, including our companies and our government,
	 hoping others in the world will follow.
	 
	 Therefore, today, as the strongest possible American non-
	 violent protest against the continuing existence of
	 apartheid, and with the maximum non-violent use of moral,
	 corporate, and government force against that inhumane system,
	 I call on all American companies to withdraw from the
	 Republic of South Africa, until statutory apratheid has been
	 abolished, and there is a clear commitment of the vote for
	 Blacks, in accordance with agreements reached with authentic 
	 and representative Black South African leaders.
	 
	 Also, I call on the United States to enact, with urgency, a
	 total United States economic embargo against South Africa,
	 all exports and imports, including gold and diamonds, and to
	 seek South African sourced vitally needed materials
	 elsewhere, or to seek alternatives, or to stockpile, or to
	 recycle, or to do without.
	 
	 I further call on the Congress to consider stringent
	 penalties against United States trading partners who assume
	 markets left by departing United States companies, and who
	 continue to do business in South Africa, such as the
	 Japanese.
	 
	 I, also, call on the President of the United States to break
	 all Diplomatic Relations with South Africa, until atrocities
	 against Black people end, and apartheid is dismantled.
	 
	 Should, at any time, the South African government abolish
	 statutory apartheid, and commit itself to equal voting rights
	 for Blacks, in accordance with agreements reached with
	 authentic and representative Black South African leaders,
	 restrictions against American companies operating in South
	 Africa should be lifted, and American companies should be
	 free to return to the country, along with unlimited United
	 States investments in a unitary Free South Africa.
	 
	 This Call for Withdrawal excludes Philanthropic and
	 Educational initiatives, and the Media.
	 
	 This is my message to the companies of America, the Congress
	 and the President of the United States, and to the Government
	 of South Africa.
		     
		 >>> The Sullivan Statement of Principles <<<
			  >>> Fifth Amplification <<<
			    >>> March 10, 1987 <<<
	 
       Principle 1 Non-Segregation of the races in all eating,
       comfort and work facilities
	 
	 Each signator of the Statement of Principles will proceed
	 immediately to:
		Eliminatae all vestiges of racial discrimination.
		Remove all race designation signs.
		Desegregate all eating, comfort and work facilities.
	 
       Principle 2 Equal and fair employment practices for all employees
	 
	 Each signator of the Statement of Principles will proceed
	 immediately to:
		Implement equal and fair terms and conditions of
		  employment.
		Provide non-discriminatory eligibility for benefit
		  plans.
		Establish an appropriate and comprehensive procedure
		  for handling and resolving individual employee complaints.
		Support the elimination of all industrial racial
		  discriminatory laws which impede the implementation of
		  equal and fair terms and conditions of employment, such as
		  abolition of job reservations, job fragmentation, and
		  apprenticeship restrictions for Blacks and other non-
		  whites.
		Support the elimination of discrimination against the
		  rights of Blacks to form or belong to government
		  registered and unregistered unions and acknowledge generally
		  the rights of Blacks to form their own unions or be repre-
		  sented by trade unions which already exist.
		Secure rights of Black workers to the freedom of
		  association and assure protection against victimization while
		  pursuing and after attaining these rights.
		Involve Black workers or their representatives in the
		  development of programs that address their educational and
		  other needs and those of their dependents and the local
		  community.
	 
       Principle 3 Equal pay for all employees doing equal or comparable work 
       for the same period of time
	 
	 Each signator of the Statement of Principles will proceed
	 immediately to:
		Design and implement a wage and salary administration
		  plan which is applied equally to all employees, regardless
		  of race, who are performing equal or comparable work.
		Ensure an equitable system of job classifications,
		  including a review of the distinction between hourly and
		  salaried classifications.
		Determine the extent upgrading of personnel and/or
		  jobs in the upper echelons is needed, and accordingly
		  implement programs to accomplish this objective in
		  representative numbers, insuring the employment of Blacks
		  and other non-whites at all levels of company operations.
		Assign equitable wage and salary ranges, the minimum
		  of these to be well above the appropriate local minimum
		  economic living level.
	 
       Principle 4 Initiation of an development of training programs
       that will prepare, in substantial numbers, Blacks and other non- 
       whites for supervisory, administrative, clerical and technical jobs
	 
	 Each signator of the Statement of Principles will proceed
	 immediately to:
		Determine employee training needs and capabilities,
		  and identify employees with potential for further advancement.
		Take advantage of existing outside training resources
		  and activities, such a exchange programs, technical colleges,
		  and similar institutions or programs.
		Support the development of outside training facilities,
		  individually or collectively - including technical centers,
		  professional training exposure, correspondence and extension
		  courses, as appropriate, for extensive training outreach.
		Initiate and expand inside training programs and facilities.
	 
       Principle 5 Increasing the number of Blacks and other non-whites in
       management and supervisory positions
			
	 Each signator of the Statement of Principles will proceed
	 immediately to:
		Identify, actively recruit, train and develop a
		  sufficient and significant number of Blacks and other
		  non-whites to assure that as quickly as possible there will
		  be appropriate representation of Blacks and other non-whites
		  in the management group of each company at all levels of
		  operations.
		Establish management development programs for Blacks
		  and other non-whites, as needed, and improve existing
		  programs and facilities for developing management skills of
		  Blacks and other non-whites.
		Identify and channel high management potential Blacks
		  and other non-white employees into management development
		  programs.
	 
       Principle 6 Improving the quality of employees' lives outside
       the work environment in such areas as housing,transportation,
       schooling, recreation and health facilities
		
	 Each signator of the Statement of Principles will proceed
	 immediately to:
		Evaluate existing and/or developing programs, as
		  appropriate, to address the specific needs of Black and
		  other non-white employees in the areas of housing, health
		  care, transportation and recreation.
		Evaluate methods for utilizing existing, expanded or
		  newly established in-house medical facilities or other
		  medical programs to improve medical care for all non-whites
		  and their dependents.
		Participate in the development of programs that
		  address the educational needs of employees, their dependents,
		  and the local community.  Both individual and collective
		  programs should be considered, in addition to technical
		  education, including such activities as literacy education,
		  business training, direct assistance to local schools,
		  contributions and scholarships.
		Support changes in influx control laws to provide for
		  the right of Black migrant workers to normal family life.
		Increase utilization of and assist in the development
		  of Black and other non-white owned and operated business
		  enterprises including distributors, suppliers of goods and
		  services and manufacturers.
	 
       Principle 7 Working to eliminate laws and customs which
       impede social, economic and political justice
	 
	 Each signator of the Statement of Principles must proceed
	 immediately to:
		Press for a single education system common to all races.
		Use influence and support the unrestricted rights of
		  Black businesses to locate in the urban areas of the
		  nation.
		Influence other companies in South Africa to follow
		  the standards of equal rights principles.
		Support the freedom of mobility of Black workers,
		  including those from the "so-called" independent homelands,
		  to seek employment opportunities wherever they exist and make
		  possible provisions for adequate housing for families of
		  employees within the proximity of workers' employment.
		Use financial and legal resources to assist Blacks,
		  Coloureds and Asians in their efforts to achieve equal access
		  to all health facilities, educational institutions,
		  transportation, housing, beaches, parks and all other
		  accommodations normally reserved for Whites.
		Oppose adherence to all apartheid laws and regulations.
		Support the ending of all apartheid laws, practices
		  and customs.
		Support full and equal participation of Blacks, Coloureds
		  and Asians in the political process.
	 
	 With all the foregoing in mind, it is the objective of the
	 companies to involve and assist in the education and training
	 of large and telling numbers of Blacks and other non-whites
	 as quickly as possible.  The ultimate impact of this effort
	 is intended to be of massive proportion, reaching and helping
	 millions.
	 
       Periodic Reporting
	 
	 The Signatory Companies of the Statement of Principles will
	 proceed immediately to:
		Report progress on an annual basis to Reverand
		  Sullivan through the independent administrative unit he
		  has established.
		Have all areas specified by Reverand Sullivan audited
		  by a certified public accounting firm.
		Inform all employees of the company's annual periodic
		  report rating and invite their input on ways to improve
		  the rating.
	 
	>>> Signers of the Sullivan Principles, Fifth Amplification <<<
			  >>> as of July 1, 1987 <<<
	 
	 *   Companies with direct investment in South Africa
	     as of July 1, 1987
	 +   Companies with indirect South African dealings via licensing,
	     distribution or franchise agreements 
	     as of July 1, 1987
	 
	 Abbott Laboratories*
	 Alexander & Alexander Services Inc.
	 Allied-Signal Inc.*
	 Allis-Chalmers Corp.*
	 Amdahl Corp.*
	 American Airlines Inc.
	 American Brands Inc.*
	 American Cyanamid Co.*
	 American Express Co.+
	 American Intl. Inc. ?Am Intl. Group Inc.*

	 Baker Intl.*
	 Baltimore Intl.
	 Bandag Inc.*
	 Bausch & Lomb Inc.*
	 Bechtel Group Inc.*
	 Becor Western Inc.*
	 Borden Inc.*
	 Borg-Warner Corp.*
	 Bristol-Myers Co.*
	 Butterick Co. Inc.*

	 CIGNA Corp.*
	 Caltex Petroleum Corp.
	 Carlton Paper Corp. Ltd.
	 Carrier Corp.
	 J.I. Case Corp.
	 Caterpillar Inc.*
	 Champion Spark Plug Co.*
	 Chase Manhattan Corp.
	 Citicorp.
	 Colgate-Palmolive Co.*
	 Combustion Engineering Inc.*
	 Control Data Corp.*
	 Coulter Electronics Inc.*
	 Crown Cork & Seal Co. Inc.*
	 Cummins Engine Co. Inc.+
	 
	 Deere & Co.*
	 Del Monte Corp.*
	 Deloitte Haskins & Sells
	 Diners Club South Africa PTY LTD
	 Donaldson Co. Inc.*
	 Dow Corning Corp.*
	 Dresser Industries Inc.*
	 E.I. dupont de Nemours & Co. Inc.*
	 
	 Eli Lilly & Co.*
	 Emery Air Freight Corp.
	 Englehard Corp.+
	 Estee Lauder Inc.*
	 
	 Federal-Mogul Corp.*
	 Ferro Corp.*
	 Firestone Tire & Rubber Co.+
	 Fluor Corp.*
	 FMC Corp.*
	 Foote, Cone & Belding Communications*
	 Ford Motor Co.
	 Foster Wheeler Corp.+
	 Franklin Electric Co. Inc.*
	 Fruehauf Corp.*
	 
	 GAF Corp.*
	 GenCorp.
	 Gillette Co.*
	 The Goodyear Tire & Rubber Co.*
	 Grey Advertising Inc.*
	 Grolier Intl. Inc.*
	 
	 Frank B. Hall & Co. Inc.*
	 Harnischfeger Corp.*
	 The Harper Group*
	 Hewlett-Packard Co.*
	 Honeywell Inc.+
	 Hoover Co.*
	 
	 IMS Intl. Inc.*
	 ITT Corp.*
	 Ingersoll-Rand Co.*
	 Intergraph Corp.*
	 Intl. Correspondence Schools Inc.
	 Intl. Flavors & Fragrances Inc.*
	 Interpublic Group of Cos. Inc.*
	 
	 John Wiley & Sons Inc.+
	 JWT Group Inc.*
	 Johnson & Johnson Co.*
	 S.C. Johnson & Son Inc.*
	 Joy Manufacturing Co.*
	 
	 Kellog Co.*
	 Kennametal Inc.*
	 Kimberly-Clark Corp.*
	 
	 Leco Corp.*
	 Loctite Corp.*
	 
	 Marsh & McLennan Cos. Inc.*
	 Martin Marietta Corp.
	 Masonite Corp.
	 Medtronic Inc.*
	 Merck & Co. Inc.*
	 Midland-Ross Corp.*
	 Mine Safety Appliances Co.*
	 Minnesota Mining & Manufacturing Co.*
	 Mobil Oil Corp.*
	 Molex Intl. Inc.
	 Monsanto Co.*
	 J.P. Morgan & Co. Inc.
	 
	 NCR Corp.*
	 Nabisco Brands Inc.*
	 Nalco Chemical Co.*
	 Newmont Mining Corp.*
	 
	 The Ogilvy Group Inc.*
	 Olin Corp.*
	 Otis Elevator Co.
	 Owens-Illinois Inc.*
	 
	 Pan American World Airways Inc.*
	 Parker Hannifan Corp.*
	 Pfizer Inc.*
	 Phelps Dodge Corp.*
	 Phillips Petroleum Co.
	 Pizza Inn of South Africa LTD
	 Premark Intl. Inc.
	 
	 Raychem Corp.*
	 Raytheon Co.*
	 The Reader's Digest Assoc. Inc.*
	 Revlon Inc.
	 Rexnord Inc.*
	 Reynolds & Reynolds Co.*
	 RJR Nabisco Inc.* 
	 The Robbins Co.*
	 Rockwell Intl. Corp.
	 
	 Schering-Plough Corp.*
	 Joseph E. Seagram & Sons Inc.
	 Sigmaform Corp.*
	 SmithKline Beckman Corp.*
	 Southern New England Telephone
	 Square D Co.*
	 Squibb Corp.*
	 The Standard Oil Co.*
	 Sterling Drug Inc.*
	 Strategic Minerals Corp.
	 Sunland Foods (Pty) Ltd.
	 
	 Tambrands Inc.*
	 Tenneco Inc.*
	 Time Inc.
	 Tokheim Corp.*
	 Trans World Airlines Inc.+
	 Trinovia Inc.* (Libbey-Owens-Ford Co.)
	 Twin Disc Inc.*
	 
	 Union Camp Corp.*
	 Union Carbide Corp.*
	 Unisys Corp.*
	 The Upjohn Co.*
	 USX Corp.*
	 
	 Video Vision Enterprises (Pty) Ltd
	 
	 Wang Laboratories Inc.
	 Warner-Lambert Co.*
	 Westinghouse Electric Corp.+
	 Wilbur-Ellis Co.
	 
	 Xerox Corp.

TAXES.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
	 
	 
				 >>> TAXES <<
				 
				 
		   >>> Where Our Income Tax Really Goes <<<
		   
	 Of the $776 in the US federal budget for FY 1987:
	 
	 100% 776B
	 
	 40% $312B Current Military
	     
	     $71M Military Pay
	      11M Retired Pay
	      77M Operation & Maintenance
	      83M Procurement
	      34M Research & Development
	       5M Construction
	       7M Nuclear Weapons (DoE)
	       9M International Military Assistance
	       3M Coast Guard
	       4M NASA (estimated military portion, 50%)
	       8M Other (CIA, Selective Service, FEMA)
	       
	 23% $180B Past Military
	 
	     $26M Veterans Benefits
	    $154M Interst on national debt (80% estimated to be
		  created by military budget)
	 
	  9% $67B Physical Resources
	     
	     (Agriculture, Commerce, Energy, Housing & Urban
	     Development, Interior, Transportation, Environmental
	     Protection)
	     
	 18% $142B Human Resources
	 
	     (Education, Health & Human Services, Labor)
	     
	 10% $75B General Government
	 
	     (Government, Justice, 20% interest on national debt,
	     civilian portion of NASA)
	 
	 source:
	 War Resisters League
	 339 Lafayette St.
	 New York, NY  10012
	 
		      >>> Top Six Defense Contractors <<<
		   >>> Profits & Taxes 1982 through 1985 <<<
		     
	 Company                Profit $M       Tax $M   Rate
				   
	 McDonnell Douglas      $1,743.0        $13.4   0.8%
	 General Dynamics        1,994.5        (90.9) -4.6%
	 Rockwell International  2,771.2        682.9  24.6%
	 General Electric       10,881.0        262.0   2.4%
	 Boeing                  2,271.0       (121.0) -5.3%
	 Lockheed                2,074.3          4.0   0.2%
	 
	 Total                  21,735.0        750.4   3.5%
	 
	 Source: "130 Reasons Why We Need Tax Reform"
	 Citizens for Tax Justice
	 1313 L St. NW
	 Washington, DC 20005
	 202 898-3369
	 
			   >>> Tax Alternatives <<<
			   
	 Conscience & Military Tax Campaign
	 4534-1/2 University Way NE, #204
	 Seattle, WA  98105
	 
	 Clearinghouse for efforts to divert tax money to nonmilitary,
	 nonviolent, life-affirming government purposes.  CMTC has
	 established the Direct Aid Projet for Central America, a
	 program to redirect one's telephone tax (Federal Excise Tax)
	 to humanitarian aid to the people of Central America.  This
	 effort to counteract the human suffering caused by our own
	 foreign policies is in cooperation with Oxfam America, Quest
	 for Peace and the Rocky Mountain Peace Center.
	 
		Oxfam America
		115 Broadway
		Boston, MA 02116
		617 482-1211
	 
		Quest for Peace
		c/o Quixote Center
		PO Box 5206
		Hyattsville, MD 20782
		301 699-0042
	 
	 Also contact:
	 National War Tax Resistance Coordinating Committee
	 PO Box 2236
	 East Patchogue, NY 11772
	 
	 

UTILCO.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
	 
	 
			 >>> NUCLEAR POWER PLANTS <<<
		       
		       
		       >>> Listed by Utility Company <<<
			     >>> as of 1/1/87 <<<
	 
	 This is the most accurate list that I have been able to
	 compile of all the owners of each nuclear reactor.  It is
	 sorted by utility company.  Below is another listing sorted
	 by reactor, listing its location and the operating utility
	 company.  
	 
	 Ownership changes hands frequently and you should double
	 check before accepting this listing as gospel truth.  In
	 researching this list, I get the distinct impression that no
	 one wants you to know this stuff.  What are they hiding?
	 
	 Bond buyers may well want to consider the nuclear profile of
	 a given utility.  Nuclear power plant owners are often
	 saddled with high debt and face the uncertain future of
	 nuclear power in the immediate and long-range future
	 post-Three Mile Island and post-Chernobyl.
	 
	 
	 For more information contact:
	 
		Nuclear Regulatory Commission
		Office of Public Affairs
		7735 Old Georgetown Rd., Room 3217
		Bethesda, MD  20555
		800 638-8282 301 492-7715
	 
		    >>> Survey of U.S. Nuclear Reactors <<<
			
		     boiling    pressurized  other      total
		     water      water
	 
	 operable     33          60          2           95
	 startup       1           2          0            3
	 construction
	  permit granted
		       7          23          0           30
	 construction 
	  permit pending
		       0           0          0            0
	 on order      0           2          0            2
	 ----------------------------------------------------
	 TOTAL        41          87          2          130
	 
	    >>> Utility Companies That Own Nuclear Power Plants <<<
		  
	 *  principle owner
	 
	 Alabama Power
	  *Josheph M. Farley #1
	  *Josheph M. Farley #2
	 
	 Alleghany Electric Coop
	  Susquehanna #1
	  Susquehanna #2
	 
	 Anaheim Electrical Division
	  San Onofre #2
	  San Onofre #3
	 
	 Arizona Public Service
	  *Palo Verde #1
	  *Palo Verde #2
	  *Palo Verde #3
	 
	 Arkansas Power & Light
	  *Arkansas Nuclear One #1
	  *Arkansas Nuclear One #2
	  Grand Gulf #1
	  
	 Atlantic City Electric
	  Hope Creek #1
	  Peach Bottom #1
	  Peach Bottom #2
	  Salem #1
	  Salem #2 
	 
	 Austin (TX), City of
	  South Texas Project #1
	  South Texas Project #2
	 
	 Baltimore Gas & Electric
	  *Calvert Cliffs #1
	  *Calvert Cliffs #2
	 
	 Bangor Hydro-Electric (Northeast Utilities)
	  Maine Yankee
	  Seabrook #1
	  Seabrook #2
	 
	 Boston Edison (Northeast Utilities)
	  *Pilgrim #1
	  Haddam Neck
	  Yankee-Rowe
	 
	 Brazos Electric Power Coop
	  Comanche Peak #1
	  Comanche Peak #2
	 
	 Burlington Electric Light
	  Vermont Yankee
	 
	 Cajun Electric Power Coop
	  River Bend #1
	 
	 Cambridge Electric Light
	  Vermont Yankee
	  Yankee-Rowe
	 
	 Canal Electric
	  Seabrook #1
	  Seabrook #2
	 
	 Carolina Power & Light
	  *Brunswick #1
	  *Brunswick #2
	  *Shearon Harris #1
	  *H.B. Robinson #2
	 
	 Central Area Power Coordination Group (CAPCO)
	  Beaver Valley #1
	  Beaver Valley #2
	  Davis-Besse #1
	  Perry #1
	  Perry #2
	 
	 Central Hudson Gas & Electric
	  Nine Mile Point #2
	 
	 Central Iowa Power Coop
	  Duane Arnold
	 
	 Central Maine Power (Northeast Utilities)
	  Haddam Neck
	  Maine Yankee
	  Millstone #3
	  Seabrook #1
	  Seabrook #2
	  Vermont Yankee
	  Yankee-Rowe
	 
	 Central Power & Light
	  South Texas Project #1 
	  South Texas Project #2
	 
	 Central Vermont Public Service (Northeast Utilities)
	  Haddam Neck
	  Maine Yankee
	  Millstone #3
	  Seabrook #1
	  Seabrook #2
	  Vermont Yankee
	  Yankee-Rowe
	 
	 City Public Service Board of San Antonio
	  South Texas Project #1
	  South Texas Project #2
	 
	 Cleveland Electric Illuminating
	  Davis-Bessie #1
	  Beaver Valley #2
	  *Perry #1
	  *Perry #2
	 
	 Commonwealth Edison
	  *Braidwood #1 
	  *Braidwood #2
	  *Byron #1
	  *Byron #2
	  Carroll County #1
	  Carroll County #2
	  *Dresden #1
	  *Dresden #2
	  *Dresden #3
	  *La Salle #1
	  *La Salle #2
	  *Quad Cities #1
	  *Quad Cities #2
	  *Zion #1 
	  *Zion #2
	 
	 Commonwealth Electric (Northeast Utilities)
	  Maine Yankee
	  Yankee-Rowe
	 
	 Commonwealth Energy System
	  Haddam Neck
	 
	 Connecticut Light & Power (Northeast Utilities)
	  Haddam Neck
	  Maine Yankee
	  Millstone #1
	  Millstone #2
	  Millstone #3
	  Seabrook #1
	  Seabrook #2
	  Vermont Yankee
	  Yankee-Rowe
	 
	 Connecticut Yankee Atomic Power
	  *Haddam Neck
	 
	 Consolidated Edison Co. of New York
	  Indian Point #1
	  *Indian Point #2
	  Indian Point #3
	 
	 Consumers Power
	  *Big Rock Point 1
	  *Midland #1
	  *Midland #2
	  *Palisades
	 
	 Corn Belt Power Coop
	  Duane Arnold
	 
	 Dairyland Power Co-op
	  *LaCrosse (Genoa)
	 
	 Dallas Power & Light
	  Comanche Peak #1
	  Comanche Peak #2
	 
	 Dalton (GA), City of
	  Edwin I. Hatch #1
	  Edwin I. Hatch #2
	  Alvin W. Vogtle #1
	  Alvin W. Vogtle #2 
	 
	 Delmarva Power
	  Peach Bottom #1
	  Peach Bottom #2
	  Salem #1
	  Salem #2
	 
	 Detroit Edison
	  *Fermi #2
	 
	 Duke Power
	  *Catawba #1
	  *Catawba #2
	  *William B. McGuire #1
	  *William B. McGuire #2
	  *Oconee #1
	  *Oconee #2
	  *Oconee #3
	 
	 Duquesne Light
	  *Beaver Valley #1
	  *Beaver Valley #2
	  Perry #1
	  Perry #2
	 
	 El Paso Electric
	  Palo Verde #1
	  Palo Verde #2
	  Palo Verde #3
	 
	 Eugene Water & Electric Board
	  Trojan
	 
	 Florida Municipal Power Agency
	  St. Lucie #2
	 
	 Florida Power Corp.
	  *Crystal River #3
	 
	 Florida Power & Light
	  *St. Lucie #1
	  *St. Lucie #2
	  *Turkey Point #3
	  *Turkey Point #4
	 
	 Georgia Power
	  *Edwin I. Hatch #1
	  *Edwin I. Hatch #2
	  *Alvin W. Vogtle Jr. #1
	  *Alvin W. Vogtle Jr. #2
	 
	 GPU Nuclear
	  *Oyster Creek 1
	  *Three Mile Island #1
	  *Three Mile Island #2
	 
	 Green Mountain Power
	  Vermont Yankee
	 
	 Gulf States Utilities 
	  *River Bend #1
	 
	 Hartford Electric Light (Northeat Utilites)
	  Maine Yankee
	  Vermont Yankee
	  Yankee-Rowe
	 
	 Houston Lighting & Power
	  *South Texas Project #1
	  *South Texas Project #2
	 
	 Illinois Power
	  *Clinton Unit #1
	 
	 Indiana & Michigan Electric 
	  *Donald C. Cook #1
	  *Donald C. Cook #2
	 
	 Interstate Power
	  Carroll County #1
	  Carroll County #2
	 
	 Iowa Electric Power & Light
	  *Duane Arnold #1
	 
	 Iowa-Illinois Gas & Electric
	  Carroll County #1
	  Carroll County #2
	  Quad Cities #1
	  Quad Cities #2
	 
	 Jersey Central Power & Light
	  Oyster Creek #1
	  Three Mile Island #1
	  Three Mile Island #2
	  
	 Kansas City Power & Light
	  Wolf Creek
	 
	 Kansas Electric Power Coop
	  Wolf Creek
	 
	 Kansas Gas & Electric
	  *Wolf Creek 1
	 
	 Los Angeles Dept. of Water & Power
	  Palo Verde #1
	  Palo Verde #2
	  Palo Verde #3
	 
	 Long Island Lighting
	  Nine Mile Point #2
	  *Shoreham
	 
	 Louisiana Power & Light
	  Grand Gulf #1
	  *Waterford #3
	 
	 Madison Gas & Electric
	  Kewaunee
	 
	 Maine Public Service (Northeast Utilities)
	  Maine Yankee
	  Seabrook #1
	  Seabrook #2
	 
	 Maine Yankee Atomic Power
	  *Maine Yankee
	  Wiscasset
	 
	 Massachusetts Municipal Wholesale Electric
	  Millstone #3
	  Seabrook #1
	  Seabrook #2
	 
	 Metropolitan Edison
	  Three Mile Island #1
	  Three Mile Island #2
	 
	 Middle South Energy (Mississippi Power & Light)
	  Grand Gulf #1
	  Grand Gulf #2 
	  
	 Mississippi Power & Light
	  *Grand Gulf #1
	  *Grand Gulf #2
	 
	 Montaup Electric (Northeast Utilities)
	  Haddam Neck
	  Maine Yankee
	  Millstone #3
	  Seabrook #1
	  Seabrook #2
	  Vermont Yankee
	  Yankee-Rowe
	 
	 Municipal Electric Authority of Georgia
	  Edwin I. Hatch #1
	  Edwin I. Hatch #2
	  Alvin W. Vogtle #1
	  Alvin W. Vogtle #2
	 
	 Nebraska Public Power District
	  *Cooper Station
	 
	 New England Power (Northeast Utilities)
	  Haddam Neck
	  Maine Yankee
	  Millstone #3
	  Seabrook #1
	  Seabrook #2
	  Vermont Yankee
	  Yankee-Rowe
	 
	 New Hampshire Electric Coop
	  Seabrook #1
	  Seabrook #2
	 
	 New Orleans Public Service
	  Grand Gulf #1
	 
	 New York State Electric & Gas
	  Nine Mile Point #2
	 
	 Niagara Mohawk Power Corp.
	  *Nine Mile Point #1
	  *Nine Mile Point #2
	 
	 North Carolina Eastern Municipal Electric Power Agency
	  Brunswick #1
	  Brunswick #2
	  Shearon Harris #1
	 
	 North Carolina Electric Membership 
	  Catawba #1
	 
	 North Carolina Municipal Power Agency No. 1
	  Catawba #2
	 
	 Northeast Nuclear Energy
	  *Millstone 1
	  *Millstone 2
	  *Millstone 3
	 
	 Northern States Power
	  *Monticello
	  *Prairie Island #1
	  *Prairie Island #2
	 
	 Oglethorpe Power
	  Edwin I. Hatch #1
	  Edwin I. Hatch #2
	  Alvin W. Vogtle #1
	  Alvin W. Vogtle #2
	 
	 Ohio Edison
	  Beaver Valley #1
	  Beaver Valley #2
	  Perry #1
	  Perry #2
	  
	 Old Dominion Electric Coop
	  North Anna #1
	  North Anna #2
	 
	 Omaha Public Power District
	  *Fort Calhoun #1
	 
	 Orlando Utilities Commission 
	  Crystal River #3
	  St. Lucie #2
	 
	 Pacific Gas & Electric
	  *Diablo Canyon #1
	  *Diablo Canyon #2
	  *Humboldt Bay 3
	 
	 Pacific Power & Light
	  Trojan
	  WPPSS #3
	 
	 Pennsylvania Electric
	  Three Mile Island #1
	  Three Mile Island #2
	 
	 Pennsylvania Power
	  Beaver Valley #1
	  Perry #1
	  Perry #2
	 
	 Pennsylvania Power & Light
	  *Susquehanna Station #1
	  *Susquehanna Station #2
	 
	 Philadelphia Electric
	  *Limerick Unit #1
	  *Limerick Unit #2
	  *Peach Bottom #1
	  *Peach Bottom #2
	  Salem #1
	  Salem #2
	 
	 Piedmont Municipal Power Agency
	  Catawba #2
	 
	 Portland General Electric
	  *Trojan
	  WPPSS #3
	 
	 Power Authority of the State of New York
	  *James A. Fitzpatrick
	  *Indian Point #3
	 
	 Public Service Co. of Colorado
	  *Fort St. Vrain
	 
	 Public Service Co. of NH (Northeast Utilities)
	  Haddam Neck
	  Maine Yankee
	  Millstone #3
	  *Seabrook #1
	  *Seabrook #2
	  Vermont Yankee
	  Yankee-Rowe
	 
	 Public Service Co. of New Mexico
	  Palo Verde #1
	  Palo Verde #2
	  Palo Verde #3
	 
	 Public Service Electric & Gas
	  *Hope Creek 1
	  Peach Bottom #1
	  Peach Bottom #2
	  *Salem #1
	  *Salem #2
	 
	 Puget Sound Power & Light
	  WPPSS #3
	 
	 Riverside Public Utilities
	  San Onofre #2
	  San Onofre #3
	 
	 Rochester Gas & Electric
	  *Robert E. Ginna
	  Nine Mile Point #2
	 
	 Sacremento Municipal Utility District
	  *Rancho Seco #1
	 
	 Salt River Project
	  Palo Verde #1
	  Palo Verde #2
	  Palo Verde #3
	 
	 Saluda River Electric Coop
	  Catawba #1
	 
	 San Diego Gas & Electric
	  San Onofre #1
	  San Onofre #2
	  San Onofre #3
	 
	 Seminole Electric Coop 
	  Crystal River #3
	 
	 South Carolina Electric & Gas
	  *V.C. Summer #1
       
	 South Carolina Public Service Authority
	  V.C. Summer #1
	 
	 South Mississippi Electric Power (Mississippi Power & Light)
	  Grand Gulf #1
	  Grand Gulf #2
	 
	 South Texas Project
	  South Texas Project #1
	  South Texas Project #2
	 
	 Southern California Edison
	  Palo Verde #1
	  Palo Verde #2
	  Palo Verde #3
	  *San Onofre #1
	  *San Onofre #2
	  *San Onofre #3
	 
	 Southern California Public Power Authority
	  Palo Verde #1
	  Palo Verde #2
	  Palo Verde #3
	 
	 Soyland Power Coop
	  Clinton #1
	 
	 Tennessee Valley Authority
	  *Bellefonte Unit #1
	  *Bellefonte Unit #2
	  *Browns Ferry #1
	  *Browns Ferry #2
	  *Browns Ferry #3
	  *Sequoyah #1
	  *Sequoyah #2
	  *Watts Bar Unit #1
	  *Watts Bar Unit #2
	 
	 Texas Electric Service
	  Comanche Peak #1
	  Comanche Peak #2
	 
	 Texas Municipal Power Agency
	  Comanche Peak #1
	  Comanche Peak #2
	 
	 Texas Power & Light
	  Comanche Peak #1
	  Comanche Peak #2
	 
	 Texas Utilities Electric
	  *Comanche Peak #1
	  *Comanche Peak #2
	 
	 Tex-La Electric Coop of Texas
	  Comanche Peak #1
	  Comanche Peak #2
	 
	 Toledo Edison
	  Beaver Valley #2
	  *Davis-Besse #1
	  Perry #1
	  Perry #2
	 
	 Union Electric
	  *Callaway #1
	 
	 United Illuminating
	  Haddam Neck
	  Millstone #3
	  Seabrook #1
	  Seabrook #2
	 
	 U.S. Dept. of Energy
	  Hanford-N
	 
	 Vermont Yankee Nuclear Power
	  *Vermont Yankee
	 
	 Virginia Electric & Power
	  *North Anna #1
	  *North Anna #2
	  *Surry #1
	  *Surry #2
	 
	 Washington Public Power Supply System
	  Hanford-N
	  *Washington Nuclear Power #1
	  *Washington Nuclear Power #2
	  *Washington Nuclear Power #3
	  WPPSS #1
	  WPPSS #2
	  WPPSS #3
	 
	 Washington Water Power
	  WPPSS #3
	 
	 Western Illinois Power Coop
	  Clinton #1
	 
	 Western Massachusetts Electric (Northeast Utilites)
	  Haddam Neck
	  Maine Yankee
	  Millstone #1
	  Millstone #2
	  Millstone #3
	  Vermont Yankee
	  Yankee-Rowe
	 
	 Wisconsin Electric Power
	  *Point Beach #1
	  *Point Beach #2
	 
	 Wisconsin Power & Light 
	  Kewaunee
	 
	 Wisconsin Public Service
	  *Kewaunee
	 
	 Wisconsin-Michigan Power
	  Point Beach #1
	  Point Beach #2
	 
	 Wolverine Power Supply
	  Fermi #2
	 
	 Yankee Atomic Electric
	  *Yankee-Rowe 1
	 
	 The following nuclear power plants have other owners, each
	 with less than a 1.5% share, that are not on the above list:
	 
	  Millstone #3   (3.5% total)
	  Seabrook #1    (1.5% total)
	  Seabrook #2    (1.5% total)
	  Vermont Yankee (2.2% total)

FILE1307.TXT

Disk No: 1307
Program Title:  ETHINVES
PC-SIG version: 1

ETHINVES is a biannual, published database and almanac filled with
articles concerning ethical investing.  This edition of ETHINVES
includes lists of top defense and nuclear contractors, all the SDI
contractors, companies still in South Africa, companies that own nuclear
power plants, and financial profiles of several types of investment
opportunities.  Also included in this edition of ETHINVES are useful
lists of bulletin boards, government phone numbers, readings for ethical
investing, and the 100 best companies to work for in America.  Other
information includes how your tax money was spent by the government in
1987, and the full statement by Rev.  Sulliman concerning American
divestment in South Africa.

Usage:  Investment Reading.

Special Requirements:  None.

How to Start:  Type GO (press enter).

Suggested Registration:  $20.00

File Descriptions:

README   DOC  Introduction to ETHINVES.
DETAILS  TXT  Introduction to ETHINVES.
RESOURCE TXT  Suggestions and reading list for ethical investing.
1987DATA TXT  Investment returns in 1987.
CHAT     TXT  A word from the author.
INVSTMNT<DIR> Contains useful investment lists.
SAFRICA <DIR> Contains a list of companies with direct investments in
              S.Africa and Rev. Sullivan's statement.
DEFENSE <DIR> Contains a list of resources for studying the impact of
              military spending and a list of top military contractors.
NUCLEAR <DIR> Contains a list of the owners of each nuclear plant and a
              nuclear free zones list.
MISC    <DIR> Contains several miscellaneous texts.
UPLOAD  <DIR> Contains an archive of ETHINVES for easy uploading.

PC-SIG
1030D E Duane Avenue
Sunnyvale CA 94086
(408) 730-9291
(c) Copyright 1989 PC-SIG, Inc.


GO.TXT

╔═════════════════════════════════════════════════════════════════════════╗
║                  <<<<  Disk No 1307  ETHINVES  >>>>                     ║
╠═════════════════════════════════════════════════════════════════════════╣
║                                                                         ║
║   To print the documentation, type:                                     ║
║                                                                         ║
║             MANUAL (press enter)                                        ║
║                                                                         ║
╚═════════════════════════════════════════════════════════════════════════╝

GOLD.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
	 
	 
				 >>> Gold <<<
				 
				 
	 If you would like to have gold in your portfolio but are
	 concerned about where it comes from, consider these two gold
	 mutual funds that trade in non-South African gold.
	 
	 Colonial Group's Advanced Strategies Gold Trust
	 800 426-3750
	 
	 United Services' New Prospector Fund
	 800 824-4653

COMMLOAN.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
	 
	 
		     >>> >>> COMMUNITY LOAN FUNDS <<< <<<
			  
			  
			>>> National Association of <<<
		   >>> Community Development Loan Funds <<<
	 
	 Community development and revolving loan funds provide the
	 credit and financial support that small businesses, community
	 groups, cooperatives and others need but are unable to obtain
	 from more traditional sources (banks and savings & loans). 
	 Because the focus of community development loan funds is
	 local, you'll know exactly where your money is and what it is
	 doing.  Help strengthen your community by supporting a local
	 community loan or revolving loan fund.
	 
	 As of 6/30/87, N.A.C.D.L.F. members had 604 loans outstanding
	 totaling $14,844,000.  (This doesn't include loans commited
	 but not yet disbursed.)  They also had 1,522 lenders with a
	 total capitalization of $34,181,000.
	 
	 For more information contact:
	 National Association of Community Development Loan Funds
	 151 Montague City Road
	 Greenfield, MA 01301
	 413 774-7956
	 
			 >>> N.A.C.D.L.F. members: <<<
	 
	 ANAWIM Fund of the Midwest
	 1145 W.Wilson, #2424
	 Chicago, IL 60640
	 312 989-6233
	 
	 Assoc. for a Regional Agriculture Building the Local Economy
	 PO Box 5230
	 Eugene, OR 97405
	 503 485-7630
	 
	 Boston Community Loan Fund
	 25 West St. 2nd fl.
	 Boston, MA 02111
	 617 451-2050
	 
	 Capitoal District Community Loan Fund
	 33 Clinton Ave.
	 Albany, NY 12202
	 518 436-8586/463-5818
	 
	 Cascadia Revolving Fund
	 4649 Sunnyside North, #348
	 Seattle, WA 98103
	 206 547-5183
	 
	 Catherine McAuley Housing Foundation
	 1601 Milwaukee, #257
	 Denver, CO 80206
	 303 393-3806
	 
	 Catskill Mountain Housing Development Corp. Revolving Loan
	  Fund
	 329 Main St.
	 Catskill, NY 12414
	 518 943-6700
	 
	 Common Space
	 2550 Pillsbury Ave. South
	 Minneapolis, MN 55404
	 612 872-0550
	 
	 Cooperative Fund of New England
	 108 Kenyon St.    
	 Hartford, CT 06105
	 203 523-4305
	 
	 Cornerstone Loan Fund
	 3520 Mooney Ave.
	 Cincinnati, OH 45208
	 513 871-9294
	 
	 Delaware Valley Community Reinvestment Fund
	 924 Cherry St.
	 Philadelphia, PA 19107
	 215 925-1130
	 
	 Enterprise Loan Fund Inc.
	 502 American City Bldg.
	 Columbia, MD 21044
	 301 964-0552
	 
	 Federation of Appalachian Housing Enterprises
	 Drawer B
	 Berea, KY 40403
	 606 986-2321
	 
	 Fund for an Open Society
	 311 S. Juniper St., #400
	 Philadelphia, PA 19107
	 215 735-6915
	 
	 Fund for Southern Communities
	 552 Hill St.
	 Atlanta, GA 30312
	 PO Box 927
	 Atlanta, GA 30301
	 404 577-3178
	 
	 Housing Fund of the Archdiocese of New York
	 1011 First Ave.
	 New York, NY 10022
	 212 371-1000 x2590
	 
	 Industrial Cooperative Assoc. Revolving Loan Fund
	 58 Day St., #200
	 Somerville, MA 02144
	 617 629-2700
	 
	 Institute for Community Economics Revolving Loan Fund
	 151 Montague City Rd.
	 Greenfield, MA 01301
	 413 774-7956         
	 
	 Interfaith Revolving Loan Fund
	 2100 Chestnut St.
	 Philadelphia, PA 19103
	 215 561-7079
	 
	 Koinonia Partners Fund for Humanity
	 Rt. 2
	 Americus, GA 31709
	 912 924-0391
	 
	 Lakota Fund
	 PO Box 340
	 Kyle, SD 57772
	 605 455-2500
	 
	 Leviticus 25:23 Alternative Fund
	 Mariandale Center
	 Box 1200
	 Ossining, NY 10562
	 914 941-9422
	 
	 Low Income Housing Fund
	 55 New Montgomery St.,#223
	 San Francisco, CA 94105
	 415 777-9804
	 
	 McAuley Institute
	 1320 Fenwick Lane, #600
	 Silver Spring, MD 20910
	 301 588-8110
	 
	 Michigan Housing Trust Fund
	 2111 Woodward, #512
	 Detroit, MI 48201
	 313 963-2200
	 
	 New Hampshire Community Loan Fund
	 PO Box 666
	 Concord, NH 03301
	 603 224-6669
	 
	 North Country Development Fund
	 PO Box 7272
	 Minneapolis, MN 55407
	 612 627-4053
	 
	 Southeastern Reinvestment Ventures
	 159 Ralph McGill Blvd. NE, #412
	 Atlanta, GA 30365
	 404 525-2683
	 
	 Western Mass. Community Loan Fund
	 Box 567
	 Florence, MA 01060
	 413 586-7705/774/7956
	 
	 Wisconsin Partnership for Housing Development
	 1045 E.Dayton St.
	 Madison, WI 53703
	 608 255-1558
	 
	 Women's Economic Development Corp.
	 1885 University Ave.
	 St. Paul, MN 55104
	 612 646-3808
	 
	 Worcester Community Loan Fund
	 PO Box 271, Mid Town Mall
	 Worcester, MA 01614
	 617 799-5664
	 
		    >>> N.A.C.D.L.F. Associate Members <<<
		   >>> (Developing Community Loan Funds) <<<
	  
	 Common Ground Community Loan Fund
	 5405 E.Grand
	 Dallas, TX 75223
	 214 827-2632
	 
	 HEAD Community Loan Fund
	 PO Box 504
	 Berea, KY 40403
	 606 986-1651
	 
	 New Jersey Community Loan Fund
	 126 N.Montgomery St.
	 Trenton, NJ 08608
	 609 393-7153
	 
	 Northern California Community Loan Fund
	 14 Precita Ave.
	 San Francisco, CA 94110
	 415 285-3909
	 
	 Vermont Community Loan Fund
	 Box 827
	 Montpelier, VT 05602
	 802 229-5186
	 
	 Washington Area Commmunity Investment Fund
	 845 North Lincoln St.
	 Arlington, VA 22201
	 703 528-1446
	 
		 >>> Other N.A.C.D.L.F. Associate Members <<<
	 
	 Bay Area Socially Responsible Investment Professionals
	 820 Waldo Point
	 Sausalito, CA 94965
	 
	 Burlington Revolving Loan Program
	 Room 32 City Hall
	 Burlington, VT 05401
	 802 658-9300
	 
	 Campaign for Human Development
	 1312 Massachusetts Ave. NW
	 Washington, DC 20005
	 202 659-6650
	 
	 City of Eugene Business Development Fund
	 72 W.Broadway, #200
	 Eugene, OR 97401
	 503 687-5443
	 
	 Colorado Division of Commerce & Development
	 1313 Sherman St., #523
	 Denver, CO 80203
	 303 866-2205
	 
	 Cooperative Ownership Development Corp.
	 103-1/2 South Texas St.
	 Silver City, NM 88062
	 505 388-1604
	 
	 Co-op America
	 2100 M St. NW
	 Washington, DC 20036
	 202 872-5307
	 
	 Corporation for Enterprise Development
	 1725 K St. NW, #1401
	 Washington, DC 20006
	 202 293-7963
	 
	 Economic Cooperative Program
	 657 E.Court St., #200
	 Kankakee, IL 60901
	 815 933-7791
	 
	 Financial Alternatives Fund
	 1514 McGee Ave.
	 Berkeley, CA 94703
	 415 527-5604
	 
	 Funding Exchange
	 666 Broadway, 5th fl.
	 New York, NY 10012
	 212 260-8500
	 
	 MANA
	 1711 Fourteenth St. NW
	 Washington, DC 20009
	 202 462-8686
	 
	 Marianist Sharing Fund
	 4301 Roland Ave.
	 Baltimore, MD 21210
	 301 366-1324
	 
	 NCB Development Corp.
	 1630 Connecticut Ave. NW
	 Washington, DC 20009
	 202 745-4672
	 
	 National Federation of Community Development Credit Unions
	 29 John St., #1603
	 New York, NY 10038
	 212 513-7191
	 
	 Self-Help Ventures Fund
	 413 E. Chapel Hill St.
	 Durham, NC 27701
	 919 683-3016
	 
	 South Shore Bank of Chicago
	 7054 S.Jeffrey Blvd.
	 Chicago, IL 60649
	 312 288-1000 x300
	 
	 Trust for Public Land
	 666 Broadway, 9th fl.
	 New York, NY 10012
	 212 677-7171
	 
	      >>> Community Development Credit Unions & Banks <<<
	      
	 To find a local credit union involved in community
	 development, contact:
	 
	 National Federation of Community Development Credit Unions
	 29 John St., #1603
	 New York, NY 10038
	 800 437-8711
	 212 513-7191 (in NY)
	 
	 
	 American Indian National Bank
	 1700 K St. NW
	 Washington, DC 20006
	 202 887-5252
	 
	 Dwelling House Savings & Loan Association
	 501 Herron Ave.
	 Pittsburgh, PA 15219
	 412 683-5116
	 
	 Self-Help Credit Union
	 PO Box 3529
	 Durham, NC 27705
	 413 E. Chapel Hill St.
	 Durham, NC 27701
	 800 722-3614 tone 3016
	 919 683-3016
	 
	 South Shore Bank of Chicago
	 71st & Jeffrey Blvd.
	 Chicago, IL 60649-2096
	 312 288-7017
	 
		       >>> International Loan Funds <<<
       
	 ACCION International/AITEC
	 1385 Cambridge St.
	 Cambridge, MA 02139
	 617 492-4930
	 
	 Ecumenical Development Cooperative Society
	 475 Riverside Drive, #1003
	 New York, NY 10115
	 212 870-2135
	 
	 Women's World Banking
	 104 East 40th St., #607
	 New York, NY 10016
	 212 953-2390
	 
	  >>> Other Institutions Involved With Community Funding <<<
	
	 Appalachian Community Fund
	 123 West Jackson Ave.
	 Knoxville, TN 37902
	 615 523-5783
	 
	 Baltimore Commonwealth
	 3028 Greenmount Ave.
	 Baltimore, MD 21218
	 301 467-2177
	 
	 Bread & Roses Community Fund
	 1425 Walnut St.
	 Philadelphia, PA 19102
	 215 563-0636
	 
	 Brooklyn Ecumenical Cooperative
	 562 Atlantic Ave.
	 Brooklyn, NY 11217
	 718 858-8803
	 
	 Christians for Urban Justice:
	 Home Ownership Revolving Fund
	 563A Washington St.
	 Dorchester, MA 02124
	 617 825-6080
	 
	 Common Capital Support Fund
	 2706 Ontario Rd. NW
	 Washington, DC 20009
	 202 265-1305
	 
	 Crossroads Fund
	 343 S. Dearborn St, #604
	 Chicago, IL 60604
	 312 987-0941
	 
	 Habitat for Humanity
	 419 West Church St.
	 Americus, GA 31709
	 912 928-9026
	 
	 Haymarket Peoples Fund
	 25 West St.
	 Boston, MA 02111
	 617 426-1909
	 
	 Headwaters Fund
	 3255 Hennepin Ave. S., #210
	 Minneapolis, MN 55403
	 612 827-3500
	 
	 Jubilee Housing
	 1750 Columbia Rd. NW
	 Washington, DC 20009
	 202 667-5400
	 
	 Jubilee Partners
	 Paul & Silas Revolving Bail Fund
	 PO Box 68
	 Comer, GA 30628
	 404 783-5244
	 
	 Liberty Hill Foundation
	 235 Hill St.
	 Santa Monica, CA 90405
	 PO Box 1074
	 Venice, CA 90291
	 213 458-1450
	 
	 Live Oak Fund for Change
	 PO Box 4601
	 Austin, TX 78765
	 512 476-5714
	 
	 McKenzie River Gathering Foundation
	 454 Willamette
	 Eugene, OR 97401
	 503 485-2790
	 
	 North Star Fund
	 666 Broadway, 5th fl.
	 New York, NY 10012
	 212 460-5511
	 
	 People's Resource of Southwest Ohio
	 PO Box 1597
	 Dayton, OH 45401
	 513 222-6120
	 
	 Self Help Assoc. for a Regional Economy (S.H.A.R.E.)
	 E.F. Schumacher Society
	 PO Box 124A, RD 3
	 Great Barrington, MA 01230
	 413 528-1737
	 
	 Southeastern Community Loan Fund
	 PO Box 927
	 Atlanta, GA 30801
	 404 577-3178
	 
	 Southern Cooperative Development Fund
	 PO Box 3885
	 Lafeyette, LA 70502
	 318 232-9206
	 
	 Vanguard Public Foundation
	 14 Precita St.
	 San Francisco, CA 94110
	 415 285-2005
	 
	 Wisconsin Community Fund
	 222 S. Hamilton, #4
	 Madison, WI 53703
	 608 251-6834
	 
	       >>> The Bank for Socially Responsible Lending <<<
	 
	 The Bank for Socially Responsible Lending Organizing Group
	 PO Box 404920
	 Brooklyn, NY 11240-4920
	 718 768-9344

	 The Bank for Socially Responsible Lending has applied for
	 regulatory approval.  The bank's goal will be to foster
	 business enterprises that have direct positive social
	 consequences like creating jobs, building affordable housing,
	 and producing safe and useful products and services.

GOLD.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
	 
	 
				 >>> Gold <<<
				 
				 
	 If you would like to have gold in your portfolio but are
	 concerned about where it comes from, consider these two gold
	 mutual funds that trade in non-South African gold.
	 
	 Colonial Group's Advanced Strategies Gold Trust
	 800 426-3750
	 
	 United Services' New Prospector Fund
	 800 824-4653

MONYMRKT.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
	 
	 
			  >>> MONEY MARKET FUNDS <<<
			  
	 
	 Money market accounts are a good next step after you've
	 filled your checking account and need to still maintain some
	 liquidity.  Interest rates change too frequently to be put
	 here.  They'd be out of date by the time EthInves was
	 distributed through shareware channels.  Contact each fund
	 directly for up to date figures.
	 
	 =============================================================
	 
	 Calvert Social Investment Fund
	 1700 Pennsylvania Ave. NW
	 Washington, DC 20006
	 800 368-2748 
	 301 951-4820
	 
	 Est.: 1982     Sales fee: 4.5%
	 Min. investment: $1,000     Min. subsequent investment: $250
	 Yes to: environmental protection, natural resource
		 management, equal opportunity hiring, good community
		 relations.
	 No to:  South Africa, nuclear power, weapons.
	  
	 =============================================================
	 
	 South Shore Bank of Chicago
	 71st & Jeffrey Blvd.
	 Chicago, IL 60649-2096
	 312 288-7017
	 
	 Est.: 1982     Sales fee: 0%
	 Min. Investment: $2,500   Min. subsequent investment: none
	 Yes to: Besides money market fund, this commercial bank also offers 
		 Rehab CD's and is very involved in local neighborhood 
		 revitalization.
	 
	 =============================================================
	 
	 Working Assets Money Fund
	 230 California St.
	 San Francisco, CA 94111
	 800 223-7010/543-8800
	 415 989-3200
	 
	 Est.: 1983     Sales fee: 0%
	 Min. investment: $1,000     Min. subsequent investment: $100
	 Yes to: environmental record, equal opportunity hiring,
		 worker health & safety.
	 No to:  South Africa, including banks with South African
		 loans, weapons.

MUTLFUND.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
	 
	 
			     >>> MUTUAL FUNDS <<<
	 
	 
	 Mutual funds offer the small investor the safety of
	 diversification and the expertise of professional investment
	 analysts.  You can set up your Individual Retirement Account with
	 many of the following socially responsible mutual funds.
	 
	 Note: If you find mutual fund or money market account that
	 matches your personal social screen, read their annual report
	 and prospectus.  The list of individual companies that they
	 invest in can provide clues as to which company's stock you
	 might consider for yourself.
	 
	 Many thanks to:
	   Eric Smith, Investment Planner
	   200 W.Mercer St., #102
	   Seattle, WA 98119
	   206 285-2625
	   newsletter available
	 
	 ==============================================================
	 
	 Ariel Growth Fund (Calvert)
	 1700 Pennsylvania Ave. NW
	 Washington, D.C. 20006
	 800 368-2748 301 951-4820
	 Est.: 1986 (previously Ariel Capital Management Est. 1984)
	 Type: growth              Sales fee: 4.5%
	 Yes to: Employee participation, worker-owner management, small 
		 one-business companies that dominate a market 
		 niche, are financially sound, have good earnings 
		 prospects but are not widely followed on Wall Street.
	 No to:  South Africa, alcohol, tobacco.
	 
	 Min. investment: $2000     Min. subsequent investment: $250
	 Min. to open IRA: $1000    Min. subsequent IRA investments: $250
	 Volatility: N/A
	 
	 Total assets '86: $2.5M
	 Total assets '87: $6.4M

	 Total return = price change + dividends + capital gains
	 Total return '86: 3.6%  (for the 3 months of operation)
	 Total return '87: 11.4%
	 
	 '87 prices (high, low, 12/31/87): $21.23, 14.51, 16.50

	 ==============================================================
	 
	 Calvert Social Investment Equity Fund
	 1700 Pennsylvania Ave. NW
	 Washington, D.C. 20006
	 800 368-2748 301 951-4820
	 Est.: 1987
	 Type: Growth              Sales fee: 4.5%
	 Yes to: Employee participation, worker-owner management, small 
		 one-business companies that dominate a market 
		 niche, are financially sound, have good earnings 
		 prospects but are not widely followed on Wall Street.
	 No to:  South Africa, alcohol, tobacco.
	 
	 Min. investment: $1000     Min. subsequent investment: $250
	 Min. to open IRA: $1000    Min. subsequent IRA investments: $250
	 Volatility: N/A
	 
	 Total assets '87: $49,000

	 Total return = price change + dividends + capital gains
	 Total return '87: -14.1%
	 
	 '87 prices (high, low, 12/31/87): $25.88, 13.61, 14.72

	 =============================================================
	 
	 Calvert Social Investment Bond Fund
	 1700 Pennsylvania Ave. NW
	 Washington, D.C. 20006
	 800 368-2748 301 951-4820
	 Est.: 1987
	 Type: Income              Sales fee: 4.5%
	 Yes to: Employee participation, worker-owner management, small 
		 one-business companies that dominate a market 
		 niche, are financially sound, have good earnings 
		 prospects but are not widely followed on Wall Street.
	 No to:  South Africa, alcohol, tobacco.
	 
	 Min. investment: $1000     Min. subsequent investment: $250
	 Min. to open IRA: $1000    Min. subsequent IRA investments: $250
	 Volatility: N/A
	 
	 Total assets '87: $1.5M

	 Total return = price change + dividends + capital gains
	 Total return '87: 3.8%
	 
	 '87 prices (high, low, 12/31/87): $17.24, 14.92, 15.56
	 
	 =============================================================

	 Calvert Social Investment Managed Growth
	 1700 Pennsylvania Ave. NW
	 Washington, D.C. 20006
	 800 368-2748 301 951-4820
	 Est.: 1982     Type: growth & income     Sales fee: 4.5%
	 Yes to: environmental protection, natural resource management, 
		 equal opportunity hiring, good community relations.
	 No to:  South Africa, weapons, nuclear power.
	 
	 Min. investment: $1,000     Min. subsequent investment: $250
	 Min. to open IRA: $1,000    Min. subsequent IRA investments: $250
	 Volatility: average

	 Total assets '84: $36.9M
	 Total assets '85: $51.4M
	 Total assets '86: $104M
	 Total assets '87: $149.5M

	 Total return = price change + dividends + capital gains
	 Total return '83: 11.2%  
	 Total return '84: 6.7%
	 Total return '85: 26.7%
	 Total return '86: 18.1%
	 Total return '87: 4.9%

	 '87 prices (high, low, 12/31/87): $27.86, 22.10, 23.26
	 
	 ==============================================================
	 
	 Colonial Investment Services
	 Colonial Advanced Strategies Gold Trust
	 1 Financial Center 
	 Boston, MA 02111
	 800 248-2828 
	 Est.: 1985     Type: gold stocks (capital appreciation, hedge)
	 Sales fee: 7.24%
	 Yes to: Gold mining cos. in Canada, Australia, U.S.
	 No to:  South African gold mining cos.
	 
	 Min. investment: $250       Min. subsequent investment: $25
	 Min. to open IRA: $25       Min. subsequent IRA investments: $25
	 Volatility: medium/high

	 Total assets '86: $31M
	 Total assets '87: $104.5M
	 
	 Total return = price change + dividends + capital gains
	 Total return '86: 30.2%
	 Total return '87: 46.8%
	 
	 '87 prices (high, low, 12/31/87): $32.77, 18.24, 24.36
	 
	 =============================================================

	 Dreyfus Third Century Fund
	 666 Old Country Road
	 Garden City, N.Y. 11530
	 800 645-6561 718 895-1206
	 Est.: 1972     Type: growth     Sales fee: 0%
	 Yes to: environmental protection, natural resource management, 
		 occupational health and safety, consumer protection and 
		 equal employment.
	 No to:  South Africa, reduced defense concerns.
	 
	 Min. investment: $2,500     Min. subsequent investment: $100
	 Min. to open IRA: $750      Min. subsequent IRA investments: no min.
	 Volatility: average

	 Total assets '84: $134.0M
	 Total assets '85: $182.5M
	 Total assets '86: $153M
	 Total assets '87: 137.6M

	 Total return = price change + dividends + capital gains
	 Total return '77: 13.1%
	 Total return '78: 10.2%
	 Total return '79: 59.8%
	 Total return '80: 40.5%
	 Total return '81: -11.1%
	 Total return '82: 4.6%
	 Total return '83: 20.2%
	 Total return '84: 1.6%
	 Total return '85: 29.5% 
	 Total return '86: 4.6 %
	 Total return '87: 1.3%

	 '87 prices (high, low, 12/31/87): $8.02, 5.15, 5.18
	 
	 =============================================================
	 
	 New Alternatives Fund
	 295 Northern Blvd.
	 Great Neck, NY 11021
	 516 466-0808
	 Est.: 1982      Type: growth            Sales fee: 6%
	 Yes to: solar, geothermal & other alternative sources of
		 energy;non-nuclear utilities, cogeneration, 
		 superconductivity & conservation.
	 No to:  arms makers, nuclear weapons, nuclear utilities,
		 South Africa.
	 
	 Min. investment: $2,650     Min. subsequent investment: $500
	 Self-directed IRA available
	 Volatility: medium/high
	 
	 Total assets '84: $.4M
	 Total assets '85: $.8M
	 Total assets '86: $1.9M
	 Total assets '87: $4.1M

	 Total return = price change + dividends +capital gains
	 Total return '82: 10.4%
	 Total return '83: 13.5%
	 Total return '84:  -.05%
	 Total return '85: 23.4%
	 Total return '86: 22.2%
	 Total return '87: -2%

	 '87 prices (high, low, 12/31/87): (estimated) $49, 35, 37

	 =============================================================
	 
	 Parnassus Fund
	 244 California St., #210
	 San Francisco, CA 94111
	 415 362-3505
	 Est.: 1985     Type: growth     Sales fee: 3%
	 Yes to: good labor records, quality products, community
		 relations.
	 
	 Min. investment: $5,000     Min. subsequent investment: $1,000
	 Min. to open IRA: $2,000    Min. subsequent IRA investment: $1,000
	 Volatility: medium/high
       
	 Total assets '85: $1.3M
	 Total assets '86: $3.3M
	 Total assets '87: $5.4M

	 Total return = price change + dividends + capital gains
	 Total return '85: 16.3%
	 Total return '86:  2.5%
	 Total return '87: estimated -5%

	 '87 prices (high, low, 12/31/87): $16.16, 16.16, 16.16
	 
	 =============================================================
	 
	 Pax World Fund
	 224 State St.
	 Portsmouth, NH 03801
	 603 431-8022
	 Est.: 1970      Type: Balanced           Sales fee: 0%
	 Yes to: housing, health care, pollution control.
	 No to:  alcohol, tobacco or gambling concerns, arms makers.
	 
	 Min. investment: $250     Min. subsequent investment: $50
	 Min. to open IRA: $250    Min. subsequent IRA investment: $50
	 Volatility: low

	 Total assets '84: $16.9M
	 Total assets '85: $32.8M
	 Total assets '86: $54M
	 Total assets '87: $65.7M

	 Total return = price change + dividends + capital gains
	 Total return '81: -6.9%
	 Total return '82: 10.2%
	 Total return '83: 15.4%
	 Total return '84:  7.5%
	 Total return '85: 25.5%
	 Total return '86:  8.4%
	 Total return '87: 3.2%

	 '87 prices (high, low, 12/31/87): $14.54, 11.45, 11.57

	 =============================================================
	 
	 Pioneer Bond
	 60 State St.
	 Boston, MA 02109
	 800 225-6292
	 617 742-7825
	 Est.: 1978      Type: corporate bonds    Sales fee: 4.5%
	 No to: alcohol, tobacco or gambling concerns, South Africa.
	 
	 Min. investment: $1000     Min. subsequent investment: $100
	 Min. to open IRA: $250     Min. subsequent IRA investment: $50
	 Volatility: very low

	 Total assets '84: $16.4M
	 Total assets '85: $21.1M
	 Total assets '86: $43.M
	 Total assets '87: $52M

	 Total return = price change + dividends + capital gains
	 Total return '82: 31.2%
	 Total return '83:  9.3%
	 Total return '84: 11.8%
	 Total return '85: 20.1%
	 Total return '86: 10.8%
	 Total return '87: 2.6%

	 '87 prices (high, low, 12/31/87): $9.73, 8.71, 9.05
	 
	 =============================================================
	 
	 Pioneer I
	 60 State St.
	 Boston, MA 02109
	 800 225-6292 
	 617 742-7825
	 Est.: 1928     Type: growth & income     Sales fee: 8.5%
	 No to: alcohol, tobacco or gambling concerns, South Africa.
	 
	 Min. investment: $50       Min. subsequent investment: $50
	 Min. to open IRA: $250     Min. subsequent IRA investment: $50
	 Volatility: average

	 Total assets '84: $1.3B
	 Total assets '85: $1.3B
	 Total assets '86: $1.3B
	 Total assets '87: $1.9B

	 Total return = price change + dividends + capital gains
	 Total return '77:  3.7% 
	 Total return '78: 12.3%
	 Total return '79: 27.9%
	 Total return '80: 30.6%
	 Total return '81: -3.1%
	 Total return '82: 13.3%
	 Total return '83: 25.0%
	 Total return '84: -0.7%
	 Total return '85: 25.7%
	 Total return '86: 11.7%
	 Total return '87: 5.48%

	 '87 prices (high, low, 12/31/87): $26.84, 17.22, 18.48
	 
	 =============================================================
	 
	 Pioneer II
	 60 State St.
	 Boston, MA 02109
	 800 225-6292 
	 617 742-7825
	 Est.: 1969      Type: growth & income     Sales fee: 8.5%
	 No to: alcohol, tobacco or gambling concerns, South Africa.
	 
	 Min. investment: $50       Min. subsequent investment: $50
	 Min. to open IRA: $250     Min. subsequent IRA investment: $50
	 Volatility: high

	 Total assets '84: $1.4B
	 Total assets '85: $2.2B
	 Total assets '86: $3.1B
	 Total assets '87: $3.2B

	 Total return = price change + dividends + capital gains
	 Total return '77: 23.6%          
	 Total return '78: 15.0%
	 Total return '79: 32.8%          
	 Total return '80: 28.7%
	 Total return '81:  8.0%          
	 Total return '82: 22.9%
	 Total return '83: 30.2%          
	 Total return '84: -3.2%
	 Total return '85: 31.2%
	 Total return '86: 12.3%  
	 Total return '87: -2.5%

	 '87 prices (high, low, 12/31/87): $24.62, 14.24, 15.65
	 
	 =============================================================
	 
	 Pioneer III
	 60 State St.
	 Boston, MA 02109
	 800 225-6292 
	 617 742-7825
	 Est.: 1982     Type: growth & income     Sales fee: 8.5%
	 No to: alcohol, tobacco or gambling concerns, South Africa.
	 
	 Min. investment: $1000     Min. subsequent investment: $100
	 Min. to open IRA: $250     Min. subsequent IRA investment: $50
	 Volatility: average
	 
	 Total assets '84: $254.2M
	 Total assets '85: $430.7M
	 Total assets '86: $578M
	 Total assets '87: $531M

	 Total return = price change + dividends + capital gains
	 Total return '84:  4.8%
	 Total return '85: 24.0%
	 Total return '86: 10.9%
	 Total return '87: -7.8%

	 '87 prices (high, low, 12/31/87): $19.25, 10.85, 12.11

OTHERS.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
	 
			  
				 >>> OTHERS <<
				 
				 
			  >>> Ethical VISA cards <<<
	 
	 An ethical VISA card is available from:
	 
		Working Assets Money Fund
		230 California St.
		San Francisco, CA 94111
		800 223-7010/543-8800 
		415 989-3200
	 
	 Working Assets Money Fund is a clean investment vehicle that
	 says:
	 Yes to: environmental record, equal opportunity hiring,
		 worker health & safety.
	 No to:  South Africa, including banks with South African
		 loans, weapons.
	  
	 With their VISA card, $2 of your annual fee and a nickel/card
	 use goes to charities like the Sierra Club, peace and human
	 rights groups, aid to the hungry & environmental groups.
	 
	 Affinity cards link the use of a credit card to an
	 organization, in this case organizations that promote peace
	 and justice.  Two such affinity cards are available from
	 Working Assest: The Sierra Club and Nuclear Free America.
		       
		     >>> Progressive Asset Management <<<
		     
	 Progressive Asset Management
	 333 Bush St., 5th fl.
	 San Francisco, CA 94104
	 800 527-8627
	 415 788-8105
	 
	 First and only broker-dealer devoted to ethical investing. 
	 Offers financial planning and The IRA That Cares.  Every time
	 you contribute to your IRA, PAM contributes $10 to the San
	 Francisco AIDS Foundation.
		       
		       >>> Co-op Financial Services <<<
		       
	 First American Financial Co-op
	 410 N. 21st St., Suite 203
	 21st St. at Uintah
	 Colorado Springs, CO  80904-2712
	 303 636-1045
	 800 433-7284 CO
	 800 422-7284 Outside CO
	 
	 The country's only financial services firm structured as a
	 non-profit, member-owned co-op.  The staff of Certified
	 Financial Planners are salaried, not commissioned.
	 
		>>> Environmental Partners Investment Club <<<
		
	 Environmental Partners
	 c/o First American Financial Co-op
	 410 N. 21st St., Suite 203
	 Colorado Springs, CO 80904-2712
	 
	 An investment club sponsored and managed by the First American
	 Financial Co-op that applies an environmental screen to its
	 investments.
	 Monthly club dues: $1
	 Management fee: 0.1% of total club assets on a monthly basis
	 Min. investment: $25
	 Min. subsequent investment: $25
	 303 636-1045
	 
		 >>> Socially Responsible Investment Club <<<
		 
	 Contact:
	 Alternatives Federal Credit Union
	 301 W.State St.
	 Ithaca, NY 14850
	 607 273-4611
	 
			   >>> Live in the Bay? <<<
			   
	 Bay Area Socially Responsible Investment Professionals
	 c/o Duncan Meaney
	 415 788-6711

MISC.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
	 
	 
			>>> >>> THE MISC. FILE <<< <<<
			
			
			 >>> Checks With a Message <<<
	 
	 Greenpeace gets a $1 contribution every time you order checks
	 with a Greenpeace design.  Educate your landlord, the
	 checkout clerk and your bank...  For more information
	 contact:
		
		Message!Check Corp.
		1210 18th Ave. E.
		PO Box 3206
		Seattle, WA 98114
		206 324-7792
	 
		       >>> Progressive Travel Agency <<<
	 
	 20% of the profits from Sanctuary Travel Services are
	 directed to the United Sanctuary Fund and are used to fund
	 peace and environmental work.  Ask for a list of the possible
	 beneficiaries when you book your trip.
	 
	 Sanctuary Travel Services, Inc.
	 800 247-3149
	 
		    >>> Socially Responsible Investing: <<<
		       >>> The International Aspect <<<
	 
	 For those of you overseas or with international portfolios:
	 
	 The Canadian Social Study Group
	 246 Queen St.
	 Ottawa, Canada  KIP 5E4
	   Publishes a directory of Canadian organizations involved with
	   socially responsible investing.
	 
	 Canadian Network for Ethical Investment
	 Box 1615
	 Victoria, B.C.
	 V8W 2X7
	 604 381-5942
	  annual member ship, $10  quarterly newsletter
	  
	 CCEC Credit Union
	 33 East Broadway
	 Vancouver, B.C.
	 V5T 1V4
	 604 876-2123
	 CCEC finances community economic development, co-operative
	 and democratic organizations.  They don't finance companies
	 that are anti-union, land speculators or corporations that
	 profit from apartheid, toxic wastes or armaments.
	 
	 EIRIS
	 Ethical Investment Research Service
	 Room 4.01
	 Bondway Business Centre
	 71 Bondway
	 London, SW8 1SQ
	 01-735-1351
	 socially responsible investing in Great Britain
			       
			       >>> PeaceNet <<<
	 
	 PeaceNet
	 3228 Sacramento St.
	 San Francisco, CA 94115
	 415 923-0900 voice
	 (where you can find yours truly, user ID jwhiting)
	 
	 PeaceNet is THE progressive computer network.  Access time is
	 only $5/hr evenings & weekends and $10/hr M-F daytime.   You
	 connect through a local node so there's no long distance
	 charges involved.  Telex and e-mail via gateways to other
	 networks is available as is international access for the more
	 worldly among us.  I run conferences on socially responsible
	 investing on PeaceNet.  When you sign up, tell 'em jwhiting
	 sent ya.  See you online!
			   
			   >>> Nicaraguan Coffee <<<
	 
	 By purchasing Nicaraguan coffee we can all support the
	 Nicaraguan people and have the satisfaction of undermining
	 Reagan's 1985 boycott on Nicaraguan products.  Nicaragua is
	 also one of the few sources of coffee grown organically on
	 cooperative farms.
 
	 For more informatin contact:
		
		Friends of the Third World Inc.
		611 W. Wayne St.
		Fort Wayne, IN 46802
		219 422-1650
	 
		Equal Exchange
		PO Box 2652
		Cambridge, MA 02238
		617 482-4945
	 
		  >>> Nuclear-free Long Distance Service <<<
	 
	 Allnet is the only major long distance company that has no
	 ties to the Department of Defense.  AT&T, MCI, US Sprint,
	 ITT, Western Union are all at least partially owned by
	 military contractors.  MCI and Western Union are the only two
	 without nuclear weapons connections.  
	 
	 There are also a number of smaller local long-distance
	 companies.  Check with your local phone company to see which
	 are available to you.  A little research may be necessary on
	 your part to determine what military and/or nuclear business
	 a specific company engages in.
	 
	 Here's another chance to impact the world.  You can switch to
	 Allnet for a nominal fee.  If you do, please write your
	 current long distance service to explain why you have dropped
	 them.
	 
			>>> Non-nuclear Light Bulbs <<<
			
	 The following brands of light bulbs are made by nuclear
	 weapons contractors:
	 
	 GE             General Electric
	 GTE            GTE
	 GTE Sylvania   GTE
	 Norelco        North American Philips
	 Radiant Lamp   North American Philips
	 Westinghouse   North American Philips
	  (by Philips)
	 
	 Non-nuclear alternatives include:
		Abco
		Action Tungsram
		Balklamp Rough Service
		Commercial Service
		Diolight
		Marvel
		Mister Light Bulb
		Perma-Lite
		Regency
		Satco
		Vita-Lite
	 
	 Many of these brands are available from:
	 Miko Distributing
	 PO Box 24111
	 Baltimore, MD 21227
	 301 247-0141
	 (ask for John Tracy)
	 
	 source: Nuclear Free America

100BEST.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
	 
	 
			     >>> THE 100 BEST <<<
			     
			     
	     >>> The 10 Best Companies to Work for in America <<<
		 
	 1. AT&T Bell Laboratories 
	 2. Trammell Crow
	 3. Delta Air Lines 
	 4. Federal Express
	 5. Goldman Sachs 
	 6. Hallmark Cards 
	 7. Hewlett-Packard 
	 8. IBM 
	 9. Pitney Bowes
	10. Time Inc. 
	 
		     >>> Best Places for Women to Work <<<
	 
	 Citicorp
	 Control Data
	 Doyle Dane Bernbach
	 Federal Express
	 Hallmark Cards
	 IBM
	 Levi Strauss
	 Mary Kay Cosmetics
	 Nordstrom
	 Northwestern Mutual Life
	 J.C. Penney
	 Recreational Equipment
	 Security Pacific Bank
	 Time Inc.
	 
		    >>> Best Places for Blacks to Work <<<
	 
	 Cummins Engine
	 Federal Express
	 General Electric
	 Hewlett-Packard
	 IBM
	 Levi Strauss
	 Los Angeles Dodgers
	 Polaroid
	 Time Inc.
	 
	     >>> The 100 Best Companies to Work for in America <<<
			  >>> (alphabetical list) <<<
	 
	 Advanced Micro
	 Analog Devices
	 Anheuser-Busch
	 Apple Computer
	 Armstrong World Industries
	 Atlantic Richfield
	 AT&T Bell Laboratories
	 Baxter Travenol
	 Leo Burnett
	 Celestial Seasonings
	 Citicorp
	 Control Data
	 Trammell Crow
	 CRS/Sirrine
	 Cummins Engine
	 Dana
	 Dayton Hudson
	 Deere
	 Delta Air Lines
	 Digital Equipment
	 Donnelly
	 Doyle Dane Bernbach
	 Du Pont
	 Eastman Kodak
	 A.G. Edwards
	 Electro Scientific
	 Erie Insurance
	 Exxon
	 Federal Express
	 Fisher-Price Toys
	 H.B. Fuller
	 General Electric
	 General Mills
	 Goldman Sachs
	 Gore
	 Hallmark Cards
	 H.J. Heinz
	 Hewitt Associates
	 Hewlett-Packard
	 Inland Steel
	 Intel
	 IBM
	 Johnson & Johnson
	 Johnson Wax
	 Knight-Ridder
	 Kollmorgen
	 Levi Strauss
	 Liebert
	 Linnton Plywood
	 Los Angeles Dodgers
	 Lowe's
	 Marion Labs
	 Mary Kay Cosmetics
	 Maytag
	 McCormick
	 Merle Norman Cosmetics
	 Herman Miller
	 3M
	 Moog
	 J.P. Morgan
	 Nissan
	 Nordstrom
	 Northrop
	 Nortwestern Mutual Life
	 Nucor
	 Odetics
	 Olga
	 J.C. Penney
	 People Express Airline
	 Physio-Control
	 Pitney Bowes
	 Polaroid
	 Preston Trucking
	 Procter & Gamble
	 Publix
	 Quad/Graphics
	 Rainier Bancorporation
	 Random House
	 Raychem
	 Reader's Digest
	 Recreational Equipment
	 Remington Products
	 ROLM
	 Ryder
	 Saga
	 Security Pacific Bank
	 Shell Oil
	 Southern California Edison
	 Springs
	 Steelcase
	 Tandem Computers
	 Tandy
	 Tektronix
	 Tenneco
	 Time Inc.
	 Viking Freight System
	 Wal-Mart Stores
	 Westin Hotels
	 Weyerhaeuser
	 Worthington Industries
	 
	 from the book:
	 The 100 Best Companies to Work for in America
	 Robert Levering, Milton Moskowitz & Michael Katz
	 Signet, 1984

BBS.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
	 
	 
			     >>> >>> BBS's <<< <<<
			     
	 
	 Arms Control Computer Network
	 Kay Johnson
	 ACCN
	 711 G St. SE
	 Washington, DC 200003
	 202 544-8388 voice
	 
	 AICOM
	 Associated Indigenous Communications
	 PO Box 71
	 Highland, MD 20777
	 301 854-0499 ? voice
	 Native American interests
	 
	 AMNET
	 PO Box 8896 
	 Fort Collins, CO 80525
	 Animal rights
	 
	 Center for Environmental Information
	 Fred Stoss
	 33 S. Washington St.
	 Rochester, NY 14608
	 716 546-3796 voice
	 Data base searches
	 
	 Center for International Cooperation
	 National College of Education
	 2840 Sheridan Rd.
	 Evanston, IL 6021
	 312 256-5150 x329
	 Peace issues bibliography service & database.
	 $4/bibliography.
	 
	 CHEC
	 425 W. 3rd St., #2
	 Eugene, OR 97401
	 503 686-CHEC voice
	 503 683-4885 access
	 Forestry activists' BBS
	 
	 EarthNet
	 Center for Biology of Natural Systems
	 Queens College CUNY
	 Flushing, NY 11367
	 718 670-4180 voice
	 
	 EnviroNet
	 David L. Salahi
	 90 Streamwood
	 Irvine, CA 92714
	 714 731-6439 ?access #
	 User ID 105, password PARKS
	 
	 MISC.INVEST
	 This is a USENET conference that's open to anyone who has
	 access to the USENET system.  Available through PeaceNet and
	 most university computer networks.
	 
	 NIRSNet
	 Bea Trapasso
	 Nuclear Information and Resource Service
	 1616 P St., NW
	 Washington, DC 20036
	 202 328-0002 voice
	 
	 PeaceNet
	 3228 Sacramento St.
	 San Francisco, CA 94115
	 415 923-0900 voice
	 (where you can find yours truly, user ID jwhiting)
	 
	 RecyleNet
	 Association of New Jersey Recyclers
	 PO Box 625
	 Absecon, NJ 08201
	 609 641-8292 voice
	 609 641-9481 access
	 
	 Telecommunications Cooperative Network
	 505 8th Ave., Ste. 1805
	 New York, NY 10018
	 212 714-9780 voice
	 
	 The WELL (Whole Earth 'Lectric Link)
	 27 Gate Five Road
	 Sausalito, CA 94965
	 (where you can find yours truly, user ID jwhiting)
	 
	 Peter V. Radatti
	 210 W. 12th Ave
	 Conshohocken, PA 18428
	 Environmental BBS
	 
	 
		       >>> And for you Canadians ... <<<
	 
	 Catalyst
	 Canadian Study in Search of Democracy
	 PO Box 77155
	 Station S
	 Vancouver, BC
	 V5R 5T4
	 604 872-6968 (?voice)
	 
	 Eca-Online
	 Alberta Environmental Council
	 5pm-8am weekdays, 24 hr. weekends/holidays
	 403 438-5793

MISC.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
	 
	 
			>>> >>> THE MISC. FILE <<< <<<
			
			
			 >>> Checks With a Message <<<
	 
	 Greenpeace gets a $1 contribution every time you order checks
	 with a Greenpeace design.  Educate your landlord, the
	 checkout clerk and your bank...  For more information
	 contact:
		
		Message!Check Corp.
		1210 18th Ave. E.
		PO Box 3206
		Seattle, WA 98114
		206 324-7792
	 
		       >>> Progressive Travel Agency <<<
	 
	 20% of the profits from Sanctuary Travel Services are
	 directed to the United Sanctuary Fund and are used to fund
	 peace and environmental work.  Ask for a list of the possible
	 beneficiaries when you book your trip.
	 
	 Sanctuary Travel Services, Inc.
	 800 247-3149
	 
		    >>> Socially Responsible Investing: <<<
		       >>> The International Aspect <<<
	 
	 For those of you overseas or with international portfolios:
	 
	 The Canadian Social Study Group
	 246 Queen St.
	 Ottawa, Canada  KIP 5E4
	   Publishes a directory of Canadian organizations involved with
	   socially responsible investing.
	 
	 Canadian Network for Ethical Investment
	 Box 1615
	 Victoria, B.C.
	 V8W 2X7
	 604 381-5942
	  annual member ship, $10  quarterly newsletter
	  
	 CCEC Credit Union
	 33 East Broadway
	 Vancouver, B.C.
	 V5T 1V4
	 604 876-2123
	 CCEC finances community economic development, co-operative
	 and democratic organizations.  They don't finance companies
	 that are anti-union, land speculators or corporations that
	 profit from apartheid, toxic wastes or armaments.
	 
	 EIRIS
	 Ethical Investment Research Service
	 Room 4.01
	 Bondway Business Centre
	 71 Bondway
	 London, SW8 1SQ
	 01-735-1351
	 socially responsible investing in Great Britain
			       
			       >>> PeaceNet <<<
	 
	 PeaceNet
	 3228 Sacramento St.
	 San Francisco, CA 94115
	 415 923-0900 voice
	 (where you can find yours truly, user ID jwhiting)
	 
	 PeaceNet is THE progressive computer network.  Access time is
	 only $5/hr evenings & weekends and $10/hr M-F daytime.   You
	 connect through a local node so there's no long distance
	 charges involved.  Telex and e-mail via gateways to other
	 networks is available as is international access for the more
	 worldly among us.  I run conferences on socially responsible
	 investing on PeaceNet.  When you sign up, tell 'em jwhiting
	 sent ya.  See you online!
			   
			   >>> Nicaraguan Coffee <<<
	 
	 By purchasing Nicaraguan coffee we can all support the
	 Nicaraguan people and have the satisfaction of undermining
	 Reagan's 1985 boycott on Nicaraguan products.  Nicaragua is
	 also one of the few sources of coffee grown organically on
	 cooperative farms.
 
	 For more informatin contact:
		
		Friends of the Third World Inc.
		611 W. Wayne St.
		Fort Wayne, IN 46802
		219 422-1650
	 
		Equal Exchange
		PO Box 2652
		Cambridge, MA 02238
		617 482-4945
	 
		  >>> Nuclear-free Long Distance Service <<<
	 
	 Allnet is the only major long distance company that has no
	 ties to the Department of Defense.  AT&T, MCI, US Sprint,
	 ITT, Western Union are all at least partially owned by
	 military contractors.  MCI and Western Union are the only two
	 without nuclear weapons connections.  
	 
	 There are also a number of smaller local long-distance
	 companies.  Check with your local phone company to see which
	 are available to you.  A little research may be necessary on
	 your part to determine what military and/or nuclear business
	 a specific company engages in.
	 
	 Here's another chance to impact the world.  You can switch to
	 Allnet for a nominal fee.  If you do, please write your
	 current long distance service to explain why you have dropped
	 them.
	 
			>>> Non-nuclear Light Bulbs <<<
			
	 The following brands of light bulbs are made by nuclear
	 weapons contractors:
	 
	 GE             General Electric
	 GTE            GTE
	 GTE Sylvania   GTE
	 Norelco        North American Philips
	 Radiant Lamp   North American Philips
	 Westinghouse   North American Philips
	  (by Philips)
	 
	 Non-nuclear alternatives include:
		Abco
		Action Tungsram
		Balklamp Rough Service
		Commercial Service
		Diolight
		Marvel
		Mister Light Bulb
		Perma-Lite
		Regency
		Satco
		Vita-Lite
	 
	 Many of these brands are available from:
	 Miko Distributing
	 PO Box 24111
	 Baltimore, MD 21227
	 301 247-0141
	 (ask for John Tracy)
	 
	 source: Nuclear Free America

PHONE#S.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
	 
	 
			 >>> >>> PHONE NUMBERS <<< <<<
			 
			 
	      >>> Govt. Phone Numbers to Add to Your Rolodex <<<
	 
	 Remember: those folks in Washington are there to work for
	 you!  Don't be afraid to pick up the phone and call.
	 U.S. Government Operator: 202 245-6000
	 
		The White House
		1600 Pennsylvania Ave.
		Washington, D.C.  20500
		202 456-1414
	 
	 To get news from the White House:           800 424-9090
						     202 456-7198
	 To get Ronald's daily schedule:             202 456-2343
	 To get Nancy's daily schedule:              202 456-6269
	 To make inquiries or register complaints:   202 456-7639
	 
	 To reach any member of Congress,
	  go through the Capitol switchboard:        202 224-3121
	 To get the number of a Senator:             202 224-3207
	 To get the number of a Representative:      202 225-6515
	 
	 To track legislation:
	    1. To find out if a bill has been filed, the number 
	       of a bill or to see if a bill has passed contact:
		   House Bill Status Office          202 225-1772
	    2. To track the status of a bill on the floor contact:
		   House Cloakroom  (Dem)            202 225-7400
				    (Rep)            202 225-7430
		   Senate Cloakroom (Dem)            202 224-8541 
				    (Rep)            202 224-8601
	    3. For copies of pending legislation:    202 224-7860
	 
	 To send a telegram to a member of Congress, call Western
	 Union and have it charged to your phone bill.  A "Public
	 Opinion Message" is only $5.95 for the first 20 words and $2
	 for each additional 20 words.  They are delivered within 24
	 hours.
	 
	 Recorded message on committee meetings, hearings, etc.
		The Congressional Monitor            202 887-8518
	 
	 The Pentagon:                               202 545-6700
	 (Air Force, Army, Marines, Navy)
	 Central Intelligence Agency:                703 482-1100
	 Federal Bureau of Investigation:            202 324-3000
	 National Security Agency:                   301 688-6311
	 
	 Nuclear Regulatory Commission:              301 492-7000
	 
	 Govt. Accounting Office fraud hotline:      202 633-6987
	 
		>>> Hotlines, Recorded Messages & Misc. #s <<<
	 
	 Computer Professionals for Social Responsibility
	 PO Box 717
	 Palo Alto, CA 94301
	 415 323-3778
	 
	 Nuclear Arms Control Hotline:          202 543-0006
	 Council for a Livable World
	 100 Maryland Ave. NE
	 Washington, DC 20002
	 
	 S.O.S. Save Outer Space Alert:         202 462-0777
	 
	 Central America Legislative Hotline:   202 543-0664
	 
	 Witness for Peace Hotline:             202 332-9230
	 (religious activists in Nicaragua)
	 
	 American Peace Test Hotline:           702 363-7780
	 (info on all Nevada Test Site tests)
	 
	 Sanctuary Hotline:                     800 LEV-19:33
	 
	 Common Cause Legislative Hotline:      202 833-1319
	 
	 Central America Human Rights Hotline   213 388-7040
	 
	 Friends Comm. on National Legislation  202 547-6000
	 245 2nd St. NE
	 Washington, DC 20002

TAXES.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
	 
	 
				 >>> TAXES <<
				 
				 
		   >>> Where Our Income Tax Really Goes <<<
		   
	 Of the $776 in the US federal budget for FY 1987:
	 
	 100% 776B
	 
	 40% $312B Current Military
	     
	     $71M Military Pay
	      11M Retired Pay
	      77M Operation & Maintenance
	      83M Procurement
	      34M Research & Development
	       5M Construction
	       7M Nuclear Weapons (DoE)
	       9M International Military Assistance
	       3M Coast Guard
	       4M NASA (estimated military portion, 50%)
	       8M Other (CIA, Selective Service, FEMA)
	       
	 23% $180B Past Military
	 
	     $26M Veterans Benefits
	    $154M Interst on national debt (80% estimated to be
		  created by military budget)
	 
	  9% $67B Physical Resources
	     
	     (Agriculture, Commerce, Energy, Housing & Urban
	     Development, Interior, Transportation, Environmental
	     Protection)
	     
	 18% $142B Human Resources
	 
	     (Education, Health & Human Services, Labor)
	     
	 10% $75B General Government
	 
	     (Government, Justice, 20% interest on national debt,
	     civilian portion of NASA)
	 
	 source:
	 War Resisters League
	 339 Lafayette St.
	 New York, NY  10012
	 
		      >>> Top Six Defense Contractors <<<
		   >>> Profits & Taxes 1982 through 1985 <<<
		     
	 Company                Profit $M       Tax $M   Rate
				   
	 McDonnell Douglas      $1,743.0        $13.4   0.8%
	 General Dynamics        1,994.5        (90.9) -4.6%
	 Rockwell International  2,771.2        682.9  24.6%
	 General Electric       10,881.0        262.0   2.4%
	 Boeing                  2,271.0       (121.0) -5.3%
	 Lockheed                2,074.3          4.0   0.2%
	 
	 Total                  21,735.0        750.4   3.5%
	 
	 Source: "130 Reasons Why We Need Tax Reform"
	 Citizens for Tax Justice
	 1313 L St. NW
	 Washington, DC 20005
	 202 898-3369
	 
			   >>> Tax Alternatives <<<
			   
	 Conscience & Military Tax Campaign
	 4534-1/2 University Way NE, #204
	 Seattle, WA  98105
	 
	 Clearinghouse for efforts to divert tax money to nonmilitary,
	 nonviolent, life-affirming government purposes.  CMTC has
	 established the Direct Aid Projet for Central America, a
	 program to redirect one's telephone tax (Federal Excise Tax)
	 to humanitarian aid to the people of Central America.  This
	 effort to counteract the human suffering caused by our own
	 foreign policies is in cooperation with Oxfam America, Quest
	 for Peace and the Rocky Mountain Peace Center.
	 
		Oxfam America
		115 Broadway
		Boston, MA 02116
		617 482-1211
	 
		Quest for Peace
		c/o Quixote Center
		PO Box 5206
		Hyattsville, MD 20782
		301 699-0042
	 
	 Also contact:
	 National War Tax Resistance Coordinating Committee
	 PO Box 2236
	 East Patchogue, NY 11772
	 
	 

MONYMRKT.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
	 
	 
			  >>> MONEY MARKET FUNDS <<<
			  
	 
	 Money market accounts are a good next step after you've
	 filled your checking account and need to still maintain some
	 liquidity.  Interest rates change too frequently to be put
	 here.  They'd be out of date by the time EthInves was
	 distributed through shareware channels.  Contact each fund
	 directly for up to date figures.
	 
	 =============================================================
	 
	 Calvert Social Investment Fund
	 1700 Pennsylvania Ave. NW
	 Washington, DC 20006
	 800 368-2748 
	 301 951-4820
	 
	 Est.: 1982     Sales fee: 4.5%
	 Min. investment: $1,000     Min. subsequent investment: $250
	 Yes to: environmental protection, natural resource
		 management, equal opportunity hiring, good community
		 relations.
	 No to:  South Africa, nuclear power, weapons.
	  
	 =============================================================
	 
	 South Shore Bank of Chicago
	 71st & Jeffrey Blvd.
	 Chicago, IL 60649-2096
	 312 288-7017
	 
	 Est.: 1982     Sales fee: 0%
	 Min. Investment: $2,500   Min. subsequent investment: none
	 Yes to: Besides money market fund, this commercial bank also offers 
		 Rehab CD's and is very involved in local neighborhood 
		 revitalization.
	 
	 =============================================================
	 
	 Working Assets Money Fund
	 230 California St.
	 San Francisco, CA 94111
	 800 223-7010/543-8800
	 415 989-3200
	 
	 Est.: 1983     Sales fee: 0%
	 Min. investment: $1,000     Min. subsequent investment: $100
	 Yes to: environmental record, equal opportunity hiring,
		 worker health & safety.
	 No to:  South Africa, including banks with South African
		 loans, weapons.

MUTLFUND.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
	 
	 
			     >>> MUTUAL FUNDS <<<
	 
	 
	 Mutual funds offer the small investor the safety of
	 diversification and the expertise of professional investment
	 analysts.  You can set up your Individual Retirement Account with
	 many of the following socially responsible mutual funds.
	 
	 Note: If you find mutual fund or money market account that
	 matches your personal social screen, read their annual report
	 and prospectus.  The list of individual companies that they
	 invest in can provide clues as to which company's stock you
	 might consider for yourself.
	 
	 Many thanks to:
	   Eric Smith, Investment Planner
	   200 W.Mercer St., #102
	   Seattle, WA 98119
	   206 285-2625
	   newsletter available
	 
	 ==============================================================
	 
	 Ariel Growth Fund (Calvert)
	 1700 Pennsylvania Ave. NW
	 Washington, D.C. 20006
	 800 368-2748 301 951-4820
	 Est.: 1986 (previously Ariel Capital Management Est. 1984)
	 Type: growth              Sales fee: 4.5%
	 Yes to: Employee participation, worker-owner management, small 
		 one-business companies that dominate a market 
		 niche, are financially sound, have good earnings 
		 prospects but are not widely followed on Wall Street.
	 No to:  South Africa, alcohol, tobacco.
	 
	 Min. investment: $2000     Min. subsequent investment: $250
	 Min. to open IRA: $1000    Min. subsequent IRA investments: $250
	 Volatility: N/A
	 
	 Total assets '86: $2.5M
	 Total assets '87: $6.4M

	 Total return = price change + dividends + capital gains
	 Total return '86: 3.6%  (for the 3 months of operation)
	 Total return '87: 11.4%
	 
	 '87 prices (high, low, 12/31/87): $21.23, 14.51, 16.50

	 ==============================================================
	 
	 Calvert Social Investment Equity Fund
	 1700 Pennsylvania Ave. NW
	 Washington, D.C. 20006
	 800 368-2748 301 951-4820
	 Est.: 1987
	 Type: Growth              Sales fee: 4.5%
	 Yes to: Employee participation, worker-owner management, small 
		 one-business companies that dominate a market 
		 niche, are financially sound, have good earnings 
		 prospects but are not widely followed on Wall Street.
	 No to:  South Africa, alcohol, tobacco.
	 
	 Min. investment: $1000     Min. subsequent investment: $250
	 Min. to open IRA: $1000    Min. subsequent IRA investments: $250
	 Volatility: N/A
	 
	 Total assets '87: $49,000

	 Total return = price change + dividends + capital gains
	 Total return '87: -14.1%
	 
	 '87 prices (high, low, 12/31/87): $25.88, 13.61, 14.72

	 =============================================================
	 
	 Calvert Social Investment Bond Fund
	 1700 Pennsylvania Ave. NW
	 Washington, D.C. 20006
	 800 368-2748 301 951-4820
	 Est.: 1987
	 Type: Income              Sales fee: 4.5%
	 Yes to: Employee participation, worker-owner management, small 
		 one-business companies that dominate a market 
		 niche, are financially sound, have good earnings 
		 prospects but are not widely followed on Wall Street.
	 No to:  South Africa, alcohol, tobacco.
	 
	 Min. investment: $1000     Min. subsequent investment: $250
	 Min. to open IRA: $1000    Min. subsequent IRA investments: $250
	 Volatility: N/A
	 
	 Total assets '87: $1.5M

	 Total return = price change + dividends + capital gains
	 Total return '87: 3.8%
	 
	 '87 prices (high, low, 12/31/87): $17.24, 14.92, 15.56
	 
	 =============================================================

	 Calvert Social Investment Managed Growth
	 1700 Pennsylvania Ave. NW
	 Washington, D.C. 20006
	 800 368-2748 301 951-4820
	 Est.: 1982     Type: growth & income     Sales fee: 4.5%
	 Yes to: environmental protection, natural resource management, 
		 equal opportunity hiring, good community relations.
	 No to:  South Africa, weapons, nuclear power.
	 
	 Min. investment: $1,000     Min. subsequent investment: $250
	 Min. to open IRA: $1,000    Min. subsequent IRA investments: $250
	 Volatility: average

	 Total assets '84: $36.9M
	 Total assets '85: $51.4M
	 Total assets '86: $104M
	 Total assets '87: $149.5M

	 Total return = price change + dividends + capital gains
	 Total return '83: 11.2%  
	 Total return '84: 6.7%
	 Total return '85: 26.7%
	 Total return '86: 18.1%
	 Total return '87: 4.9%

	 '87 prices (high, low, 12/31/87): $27.86, 22.10, 23.26
	 
	 ==============================================================
	 
	 Colonial Investment Services
	 Colonial Advanced Strategies Gold Trust
	 1 Financial Center 
	 Boston, MA 02111
	 800 248-2828 
	 Est.: 1985     Type: gold stocks (capital appreciation, hedge)
	 Sales fee: 7.24%
	 Yes to: Gold mining cos. in Canada, Australia, U.S.
	 No to:  South African gold mining cos.
	 
	 Min. investment: $250       Min. subsequent investment: $25
	 Min. to open IRA: $25       Min. subsequent IRA investments: $25
	 Volatility: medium/high

	 Total assets '86: $31M
	 Total assets '87: $104.5M
	 
	 Total return = price change + dividends + capital gains
	 Total return '86: 30.2%
	 Total return '87: 46.8%
	 
	 '87 prices (high, low, 12/31/87): $32.77, 18.24, 24.36
	 
	 =============================================================

	 Dreyfus Third Century Fund
	 666 Old Country Road
	 Garden City, N.Y. 11530
	 800 645-6561 718 895-1206
	 Est.: 1972     Type: growth     Sales fee: 0%
	 Yes to: environmental protection, natural resource management, 
		 occupational health and safety, consumer protection and 
		 equal employment.
	 No to:  South Africa, reduced defense concerns.
	 
	 Min. investment: $2,500     Min. subsequent investment: $100
	 Min. to open IRA: $750      Min. subsequent IRA investments: no min.
	 Volatility: average

	 Total assets '84: $134.0M
	 Total assets '85: $182.5M
	 Total assets '86: $153M
	 Total assets '87: 137.6M

	 Total return = price change + dividends + capital gains
	 Total return '77: 13.1%
	 Total return '78: 10.2%
	 Total return '79: 59.8%
	 Total return '80: 40.5%
	 Total return '81: -11.1%
	 Total return '82: 4.6%
	 Total return '83: 20.2%
	 Total return '84: 1.6%
	 Total return '85: 29.5% 
	 Total return '86: 4.6 %
	 Total return '87: 1.3%

	 '87 prices (high, low, 12/31/87): $8.02, 5.15, 5.18
	 
	 =============================================================
	 
	 New Alternatives Fund
	 295 Northern Blvd.
	 Great Neck, NY 11021
	 516 466-0808
	 Est.: 1982      Type: growth            Sales fee: 6%
	 Yes to: solar, geothermal & other alternative sources of
		 energy;non-nuclear utilities, cogeneration, 
		 superconductivity & conservation.
	 No to:  arms makers, nuclear weapons, nuclear utilities,
		 South Africa.
	 
	 Min. investment: $2,650     Min. subsequent investment: $500
	 Self-directed IRA available
	 Volatility: medium/high
	 
	 Total assets '84: $.4M
	 Total assets '85: $.8M
	 Total assets '86: $1.9M
	 Total assets '87: $4.1M

	 Total return = price change + dividends +capital gains
	 Total return '82: 10.4%
	 Total return '83: 13.5%
	 Total return '84:  -.05%
	 Total return '85: 23.4%
	 Total return '86: 22.2%
	 Total return '87: -2%

	 '87 prices (high, low, 12/31/87): (estimated) $49, 35, 37

	 =============================================================
	 
	 Parnassus Fund
	 244 California St., #210
	 San Francisco, CA 94111
	 415 362-3505
	 Est.: 1985     Type: growth     Sales fee: 3%
	 Yes to: good labor records, quality products, community
		 relations.
	 
	 Min. investment: $5,000     Min. subsequent investment: $1,000
	 Min. to open IRA: $2,000    Min. subsequent IRA investment: $1,000
	 Volatility: medium/high
       
	 Total assets '85: $1.3M
	 Total assets '86: $3.3M
	 Total assets '87: $5.4M

	 Total return = price change + dividends + capital gains
	 Total return '85: 16.3%
	 Total return '86:  2.5%
	 Total return '87: estimated -5%

	 '87 prices (high, low, 12/31/87): $16.16, 16.16, 16.16
	 
	 =============================================================
	 
	 Pax World Fund
	 224 State St.
	 Portsmouth, NH 03801
	 603 431-8022
	 Est.: 1970      Type: Balanced           Sales fee: 0%
	 Yes to: housing, health care, pollution control.
	 No to:  alcohol, tobacco or gambling concerns, arms makers.
	 
	 Min. investment: $250     Min. subsequent investment: $50
	 Min. to open IRA: $250    Min. subsequent IRA investment: $50
	 Volatility: low

	 Total assets '84: $16.9M
	 Total assets '85: $32.8M
	 Total assets '86: $54M
	 Total assets '87: $65.7M

	 Total return = price change + dividends + capital gains
	 Total return '81: -6.9%
	 Total return '82: 10.2%
	 Total return '83: 15.4%
	 Total return '84:  7.5%
	 Total return '85: 25.5%
	 Total return '86:  8.4%
	 Total return '87: 3.2%

	 '87 prices (high, low, 12/31/87): $14.54, 11.45, 11.57

	 =============================================================
	 
	 Pioneer Bond
	 60 State St.
	 Boston, MA 02109
	 800 225-6292
	 617 742-7825
	 Est.: 1978      Type: corporate bonds    Sales fee: 4.5%
	 No to: alcohol, tobacco or gambling concerns, South Africa.
	 
	 Min. investment: $1000     Min. subsequent investment: $100
	 Min. to open IRA: $250     Min. subsequent IRA investment: $50
	 Volatility: very low

	 Total assets '84: $16.4M
	 Total assets '85: $21.1M
	 Total assets '86: $43.M
	 Total assets '87: $52M

	 Total return = price change + dividends + capital gains
	 Total return '82: 31.2%
	 Total return '83:  9.3%
	 Total return '84: 11.8%
	 Total return '85: 20.1%
	 Total return '86: 10.8%
	 Total return '87: 2.6%

	 '87 prices (high, low, 12/31/87): $9.73, 8.71, 9.05
	 
	 =============================================================
	 
	 Pioneer I
	 60 State St.
	 Boston, MA 02109
	 800 225-6292 
	 617 742-7825
	 Est.: 1928     Type: growth & income     Sales fee: 8.5%
	 No to: alcohol, tobacco or gambling concerns, South Africa.
	 
	 Min. investment: $50       Min. subsequent investment: $50
	 Min. to open IRA: $250     Min. subsequent IRA investment: $50
	 Volatility: average

	 Total assets '84: $1.3B
	 Total assets '85: $1.3B
	 Total assets '86: $1.3B
	 Total assets '87: $1.9B

	 Total return = price change + dividends + capital gains
	 Total return '77:  3.7% 
	 Total return '78: 12.3%
	 Total return '79: 27.9%
	 Total return '80: 30.6%
	 Total return '81: -3.1%
	 Total return '82: 13.3%
	 Total return '83: 25.0%
	 Total return '84: -0.7%
	 Total return '85: 25.7%
	 Total return '86: 11.7%
	 Total return '87: 5.48%

	 '87 prices (high, low, 12/31/87): $26.84, 17.22, 18.48
	 
	 =============================================================
	 
	 Pioneer II
	 60 State St.
	 Boston, MA 02109
	 800 225-6292 
	 617 742-7825
	 Est.: 1969      Type: growth & income     Sales fee: 8.5%
	 No to: alcohol, tobacco or gambling concerns, South Africa.
	 
	 Min. investment: $50       Min. subsequent investment: $50
	 Min. to open IRA: $250     Min. subsequent IRA investment: $50
	 Volatility: high

	 Total assets '84: $1.4B
	 Total assets '85: $2.2B
	 Total assets '86: $3.1B
	 Total assets '87: $3.2B

	 Total return = price change + dividends + capital gains
	 Total return '77: 23.6%          
	 Total return '78: 15.0%
	 Total return '79: 32.8%          
	 Total return '80: 28.7%
	 Total return '81:  8.0%          
	 Total return '82: 22.9%
	 Total return '83: 30.2%          
	 Total return '84: -3.2%
	 Total return '85: 31.2%
	 Total return '86: 12.3%  
	 Total return '87: -2.5%

	 '87 prices (high, low, 12/31/87): $24.62, 14.24, 15.65
	 
	 =============================================================
	 
	 Pioneer III
	 60 State St.
	 Boston, MA 02109
	 800 225-6292 
	 617 742-7825
	 Est.: 1982     Type: growth & income     Sales fee: 8.5%
	 No to: alcohol, tobacco or gambling concerns, South Africa.
	 
	 Min. investment: $1000     Min. subsequent investment: $100
	 Min. to open IRA: $250     Min. subsequent IRA investment: $50
	 Volatility: average
	 
	 Total assets '84: $254.2M
	 Total assets '85: $430.7M
	 Total assets '86: $578M
	 Total assets '87: $531M

	 Total return = price change + dividends + capital gains
	 Total return '84:  4.8%
	 Total return '85: 24.0%
	 Total return '86: 10.9%
	 Total return '87: -7.8%

	 '87 prices (high, low, 12/31/87): $19.25, 10.85, 12.11

NUCLFRZN.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
	 
	 
		    >>> >>> NUCLEAR FREE ZONES LIST <<< <<<
			      >>> as of 10/87 <<<
			      
	 Why care about Nuclear Free Zones?  If you don't live in one,
	 why concern yourself with something four states away? 
	 Remember my friend, the arms build-up, nuclear fall out and
	 nuclear waste know no geographic boundaries.  We all live at
	 Chernobyl.

	 As an investor you may look to municipal bonds for guaranteed
	 long term growth.  With munis you can be reasonably sure of
	 where your  money is going and what it is being used for. 
	 You might like to support communities that have taken a
	 stand against nuclear power and/or nuclear weapons.
	 
	 Or you may notice by looking at the list that your city or
	 county is not on the list.  Time to get busy ...  Nuclear
	 Free America claims that14,914,397 Americans live in 139
	 nuclear free zones in this country.
	 
	 Or perhaps you have some vacation time coming up.
	 
	 There are lists of all the nuclear free zones in America, US
	 NFZ campaigns underway and data on NFZ's around the world.
	 The lists are arranged alphabetically by state, cities listed
	 first then counties.
			   
	   (CO - county)
	 
	 >> CA  
	 Arcata 
	 Azusa 
	 Berkeley 
	 Chico 
	 Claremont 
	 Davis 
	 Fairfax
	 Hayward 
	 Isla Vista 
	 Martinez 
	 Mill Valley 
	 Napa 
	 Placerville 
	 St. Helena 
	 Sausalito 
	 Sebastopol
	 
	 Marin CO

	 >> CO  
	 Avon 
	 Boulder  
	 Jamestown 
	 Telluride
	 
	 >> HI  
	 Hawaii CO 
	 Maui CO
	 
	 >> IL  
	 Chicago 
	 Evanston 
	 Lansing 
	 Park Forest
   
	 Cook CO
	 
	 >> IN 
	 Miller
	 
	 >> IA 
	 Iowa City
	 
	 >> KS 
	 North Newton
	 
	 >> KY 
	 Louisville
	 
	 Jefferson CO
	 
	 >> MD 
	 Garret Park
	 Sykesville
	 Takoma Park
	 Wilde Lake
	 
	 >> MA 
	 Amherst 
	 Ashfield 
	 Barnstable 
	 Belchertown 
	 Brookline 
	 Chatham
	 Dennis 
	 Gay Head 
	 Greenfield 
	 Heath 
	 Leverett 
	 Monterey 
	 Nantucket
	 New Salem 
	 Newton 
	 Northampton 
	 Provincetown 
	 Sandwich 
	 Shutesbury
	 Somerville 
	 Stockbridge 
	 Tisbury 
	 Wendell 
	 West Stockbridge 
	 West Tisbury 
	 Williamsburg 
	 Worthington

	 >> MI 
	 Grandmont
	 Magnolia

	 >> MT 
	 Flathead Reserve
	 
	 >> NJ 
	 Frankford Township
	 Franklin Borough
	 Hardwick Tnshp
	 Highland Park
	 Hoboken
	 Jersey City
	 Lafayette Township
	 Roosevelt
	 Stillwater Township
	 Vernon Tnship
	 
	 Sussex CO
	 Union CO

	 >> NM 
	 Las Vegas
   
	 San Miguel CO
	 Taos CO
	 
	 >> NY 
	 Ellenville
	 New York City
	 Skyview Acres
	 
	 >> NC 
	 Chapel Hill
	 Durham
	 Franklinville
	 
	 Forsyth CO
	 
	 >> OH 
	 Oberlin
	 Warren
	 Wooster
	 
	 >> OR 
	 Ashland
	 Bandon
	 Eugene
	 Florence
	 Takilma
	 
	 Baker CO
	 Clatsop CO
	 Coos CO
	 Grant CO
	 Harney CO
	 Hood River CO
	 Lane CO
	 Lincoln CO
	 Tillamook CO
	 Union CO
	 Wallowa CO
	 
	 >> PA 
	 Birmingham Township
	 East Fallowfield Township
	 Union Township
	 
	 Pike CO
	 
	 >> VT 
	 Moretown
	 
	 >> WA 
	 Bothell
	 Leschi
	 Waldron
	 Wallingford
	 
	 Okanogan CO
	 San Juan CO
	 Skagit CO
	 Whatcom CO
	 
	 >> WI 
	 Barksdale
	 Bayfield
	 Bayview
	 Bell
	 Delta
	 Keystone
	 Ladysmith
	 Lincoln
	 Madison
	 Marengo
	 Marshall Township
	 Mason
	 Meadowbrook Township
	 Morse
	 Russell
	 Sun Prairie
	 Washburn
	 
	 Rusk CO
	 
			>>> NFZ Campaigns Underway <<<
				     10/87
				     
	 >> AL
	 statewide
	 Anchorage
	 
	 >> AZ
	 Phoenix
	 Rogers
	 
	 >> AK
	 Fort Smith
	 Madison CO
	 
	 >> CA
	 statewide
	 Atascadero
	 Los Altos
	 Modesto
	 Monterey
	 Newbury Park
	 Oakland
	 Palo Alto
	 Pasadena
	 Paso Robles
	 Petaluma
	 Pinole
	 Roseville
	 San Bruno
	 San Francisco
	 San Jose
	 San Rafael
	 Topanga
	 Tustin
	 Nevada CO
	 Plumas CO
	 Tuolumne CO
	 
	 >> CO
	 Commerce City
	 Fort Collins
	 Vail
	 Rout CO
	 
	 >> CT
	 Bristol
	 Cornwall
	 Fairfield
	 Hartford
	 New Haven
	 Stamford
	 West Simsbury
	 
	 >> DE
	 Newark
	 
	 >> FL
	 Gainesville
	 Jacksonville
	 Tallahassee
	 Brevard CO
	 Broward CO
	 Palm Beach CO
	 
	 >> ID
	 Pocatello
	 Post Falls
	 Ada CO
	 
	 >> IL
	 Highland Park
	 Oak Park
	 Rock Island
	 Schaumburg
	 West Dundee
	 Wilmete
	 
	 >> IN
	 Gary
	 North Manchester
	 Terre Haute
	 Richmond
	 
	 >> IA
	 statewide
	 Aldan
	 Bettendorf
	 Earlham
	 
	 >> KS
	 Topeka
	 
	 >> KY
	 Maple Mount
	 Owensboro
	 
	 >> ME
	 Augusta
	 Montville
	 Orland Village
	 
	 >> MD
	 Cumberland
	 Salisbury
	 St. Mary's City
	 Cecil CO
	 Frederick CO
	 
	 >> MA
	 Becket
	 Conway
	 Falmouth
	 Granby
	 Great Barrington
	 Hadley
	 Harwich
	 Mashpee
	 Natick
	 Orleans
	 Pelham
	 Scituate
	 Sheffield
	 Swansea
	 
	 >> MI
	 Grand Rapids
	 East Lansing
	 Lewanee CO
	 
	 >> MN
	 St. Paul-Minneapolis
	 
	 >> MO
	 Kansas City
	 
	 >> MT
	 Lewis and Clark CO
	 
	 >>NE
	 Omaha
	 
	 >> NV
	 Las Vegas
	 
	 >> NJ
	 Audobon
	 Camden
	 Cherry Hill
	 Green Township
	 Haddon Township
	 Haddonfield
	 Lindenwold
	 Waterford Township
	 Essex CO
	 
	 >> NH
	 Deering
	 Hancock
	 
	 >> NM
	 San Miguel CO
	 Santa Fe CO
	 
	 >> NY
	 Albany
	 Bay Ridge
	 Bolting Landing
	 Briarcliff
	 Elmira
	 Hamilton
	 Ithaca
	 Lion Head Beach
	 Monroe City
	 New York Harbor
	 Rochester
	 Warwick
	 Woodstock
	 Albany CO
	 Sullivan CO
	 
	 >> NC
	 Burnsville
	 Charlotte
	 Grenville
	 Whittier
	 Jackson CO
	 Madison CO
	 Orange CO
	 
	 >> OH
	 Cleveland Heights
	 Columbus
	 Dayton
	 Fairlawn
	 Springfield
	 Toledo
	 Medina CO
	 
	 >> OR
	 Bend
	 Benton CO
	 
	 >> PA
	 Cheltenham Township
	 Erie
	 Harrisburg
	 Lancaster
	 Merion
	 Norristown
	 Northwest Philadelphia
	 West Chester
	 Bucks CO
	 
	 >> TN
	 Memphis
	 Nashville
	 
	 >> TX
	 Galvestn
	 Houston
	 
	 >> UT
	 Provo
	 
	 >> VT
	 Marlboro
	 Thetford Center
	 
	 >> VA
	 Charlottesville
	 Crozet
	 Hampton
	 Newport News
	 Spotsylvania
	 Richmond
	 Twin Oaks
	 
	 >> WA
	 Castle Rock
	 Ellensburg
	 Spokane
	 Ferry CO
	 Klickitat CO
	 Lincoln CO
	 Snohomish CO
	 
	 >> WV
	 Huntington
	 
	 >> Washington, DC
	 
	 
			 >>> NFZs Around the World <<<
				     10/87
				     
	 NFZ countries are defined as those that either explicitly or
	 implicitly prohibit nuclear weapons by law, policy or as part
	 of their constitution.
	 
	 * NFZ may not be enforced
	 
	 Austria
	 Denmark*
	 Faeroe Islands
	 Finland
	 Greenland*
	 Iceland*
	 Japan*
	 Malta
	 Federated States of Micronesia
	  (Ponape, Kosrae, Truk & Yap)
	 New Zealand
	 Northern Marianas*
	 Republic of Palau
	 Papua New Guinea
	 The Philippines*
	 The Seychelles
	 The Solomons
	 Spain
	 Sri Lanka
	 Sweden
	 Vanuatu
	 Wales
	  ( by counties)
	  
		    >>> NFZ Communites Around the World <<<
			
	 Argentina (1)
	 Australia (107)
	 Belgium (281
	 Canada (170)
	 Denmark (20)
	 Finland (1)
	 France (1)
	 Great Britain (184)
	 Greece (34)
	 Ireland (117)
	 Italy (599)
	 Japan (1,135)
	 Netherlands (99)
	 New Zealand (105)
	 Norway (140)
	 Philippines (21)
	 Portugal (105)
	 Scotland (32)
	 Spain (350)
	 Sweden (7)
	 Tahiti (1)
	 USA ( 139)
	 Vanuatu (1)
	 West Germany (200)
			 
	 Source: Nuclear Free America & Nuclear Free Zone
	 Registry
	
			       >>> Resources <<<
			       
	 For more information on Nuclear Free Zones contact:

	 Nuclear Free Zone Registry
	 28222 Stonehouse Rd.
	 Lake Elsinore, CA  92330
	 (714) 674-6576             
	 
	 
	 Nuclear Free America
	 325 E. 25th St.
	 Baltimore, MD  21218
	 (301) 235-3575

POWRPLNT.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
		 
		 
		     >>> >>> NUCLEAR POWER PLANTS <<< <<<
		     
		     
		 >>> Profiles of Each Nuclear Power Plant <<<
		   
	 The following is a list of individual nuclear reactors and
	 the utility company that is the primary owner.
	 
	 Lic.    Licensed
	 OL      Operating License Review
	 SD      Shutdown Indefinitely
	 
	 Arkansas 1  Lic.
	 6 mi WNW of Russellville, AR
	 Arkansas Power & Light
	 
	 Arkansas 2  Lic.
	 6 mi WNW of Russellville, AR
	 Arkansas Power & LIght
	 
	 Beaver Valley 1  Lic.
	 5 mi E of E. Liverpool, OH (actually in PA)
	 Duquesne Light
	 
	 Beaver Valley 2  OL
	 5 mi E of E. Liverpool, OH (actually in PA)
	 
	 Bellefonte 1  OL
	 6 mi NE of Scottsboro, AL
	 Tennesse Valley Authority
	 
	 Bellefonte 2  OL
	 6 mi NE of Scottsboro, AL
	 Tennesse Valley Authority
	 
	 Big Rock Point 1  Lic.
	 4 mi NE of Charlevoix, MI
	 Consumers Power
	 
	 Braidwood 1  OL
	 24 mi SSW of Joliet, IL
	 Commonwealth Edison
	 
	 Braidwood 2  OL
	 24 mi SSW of Joliet, IL
	 Commonwealth Edison
	 
	 Browns Ferry 1  Lic.
	 10 mi NW of Decatur, AL
	 Tennesse Valley Authority
	 
	 Browns Ferry 2  Lic.
	 10 mi NW of Decauter, AL
	 Tennesse Valley Authority
	 
	 Browns Ferry 3  Lic.
	 10 mi NW of Decauter, AL
	 Tennesse Valley Authority
	 
	 Brunswick 1  Lic.
	 3 mi N of Southport, NC
	 Carolina Power & Light
	 
	 Brunswick 2  Lic.
	 3 mi N of Southport, NC
	 Carolina Power & Light
	 
	 Byron 1  Lic.
	 17 mi SW of Rockford, IL
	 Commonwealth Edison
	 
	 Byron 2  OL
	 17 mi SW of Rockford, IL
	 Commonwealth Edison
	 
	 Callaway 1  Lic.
	 10 mi SE of Fulton, MO
	 Union Electric
	 
	 Calvert Cliffs 1  Lic.
	 40 mi S of Annapolis, MD
	 Baltimore Gas & Electric
	 
	 Calvert Cliffs 2  Lic.
	 40 mi S of Annapolis, MD
	 Baltimore Gas & Electric
	 
	 Catawba 1  Lic.
	 6 mi NNW of Rock Hill, SC
	 Duke Power
	 
	 Catawba 2  OL
	 6 mi NNW of Rock Hill, SC
	 Duke Power
	 
	 Clinton 1  OL
	 6 mi N of Clinton, IL
	 Illinois Power
	 
	 Comanche Peak 1  OL
	 4 mi N of Glen Rose, TX
	 Texas Utilities Generating
	 
	 Comanche Peak 2  OL
	 4 mi N of Glen Rose, TX
	 Texas Utilities Generating
	 
	 Cook 1  Lic.
	 11 mi S of Benton Harbor, MI
	 Indiana & Michigan Electric
	 
	 Cook 2  Lic.
	 11 mi S of Benton Harbor, MI
	 Indiana & Michigan Electric
	 
	 Cooper Station  Lic.
	 23 mi S of Nebraska City, NE
	 Nebraska Public Power District
	 
	 Crystal River 3  Lic.
	 7 mi NW of Crystal River, FL
	 Florida Power Commission
	 
	 Davis-Besse 1  Lic.
	 21 mi E of Toledo, OH
	 Toledo Edison
	 
	 Diablo Canyon 1  Lic.
	 12 mi WSW of San Luis Obispo, CA
	 Pacific Gas & Electric
	 
	 Diablo Canyon 2  Lic.
	 12 mi WSW of San Luis Obispo, CA
	 Pacific Gas & Electric
	 
	 Dresden 1  SD
	 9 mi E of Morris, IL
	 Commonwealth Edison
	 
	 Dresden 2  Lic.
	 9 mi E of Morris, IL
	 Commonwealth Edison
	 
	 Dresden 3  Lic.
	 9 mi E of Morris, IL
	 Commonwealth Edison
	 
	 Duane Arnold  Lic.
	 8 mi NW of Cedar Rapids, IA
	 Iowa Electric Power & Light
	 
	 Farley 1  Lic.
	 28 mi SE of Dothan, AL
	 Alabama Power Co.
	 
	 Farley 2  Lic.
	 28 mi SE  of Dothan, AL
	 Alamba Power Co.
	 
	 Fermi 2  Lic.
	 Laguana Beach, MI
	 Detroit Edison
	 
	 Fitzpatrick  Lic.
	 8 mi NE of Oswego, NY
	 Power Authority of State of NY
	 
	 Fort Calhoun 1  Lic.
	 19 mi N of Omaha, NE
	 Omaha Public Power District
	 
	 Fort St. Vrain  Lic.
	 35 mi N of Denver, CO
	 Public Service of CO
	 
	 Ginna  Lic.
	 15 mi NE of Rochester, NY
	 Rochester Gas & Electric
	 
	 Grand Gulf 1  Lic.
	 25 mi S of Vicksburg, MS
	 Mississippi Power & Light Co.
	 
	 Grand Gulf 2 OL
	 25 mi S of Vicksburg, MS
	 Mississippi Power & Light Co.
	 
	 Haddam Neck  Lic.
	 13 mi E of Meriden, CT
	 Connecticut Yankee Atomic Power
	 
	 Harris 1  OL
	 20 mi SW of Raleigh, NC
	 Carolina Power & Light
	 
	 Hatch 1  Lic.
	 11 mi N of Baxley, GA
	 Georgia Power
	 
	 Hatch 2  Lic.
	 11 mi N of Baxley, GA
	 Georgia Power
	 
	 Hope Creek 1  OL
	 18 mi SE of Wilmington, DE (actually in NJ)
	 Public Service Electric & Gas
	 
	 Humboldt Bay 3  SD
	 4 mi SW of Eureka, CA
	 Pacific Gas & Electric
	 
	 Indian Point 2  Lic.
	 25 mi N of New York, NY
	 Consolidated Edison
	 
	 Indian Point 3  Lic.
	 25 mi N of New York, NY
	 Power Authority of State of NY
	 
	 Kewaunee  Lic.
	 27 mi E of Green Bay, WI
	 Wisconsin Public Service
	 
	 La Crosse  Lic.
	 19 mi S of Lacrosse, WI
	 Dairyland Power
	 
	 Lasalle 1  Lic.
	 11 mi SE of Ottawa, IL
	 Commonwealth Edison
	 
	 Lasalle 2  Lic.
	 11 mi SE of Ottawa, IL
	 Commonwealth Edison
	 
	 Limerick 1  Lic.
	 21 mi NW of Philadelphia, PA
	 Philadelphia Electric
	 
	 Limerick 2  OL
	 35 mi NW of Philadelphia, PA
	 Philadelphia Electric
	 
	 Maine Yankee  Lic.
	 10 mi N of Bath, ME
	 Maine Yankee Atomic Power
	 
	 McGuire 1  Lic.
	 17 mi N of Charlotte, NC
	 Duke Power
	 
	 McGuire 2  Lic.
	 17 mi N of Charlotte, NC
	 Duke Power
	 
	 Midland 1  OL/Cancelled
	 SW boundary of Midland, MI
	 Consumers Power
	 
	 Midland 2  OL/Cancelled
	 SW boundary of Midland, MI
	 Consumers Power
	 
	 Millstone 1  Lic.
	 5 mi SW of New London, CT
	 Northeast Nuclear Energy
	 
	 Millstone 2  Lic.
	 5 mi SW of New London, CT
	 Northeast Nuclear Energy
	 
	 Millstone 3  OL
	 3.2 mi WSW of New London, CT
	 Northeast Nuclear Energy
	 
	 Monticello  Lic.
	 30 mi NW of Minneapolis, MN
	 Northern States Power
	 
	 Nine Mile Point 1  Lic.
	 8 mi NE of Oswego, NY
	 Niagara Mohawk Power Corp.
	 
	 Nine Mile Point 2  OL
	 8 mi NE of Oswego, NY
	 Niagara Mohawk Power Corp.
	 
	 North Anna 1  Lic.
	 40 mi NW of Richmond, VA
	 Virginia Power
	 
	 North Anna 2  Lic.
	 40 mi NW of Richmond, VA
	 Virginia Power
	 
	 Oconee 1  Lic.
	 30 mi W of Greenville, SC
	 Duke Power
	 
	 Oconee 2  Lic.
	 30 mi W of Greenville, SC
	 Duke Power
	 
	 Oconee 3  Lic.
	 30 mi W of Greenville, SC
	 Duke Power
	 
	 Oyster Creek 1  Lic.
	 9 mi S of Toms River, NJ
	 GPU Nuclear Corp.
	 
	 Palisades  Lic.
	 5 mi S of South Haven, MI
	 Consumers Power
	 
	 Palo Verde 1  Lic.
	 36 mi W of Phoenix, AZ
	 Arizona Public Service
	 
	 Palo Verde 2  OL
	 36 mi W of Phoenix, AZ
	 Arizona Public Service
	 
	 Palo Verde 3  OL
	 36 mi W of Phoenix, AZ
	 Arizona Public Service
	 
	 Peach Bottom 2  Lic.
	 19 mi S of Lancaster, PA
	 Philadelphia Electric
	 
	 Peach Bottom 3  Lc.
	 19 mi S of Lancaster, PA
	 Philadelphia Electric
	 
	 Perry 1  OL
	 7 mi NE of Painesville, OH
	 Cleveland Electric Illuminating Co.
	 
	 Perry 2  OL
	 7 mi NE of Painesville, OH
	 Cleveland Electric Illuminating Co.
	 
	 Pilgrim 1  Lic.
	 4 mi SE of Plymouth, MA
	 Boston Edison
	 
	 Point Beach 1  Lic.
	 15 mi N of Manitowoc, WI
	 Wisconsin Electric Power Co.
	 
	 Point Beach 2  Lic.
	 15 mi N of Manitowoc, WI
	 Wisconsin Electric Power Co.
	 
	 Prairie Island 1  Lic.
	 28 mi SE of Minneapolis, MN
	 Northern States Power
	 
	 Prairie Island 2  Lic.
	 28 mi SE of Minneapolis, MN
	 Northern States Power
	 
	 Quad Cities 1  Lic.
	 20 mi NE of Moline, IL
	 Commonwealth Edison
	 
	 Quad Cities 2  Lic.
	 20 mi NE of Moline, IL
	 Commonwealth Edison
	 
	 Rancho Seco 1  Lic.
	 25 mi SE of Sacramento, CA
	 Sacramento Mun. Util. District
	 
	 River Bend 1  OL
	 24 mi NNW of Baton Rouge, LA
	 Gulf States Utilities
	 
	 Robinson 2  Lic.
	 5 mi NW of Hartsville, SC
	 Carolina Power & Light
	 
	 Salem 1  Lic.
	 20 mi S of Wilmington, DE (actually in NJ)
	 Public Service Electric & Gas
	 
	 Salem 2  Lic.
	 20 mi S of Wilmington, DE (actually in NJ)
	 Public Service Electric & Gas
	 
	 San Onofre 1  Lic.
	 5 mi S of San Clemente, CA
	 Southern California Edison
	 
	 San Onofre 2  Lic.
	 5 mi S of San Clemente, CA
	 Southern California Edison
	 
	 San Onofre 3  Lic.
	 5 mi S of San Clemente, CA
	 Southern California Edison
	 
	 Seabrook 1  OL
	 13 mi S of Portsmouth, NH
	 Public Service of NH
	 
	 Seabrook 2  OL
	 13 mi S of Portsmouth, NH
	 Public Service of NH
	 
	 Sequoyah 1  Lic.
	 9.5 mi NE of Chattanooga, TN
	 Tennesse Valley Authority
	 
	 Sequoyah 2  Lic.
	 9.5 mi NE of Chattanooga, TN
	 Tennesse Valley Authority
	 
	 Shoreham  OL
	 Brookhaven, NY
	 Long Island Lighting Co.
	 
	 South Texas 1  OL
	 12 mi SSW of Bay City, TX
	 Houston Lighting & Power Co.
	 
	 South Texas 2  OL
	 12 mi SSW of Bay City, TX
	 Houston Lighting & Power Co.
	 
	 St. Lucie 1  Lic.
	 12 mi SE of Ft. Pierce, FL
	 Florida Power & Light
	 
	 St. Lucie 2  Lic.
	 12 mi SE of Ft. Pierece, FL
	 Florida Power & Light
	 
	 Summer 1  Lic.
	 26 mi NW of Columbia, SC
	 South Carolina Electric & Gas Co.
	 
	 Surry 1  Lic.
	 17 mi NW of Newport News, VA
	 Virginia Power
	 
	 Surry 2  Lic.
	 17 mi NW of Newport News, VA
	 Virgina Power
	 
	 Susquehanna 1 Lic.
	 7 mi NE of Berwick, PA
	 Pennsylvania Power & Light
	 
	 Susquehanna 2  Lic.
	 7 mi NE of Berwick, PA
	 Pennsylvania Power & Light
	 
	 Three Mile Island 1  Lic.
	 10 mi SE of Harrisburg, PA
	 GPU Nuclear Corp.
	 
	 Three Mile Island 2  SD
	 10 mi SE of Harisburg, PA
	 GPU Nuclear Corp.
	 
	 Trojan  Lic.
	 32 mi N of Portland, OR
	 Portland General Electric
	 
	 Turkey Point 3  Lic.
	 25 mi S of Miami, FL
	 Florida Power & Light
	 
	 Turkey Point 4  Lic.
	 25 mi S of Miami, FL
	 Florida Power & Light
	 
	 Vermont Yankee 1  Lic.
	 5 mi S of Brattleboro, VT
	 Vermont Yankee Nuclear Power
	 
	 Vogtle 1  OL
	 25 mi SSE of Augusta, GA
	 Georgia Power
	 
	 Vogtle 2  OL
	 25 mi SSE of Augusta, GA
	 Georgia Power
	 
	 Washington Nuclear 1  OL
	 10 mi N of Richland, WA
	 Washington Public Power Supply System
	 
	 Washington Nuclear 2  Lic.
	 12 mi NW of Richland, WA
	 Washington Public Power Supply System
	 
	 Washington Nuclear 3  OL
	 26 mi W of Olympia, WA
	 Washington Public Power Supply System
	 
	 Waterford 3  Lic.
	 20 mi W of New Orleans, LA
	 Louisiana Power & Light
	 
	 Watts Bar 1  OL
	 10 mi S of Spring City, TN
	 Tennesse Valley Authority
	 
	 Watts Bar 2  OL
	 10 mi S of Spring City, TN
	 Tennesse Valley Authority
	 
	 Wolf Creek 1  Lic.
	 3.5 mi NE of Burlington, KS
	 Kansas Gas & Electric
	 
	 Yankee-Rowe 1  Lic.
	 25 mi NE of Pittsfield, MA
	 Yankee Atomic Electric
	 
	 Zion 1  Lic.
	 40 mi NE of Chicago, IL
	 Commonwealth Edison
	 
	 Zion 2  Lic.
	 40 mi N of Chicago, IL
	 Commonwealth Edison

UTILCO.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
	 
	 
			 >>> NUCLEAR POWER PLANTS <<<
		       
		       
		       >>> Listed by Utility Company <<<
			     >>> as of 1/1/87 <<<
	 
	 This is the most accurate list that I have been able to
	 compile of all the owners of each nuclear reactor.  It is
	 sorted by utility company.  Below is another listing sorted
	 by reactor, listing its location and the operating utility
	 company.  
	 
	 Ownership changes hands frequently and you should double
	 check before accepting this listing as gospel truth.  In
	 researching this list, I get the distinct impression that no
	 one wants you to know this stuff.  What are they hiding?
	 
	 Bond buyers may well want to consider the nuclear profile of
	 a given utility.  Nuclear power plant owners are often
	 saddled with high debt and face the uncertain future of
	 nuclear power in the immediate and long-range future
	 post-Three Mile Island and post-Chernobyl.
	 
	 
	 For more information contact:
	 
		Nuclear Regulatory Commission
		Office of Public Affairs
		7735 Old Georgetown Rd., Room 3217
		Bethesda, MD  20555
		800 638-8282 301 492-7715
	 
		    >>> Survey of U.S. Nuclear Reactors <<<
			
		     boiling    pressurized  other      total
		     water      water
	 
	 operable     33          60          2           95
	 startup       1           2          0            3
	 construction
	  permit granted
		       7          23          0           30
	 construction 
	  permit pending
		       0           0          0            0
	 on order      0           2          0            2
	 ----------------------------------------------------
	 TOTAL        41          87          2          130
	 
	    >>> Utility Companies That Own Nuclear Power Plants <<<
		  
	 *  principle owner
	 
	 Alabama Power
	  *Josheph M. Farley #1
	  *Josheph M. Farley #2
	 
	 Alleghany Electric Coop
	  Susquehanna #1
	  Susquehanna #2
	 
	 Anaheim Electrical Division
	  San Onofre #2
	  San Onofre #3
	 
	 Arizona Public Service
	  *Palo Verde #1
	  *Palo Verde #2
	  *Palo Verde #3
	 
	 Arkansas Power & Light
	  *Arkansas Nuclear One #1
	  *Arkansas Nuclear One #2
	  Grand Gulf #1
	  
	 Atlantic City Electric
	  Hope Creek #1
	  Peach Bottom #1
	  Peach Bottom #2
	  Salem #1
	  Salem #2 
	 
	 Austin (TX), City of
	  South Texas Project #1
	  South Texas Project #2
	 
	 Baltimore Gas & Electric
	  *Calvert Cliffs #1
	  *Calvert Cliffs #2
	 
	 Bangor Hydro-Electric (Northeast Utilities)
	  Maine Yankee
	  Seabrook #1
	  Seabrook #2
	 
	 Boston Edison (Northeast Utilities)
	  *Pilgrim #1
	  Haddam Neck
	  Yankee-Rowe
	 
	 Brazos Electric Power Coop
	  Comanche Peak #1
	  Comanche Peak #2
	 
	 Burlington Electric Light
	  Vermont Yankee
	 
	 Cajun Electric Power Coop
	  River Bend #1
	 
	 Cambridge Electric Light
	  Vermont Yankee
	  Yankee-Rowe
	 
	 Canal Electric
	  Seabrook #1
	  Seabrook #2
	 
	 Carolina Power & Light
	  *Brunswick #1
	  *Brunswick #2
	  *Shearon Harris #1
	  *H.B. Robinson #2
	 
	 Central Area Power Coordination Group (CAPCO)
	  Beaver Valley #1
	  Beaver Valley #2
	  Davis-Besse #1
	  Perry #1
	  Perry #2
	 
	 Central Hudson Gas & Electric
	  Nine Mile Point #2
	 
	 Central Iowa Power Coop
	  Duane Arnold
	 
	 Central Maine Power (Northeast Utilities)
	  Haddam Neck
	  Maine Yankee
	  Millstone #3
	  Seabrook #1
	  Seabrook #2
	  Vermont Yankee
	  Yankee-Rowe
	 
	 Central Power & Light
	  South Texas Project #1 
	  South Texas Project #2
	 
	 Central Vermont Public Service (Northeast Utilities)
	  Haddam Neck
	  Maine Yankee
	  Millstone #3
	  Seabrook #1
	  Seabrook #2
	  Vermont Yankee
	  Yankee-Rowe
	 
	 City Public Service Board of San Antonio
	  South Texas Project #1
	  South Texas Project #2
	 
	 Cleveland Electric Illuminating
	  Davis-Bessie #1
	  Beaver Valley #2
	  *Perry #1
	  *Perry #2
	 
	 Commonwealth Edison
	  *Braidwood #1 
	  *Braidwood #2
	  *Byron #1
	  *Byron #2
	  Carroll County #1
	  Carroll County #2
	  *Dresden #1
	  *Dresden #2
	  *Dresden #3
	  *La Salle #1
	  *La Salle #2
	  *Quad Cities #1
	  *Quad Cities #2
	  *Zion #1 
	  *Zion #2
	 
	 Commonwealth Electric (Northeast Utilities)
	  Maine Yankee
	  Yankee-Rowe
	 
	 Commonwealth Energy System
	  Haddam Neck
	 
	 Connecticut Light & Power (Northeast Utilities)
	  Haddam Neck
	  Maine Yankee
	  Millstone #1
	  Millstone #2
	  Millstone #3
	  Seabrook #1
	  Seabrook #2
	  Vermont Yankee
	  Yankee-Rowe
	 
	 Connecticut Yankee Atomic Power
	  *Haddam Neck
	 
	 Consolidated Edison Co. of New York
	  Indian Point #1
	  *Indian Point #2
	  Indian Point #3
	 
	 Consumers Power
	  *Big Rock Point 1
	  *Midland #1
	  *Midland #2
	  *Palisades
	 
	 Corn Belt Power Coop
	  Duane Arnold
	 
	 Dairyland Power Co-op
	  *LaCrosse (Genoa)
	 
	 Dallas Power & Light
	  Comanche Peak #1
	  Comanche Peak #2
	 
	 Dalton (GA), City of
	  Edwin I. Hatch #1
	  Edwin I. Hatch #2
	  Alvin W. Vogtle #1
	  Alvin W. Vogtle #2 
	 
	 Delmarva Power
	  Peach Bottom #1
	  Peach Bottom #2
	  Salem #1
	  Salem #2
	 
	 Detroit Edison
	  *Fermi #2
	 
	 Duke Power
	  *Catawba #1
	  *Catawba #2
	  *William B. McGuire #1
	  *William B. McGuire #2
	  *Oconee #1
	  *Oconee #2
	  *Oconee #3
	 
	 Duquesne Light
	  *Beaver Valley #1
	  *Beaver Valley #2
	  Perry #1
	  Perry #2
	 
	 El Paso Electric
	  Palo Verde #1
	  Palo Verde #2
	  Palo Verde #3
	 
	 Eugene Water & Electric Board
	  Trojan
	 
	 Florida Municipal Power Agency
	  St. Lucie #2
	 
	 Florida Power Corp.
	  *Crystal River #3
	 
	 Florida Power & Light
	  *St. Lucie #1
	  *St. Lucie #2
	  *Turkey Point #3
	  *Turkey Point #4
	 
	 Georgia Power
	  *Edwin I. Hatch #1
	  *Edwin I. Hatch #2
	  *Alvin W. Vogtle Jr. #1
	  *Alvin W. Vogtle Jr. #2
	 
	 GPU Nuclear
	  *Oyster Creek 1
	  *Three Mile Island #1
	  *Three Mile Island #2
	 
	 Green Mountain Power
	  Vermont Yankee
	 
	 Gulf States Utilities 
	  *River Bend #1
	 
	 Hartford Electric Light (Northeat Utilites)
	  Maine Yankee
	  Vermont Yankee
	  Yankee-Rowe
	 
	 Houston Lighting & Power
	  *South Texas Project #1
	  *South Texas Project #2
	 
	 Illinois Power
	  *Clinton Unit #1
	 
	 Indiana & Michigan Electric 
	  *Donald C. Cook #1
	  *Donald C. Cook #2
	 
	 Interstate Power
	  Carroll County #1
	  Carroll County #2
	 
	 Iowa Electric Power & Light
	  *Duane Arnold #1
	 
	 Iowa-Illinois Gas & Electric
	  Carroll County #1
	  Carroll County #2
	  Quad Cities #1
	  Quad Cities #2
	 
	 Jersey Central Power & Light
	  Oyster Creek #1
	  Three Mile Island #1
	  Three Mile Island #2
	  
	 Kansas City Power & Light
	  Wolf Creek
	 
	 Kansas Electric Power Coop
	  Wolf Creek
	 
	 Kansas Gas & Electric
	  *Wolf Creek 1
	 
	 Los Angeles Dept. of Water & Power
	  Palo Verde #1
	  Palo Verde #2
	  Palo Verde #3
	 
	 Long Island Lighting
	  Nine Mile Point #2
	  *Shoreham
	 
	 Louisiana Power & Light
	  Grand Gulf #1
	  *Waterford #3
	 
	 Madison Gas & Electric
	  Kewaunee
	 
	 Maine Public Service (Northeast Utilities)
	  Maine Yankee
	  Seabrook #1
	  Seabrook #2
	 
	 Maine Yankee Atomic Power
	  *Maine Yankee
	  Wiscasset
	 
	 Massachusetts Municipal Wholesale Electric
	  Millstone #3
	  Seabrook #1
	  Seabrook #2
	 
	 Metropolitan Edison
	  Three Mile Island #1
	  Three Mile Island #2
	 
	 Middle South Energy (Mississippi Power & Light)
	  Grand Gulf #1
	  Grand Gulf #2 
	  
	 Mississippi Power & Light
	  *Grand Gulf #1
	  *Grand Gulf #2
	 
	 Montaup Electric (Northeast Utilities)
	  Haddam Neck
	  Maine Yankee
	  Millstone #3
	  Seabrook #1
	  Seabrook #2
	  Vermont Yankee
	  Yankee-Rowe
	 
	 Municipal Electric Authority of Georgia
	  Edwin I. Hatch #1
	  Edwin I. Hatch #2
	  Alvin W. Vogtle #1
	  Alvin W. Vogtle #2
	 
	 Nebraska Public Power District
	  *Cooper Station
	 
	 New England Power (Northeast Utilities)
	  Haddam Neck
	  Maine Yankee
	  Millstone #3
	  Seabrook #1
	  Seabrook #2
	  Vermont Yankee
	  Yankee-Rowe
	 
	 New Hampshire Electric Coop
	  Seabrook #1
	  Seabrook #2
	 
	 New Orleans Public Service
	  Grand Gulf #1
	 
	 New York State Electric & Gas
	  Nine Mile Point #2
	 
	 Niagara Mohawk Power Corp.
	  *Nine Mile Point #1
	  *Nine Mile Point #2
	 
	 North Carolina Eastern Municipal Electric Power Agency
	  Brunswick #1
	  Brunswick #2
	  Shearon Harris #1
	 
	 North Carolina Electric Membership 
	  Catawba #1
	 
	 North Carolina Municipal Power Agency No. 1
	  Catawba #2
	 
	 Northeast Nuclear Energy
	  *Millstone 1
	  *Millstone 2
	  *Millstone 3
	 
	 Northern States Power
	  *Monticello
	  *Prairie Island #1
	  *Prairie Island #2
	 
	 Oglethorpe Power
	  Edwin I. Hatch #1
	  Edwin I. Hatch #2
	  Alvin W. Vogtle #1
	  Alvin W. Vogtle #2
	 
	 Ohio Edison
	  Beaver Valley #1
	  Beaver Valley #2
	  Perry #1
	  Perry #2
	  
	 Old Dominion Electric Coop
	  North Anna #1
	  North Anna #2
	 
	 Omaha Public Power District
	  *Fort Calhoun #1
	 
	 Orlando Utilities Commission 
	  Crystal River #3
	  St. Lucie #2
	 
	 Pacific Gas & Electric
	  *Diablo Canyon #1
	  *Diablo Canyon #2
	  *Humboldt Bay 3
	 
	 Pacific Power & Light
	  Trojan
	  WPPSS #3
	 
	 Pennsylvania Electric
	  Three Mile Island #1
	  Three Mile Island #2
	 
	 Pennsylvania Power
	  Beaver Valley #1
	  Perry #1
	  Perry #2
	 
	 Pennsylvania Power & Light
	  *Susquehanna Station #1
	  *Susquehanna Station #2
	 
	 Philadelphia Electric
	  *Limerick Unit #1
	  *Limerick Unit #2
	  *Peach Bottom #1
	  *Peach Bottom #2
	  Salem #1
	  Salem #2
	 
	 Piedmont Municipal Power Agency
	  Catawba #2
	 
	 Portland General Electric
	  *Trojan
	  WPPSS #3
	 
	 Power Authority of the State of New York
	  *James A. Fitzpatrick
	  *Indian Point #3
	 
	 Public Service Co. of Colorado
	  *Fort St. Vrain
	 
	 Public Service Co. of NH (Northeast Utilities)
	  Haddam Neck
	  Maine Yankee
	  Millstone #3
	  *Seabrook #1
	  *Seabrook #2
	  Vermont Yankee
	  Yankee-Rowe
	 
	 Public Service Co. of New Mexico
	  Palo Verde #1
	  Palo Verde #2
	  Palo Verde #3
	 
	 Public Service Electric & Gas
	  *Hope Creek 1
	  Peach Bottom #1
	  Peach Bottom #2
	  *Salem #1
	  *Salem #2
	 
	 Puget Sound Power & Light
	  WPPSS #3
	 
	 Riverside Public Utilities
	  San Onofre #2
	  San Onofre #3
	 
	 Rochester Gas & Electric
	  *Robert E. Ginna
	  Nine Mile Point #2
	 
	 Sacremento Municipal Utility District
	  *Rancho Seco #1
	 
	 Salt River Project
	  Palo Verde #1
	  Palo Verde #2
	  Palo Verde #3
	 
	 Saluda River Electric Coop
	  Catawba #1
	 
	 San Diego Gas & Electric
	  San Onofre #1
	  San Onofre #2
	  San Onofre #3
	 
	 Seminole Electric Coop 
	  Crystal River #3
	 
	 South Carolina Electric & Gas
	  *V.C. Summer #1
       
	 South Carolina Public Service Authority
	  V.C. Summer #1
	 
	 South Mississippi Electric Power (Mississippi Power & Light)
	  Grand Gulf #1
	  Grand Gulf #2
	 
	 South Texas Project
	  South Texas Project #1
	  South Texas Project #2
	 
	 Southern California Edison
	  Palo Verde #1
	  Palo Verde #2
	  Palo Verde #3
	  *San Onofre #1
	  *San Onofre #2
	  *San Onofre #3
	 
	 Southern California Public Power Authority
	  Palo Verde #1
	  Palo Verde #2
	  Palo Verde #3
	 
	 Soyland Power Coop
	  Clinton #1
	 
	 Tennessee Valley Authority
	  *Bellefonte Unit #1
	  *Bellefonte Unit #2
	  *Browns Ferry #1
	  *Browns Ferry #2
	  *Browns Ferry #3
	  *Sequoyah #1
	  *Sequoyah #2
	  *Watts Bar Unit #1
	  *Watts Bar Unit #2
	 
	 Texas Electric Service
	  Comanche Peak #1
	  Comanche Peak #2
	 
	 Texas Municipal Power Agency
	  Comanche Peak #1
	  Comanche Peak #2
	 
	 Texas Power & Light
	  Comanche Peak #1
	  Comanche Peak #2
	 
	 Texas Utilities Electric
	  *Comanche Peak #1
	  *Comanche Peak #2
	 
	 Tex-La Electric Coop of Texas
	  Comanche Peak #1
	  Comanche Peak #2
	 
	 Toledo Edison
	  Beaver Valley #2
	  *Davis-Besse #1
	  Perry #1
	  Perry #2
	 
	 Union Electric
	  *Callaway #1
	 
	 United Illuminating
	  Haddam Neck
	  Millstone #3
	  Seabrook #1
	  Seabrook #2
	 
	 U.S. Dept. of Energy
	  Hanford-N
	 
	 Vermont Yankee Nuclear Power
	  *Vermont Yankee
	 
	 Virginia Electric & Power
	  *North Anna #1
	  *North Anna #2
	  *Surry #1
	  *Surry #2
	 
	 Washington Public Power Supply System
	  Hanford-N
	  *Washington Nuclear Power #1
	  *Washington Nuclear Power #2
	  *Washington Nuclear Power #3
	  WPPSS #1
	  WPPSS #2
	  WPPSS #3
	 
	 Washington Water Power
	  WPPSS #3
	 
	 Western Illinois Power Coop
	  Clinton #1
	 
	 Western Massachusetts Electric (Northeast Utilites)
	  Haddam Neck
	  Maine Yankee
	  Millstone #1
	  Millstone #2
	  Millstone #3
	  Vermont Yankee
	  Yankee-Rowe
	 
	 Wisconsin Electric Power
	  *Point Beach #1
	  *Point Beach #2
	 
	 Wisconsin Power & Light 
	  Kewaunee
	 
	 Wisconsin Public Service
	  *Kewaunee
	 
	 Wisconsin-Michigan Power
	  Point Beach #1
	  Point Beach #2
	 
	 Wolverine Power Supply
	  Fermi #2
	 
	 Yankee Atomic Electric
	  *Yankee-Rowe 1
	 
	 The following nuclear power plants have other owners, each
	 with less than a 1.5% share, that are not on the above list:
	 
	  Millstone #3   (3.5% total)
	  Seabrook #1    (1.5% total)
	  Seabrook #2    (1.5% total)
	  Vermont Yankee (2.2% total)

NUCLFRZN.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
	 
	 
		    >>> >>> NUCLEAR FREE ZONES LIST <<< <<<
			      >>> as of 10/87 <<<
			      
	 Why care about Nuclear Free Zones?  If you don't live in one,
	 why concern yourself with something four states away? 
	 Remember my friend, the arms build-up, nuclear fall out and
	 nuclear waste know no geographic boundaries.  We all live at
	 Chernobyl.

	 As an investor you may look to municipal bonds for guaranteed
	 long term growth.  With munis you can be reasonably sure of
	 where your  money is going and what it is being used for. 
	 You might like to support communities that have taken a
	 stand against nuclear power and/or nuclear weapons.
	 
	 Or you may notice by looking at the list that your city or
	 county is not on the list.  Time to get busy ...  Nuclear
	 Free America claims that14,914,397 Americans live in 139
	 nuclear free zones in this country.
	 
	 Or perhaps you have some vacation time coming up.
	 
	 There are lists of all the nuclear free zones in America, US
	 NFZ campaigns underway and data on NFZ's around the world.
	 The lists are arranged alphabetically by state, cities listed
	 first then counties.
			   
	   (CO - county)
	 
	 >> CA  
	 Arcata 
	 Azusa 
	 Berkeley 
	 Chico 
	 Claremont 
	 Davis 
	 Fairfax
	 Hayward 
	 Isla Vista 
	 Martinez 
	 Mill Valley 
	 Napa 
	 Placerville 
	 St. Helena 
	 Sausalito 
	 Sebastopol
	 
	 Marin CO

	 >> CO  
	 Avon 
	 Boulder  
	 Jamestown 
	 Telluride
	 
	 >> HI  
	 Hawaii CO 
	 Maui CO
	 
	 >> IL  
	 Chicago 
	 Evanston 
	 Lansing 
	 Park Forest
   
	 Cook CO
	 
	 >> IN 
	 Miller
	 
	 >> IA 
	 Iowa City
	 
	 >> KS 
	 North Newton
	 
	 >> KY 
	 Louisville
	 
	 Jefferson CO
	 
	 >> MD 
	 Garret Park
	 Sykesville
	 Takoma Park
	 Wilde Lake
	 
	 >> MA 
	 Amherst 
	 Ashfield 
	 Barnstable 
	 Belchertown 
	 Brookline 
	 Chatham
	 Dennis 
	 Gay Head 
	 Greenfield 
	 Heath 
	 Leverett 
	 Monterey 
	 Nantucket
	 New Salem 
	 Newton 
	 Northampton 
	 Provincetown 
	 Sandwich 
	 Shutesbury
	 Somerville 
	 Stockbridge 
	 Tisbury 
	 Wendell 
	 West Stockbridge 
	 West Tisbury 
	 Williamsburg 
	 Worthington

	 >> MI 
	 Grandmont
	 Magnolia

	 >> MT 
	 Flathead Reserve
	 
	 >> NJ 
	 Frankford Township
	 Franklin Borough
	 Hardwick Tnshp
	 Highland Park
	 Hoboken
	 Jersey City
	 Lafayette Township
	 Roosevelt
	 Stillwater Township
	 Vernon Tnship
	 
	 Sussex CO
	 Union CO

	 >> NM 
	 Las Vegas
   
	 San Miguel CO
	 Taos CO
	 
	 >> NY 
	 Ellenville
	 New York City
	 Skyview Acres
	 
	 >> NC 
	 Chapel Hill
	 Durham
	 Franklinville
	 
	 Forsyth CO
	 
	 >> OH 
	 Oberlin
	 Warren
	 Wooster
	 
	 >> OR 
	 Ashland
	 Bandon
	 Eugene
	 Florence
	 Takilma
	 
	 Baker CO
	 Clatsop CO
	 Coos CO
	 Grant CO
	 Harney CO
	 Hood River CO
	 Lane CO
	 Lincoln CO
	 Tillamook CO
	 Union CO
	 Wallowa CO
	 
	 >> PA 
	 Birmingham Township
	 East Fallowfield Township
	 Union Township
	 
	 Pike CO
	 
	 >> VT 
	 Moretown
	 
	 >> WA 
	 Bothell
	 Leschi
	 Waldron
	 Wallingford
	 
	 Okanogan CO
	 San Juan CO
	 Skagit CO
	 Whatcom CO
	 
	 >> WI 
	 Barksdale
	 Bayfield
	 Bayview
	 Bell
	 Delta
	 Keystone
	 Ladysmith
	 Lincoln
	 Madison
	 Marengo
	 Marshall Township
	 Mason
	 Meadowbrook Township
	 Morse
	 Russell
	 Sun Prairie
	 Washburn
	 
	 Rusk CO
	 
			>>> NFZ Campaigns Underway <<<
				     10/87
				     
	 >> AL
	 statewide
	 Anchorage
	 
	 >> AZ
	 Phoenix
	 Rogers
	 
	 >> AK
	 Fort Smith
	 Madison CO
	 
	 >> CA
	 statewide
	 Atascadero
	 Los Altos
	 Modesto
	 Monterey
	 Newbury Park
	 Oakland
	 Palo Alto
	 Pasadena
	 Paso Robles
	 Petaluma
	 Pinole
	 Roseville
	 San Bruno
	 San Francisco
	 San Jose
	 San Rafael
	 Topanga
	 Tustin
	 Nevada CO
	 Plumas CO
	 Tuolumne CO
	 
	 >> CO
	 Commerce City
	 Fort Collins
	 Vail
	 Rout CO
	 
	 >> CT
	 Bristol
	 Cornwall
	 Fairfield
	 Hartford
	 New Haven
	 Stamford
	 West Simsbury
	 
	 >> DE
	 Newark
	 
	 >> FL
	 Gainesville
	 Jacksonville
	 Tallahassee
	 Brevard CO
	 Broward CO
	 Palm Beach CO
	 
	 >> ID
	 Pocatello
	 Post Falls
	 Ada CO
	 
	 >> IL
	 Highland Park
	 Oak Park
	 Rock Island
	 Schaumburg
	 West Dundee
	 Wilmete
	 
	 >> IN
	 Gary
	 North Manchester
	 Terre Haute
	 Richmond
	 
	 >> IA
	 statewide
	 Aldan
	 Bettendorf
	 Earlham
	 
	 >> KS
	 Topeka
	 
	 >> KY
	 Maple Mount
	 Owensboro
	 
	 >> ME
	 Augusta
	 Montville
	 Orland Village
	 
	 >> MD
	 Cumberland
	 Salisbury
	 St. Mary's City
	 Cecil CO
	 Frederick CO
	 
	 >> MA
	 Becket
	 Conway
	 Falmouth
	 Granby
	 Great Barrington
	 Hadley
	 Harwich
	 Mashpee
	 Natick
	 Orleans
	 Pelham
	 Scituate
	 Sheffield
	 Swansea
	 
	 >> MI
	 Grand Rapids
	 East Lansing
	 Lewanee CO
	 
	 >> MN
	 St. Paul-Minneapolis
	 
	 >> MO
	 Kansas City
	 
	 >> MT
	 Lewis and Clark CO
	 
	 >>NE
	 Omaha
	 
	 >> NV
	 Las Vegas
	 
	 >> NJ
	 Audobon
	 Camden
	 Cherry Hill
	 Green Township
	 Haddon Township
	 Haddonfield
	 Lindenwold
	 Waterford Township
	 Essex CO
	 
	 >> NH
	 Deering
	 Hancock
	 
	 >> NM
	 San Miguel CO
	 Santa Fe CO
	 
	 >> NY
	 Albany
	 Bay Ridge
	 Bolting Landing
	 Briarcliff
	 Elmira
	 Hamilton
	 Ithaca
	 Lion Head Beach
	 Monroe City
	 New York Harbor
	 Rochester
	 Warwick
	 Woodstock
	 Albany CO
	 Sullivan CO
	 
	 >> NC
	 Burnsville
	 Charlotte
	 Grenville
	 Whittier
	 Jackson CO
	 Madison CO
	 Orange CO
	 
	 >> OH
	 Cleveland Heights
	 Columbus
	 Dayton
	 Fairlawn
	 Springfield
	 Toledo
	 Medina CO
	 
	 >> OR
	 Bend
	 Benton CO
	 
	 >> PA
	 Cheltenham Township
	 Erie
	 Harrisburg
	 Lancaster
	 Merion
	 Norristown
	 Northwest Philadelphia
	 West Chester
	 Bucks CO
	 
	 >> TN
	 Memphis
	 Nashville
	 
	 >> TX
	 Galvestn
	 Houston
	 
	 >> UT
	 Provo
	 
	 >> VT
	 Marlboro
	 Thetford Center
	 
	 >> VA
	 Charlottesville
	 Crozet
	 Hampton
	 Newport News
	 Spotsylvania
	 Richmond
	 Twin Oaks
	 
	 >> WA
	 Castle Rock
	 Ellensburg
	 Spokane
	 Ferry CO
	 Klickitat CO
	 Lincoln CO
	 Snohomish CO
	 
	 >> WV
	 Huntington
	 
	 >> Washington, DC
	 
	 
			 >>> NFZs Around the World <<<
				     10/87
				     
	 NFZ countries are defined as those that either explicitly or
	 implicitly prohibit nuclear weapons by law, policy or as part
	 of their constitution.
	 
	 * NFZ may not be enforced
	 
	 Austria
	 Denmark*
	 Faeroe Islands
	 Finland
	 Greenland*
	 Iceland*
	 Japan*
	 Malta
	 Federated States of Micronesia
	  (Ponape, Kosrae, Truk & Yap)
	 New Zealand
	 Northern Marianas*
	 Republic of Palau
	 Papua New Guinea
	 The Philippines*
	 The Seychelles
	 The Solomons
	 Spain
	 Sri Lanka
	 Sweden
	 Vanuatu
	 Wales
	  ( by counties)
	  
		    >>> NFZ Communites Around the World <<<
			
	 Argentina (1)
	 Australia (107)
	 Belgium (281
	 Canada (170)
	 Denmark (20)
	 Finland (1)
	 France (1)
	 Great Britain (184)
	 Greece (34)
	 Ireland (117)
	 Italy (599)
	 Japan (1,135)
	 Netherlands (99)
	 New Zealand (105)
	 Norway (140)
	 Philippines (21)
	 Portugal (105)
	 Scotland (32)
	 Spain (350)
	 Sweden (7)
	 Tahiti (1)
	 USA ( 139)
	 Vanuatu (1)
	 West Germany (200)
			 
	 Source: Nuclear Free America & Nuclear Free Zone
	 Registry
	
			       >>> Resources <<<
			       
	 For more information on Nuclear Free Zones contact:

	 Nuclear Free Zone Registry
	 28222 Stonehouse Rd.
	 Lake Elsinore, CA  92330
	 (714) 674-6576             
	 
	 
	 Nuclear Free America
	 325 E. 25th St.
	 Baltimore, MD  21218
	 (301) 235-3575

OTHERS.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
	 
			  
				 >>> OTHERS <<
				 
				 
			  >>> Ethical VISA cards <<<
	 
	 An ethical VISA card is available from:
	 
		Working Assets Money Fund
		230 California St.
		San Francisco, CA 94111
		800 223-7010/543-8800 
		415 989-3200
	 
	 Working Assets Money Fund is a clean investment vehicle that
	 says:
	 Yes to: environmental record, equal opportunity hiring,
		 worker health & safety.
	 No to:  South Africa, including banks with South African
		 loans, weapons.
	  
	 With their VISA card, $2 of your annual fee and a nickel/card
	 use goes to charities like the Sierra Club, peace and human
	 rights groups, aid to the hungry & environmental groups.
	 
	 Affinity cards link the use of a credit card to an
	 organization, in this case organizations that promote peace
	 and justice.  Two such affinity cards are available from
	 Working Assest: The Sierra Club and Nuclear Free America.
		       
		     >>> Progressive Asset Management <<<
		     
	 Progressive Asset Management
	 333 Bush St., 5th fl.
	 San Francisco, CA 94104
	 800 527-8627
	 415 788-8105
	 
	 First and only broker-dealer devoted to ethical investing. 
	 Offers financial planning and The IRA That Cares.  Every time
	 you contribute to your IRA, PAM contributes $10 to the San
	 Francisco AIDS Foundation.
		       
		       >>> Co-op Financial Services <<<
		       
	 First American Financial Co-op
	 410 N. 21st St., Suite 203
	 21st St. at Uintah
	 Colorado Springs, CO  80904-2712
	 303 636-1045
	 800 433-7284 CO
	 800 422-7284 Outside CO
	 
	 The country's only financial services firm structured as a
	 non-profit, member-owned co-op.  The staff of Certified
	 Financial Planners are salaried, not commissioned.
	 
		>>> Environmental Partners Investment Club <<<
		
	 Environmental Partners
	 c/o First American Financial Co-op
	 410 N. 21st St., Suite 203
	 Colorado Springs, CO 80904-2712
	 
	 An investment club sponsored and managed by the First American
	 Financial Co-op that applies an environmental screen to its
	 investments.
	 Monthly club dues: $1
	 Management fee: 0.1% of total club assets on a monthly basis
	 Min. investment: $25
	 Min. subsequent investment: $25
	 303 636-1045
	 
		 >>> Socially Responsible Investment Club <<<
		 
	 Contact:
	 Alternatives Federal Credit Union
	 301 W.State St.
	 Ithaca, NY 14850
	 607 273-4611
	 
			   >>> Live in the Bay? <<<
			   
	 Bay Area Socially Responsible Investment Professionals
	 c/o Duncan Meaney
	 415 788-6711

PHONE#S.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
	 
	 
			 >>> >>> PHONE NUMBERS <<< <<<
			 
			 
	      >>> Govt. Phone Numbers to Add to Your Rolodex <<<
	 
	 Remember: those folks in Washington are there to work for
	 you!  Don't be afraid to pick up the phone and call.
	 U.S. Government Operator: 202 245-6000
	 
		The White House
		1600 Pennsylvania Ave.
		Washington, D.C.  20500
		202 456-1414
	 
	 To get news from the White House:           800 424-9090
						     202 456-7198
	 To get Ronald's daily schedule:             202 456-2343
	 To get Nancy's daily schedule:              202 456-6269
	 To make inquiries or register complaints:   202 456-7639
	 
	 To reach any member of Congress,
	  go through the Capitol switchboard:        202 224-3121
	 To get the number of a Senator:             202 224-3207
	 To get the number of a Representative:      202 225-6515
	 
	 To track legislation:
	    1. To find out if a bill has been filed, the number 
	       of a bill or to see if a bill has passed contact:
		   House Bill Status Office          202 225-1772
	    2. To track the status of a bill on the floor contact:
		   House Cloakroom  (Dem)            202 225-7400
				    (Rep)            202 225-7430
		   Senate Cloakroom (Dem)            202 224-8541 
				    (Rep)            202 224-8601
	    3. For copies of pending legislation:    202 224-7860
	 
	 To send a telegram to a member of Congress, call Western
	 Union and have it charged to your phone bill.  A "Public
	 Opinion Message" is only $5.95 for the first 20 words and $2
	 for each additional 20 words.  They are delivered within 24
	 hours.
	 
	 Recorded message on committee meetings, hearings, etc.
		The Congressional Monitor            202 887-8518
	 
	 The Pentagon:                               202 545-6700
	 (Air Force, Army, Marines, Navy)
	 Central Intelligence Agency:                703 482-1100
	 Federal Bureau of Investigation:            202 324-3000
	 National Security Agency:                   301 688-6311
	 
	 Nuclear Regulatory Commission:              301 492-7000
	 
	 Govt. Accounting Office fraud hotline:      202 633-6987
	 
		>>> Hotlines, Recorded Messages & Misc. #s <<<
	 
	 Computer Professionals for Social Responsibility
	 PO Box 717
	 Palo Alto, CA 94301
	 415 323-3778
	 
	 Nuclear Arms Control Hotline:          202 543-0006
	 Council for a Livable World
	 100 Maryland Ave. NE
	 Washington, DC 20002
	 
	 S.O.S. Save Outer Space Alert:         202 462-0777
	 
	 Central America Legislative Hotline:   202 543-0664
	 
	 Witness for Peace Hotline:             202 332-9230
	 (religious activists in Nicaragua)
	 
	 American Peace Test Hotline:           702 363-7780
	 (info on all Nevada Test Site tests)
	 
	 Sanctuary Hotline:                     800 LEV-19:33
	 
	 Common Cause Legislative Hotline:      202 833-1319
	 
	 Central America Human Rights Hotline   213 388-7040
	 
	 Friends Comm. on National Legislation  202 547-6000
	 245 2nd St. NE
	 Washington, DC 20002

POWRPLNT.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
		 
		 
		     >>> >>> NUCLEAR POWER PLANTS <<< <<<
		     
		     
		 >>> Profiles of Each Nuclear Power Plant <<<
		   
	 The following is a list of individual nuclear reactors and
	 the utility company that is the primary owner.
	 
	 Lic.    Licensed
	 OL      Operating License Review
	 SD      Shutdown Indefinitely
	 
	 Arkansas 1  Lic.
	 6 mi WNW of Russellville, AR
	 Arkansas Power & Light
	 
	 Arkansas 2  Lic.
	 6 mi WNW of Russellville, AR
	 Arkansas Power & LIght
	 
	 Beaver Valley 1  Lic.
	 5 mi E of E. Liverpool, OH (actually in PA)
	 Duquesne Light
	 
	 Beaver Valley 2  OL
	 5 mi E of E. Liverpool, OH (actually in PA)
	 
	 Bellefonte 1  OL
	 6 mi NE of Scottsboro, AL
	 Tennesse Valley Authority
	 
	 Bellefonte 2  OL
	 6 mi NE of Scottsboro, AL
	 Tennesse Valley Authority
	 
	 Big Rock Point 1  Lic.
	 4 mi NE of Charlevoix, MI
	 Consumers Power
	 
	 Braidwood 1  OL
	 24 mi SSW of Joliet, IL
	 Commonwealth Edison
	 
	 Braidwood 2  OL
	 24 mi SSW of Joliet, IL
	 Commonwealth Edison
	 
	 Browns Ferry 1  Lic.
	 10 mi NW of Decatur, AL
	 Tennesse Valley Authority
	 
	 Browns Ferry 2  Lic.
	 10 mi NW of Decauter, AL
	 Tennesse Valley Authority
	 
	 Browns Ferry 3  Lic.
	 10 mi NW of Decauter, AL
	 Tennesse Valley Authority
	 
	 Brunswick 1  Lic.
	 3 mi N of Southport, NC
	 Carolina Power & Light
	 
	 Brunswick 2  Lic.
	 3 mi N of Southport, NC
	 Carolina Power & Light
	 
	 Byron 1  Lic.
	 17 mi SW of Rockford, IL
	 Commonwealth Edison
	 
	 Byron 2  OL
	 17 mi SW of Rockford, IL
	 Commonwealth Edison
	 
	 Callaway 1  Lic.
	 10 mi SE of Fulton, MO
	 Union Electric
	 
	 Calvert Cliffs 1  Lic.
	 40 mi S of Annapolis, MD
	 Baltimore Gas & Electric
	 
	 Calvert Cliffs 2  Lic.
	 40 mi S of Annapolis, MD
	 Baltimore Gas & Electric
	 
	 Catawba 1  Lic.
	 6 mi NNW of Rock Hill, SC
	 Duke Power
	 
	 Catawba 2  OL
	 6 mi NNW of Rock Hill, SC
	 Duke Power
	 
	 Clinton 1  OL
	 6 mi N of Clinton, IL
	 Illinois Power
	 
	 Comanche Peak 1  OL
	 4 mi N of Glen Rose, TX
	 Texas Utilities Generating
	 
	 Comanche Peak 2  OL
	 4 mi N of Glen Rose, TX
	 Texas Utilities Generating
	 
	 Cook 1  Lic.
	 11 mi S of Benton Harbor, MI
	 Indiana & Michigan Electric
	 
	 Cook 2  Lic.
	 11 mi S of Benton Harbor, MI
	 Indiana & Michigan Electric
	 
	 Cooper Station  Lic.
	 23 mi S of Nebraska City, NE
	 Nebraska Public Power District
	 
	 Crystal River 3  Lic.
	 7 mi NW of Crystal River, FL
	 Florida Power Commission
	 
	 Davis-Besse 1  Lic.
	 21 mi E of Toledo, OH
	 Toledo Edison
	 
	 Diablo Canyon 1  Lic.
	 12 mi WSW of San Luis Obispo, CA
	 Pacific Gas & Electric
	 
	 Diablo Canyon 2  Lic.
	 12 mi WSW of San Luis Obispo, CA
	 Pacific Gas & Electric
	 
	 Dresden 1  SD
	 9 mi E of Morris, IL
	 Commonwealth Edison
	 
	 Dresden 2  Lic.
	 9 mi E of Morris, IL
	 Commonwealth Edison
	 
	 Dresden 3  Lic.
	 9 mi E of Morris, IL
	 Commonwealth Edison
	 
	 Duane Arnold  Lic.
	 8 mi NW of Cedar Rapids, IA
	 Iowa Electric Power & Light
	 
	 Farley 1  Lic.
	 28 mi SE of Dothan, AL
	 Alabama Power Co.
	 
	 Farley 2  Lic.
	 28 mi SE  of Dothan, AL
	 Alamba Power Co.
	 
	 Fermi 2  Lic.
	 Laguana Beach, MI
	 Detroit Edison
	 
	 Fitzpatrick  Lic.
	 8 mi NE of Oswego, NY
	 Power Authority of State of NY
	 
	 Fort Calhoun 1  Lic.
	 19 mi N of Omaha, NE
	 Omaha Public Power District
	 
	 Fort St. Vrain  Lic.
	 35 mi N of Denver, CO
	 Public Service of CO
	 
	 Ginna  Lic.
	 15 mi NE of Rochester, NY
	 Rochester Gas & Electric
	 
	 Grand Gulf 1  Lic.
	 25 mi S of Vicksburg, MS
	 Mississippi Power & Light Co.
	 
	 Grand Gulf 2 OL
	 25 mi S of Vicksburg, MS
	 Mississippi Power & Light Co.
	 
	 Haddam Neck  Lic.
	 13 mi E of Meriden, CT
	 Connecticut Yankee Atomic Power
	 
	 Harris 1  OL
	 20 mi SW of Raleigh, NC
	 Carolina Power & Light
	 
	 Hatch 1  Lic.
	 11 mi N of Baxley, GA
	 Georgia Power
	 
	 Hatch 2  Lic.
	 11 mi N of Baxley, GA
	 Georgia Power
	 
	 Hope Creek 1  OL
	 18 mi SE of Wilmington, DE (actually in NJ)
	 Public Service Electric & Gas
	 
	 Humboldt Bay 3  SD
	 4 mi SW of Eureka, CA
	 Pacific Gas & Electric
	 
	 Indian Point 2  Lic.
	 25 mi N of New York, NY
	 Consolidated Edison
	 
	 Indian Point 3  Lic.
	 25 mi N of New York, NY
	 Power Authority of State of NY
	 
	 Kewaunee  Lic.
	 27 mi E of Green Bay, WI
	 Wisconsin Public Service
	 
	 La Crosse  Lic.
	 19 mi S of Lacrosse, WI
	 Dairyland Power
	 
	 Lasalle 1  Lic.
	 11 mi SE of Ottawa, IL
	 Commonwealth Edison
	 
	 Lasalle 2  Lic.
	 11 mi SE of Ottawa, IL
	 Commonwealth Edison
	 
	 Limerick 1  Lic.
	 21 mi NW of Philadelphia, PA
	 Philadelphia Electric
	 
	 Limerick 2  OL
	 35 mi NW of Philadelphia, PA
	 Philadelphia Electric
	 
	 Maine Yankee  Lic.
	 10 mi N of Bath, ME
	 Maine Yankee Atomic Power
	 
	 McGuire 1  Lic.
	 17 mi N of Charlotte, NC
	 Duke Power
	 
	 McGuire 2  Lic.
	 17 mi N of Charlotte, NC
	 Duke Power
	 
	 Midland 1  OL/Cancelled
	 SW boundary of Midland, MI
	 Consumers Power
	 
	 Midland 2  OL/Cancelled
	 SW boundary of Midland, MI
	 Consumers Power
	 
	 Millstone 1  Lic.
	 5 mi SW of New London, CT
	 Northeast Nuclear Energy
	 
	 Millstone 2  Lic.
	 5 mi SW of New London, CT
	 Northeast Nuclear Energy
	 
	 Millstone 3  OL
	 3.2 mi WSW of New London, CT
	 Northeast Nuclear Energy
	 
	 Monticello  Lic.
	 30 mi NW of Minneapolis, MN
	 Northern States Power
	 
	 Nine Mile Point 1  Lic.
	 8 mi NE of Oswego, NY
	 Niagara Mohawk Power Corp.
	 
	 Nine Mile Point 2  OL
	 8 mi NE of Oswego, NY
	 Niagara Mohawk Power Corp.
	 
	 North Anna 1  Lic.
	 40 mi NW of Richmond, VA
	 Virginia Power
	 
	 North Anna 2  Lic.
	 40 mi NW of Richmond, VA
	 Virginia Power
	 
	 Oconee 1  Lic.
	 30 mi W of Greenville, SC
	 Duke Power
	 
	 Oconee 2  Lic.
	 30 mi W of Greenville, SC
	 Duke Power
	 
	 Oconee 3  Lic.
	 30 mi W of Greenville, SC
	 Duke Power
	 
	 Oyster Creek 1  Lic.
	 9 mi S of Toms River, NJ
	 GPU Nuclear Corp.
	 
	 Palisades  Lic.
	 5 mi S of South Haven, MI
	 Consumers Power
	 
	 Palo Verde 1  Lic.
	 36 mi W of Phoenix, AZ
	 Arizona Public Service
	 
	 Palo Verde 2  OL
	 36 mi W of Phoenix, AZ
	 Arizona Public Service
	 
	 Palo Verde 3  OL
	 36 mi W of Phoenix, AZ
	 Arizona Public Service
	 
	 Peach Bottom 2  Lic.
	 19 mi S of Lancaster, PA
	 Philadelphia Electric
	 
	 Peach Bottom 3  Lc.
	 19 mi S of Lancaster, PA
	 Philadelphia Electric
	 
	 Perry 1  OL
	 7 mi NE of Painesville, OH
	 Cleveland Electric Illuminating Co.
	 
	 Perry 2  OL
	 7 mi NE of Painesville, OH
	 Cleveland Electric Illuminating Co.
	 
	 Pilgrim 1  Lic.
	 4 mi SE of Plymouth, MA
	 Boston Edison
	 
	 Point Beach 1  Lic.
	 15 mi N of Manitowoc, WI
	 Wisconsin Electric Power Co.
	 
	 Point Beach 2  Lic.
	 15 mi N of Manitowoc, WI
	 Wisconsin Electric Power Co.
	 
	 Prairie Island 1  Lic.
	 28 mi SE of Minneapolis, MN
	 Northern States Power
	 
	 Prairie Island 2  Lic.
	 28 mi SE of Minneapolis, MN
	 Northern States Power
	 
	 Quad Cities 1  Lic.
	 20 mi NE of Moline, IL
	 Commonwealth Edison
	 
	 Quad Cities 2  Lic.
	 20 mi NE of Moline, IL
	 Commonwealth Edison
	 
	 Rancho Seco 1  Lic.
	 25 mi SE of Sacramento, CA
	 Sacramento Mun. Util. District
	 
	 River Bend 1  OL
	 24 mi NNW of Baton Rouge, LA
	 Gulf States Utilities
	 
	 Robinson 2  Lic.
	 5 mi NW of Hartsville, SC
	 Carolina Power & Light
	 
	 Salem 1  Lic.
	 20 mi S of Wilmington, DE (actually in NJ)
	 Public Service Electric & Gas
	 
	 Salem 2  Lic.
	 20 mi S of Wilmington, DE (actually in NJ)
	 Public Service Electric & Gas
	 
	 San Onofre 1  Lic.
	 5 mi S of San Clemente, CA
	 Southern California Edison
	 
	 San Onofre 2  Lic.
	 5 mi S of San Clemente, CA
	 Southern California Edison
	 
	 San Onofre 3  Lic.
	 5 mi S of San Clemente, CA
	 Southern California Edison
	 
	 Seabrook 1  OL
	 13 mi S of Portsmouth, NH
	 Public Service of NH
	 
	 Seabrook 2  OL
	 13 mi S of Portsmouth, NH
	 Public Service of NH
	 
	 Sequoyah 1  Lic.
	 9.5 mi NE of Chattanooga, TN
	 Tennesse Valley Authority
	 
	 Sequoyah 2  Lic.
	 9.5 mi NE of Chattanooga, TN
	 Tennesse Valley Authority
	 
	 Shoreham  OL
	 Brookhaven, NY
	 Long Island Lighting Co.
	 
	 South Texas 1  OL
	 12 mi SSW of Bay City, TX
	 Houston Lighting & Power Co.
	 
	 South Texas 2  OL
	 12 mi SSW of Bay City, TX
	 Houston Lighting & Power Co.
	 
	 St. Lucie 1  Lic.
	 12 mi SE of Ft. Pierce, FL
	 Florida Power & Light
	 
	 St. Lucie 2  Lic.
	 12 mi SE of Ft. Pierece, FL
	 Florida Power & Light
	 
	 Summer 1  Lic.
	 26 mi NW of Columbia, SC
	 South Carolina Electric & Gas Co.
	 
	 Surry 1  Lic.
	 17 mi NW of Newport News, VA
	 Virginia Power
	 
	 Surry 2  Lic.
	 17 mi NW of Newport News, VA
	 Virgina Power
	 
	 Susquehanna 1 Lic.
	 7 mi NE of Berwick, PA
	 Pennsylvania Power & Light
	 
	 Susquehanna 2  Lic.
	 7 mi NE of Berwick, PA
	 Pennsylvania Power & Light
	 
	 Three Mile Island 1  Lic.
	 10 mi SE of Harrisburg, PA
	 GPU Nuclear Corp.
	 
	 Three Mile Island 2  SD
	 10 mi SE of Harisburg, PA
	 GPU Nuclear Corp.
	 
	 Trojan  Lic.
	 32 mi N of Portland, OR
	 Portland General Electric
	 
	 Turkey Point 3  Lic.
	 25 mi S of Miami, FL
	 Florida Power & Light
	 
	 Turkey Point 4  Lic.
	 25 mi S of Miami, FL
	 Florida Power & Light
	 
	 Vermont Yankee 1  Lic.
	 5 mi S of Brattleboro, VT
	 Vermont Yankee Nuclear Power
	 
	 Vogtle 1  OL
	 25 mi SSE of Augusta, GA
	 Georgia Power
	 
	 Vogtle 2  OL
	 25 mi SSE of Augusta, GA
	 Georgia Power
	 
	 Washington Nuclear 1  OL
	 10 mi N of Richland, WA
	 Washington Public Power Supply System
	 
	 Washington Nuclear 2  Lic.
	 12 mi NW of Richland, WA
	 Washington Public Power Supply System
	 
	 Washington Nuclear 3  OL
	 26 mi W of Olympia, WA
	 Washington Public Power Supply System
	 
	 Waterford 3  Lic.
	 20 mi W of New Orleans, LA
	 Louisiana Power & Light
	 
	 Watts Bar 1  OL
	 10 mi S of Spring City, TN
	 Tennesse Valley Authority
	 
	 Watts Bar 2  OL
	 10 mi S of Spring City, TN
	 Tennesse Valley Authority
	 
	 Wolf Creek 1  Lic.
	 3.5 mi NE of Burlington, KS
	 Kansas Gas & Electric
	 
	 Yankee-Rowe 1  Lic.
	 25 mi NE of Pittsfield, MA
	 Yankee Atomic Electric
	 
	 Zion 1  Lic.
	 40 mi NE of Chicago, IL
	 Commonwealth Edison
	 
	 Zion 2  Lic.
	 40 mi N of Chicago, IL
	 Commonwealth Edison

RESOURCE.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
 
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
 
 
			   >>> >>> RESOURCES <<< <<<
 
 
	 You want your personal beliefs guide your investment
	 decisions because you care about how your money is working
	 for you. You need hard data upon which to base such important
	 decisions.  EthInves provides you with just such data.  Facts
	 on ethical investment vehicles like mutual funds & money
	 market accounts; lists of companies that still do business in
	 South Africa; major nuclear weapons contractors; the top
	 Dept. of Defense contractors; utilities that own nuclear
	 power plants and much much more.
 
	 This is an imperfect world we live in.  Nothing is black and
	 white.  Everything is complicated.  You should sit down and
	 list your priorities and concerns. How do you want your money
	 to work?  What companies or industries would you like to
	 avoid?  Which do you want to support?  In short, what are
	 your priorities?  Now is a good time to sit down with a
	 pencil and paper and make a list.  Number the issues 110.
	 What are you prepared to compromise on?  What are your
	 non-negotiables?  Possible criteria for evaluating a
	 potential investment might include:
 
	 * Defense-related activities, including the manufacturing of
	 arms, radar or communications equipment, aircraft, ships,
	 submarines, missiles, etc. and/or research on any of the
	 above
 
	 * South African investments or trade.  The last year has seen
	 a continued departure of American firms from South Africa.
	 Not all opponents of apartheid support the complete
	 withdrawal of American companies from South Africa, believing
	 that the presence American companies can provide a positive
	 and constructive influence.  How do you feel about firms that
	 are still in South Africa but have signed the Sullivan
	 Principles?  (Rev. Sullivan himself has changed to a position
	 of advocating the withdrawal from South Africa. See his
	 6/3/87 statement elsewhere in this issue of EthInves.)  How
	 do you feel about companies that have no more "direct"
	 investments but have set up franchises or other alternatives
	 to continue to have a business presence in (and profit from)
	 South Africa?
 
	 * Pollution and environmental track record.  Does the company
	 in question pollute, strip mine, dump toxic waste,
	 manufacture pesticides/herbicides/insecticides, etc.?
 
	 * Labor history.  Is the company known for its poor labor
	 record, breaking strikes, not negotiating in good faith,
	 hiring outside union busting firms, discrimination against
	 minorities and/or women, etc.?
 
	 * Nukes, commercial or military.  Involvement in the resarch,
	 design, manufacturing, construction and/or maintenance of
	 nuclear power plants?  Exploration, mining and/or refining of
	 uranium, plutonium or other nuclear material?  Research,
	 design, manufacturing, installation, maintenance, and/or
	 delivery of nuclear weapons?
 
	 There are those who purchase minimal amounts of a company's
	 stock in order to participate in stockholders' protests.
	 Others use proxy voting.  Several religious and divestment
	 groups have used this tactic with great success.  If you have
	 the time and energy to devote to this more activist approach,
	 it can raise social, environmental and political issues at
	 annual meetings.  Such stockholders' actions have pressure
	 firms to leave South Africa.
 
 
			     >>> READING LIST <<<
			       >>> Articles <<<
 
	 This reading list includes articles that have appeared in
	 1987.  Consult EthInves ver 1.3 for references to older
	 articles.
 
	 Articles about South Africa and divestment continue to be so
	 frequent that I have only included selected articles.  If you
	 still need background reference material on aparthied and the
	 divestment movement, spend an afternoon or evening at your
	 local public library.
 
	 With the New York Times or Wall Street Journal, page numbers
	 may differ slightly between regional editions.
 
	 Business Week, 10/26/87, p76
	 profile of Laura Scher of Working Assets
 
	 Changing Times, 11/87, p134
	 good overview of socially responsible investing
 
	 Economist, 1/31/87, p56
	 the book Rating America's Corporate Conscience reviewed
 
	 New Age, Jan/Feb 87, p49
	 good overview of socially responsible investing with
	 extensive resource list
 
	 New York Times, 7/25/87, p20
	 brief intro to socially responsible investing
 
	 New York Times, 7/27/87, p21
	 excellent article on impact of divestment from South Africa
 
	 New York Times, 8/28/87, p9
	 a very interesting article on military contractors' PACs;
	 the 10 leading military contractors contributed $2.9M in
	 FY86
 
	 New York Times, 9/5/87, p14.
	 Frank Weeden Foundation has an innovative solution involving
	 bonds to address to urgent global issues: third world debt
	 and preserving endangered ecosystems
 
	 New York Times, 9/7/87, p37
	 as US firms leave SAfrica, Japanese companies move in to
	 fill the void
 
	 New York Times, 9/20/87, The Business World Part 2, p30
	 if there's only one article you read this year about the
	 ethical investing, this is it
 
	 NY Times of 9/27/87, Section 3 p 1
	 There's a very interesting if depressing article in the that
	 discusses the impact of a nuclear weapons treaty on the
	 stock price and earnings of major weapons contractors.
	 Since conventional weapons sales are likely to go up in the
	 aftermath of a nuclear weapons treaty and conventional
	 weapons have a higher profit margin than nuclear weapons,
	 major defense contractors may stand to make more money
	 *after* a nuclear weapons treaty between US & USSR.  Let's
	 hope the author's thesis is flawed.
 
	 New York Times, 10/4/87, p16
	 A unique program to encourage small organic farmers to stay
	 in business. End consumers pay for produce up front to
	 ensure farmer's survival.  In effect, organic produce
	 futures.  An idea that could easily catch on and be a grass
	 roots (pun intended) program that supports organic farmers
	 around the world.
 
	 New York Times, 10/5/87, op-ed page, Turn Up Heat on
	 Pretoria article by executive director of TransAfrica
	 calling for sanctions with a bite
 
	 New York Times, 11/19/87, p4
	 very interesting article on Korean kye, traditional mutual
	 savings associations; definitely food for thought
 
	 New York Times, 12/25/87, p23
	 no longer will American firms earn US tax credits for taxes
	 paid in SAfrica, further reducing the profits of doing
	 business there; article discusses potential impact
 
	 Personal Investing, 9/23/87, p142
	 good overview of socially responsible investing
 
	 Time, 10/27/87, p74
 
	 US News & World Report, 1/26/87, p50
 
	 Wall Street Journal, 1/16/87
	 the book Rating America's Corporate Conscience reviewed
 
	 Wall Street Journal, 5/20/87, p37/41
	 overview of socially responsible investing
 
	 Wall Street Journal, 8/24/87, front page
	 an excellent article on the impact and implications of US
	 firms divesting from South Africa
	 
	 Wall Street Journal, 9/10/87, p35
	 The Community Reinvestment Act is being used by community
	 activists to pressure banks to "serve the convenience and
	 needs" of local communities: low-cost housing loans, small
	 business loans, etc.
 
	 Wall Street Journal, 9/21/87, p20
	 Columnist reviews impact of US trade sanctions against South
	 Africa.  Doesn't take into account how ineffectual they are
	 in light of US companies "divesting" but arranging
	 franchise, licensing, etc. deals on the way out that
	 undermine the whole effort
 
	 Wall Street Journal, 9/30/87, p 6
	 Defense contractors are changing the way they do business to
	 conform to a new business climate and as a result are
	 cutting cost and becoming more competitive.  The outcome:
	 decreased profits and lower stock prices
 
	 Wall Street Journal, 11/2/87, p28
	 There's an interesting article on the increasing clout of
	 pension funds that discusses the social activism found in
	 some pension funds
 
	 Wall Street Journal, 12/23/87
	 Ford may have violated 1986 anti-apartheid law
 
			     >>> READING LIST <<<
				 >>> Books <<<
 
	 Ethical Investing, Amy Domini with Peter D. Kinder
	 Addison-Wesley Publishing
 
	 Rating America's Corporate Conscience
	 Steven Lydenberg, Alice Tepper Marlin & Sean O'Brien Strub
	 Addison-Wesley Publishing
 
	 Socially Responsible Investing, Rob Baird
	 Center for Urban Education
	 1135 SE Salmon St.
	 Portland, OR 97214
	 $5 24 ppd
 
	 Earthbank Guide to Sustainable Economics
	 Catherine Burton & Geralynn Rackowski
	 PO Box 87
	 Clinton, WA 87236
 
	 Corporate Public Affairs 1985
	 Columbia Books, 1350 New York Ave., Washington DC, 20005
 
	 The Corporate Conscience: Money, Power and Responsible
	 Business, David Freudberg
	 American Management Assoc.
	 135 W.50th St.
	 New York, NY 10020
	 $18.95
 
			     >>> READING LIST <<<
		    >>> Periodicals, Publications, etc. <<<
 
	 Write for current prices.
 
	 Boycott Census
	 RFD #1 Box 3445
	 Norway, ME 04268
	 clearinghouse for consumer boycott information
 
	 Carhart Associates
	 1715 D St. NE
	 Washington, DC 20002
	 202 544-4262
	 publishes Productivity Investor newsletter
 
	 Center for Corporate Public Involvement
	 1850 K St. NW
	 Washington, DC 20006
	 202 862-4047
	 Assoc. of insurance companies concerned with social
	 involvement publishes Response, monthly
	 
	 Clean Yield Publications, Ltd.
	 PO Box 1880
	 Greensboro Bend, VT 05982
	 802 533-7178
	 publishes The Clean Yield
	 
	 Conscience & Military Tax Campaign
	 4534-1/2 University Way NE, #204
	 Seattle, WA 98105
	 206 547-0952
	 information on tax resistance
	 
	 Co-op America
	 2100 M St. NW, #310
	 Washington, DC 20063
	 800 424-2667
	 202 872-5307
	 A clearinghouse for alternative businesses (coops,
	 collectives, worker-owned businesses, medical insurance,
	 etc.) Publishes Building Economic Alternatives, quarterly
	 
	 Council on Economic Priorities
	 30 Irving Place
	 New York, NY 10003
	 212 420-1133
	 publishes Council on Economic Priorities Newsletter & other
	 publications
	 
	 Covenant for a World Free of Nuclear Weapons
	 2406 Geddes
	 Ann Arbor, MI 48104
	 313 662-2111
	 publishes list of top 30 nuclear weapons contractors
	 
	 Data Center
	 464 19th St.
	 Oakland, CA 94612
	 415 835-4692
	 publishes Corporate Responsibility Monitor (monthly), a
	 quarterly newsletter and other publications
	 
	 Energy Investment Research Inc.
	 Glenville Station
	 PO Box 73
	 Greenwhich, CT 06830
	 publishes Envest (semi-monthly), a newsletter covering
	 alternative energy, cogeneration, waste mgmt., etc.
	 
	 Franklin Research and Development
	 711 Atlantic Ave., 5th fl.
	 Boston, MA 02111
	 800 345-8112
	 800 662-2444 in PA
	 617 423-6655
	 publishes Insight: The Advisory Letter for Concerned
	 Investors (quarterly), Insights (monthly) & Vital Industry
	 Reports (quarterly)
	 
	 Funding Exchange/National Community Funds
	 666 Broadway, 5th fl.
	 New York, NY 10012
	 212 260-8500
	 publishes Directory of Socially Responsible Investments, $5
	 
	 Good Money Publications Inc.
	 Box 363
	 Worcester, VT 05682
	 800 535-3551/223-3911
	 publishes Good Money, Netback and other publications.
	 
	 Inform
	 381 Park Ave. S.
	 New York, NY 10016
	 212 689-4040
	 publishes Inform Reports & other publications
	 
	 Interfaith Center on Corporate Responsibility
	 475 Riverside Dr., #566
	 New York, NY 10115
	 212 870-2316
	 The Corporate Examiner and other publications
	 
	 Investor Responsibility Research Center
	 1755 Massachusetts Ave. NW, Ste. 600
	 Washington, DC 20036
	 202 939-6500
	 IRRC News for Investors
	 
	 Modern Technology Press
	 40-19 164th St., Ste. 634
	 Flushing, NY 11538
	 publishes The Ethical Investor: The Newsletter of Politics &
	 Personal Finance, monthly
	 
	 Multinational Monitor
	 PO Box 19405
	 Washington, DC 20036
	 biweekly
	 
	 National Action/Research on the Military Industrial Complex
	 1501 Cherry St.
	 Philadelphia, PA 19102
	 215 241-7175
	 publishes a variety of publications
	 
	 National Boycott Newsletter
	 6506 28th Ave. NE
	 Seattle, WA 98115
	 206 523-0421
	 publishes newsletter on consumer boycotts
	 
	 National War Tax Resistance Coordinating Committee
	 PO Box 2236
	 East Patchogue, NY 11772
	 516 654-8227
	 information on tax resistance
	 
	 Nuclear Free America
	 325 East 25th St.
	 Baltimore, MD 21218
	 301 235-3575
	 publishes a variety of publications
	 
	 Nukewatch
	 315 West Gorham St.
	 Madison, WI 53703
	 publishes Invest in Peace
	 
	 Renewable Resource & Conservation Report
	 311 Miramar Rd.
	 Rochester, NY 14624
	 716 247-8197
	 bimonthly
	 
	 Resource Publishing Group
	 1401 Wilson Blvd., #101
	 Arlington, VA 22209
	 703 524-0815
	 publishes Concerned Investors Guide: Non-Financial Corporate
	 Data
	 
	 The Social Investment Forum
	 711 Atlantic Ave.
	 Boston, MA 02111
	 617 423-6655
	 socially responsible investing trade association (individual
	 memberships available).  $36/year membership includes
	 quarterly with monthly updates

COMPNIES.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
	 
	 
	   >>> >>> COMPANIES DOING BUSINESS IN SOUTH AFRICA <<< <<<
	   
	   
	 >>> U.S. Companies w/Direct Investment in South Africa <<<
			 >>> as of January 1, 1988 <<<
	 
	 The following list is of parent companies with direct
	 investments in South Africa.  Every effort has been made to
	 insure the completeness and accuracy of this list.  For more
	 current information, please contact the company in question
	 directly.
	 
	    *   Sullivan Principle signatory co.
	    +   sale pending/have announced leaving
	 
	 AM International
	 Abbot Laboratories*
	 Acco World Corp.
	 Accuracy Corp.
	 Air Express International Corp.
	 Air Products and Chemicals Inc.
	 Aladdin Industries Inc.
	 Albany International Corp.
	 Allegis (UAL Inc.) + (Hertz Corp. to leave)
	 Louis A. Allen Assoc. Ltd.
	 Allied-Signal*
	 Allis-Chalmers Corp.*
	 AMCA International Corp.
	 American Brands Inc.*
	 American Cyanamid Co.*
	 American Home Products Corp.+
	 American Hospital Supply Corp.
	 Assoc. Metals and Minerals Corp.
	 Automatic Switch Co.
	 
	 The Badger Co. Inc.
	 Baker Intl.*
	 Bancroft & Sons Co.
	 Bandag Inc.*
	 Bardahl Mfg. Corp.
	 Ted Bates Worldwide Inc.
	 Bausch & Lomb Inc.*
	 Beckman Instruments Inc.
	 Bechtel Group Inc.*
	 Becor Western Inc.*
	 Black & Decker Mfg. Co.+
	 Borden Inc.*
	 Borg-Warner Corp.*
	 Born Inc.
	 Bradley Corp.
	 Bristol-Meyers Co.*
	 Buckman Laboratories Inc.
	 Bundy Corp.+
	 Burroughs Corp.* (Unisys)
	 Butterick Co. Inc.*
	 
	 CBI Industries Inc.
	 Card Key Systems
	 Carrier Corp.
	 Cascade Corp.
	 J.I. Case Co.
	 Caterpillar Tractor Co.*
	 Champion Spark Plug Co.*
	 Chevron Corp.
	 Chesebrough-Pond's Inc.
	 Chicago Pacific Corp.
	 Chicago Pneumatic Tools Co.
	 CIGNA Corp.*
	 Clark Equipment Co.+
	 Colgate-Palmolive Co.*
	 Columbus McKinnon Corp.
	 Combustion Engineering Inc.*
	 Continental Grain Co.
	 Control Data Corp.*
	 Corning Glass
	 Coulter Electronics Inc.*
	 Crown Cork and Seal Co. Inc.*
	 
	 Dames & Moore
	 D'Arcy-Macmanus & Masius Worldwide Inc.
	 Darmex Industrial Corp.
	 Dart & Kraft Inc.
	 Davy McKee Equipment Corp.
	 Deere & Co.*
	 Del Monte Corp.*
	 Donaldson Co. Inc.*
	 Dow Chemical Co.+
	 Dow Corning Corp.*
	 Dun & Bradstreet Corp.+
	 Dravco Corp.
	 Dresser Industries Inc.*
	 EI Du Pont de Nemours & Co. Inc.*
	 Dukane Corp.
	 
	 Eastman Kodak Co.+
	 Echlin Co.
	 Eli Lilly & Co.*
	 Emhart Corp.+
	 Envirotech Corp.
	 Erico Products Inc.
	 Eriez Magnetics
	 Esmark Inc.
	 Estee Lauder Inc.*
	 Euclid Inc.
	 Eutectic Corp.
	 Evapco
	 
	 FMC Corp.*
	 Federal-Mogul Corp.*
	 Ferro Corp.*
	 Fisher Controls International Inc.
	 Fluor Corp.*
	 Foote Cone & Belding Communications Inc.*
	 Franklin Electric Co. Inc.*
	 Fruehauf Corp.*
	 
	 GAF Corp.*
	 GATX Corp.
	 The Getz Corp.
	 Gillette Co.*
	 Goodyear Tire & Rubber Co.*
	 Grey Advertising Inc.*
	 Grolier Inc.*
	 
	 Frank B. Hall & Co. Inc.*
	 Harnischfeger Corp.*
	 The Harper Group*
	 Heinemann Electric Co.
	 Heublin Inc.
	 Hewlett-Packard Co.*
	 H.H. Robertson Co.
	 Hoover Co.*
	 Huck Mfg. Co.
	 Hughes Tool Co.
	 Hydro-Air Engineering Inc.
	 
	 ICS-International
	 IMS Intl. Inc.*
	 ITT Corp.*+
	 Ingersoll-Rand Co.*
	 Intergraph Corp.*
	 Intl. Flavors & Fragrances Inc.*
	 The Interpublic Group of Companies Inc.*
	 ITT Corp.
	 
	 JWT Group Inc.*
	 Johnson & Johnson Co.*
	 S.C. Johnson & Son Inc.*
	 Jordache Enterprises Inc.
	 Joy Manufacturing Co.*
	 
	 Kellog Co.*
	 Kendavis Industries Intl. Inc.
	 Kennametal Inc.*
	 KFC Corp.
	 Kimberly-Clark Corp.*
	 Koehring Crances & Excavators
	 
	 L & M Radiator Co.
	 Leco Crop.*
	 Leeds & Northrup Co.
	 Loctite Corp.*
	 Longyear Co.
	 Lubrizol Corp.
	 Lykes Brothers Steamship Co. Inc.
	 
	 MGM\UA Entertainment Co.
	 Maremont Corp.
	 The Marmon Group
	 Marsh & McLennan Cos. Inc.*
	 Masonite Corp.
	 Measurex Corp.
	 Medtronic Inc.*
	 Memorex Corp.
	 Merck & Co. Inc.*+
	 Metallurg Inc.
	 Midland-Ross Corp.*
	 Millipore Corp.
	 Mine Safety Appliances Co.*
	 Minnesota Mining & Mfg. Co.*
	 Mobil Oil Corp.*
	 Monsanto Co.*
	 Muller & Phipps Intl. Corp.
	 
	 NCR Corp.*
	 Nabisco Brands Inc.*
	 Nalco Chemical Co.*
	 National Education Corp.
	 National Starch & Chemical Corp.
	 National Standard Co.
	 A.C. Nielsen Co.
	 Newmont Mining Corp.*
	 Northrop Corp.
	 Norton Co.+
	 
	 The Ogilvy Group*
	 Olin Corp.*
	 Otis Group Inc.
	 Owens-Illinois Inc.*
	 
	 Pan American World Airways Inc.*
	 Parker Hannifin Corp.*
	 Parker Pen Co.
	 Peabody Intl. Corp.
	 Pfizer Inc.*
	 Phelps Dodge Corp.*
	 Precision Valve Corp.
	 Preformed Line Products Co.
	 
	 Quaker Chemical Corp.
	 
	 Ramsey Engineering
	 Raymond Intl. Inc.
	 Raytheon Co.*
	 Reader's Digest Assoc. Inc.*
	 Redken Laboratories Inc.
	 Redland Braas Corp. (sic)
	 Reed Mining Tools Inc.
	 Rexnord Inc.*
	 Reynolds & Reynolds Co.*
	 R.J. Reynolds Industries Inc.*
	 Richardson-Vicks Inc.
	 Riker Laboratories
	 
	 Salsbury Laboratories Inc.
	 Schering-Plough Corp.*
	 G.D. Searle & Co.
	 Sentry Corp.+
	 Sigmaform Corp.*
	 SmithKline Beckman Corp.*
	 Sohio Chemical Co.
	 Sperry Corp.* (Unisys)
	 Square D Co.*+
	 Squibb Corp.*
	 Standard Oil Co. (Ohio)*
	 L.S. Starrett Co.
	 Stauffer Chemical Co.
	 Steiner Corp.
	 Sterling Drug Inc.*
	 Sybron Corp.
	 
	 Tambrands Inc.*+
	 Technicon Corp.
	 Tenneco Inc.*
	 Texaco Inc.
	 Timken Co.
	 Titanium Industries Inc.
	 Tokheim Corp.*
	 The Trane Co.
	 Trinova Corp. (Libbey-Owens-Ford Co.)*
	 Triton Group Ltd. (Simplicity Pattern Co.)
	 Twentieth Century Fox Films Corp.
	 Twin Disk Inc.*
	 
	 UAL Inc. (Allegis)
	 U.S. Corp. (USG Corp.)
	 Union Camp Corp.*
	 Union Carbide Corp.*
	 Unisys Corp.* (Sperry/Burroughs merger)
	 Unit Rig & Equipment
	 United States Lines SA
	 United Technologies Corp.
	 Upjohn Co.*
	 USX Corp. (U.S. Steel Corp.)*
	 
	 The Valeron Corp.
	 Van Dusen Air Inc.
	 
	 Warner-Lambert Co.*
	 Wean United Inc.
	 Westin Hotel Co.
	 Wilbur-Ellis Co.*
	 World Courier Inc.
	 Wynn's Intl. Inc.
	 
	   >>> U.S. Companies w/Indirect South African Dealings <<<
	  >>> via Licensing, Distribution or Franchise Agreements <<<
			 >>> as of January 1, 1988 <<<
	 
	 *   Sullivan Principle signatory company as of 4/15/87
			      
	 American Express*
	 American Standard
	 Baxter Travenol Laboratories Inc.
	 Beatrice Cos.
	 CBS Computer Sciences
	 The Coca-Cola Co.
	 Cooper Industries
	 CPC Intl.
	 Cummins Engine Co. Inc.*
	 Eaton
	 Englehard*
	 Exxon
	 Fairchild Industries Inc.
	 Firestone Tire & Rubber*
	 Foster Wheeler*
	 Gates Rubber
	 GE 
	 Gelco Corp.
	 General Foods 
	 General Motors
	 General Signal
	 Gilbert Assoc.
	 Honeywell*
	 IBM
	 John Fluke
	 John Wiley & Sons*
	 Kraft
	 Motorola
	 Navistar
	 Oak Industries
	 Opico
	 PepsiCo
	 Procter & Gamble
	 Rohm & Haas
	 Skok Systems
	 SPS Technologies
	 The Stanley Works
	 Stone & Webster
	 Sun Chemical
	 The Stanley Works
	 Tidwell Indutries
	 Trans World Airlines*
	 VF Corp.
	 W.R. Grace & Co.
	 W.R. Stamler
	 Warner Communications
	 Westinghouse Electric*
	 
	 Source: Investor Responsibility Research Center
	 
		 >>> Foreign Corps. w/Stock Traded in U.S. <<<
		  >>> w/Direct South African Investments <<<
			 >>> as of January 1, 1988 <<<
			 
	 AMCA Intl. Ltd.
	 ASA Ltd.
	 B.A.T. Industries
	 British Petroleum Co. Ltd.
	 Canadian Pacific Ltd.
	 Imperial Chemical Industries PLC
	 Massey-Ferguson Ltd.
	 Moore Corp. Ltd.
	 Nestle
	 Plessey Co. Ltd.
	 Royal Dutch Shell Group
	 Seagram Co. Ltd.
	 Schlumberger Ltd.
	 Shell Transport & Trading Public Ltd. Co.
	 Unilever PLC
	 Volkswagon

DIVSTMNT.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
	 
		 
	 >>> >>> SOUTH AFRICA & SOCIALLY RESPONSIBLE INVESTING <<< <<<
			     
			     
			     >>> Introduction <<<
			     
			     
	 No other facet of the ethical investment movement has
	 received as much attention or had as deep an impact as the
	 divestment movement.  Public outcry and investor pressure has
	 played a pivotal role in pressuring American companies into
	 leaving South Africa.
	 
	 As an investor you must decide what level of involvement with
	 South Africa you are comfortable with.  Many companies have
	 responded to public pressure by ending their direct investment 
	 but continue to profit through franchises, licensing agreements 
	 or other means that let them have their cake and eat it too.
	 
	 On June 3, 1987, Rev. Leon Sullivan abandoned his efforts of
	 trying to influence Pretoria through the examples set by
	 American businesses in South Africa and called for a complete
	 withdrawal.  You must decide for yourself if a company's
	 signing of the Sullivan Principles was a skirt to hide behind
	 or was a sincere effort to bring about progressive change.
	  
	 For interesting, if disheartening, articles on the impact of
	 divestment on South Africa, consult The New York Times,
	 7/27/87, p21; New York Times, 9/7/87, p17; Wall Street
	 Journal, 9/21/87, p20.
	 
	 Five organizations active in the fight against apartheid have
	 recently issued their own "Guidelines for Divestment".  A
	 copy of their statement follows.
	 
		       >>> Guidelines for Divestment <<<
			      >>> signed 1/87 <<<
	 
	 We support an end to all corporate involvement in or with South
	 Africa and Namibia.  A corporation is doing business in or with
	 the Republic of South Africa or Namibia if it, its parent, or its
	 subsidiaries:
	 
	 1) have direct investments in South Africa or Namibia, or have
	 entered into franchise, licensing or management agreements with or
	 for any entity in those countries; or
	 
	 2) are financial institutions that have not prohibited new
	 investments, loans, credits or related services, or the renewal of
	 existing agreements, including those for the purpose of trade,
	 with any entity in those countries; or
	 
	 3) have more than 5% of their common stock beneficially owned or
	 controlled by a South African entity.
	 
	 A company with operations in South Africa or Namibia for the sole
	 purpose of reporting the news shall not be considered doing
	 business in those countries.
	 
		American Committee on Africa
		198 Broadway
		New York, NY 10038
		(212) 962-1210
	 
		American Friends Service Committee
		1501 Cherry St.
		Philadelphia, PA 19102
		(215) 241-7000
	 
		Interfaith Center on Corporate Responsibility
		475 Riverside Drive, #566
		New York, NY 10115
		(212) 870-2936
	 
		TransAfrica
		545 Eighth St. SE #200
		Washington, DC 20003
		(202) 547-2550
	 
		Washington Office on Africa
		110 Maryland Ave NE
		Washington, DC
		(202) 546-796
			       
			       >>> Resources <<<
			       
	 For more information on the anti-apartheid and divestment
	 movements, contact the above groups or:
	 
		Intl. Council for Equality of Opportunity Principles
		1501 N. Broad St.
		Philadelphia, PA 19122
		215 236-675

SULLIVAN.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
	 
	    >>> >>> REV. SULLIVAN & THE DIVESTMENT MOVEMENT <<< <<<
	    
	    
		 >>> Rev. Leon Sullivan's 6/3/87 Statement <<<
	    
	 I have assessed, to the best of my ability, the situation as
	 it now exists in the Republic of South Africa, and I have
	 reached the decision that the time has come for American
	 companies, and the United States of America, to take a
	 definitive stand against the evils of apartheid.
	    
	 Therefore, today, I am calling for the withdrawal of all
	 United States companies from the Republic of South Africa,
	 and for a total United States embargo against that country,
	 until statutory apartheid is ended, and Blacks have a clear
	 commitment for equal political rights, and I am calling on
	 the President of the United States to end diplomatic
	 relations with South Africa until the atrocities against
	 Black people end, and apartheid is dismantled.
	    
	 As of May, 1985, I stated if in twenty-four months statutory
	 apartheid was not ended, and there was not a clear commitment
	 of the vote for Blacks, equal to whites, I would call on the
	 companies to leave South Africa, and call for an American
	 embargo.  The conditions have not been remotely met. 
	 Therefore, after careful, painstaking, and prayerful
	 consideration, I am making this statement.
	    
	 This action comes after years of effort with the Sullivan
	 Principles to help, along with other thrusts, to bring about
	 fundamental change in that country; and I want it clearly
	 known, I am proud of the work of the Sullivan Principles, and
	 proud of the efforts of those companies who have followed
	 them. The Sullivan Principles, initiated March 1, 1977, ten
	 years ago, have been a tremendous force for change in South
	 Africa.
	 
	 When the Sullivan Principles were introduced ten years ago, a
	 Black man did not even have the legal status as a worker in
	 South Africa.  The Principles broke new ground for Black
	 rights in South Africa that had not existed for 300 years. 
	 They have caused a revolution in industrial race relations
	 for Black workers in that country.
	 
	 These equal rights standards, followed by many American
	 companies, have lead the way in promoting equal pay for equal
	 work, fair employment practices, recognition of independent
	 free Black trade unions, extensive educational training
	 programs, the promotion of Blacks to management and
	 supervisory jobs, the initiation of hundreds of Black owned
	 businesses, the building of schools and health facilities,
	 and the improvement of the quality of life in many other ways
	 for hundreds of thousands of Blacks, far, far beyond the
	 small number employed by American companies.
	 
	 The Sullivan Principles have been a catalyst for change
	 throughout the Republic of South Africa.  Also, in recent
	 years, as the Principles have evolved, some United States
	 companies have begun to challenge the apartheid system
	 itself, and have begun to practice "corporate civil
	 disobedience" against apartheid practices, regulations and
	 laws.
	 
	 Many United States companies engaging in this effort have
	 left a notable record in corporate social responsibility in
	 South Africa.  Whatever happens in the future, the work of
	 many of the companies to change conditions for Blacks has
	 been outstanding.  Still, in spite of these and other
	 efforts, the main pillars of apartheid still remain, and
	 Blacks are still denied simple basic human rights in their
	 own country, and are still deprived of the right to vote.
	 
	 In spite of appeals, and protests, and cries for change and
	 justice within South Africa, repression grows, thousands are
	 jailed without trial, including little children, people are
	 brutalized, beaten and killed, dissent is ruthlessly
	 suppressed, and the press is muzzled.  Intransigence to
	 fundamental change continues, and, today, the government
	 pushes back even minimal progress and reform.  South Africa
	 has become a nation of oppression and a police state, and the
	 continuation of apartheid and its inhumanities against Blacks
	 goes on.  There is no greater moral issue in the world today
	 than apartheid!
	 
	 Somewhere, somehow, it must be said, as loudly and as
	 clearly, and as firmly possible, that what is happening in
	 South Africa to Black people is immoral, and it is wrong, and
	 it must be brought to an end.  Not ten years from now, or
	 five years from now, or three years from now, but now.
	 
	 The winds of change have reached South Africa, and the winds
	 will not be subdued until the people have no less than their
	 full economic, social and political freedom.  And violently,
	 or non-violently, Black people in South Africa are going to
	 have it.  And nothing can, or will, end the rising surge of
	 the people's aspirations for their freedom and for justice in
	 South Africa, but the elimination of the apartheid system
	 itself, which is the root cause of the nation's problems.
	 
	 South Africa is at the crossroads.  Either South Africa can
	 go the direction of a unitary free South Africa, or the
	 direction of a chaotic revolution, with the killing of
	 millions people, the destruction of a country, and the
	 devastation of the entire southern region of Africa; leading
	 to the possibility of the confrontation of the world's great
	 nuclear powers at that strategic point of the world, as a
	 race war would certainly become an ideological war.  And
	 should the United States become involved in such a war, as
	 most assuredly we would, one way or the other; race riots
	 would break out in every major city in the country, far worse
	 than anything ever seen in the history of America.
	 
	 It is in the interest of peace in South Africa, and peace in
	 the world, and peace in America, that apartheid must be
	 ended.  The evils of apartheid are broader than South Africa.
	 Apartheid is against the will of God, and the humanity of
	 man; and like Nazism and Facism, it must be stopped.  America
	 and the world must draw a line, and speak out, and act
	 against it.  If the world had stopped Hitler in time, we
	 might not have had World War II.
	 
	 It is clear the South African government does not intend to
	 end apartheid on its own.  Since the recent elections, the
	 government ahs become more defiant to further change. 
	 Therefore, something must be done now to dramatize the issue
	 before America and before the world.  Every moral, and
	 economic, and political force must be brought to bear to help
	 influence the South African government to move towards
	 dismantling the apartheid system, while there is still time.
	 
	 In this regard, America, a leader of the free world, should
	 take the lead, including our companies and our government,
	 hoping others in the world will follow.
	 
	 Therefore, today, as the strongest possible American non-
	 violent protest against the continuing existence of
	 apartheid, and with the maximum non-violent use of moral,
	 corporate, and government force against that inhumane system,
	 I call on all American companies to withdraw from the
	 Republic of South Africa, until statutory apratheid has been
	 abolished, and there is a clear commitment of the vote for
	 Blacks, in accordance with agreements reached with authentic 
	 and representative Black South African leaders.
	 
	 Also, I call on the United States to enact, with urgency, a
	 total United States economic embargo against South Africa,
	 all exports and imports, including gold and diamonds, and to
	 seek South African sourced vitally needed materials
	 elsewhere, or to seek alternatives, or to stockpile, or to
	 recycle, or to do without.
	 
	 I further call on the Congress to consider stringent
	 penalties against United States trading partners who assume
	 markets left by departing United States companies, and who
	 continue to do business in South Africa, such as the
	 Japanese.
	 
	 I, also, call on the President of the United States to break
	 all Diplomatic Relations with South Africa, until atrocities
	 against Black people end, and apartheid is dismantled.
	 
	 Should, at any time, the South African government abolish
	 statutory apartheid, and commit itself to equal voting rights
	 for Blacks, in accordance with agreements reached with
	 authentic and representative Black South African leaders,
	 restrictions against American companies operating in South
	 Africa should be lifted, and American companies should be
	 free to return to the country, along with unlimited United
	 States investments in a unitary Free South Africa.
	 
	 This Call for Withdrawal excludes Philanthropic and
	 Educational initiatives, and the Media.
	 
	 This is my message to the companies of America, the Congress
	 and the President of the United States, and to the Government
	 of South Africa.
		     
		 >>> The Sullivan Statement of Principles <<<
			  >>> Fifth Amplification <<<
			    >>> March 10, 1987 <<<
	 
       Principle 1 Non-Segregation of the races in all eating,
       comfort and work facilities
	 
	 Each signator of the Statement of Principles will proceed
	 immediately to:
		Eliminatae all vestiges of racial discrimination.
		Remove all race designation signs.
		Desegregate all eating, comfort and work facilities.
	 
       Principle 2 Equal and fair employment practices for all employees
	 
	 Each signator of the Statement of Principles will proceed
	 immediately to:
		Implement equal and fair terms and conditions of
		  employment.
		Provide non-discriminatory eligibility for benefit
		  plans.
		Establish an appropriate and comprehensive procedure
		  for handling and resolving individual employee complaints.
		Support the elimination of all industrial racial
		  discriminatory laws which impede the implementation of
		  equal and fair terms and conditions of employment, such as
		  abolition of job reservations, job fragmentation, and
		  apprenticeship restrictions for Blacks and other non-
		  whites.
		Support the elimination of discrimination against the
		  rights of Blacks to form or belong to government
		  registered and unregistered unions and acknowledge generally
		  the rights of Blacks to form their own unions or be repre-
		  sented by trade unions which already exist.
		Secure rights of Black workers to the freedom of
		  association and assure protection against victimization while
		  pursuing and after attaining these rights.
		Involve Black workers or their representatives in the
		  development of programs that address their educational and
		  other needs and those of their dependents and the local
		  community.
	 
       Principle 3 Equal pay for all employees doing equal or comparable work 
       for the same period of time
	 
	 Each signator of the Statement of Principles will proceed
	 immediately to:
		Design and implement a wage and salary administration
		  plan which is applied equally to all employees, regardless
		  of race, who are performing equal or comparable work.
		Ensure an equitable system of job classifications,
		  including a review of the distinction between hourly and
		  salaried classifications.
		Determine the extent upgrading of personnel and/or
		  jobs in the upper echelons is needed, and accordingly
		  implement programs to accomplish this objective in
		  representative numbers, insuring the employment of Blacks
		  and other non-whites at all levels of company operations.
		Assign equitable wage and salary ranges, the minimum
		  of these to be well above the appropriate local minimum
		  economic living level.
	 
       Principle 4 Initiation of an development of training programs
       that will prepare, in substantial numbers, Blacks and other non- 
       whites for supervisory, administrative, clerical and technical jobs
	 
	 Each signator of the Statement of Principles will proceed
	 immediately to:
		Determine employee training needs and capabilities,
		  and identify employees with potential for further advancement.
		Take advantage of existing outside training resources
		  and activities, such a exchange programs, technical colleges,
		  and similar institutions or programs.
		Support the development of outside training facilities,
		  individually or collectively - including technical centers,
		  professional training exposure, correspondence and extension
		  courses, as appropriate, for extensive training outreach.
		Initiate and expand inside training programs and facilities.
	 
       Principle 5 Increasing the number of Blacks and other non-whites in
       management and supervisory positions
			
	 Each signator of the Statement of Principles will proceed
	 immediately to:
		Identify, actively recruit, train and develop a
		  sufficient and significant number of Blacks and other
		  non-whites to assure that as quickly as possible there will
		  be appropriate representation of Blacks and other non-whites
		  in the management group of each company at all levels of
		  operations.
		Establish management development programs for Blacks
		  and other non-whites, as needed, and improve existing
		  programs and facilities for developing management skills of
		  Blacks and other non-whites.
		Identify and channel high management potential Blacks
		  and other non-white employees into management development
		  programs.
	 
       Principle 6 Improving the quality of employees' lives outside
       the work environment in such areas as housing,transportation,
       schooling, recreation and health facilities
		
	 Each signator of the Statement of Principles will proceed
	 immediately to:
		Evaluate existing and/or developing programs, as
		  appropriate, to address the specific needs of Black and
		  other non-white employees in the areas of housing, health
		  care, transportation and recreation.
		Evaluate methods for utilizing existing, expanded or
		  newly established in-house medical facilities or other
		  medical programs to improve medical care for all non-whites
		  and their dependents.
		Participate in the development of programs that
		  address the educational needs of employees, their dependents,
		  and the local community.  Both individual and collective
		  programs should be considered, in addition to technical
		  education, including such activities as literacy education,
		  business training, direct assistance to local schools,
		  contributions and scholarships.
		Support changes in influx control laws to provide for
		  the right of Black migrant workers to normal family life.
		Increase utilization of and assist in the development
		  of Black and other non-white owned and operated business
		  enterprises including distributors, suppliers of goods and
		  services and manufacturers.
	 
       Principle 7 Working to eliminate laws and customs which
       impede social, economic and political justice
	 
	 Each signator of the Statement of Principles must proceed
	 immediately to:
		Press for a single education system common to all races.
		Use influence and support the unrestricted rights of
		  Black businesses to locate in the urban areas of the
		  nation.
		Influence other companies in South Africa to follow
		  the standards of equal rights principles.
		Support the freedom of mobility of Black workers,
		  including those from the "so-called" independent homelands,
		  to seek employment opportunities wherever they exist and make
		  possible provisions for adequate housing for families of
		  employees within the proximity of workers' employment.
		Use financial and legal resources to assist Blacks,
		  Coloureds and Asians in their efforts to achieve equal access
		  to all health facilities, educational institutions,
		  transportation, housing, beaches, parks and all other
		  accommodations normally reserved for Whites.
		Oppose adherence to all apartheid laws and regulations.
		Support the ending of all apartheid laws, practices
		  and customs.
		Support full and equal participation of Blacks, Coloureds
		  and Asians in the political process.
	 
	 With all the foregoing in mind, it is the objective of the
	 companies to involve and assist in the education and training
	 of large and telling numbers of Blacks and other non-whites
	 as quickly as possible.  The ultimate impact of this effort
	 is intended to be of massive proportion, reaching and helping
	 millions.
	 
       Periodic Reporting
	 
	 The Signatory Companies of the Statement of Principles will
	 proceed immediately to:
		Report progress on an annual basis to Reverand
		  Sullivan through the independent administrative unit he
		  has established.
		Have all areas specified by Reverand Sullivan audited
		  by a certified public accounting firm.
		Inform all employees of the company's annual periodic
		  report rating and invite their input on ways to improve
		  the rating.
	 
	>>> Signers of the Sullivan Principles, Fifth Amplification <<<
			  >>> as of July 1, 1987 <<<
	 
	 *   Companies with direct investment in South Africa
	     as of July 1, 1987
	 +   Companies with indirect South African dealings via licensing,
	     distribution or franchise agreements 
	     as of July 1, 1987
	 
	 Abbott Laboratories*
	 Alexander & Alexander Services Inc.
	 Allied-Signal Inc.*
	 Allis-Chalmers Corp.*
	 Amdahl Corp.*
	 American Airlines Inc.
	 American Brands Inc.*
	 American Cyanamid Co.*
	 American Express Co.+
	 American Intl. Inc. ?Am Intl. Group Inc.*

	 Baker Intl.*
	 Baltimore Intl.
	 Bandag Inc.*
	 Bausch & Lomb Inc.*
	 Bechtel Group Inc.*
	 Becor Western Inc.*
	 Borden Inc.*
	 Borg-Warner Corp.*
	 Bristol-Myers Co.*
	 Butterick Co. Inc.*

	 CIGNA Corp.*
	 Caltex Petroleum Corp.
	 Carlton Paper Corp. Ltd.
	 Carrier Corp.
	 J.I. Case Corp.
	 Caterpillar Inc.*
	 Champion Spark Plug Co.*
	 Chase Manhattan Corp.
	 Citicorp.
	 Colgate-Palmolive Co.*
	 Combustion Engineering Inc.*
	 Control Data Corp.*
	 Coulter Electronics Inc.*
	 Crown Cork & Seal Co. Inc.*
	 Cummins Engine Co. Inc.+
	 
	 Deere & Co.*
	 Del Monte Corp.*
	 Deloitte Haskins & Sells
	 Diners Club South Africa PTY LTD
	 Donaldson Co. Inc.*
	 Dow Corning Corp.*
	 Dresser Industries Inc.*
	 E.I. dupont de Nemours & Co. Inc.*
	 
	 Eli Lilly & Co.*
	 Emery Air Freight Corp.
	 Englehard Corp.+
	 Estee Lauder Inc.*
	 
	 Federal-Mogul Corp.*
	 Ferro Corp.*
	 Firestone Tire & Rubber Co.+
	 Fluor Corp.*
	 FMC Corp.*
	 Foote, Cone & Belding Communications*
	 Ford Motor Co.
	 Foster Wheeler Corp.+
	 Franklin Electric Co. Inc.*
	 Fruehauf Corp.*
	 
	 GAF Corp.*
	 GenCorp.
	 Gillette Co.*
	 The Goodyear Tire & Rubber Co.*
	 Grey Advertising Inc.*
	 Grolier Intl. Inc.*
	 
	 Frank B. Hall & Co. Inc.*
	 Harnischfeger Corp.*
	 The Harper Group*
	 Hewlett-Packard Co.*
	 Honeywell Inc.+
	 Hoover Co.*
	 
	 IMS Intl. Inc.*
	 ITT Corp.*
	 Ingersoll-Rand Co.*
	 Intergraph Corp.*
	 Intl. Correspondence Schools Inc.
	 Intl. Flavors & Fragrances Inc.*
	 Interpublic Group of Cos. Inc.*
	 
	 John Wiley & Sons Inc.+
	 JWT Group Inc.*
	 Johnson & Johnson Co.*
	 S.C. Johnson & Son Inc.*
	 Joy Manufacturing Co.*
	 
	 Kellog Co.*
	 Kennametal Inc.*
	 Kimberly-Clark Corp.*
	 
	 Leco Corp.*
	 Loctite Corp.*
	 
	 Marsh & McLennan Cos. Inc.*
	 Martin Marietta Corp.
	 Masonite Corp.
	 Medtronic Inc.*
	 Merck & Co. Inc.*
	 Midland-Ross Corp.*
	 Mine Safety Appliances Co.*
	 Minnesota Mining & Manufacturing Co.*
	 Mobil Oil Corp.*
	 Molex Intl. Inc.
	 Monsanto Co.*
	 J.P. Morgan & Co. Inc.
	 
	 NCR Corp.*
	 Nabisco Brands Inc.*
	 Nalco Chemical Co.*
	 Newmont Mining Corp.*
	 
	 The Ogilvy Group Inc.*
	 Olin Corp.*
	 Otis Elevator Co.
	 Owens-Illinois Inc.*
	 
	 Pan American World Airways Inc.*
	 Parker Hannifan Corp.*
	 Pfizer Inc.*
	 Phelps Dodge Corp.*
	 Phillips Petroleum Co.
	 Pizza Inn of South Africa LTD
	 Premark Intl. Inc.
	 
	 Raychem Corp.*
	 Raytheon Co.*
	 The Reader's Digest Assoc. Inc.*
	 Revlon Inc.
	 Rexnord Inc.*
	 Reynolds & Reynolds Co.*
	 RJR Nabisco Inc.* 
	 The Robbins Co.*
	 Rockwell Intl. Corp.
	 
	 Schering-Plough Corp.*
	 Joseph E. Seagram & Sons Inc.
	 Sigmaform Corp.*
	 SmithKline Beckman Corp.*
	 Southern New England Telephone
	 Square D Co.*
	 Squibb Corp.*
	 The Standard Oil Co.*
	 Sterling Drug Inc.*
	 Strategic Minerals Corp.
	 Sunland Foods (Pty) Ltd.
	 
	 Tambrands Inc.*
	 Tenneco Inc.*
	 Time Inc.
	 Tokheim Corp.*
	 Trans World Airlines Inc.+
	 Trinovia Inc.* (Libbey-Owens-Ford Co.)
	 Twin Disc Inc.*
	 
	 Union Camp Corp.*
	 Union Carbide Corp.*
	 Unisys Corp.*
	 The Upjohn Co.*
	 USX Corp.*
	 
	 Video Vision Enterprises (Pty) Ltd
	 
	 Wang Laboratories Inc.
	 Warner-Lambert Co.*
	 Westinghouse Electric Corp.+
	 Wilbur-Ellis Co.
	 
	 Xerox Corp.

SULLIVAN.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
	 
	    >>> >>> REV. SULLIVAN & THE DIVESTMENT MOVEMENT <<< <<<
	    
	    
		 >>> Rev. Leon Sullivan's 6/3/87 Statement <<<
	    
	 I have assessed, to the best of my ability, the situation as
	 it now exists in the Republic of South Africa, and I have
	 reached the decision that the time has come for American
	 companies, and the United States of America, to take a
	 definitive stand against the evils of apartheid.
	    
	 Therefore, today, I am calling for the withdrawal of all
	 United States companies from the Republic of South Africa,
	 and for a total United States embargo against that country,
	 until statutory apartheid is ended, and Blacks have a clear
	 commitment for equal political rights, and I am calling on
	 the President of the United States to end diplomatic
	 relations with South Africa until the atrocities against
	 Black people end, and apartheid is dismantled.
	    
	 As of May, 1985, I stated if in twenty-four months statutory
	 apartheid was not ended, and there was not a clear commitment
	 of the vote for Blacks, equal to whites, I would call on the
	 companies to leave South Africa, and call for an American
	 embargo.  The conditions have not been remotely met. 
	 Therefore, after careful, painstaking, and prayerful
	 consideration, I am making this statement.
	    
	 This action comes after years of effort with the Sullivan
	 Principles to help, along with other thrusts, to bring about
	 fundamental change in that country; and I want it clearly
	 known, I am proud of the work of the Sullivan Principles, and
	 proud of the efforts of those companies who have followed
	 them. The Sullivan Principles, initiated March 1, 1977, ten
	 years ago, have been a tremendous force for change in South
	 Africa.
	 
	 When the Sullivan Principles were introduced ten years ago, a
	 Black man did not even have the legal status as a worker in
	 South Africa.  The Principles broke new ground for Black
	 rights in South Africa that had not existed for 300 years. 
	 They have caused a revolution in industrial race relations
	 for Black workers in that country.
	 
	 These equal rights standards, followed by many American
	 companies, have lead the way in promoting equal pay for equal
	 work, fair employment practices, recognition of independent
	 free Black trade unions, extensive educational training
	 programs, the promotion of Blacks to management and
	 supervisory jobs, the initiation of hundreds of Black owned
	 businesses, the building of schools and health facilities,
	 and the improvement of the quality of life in many other ways
	 for hundreds of thousands of Blacks, far, far beyond the
	 small number employed by American companies.
	 
	 The Sullivan Principles have been a catalyst for change
	 throughout the Republic of South Africa.  Also, in recent
	 years, as the Principles have evolved, some United States
	 companies have begun to challenge the apartheid system
	 itself, and have begun to practice "corporate civil
	 disobedience" against apartheid practices, regulations and
	 laws.
	 
	 Many United States companies engaging in this effort have
	 left a notable record in corporate social responsibility in
	 South Africa.  Whatever happens in the future, the work of
	 many of the companies to change conditions for Blacks has
	 been outstanding.  Still, in spite of these and other
	 efforts, the main pillars of apartheid still remain, and
	 Blacks are still denied simple basic human rights in their
	 own country, and are still deprived of the right to vote.
	 
	 In spite of appeals, and protests, and cries for change and
	 justice within South Africa, repression grows, thousands are
	 jailed without trial, including little children, people are
	 brutalized, beaten and killed, dissent is ruthlessly
	 suppressed, and the press is muzzled.  Intransigence to
	 fundamental change continues, and, today, the government
	 pushes back even minimal progress and reform.  South Africa
	 has become a nation of oppression and a police state, and the
	 continuation of apartheid and its inhumanities against Blacks
	 goes on.  There is no greater moral issue in the world today
	 than apartheid!
	 
	 Somewhere, somehow, it must be said, as loudly and as
	 clearly, and as firmly possible, that what is happening in
	 South Africa to Black people is immoral, and it is wrong, and
	 it must be brought to an end.  Not ten years from now, or
	 five years from now, or three years from now, but now.
	 
	 The winds of change have reached South Africa, and the winds
	 will not be subdued until the people have no less than their
	 full economic, social and political freedom.  And violently,
	 or non-violently, Black people in South Africa are going to
	 have it.  And nothing can, or will, end the rising surge of
	 the people's aspirations for their freedom and for justice in
	 South Africa, but the elimination of the apartheid system
	 itself, which is the root cause of the nation's problems.
	 
	 South Africa is at the crossroads.  Either South Africa can
	 go the direction of a unitary free South Africa, or the
	 direction of a chaotic revolution, with the killing of
	 millions people, the destruction of a country, and the
	 devastation of the entire southern region of Africa; leading
	 to the possibility of the confrontation of the world's great
	 nuclear powers at that strategic point of the world, as a
	 race war would certainly become an ideological war.  And
	 should the United States become involved in such a war, as
	 most assuredly we would, one way or the other; race riots
	 would break out in every major city in the country, far worse
	 than anything ever seen in the history of America.
	 
	 It is in the interest of peace in South Africa, and peace in
	 the world, and peace in America, that apartheid must be
	 ended.  The evils of apartheid are broader than South Africa.
	 Apartheid is against the will of God, and the humanity of
	 man; and like Nazism and Facism, it must be stopped.  America
	 and the world must draw a line, and speak out, and act
	 against it.  If the world had stopped Hitler in time, we
	 might not have had World War II.
	 
	 It is clear the South African government does not intend to
	 end apartheid on its own.  Since the recent elections, the
	 government ahs become more defiant to further change. 
	 Therefore, something must be done now to dramatize the issue
	 before America and before the world.  Every moral, and
	 economic, and political force must be brought to bear to help
	 influence the South African government to move towards
	 dismantling the apartheid system, while there is still time.
	 
	 In this regard, America, a leader of the free world, should
	 take the lead, including our companies and our government,
	 hoping others in the world will follow.
	 
	 Therefore, today, as the strongest possible American non-
	 violent protest against the continuing existence of
	 apartheid, and with the maximum non-violent use of moral,
	 corporate, and government force against that inhumane system,
	 I call on all American companies to withdraw from the
	 Republic of South Africa, until statutory apratheid has been
	 abolished, and there is a clear commitment of the vote for
	 Blacks, in accordance with agreements reached with authentic 
	 and representative Black South African leaders.
	 
	 Also, I call on the United States to enact, with urgency, a
	 total United States economic embargo against South Africa,
	 all exports and imports, including gold and diamonds, and to
	 seek South African sourced vitally needed materials
	 elsewhere, or to seek alternatives, or to stockpile, or to
	 recycle, or to do without.
	 
	 I further call on the Congress to consider stringent
	 penalties against United States trading partners who assume
	 markets left by departing United States companies, and who
	 continue to do business in South Africa, such as the
	 Japanese.
	 
	 I, also, call on the President of the United States to break
	 all Diplomatic Relations with South Africa, until atrocities
	 against Black people end, and apartheid is dismantled.
	 
	 Should, at any time, the South African government abolish
	 statutory apartheid, and commit itself to equal voting rights
	 for Blacks, in accordance with agreements reached with
	 authentic and representative Black South African leaders,
	 restrictions against American companies operating in South
	 Africa should be lifted, and American companies should be
	 free to return to the country, along with unlimited United
	 States investments in a unitary Free South Africa.
	 
	 This Call for Withdrawal excludes Philanthropic and
	 Educational initiatives, and the Media.
	 
	 This is my message to the companies of America, the Congress
	 and the President of the United States, and to the Government
	 of South Africa.
		     
		 >>> The Sullivan Statement of Principles <<<
			  >>> Fifth Amplification <<<
			    >>> March 10, 1987 <<<
	 
       Principle 1 Non-Segregation of the races in all eating,
       comfort and work facilities
	 
	 Each signator of the Statement of Principles will proceed
	 immediately to:
		Eliminatae all vestiges of racial discrimination.
		Remove all race designation signs.
		Desegregate all eating, comfort and work facilities.
	 
       Principle 2 Equal and fair employment practices for all employees
	 
	 Each signator of the Statement of Principles will proceed
	 immediately to:
		Implement equal and fair terms and conditions of
		  employment.
		Provide non-discriminatory eligibility for benefit
		  plans.
		Establish an appropriate and comprehensive procedure
		  for handling and resolving individual employee complaints.
		Support the elimination of all industrial racial
		  discriminatory laws which impede the implementation of
		  equal and fair terms and conditions of employment, such as
		  abolition of job reservations, job fragmentation, and
		  apprenticeship restrictions for Blacks and other non-
		  whites.
		Support the elimination of discrimination against the
		  rights of Blacks to form or belong to government
		  registered and unregistered unions and acknowledge generally
		  the rights of Blacks to form their own unions or be repre-
		  sented by trade unions which already exist.
		Secure rights of Black workers to the freedom of
		  association and assure protection against victimization while
		  pursuing and after attaining these rights.
		Involve Black workers or their representatives in the
		  development of programs that address their educational and
		  other needs and those of their dependents and the local
		  community.
	 
       Principle 3 Equal pay for all employees doing equal or comparable work 
       for the same period of time
	 
	 Each signator of the Statement of Principles will proceed
	 immediately to:
		Design and implement a wage and salary administration
		  plan which is applied equally to all employees, regardless
		  of race, who are performing equal or comparable work.
		Ensure an equitable system of job classifications,
		  including a review of the distinction between hourly and
		  salaried classifications.
		Determine the extent upgrading of personnel and/or
		  jobs in the upper echelons is needed, and accordingly
		  implement programs to accomplish this objective in
		  representative numbers, insuring the employment of Blacks
		  and other non-whites at all levels of company operations.
		Assign equitable wage and salary ranges, the minimum
		  of these to be well above the appropriate local minimum
		  economic living level.
	 
       Principle 4 Initiation of an development of training programs
       that will prepare, in substantial numbers, Blacks and other non- 
       whites for supervisory, administrative, clerical and technical jobs
	 
	 Each signator of the Statement of Principles will proceed
	 immediately to:
		Determine employee training needs and capabilities,
		  and identify employees with potential for further advancement.
		Take advantage of existing outside training resources
		  and activities, such a exchange programs, technical colleges,
		  and similar institutions or programs.
		Support the development of outside training facilities,
		  individually or collectively - including technical centers,
		  professional training exposure, correspondence and extension
		  courses, as appropriate, for extensive training outreach.
		Initiate and expand inside training programs and facilities.
	 
       Principle 5 Increasing the number of Blacks and other non-whites in
       management and supervisory positions
			
	 Each signator of the Statement of Principles will proceed
	 immediately to:
		Identify, actively recruit, train and develop a
		  sufficient and significant number of Blacks and other
		  non-whites to assure that as quickly as possible there will
		  be appropriate representation of Blacks and other non-whites
		  in the management group of each company at all levels of
		  operations.
		Establish management development programs for Blacks
		  and other non-whites, as needed, and improve existing
		  programs and facilities for developing management skills of
		  Blacks and other non-whites.
		Identify and channel high management potential Blacks
		  and other non-white employees into management development
		  programs.
	 
       Principle 6 Improving the quality of employees' lives outside
       the work environment in such areas as housing,transportation,
       schooling, recreation and health facilities
		
	 Each signator of the Statement of Principles will proceed
	 immediately to:
		Evaluate existing and/or developing programs, as
		  appropriate, to address the specific needs of Black and
		  other non-white employees in the areas of housing, health
		  care, transportation and recreation.
		Evaluate methods for utilizing existing, expanded or
		  newly established in-house medical facilities or other
		  medical programs to improve medical care for all non-whites
		  and their dependents.
		Participate in the development of programs that
		  address the educational needs of employees, their dependents,
		  and the local community.  Both individual and collective
		  programs should be considered, in addition to technical
		  education, including such activities as literacy education,
		  business training, direct assistance to local schools,
		  contributions and scholarships.
		Support changes in influx control laws to provide for
		  the right of Black migrant workers to normal family life.
		Increase utilization of and assist in the development
		  of Black and other non-white owned and operated business
		  enterprises including distributors, suppliers of goods and
		  services and manufacturers.
	 
       Principle 7 Working to eliminate laws and customs which
       impede social, economic and political justice
	 
	 Each signator of the Statement of Principles must proceed
	 immediately to:
		Press for a single education system common to all races.
		Use influence and support the unrestricted rights of
		  Black businesses to locate in the urban areas of the
		  nation.
		Influence other companies in South Africa to follow
		  the standards of equal rights principles.
		Support the freedom of mobility of Black workers,
		  including those from the "so-called" independent homelands,
		  to seek employment opportunities wherever they exist and make
		  possible provisions for adequate housing for families of
		  employees within the proximity of workers' employment.
		Use financial and legal resources to assist Blacks,
		  Coloureds and Asians in their efforts to achieve equal access
		  to all health facilities, educational institutions,
		  transportation, housing, beaches, parks and all other
		  accommodations normally reserved for Whites.
		Oppose adherence to all apartheid laws and regulations.
		Support the ending of all apartheid laws, practices
		  and customs.
		Support full and equal participation of Blacks, Coloureds
		  and Asians in the political process.
	 
	 With all the foregoing in mind, it is the objective of the
	 companies to involve and assist in the education and training
	 of large and telling numbers of Blacks and other non-whites
	 as quickly as possible.  The ultimate impact of this effort
	 is intended to be of massive proportion, reaching and helping
	 millions.
	 
       Periodic Reporting
	 
	 The Signatory Companies of the Statement of Principles will
	 proceed immediately to:
		Report progress on an annual basis to Reverand
		  Sullivan through the independent administrative unit he
		  has established.
		Have all areas specified by Reverand Sullivan audited
		  by a certified public accounting firm.
		Inform all employees of the company's annual periodic
		  report rating and invite their input on ways to improve
		  the rating.
	 
	>>> Signers of the Sullivan Principles, Fifth Amplification <<<
			  >>> as of July 1, 1987 <<<
	 
	 *   Companies with direct investment in South Africa
	     as of July 1, 1987
	 +   Companies with indirect South African dealings via licensing,
	     distribution or franchise agreements 
	     as of July 1, 1987
	 
	 Abbott Laboratories*
	 Alexander & Alexander Services Inc.
	 Allied-Signal Inc.*
	 Allis-Chalmers Corp.*
	 Amdahl Corp.*
	 American Airlines Inc.
	 American Brands Inc.*
	 American Cyanamid Co.*
	 American Express Co.+
	 American Intl. Inc. ?Am Intl. Group Inc.*

	 Baker Intl.*
	 Baltimore Intl.
	 Bandag Inc.*
	 Bausch & Lomb Inc.*
	 Bechtel Group Inc.*
	 Becor Western Inc.*
	 Borden Inc.*
	 Borg-Warner Corp.*
	 Bristol-Myers Co.*
	 Butterick Co. Inc.*

	 CIGNA Corp.*
	 Caltex Petroleum Corp.
	 Carlton Paper Corp. Ltd.
	 Carrier Corp.
	 J.I. Case Corp.
	 Caterpillar Inc.*
	 Champion Spark Plug Co.*
	 Chase Manhattan Corp.
	 Citicorp.
	 Colgate-Palmolive Co.*
	 Combustion Engineering Inc.*
	 Control Data Corp.*
	 Coulter Electronics Inc.*
	 Crown Cork & Seal Co. Inc.*
	 Cummins Engine Co. Inc.+
	 
	 Deere & Co.*
	 Del Monte Corp.*
	 Deloitte Haskins & Sells
	 Diners Club South Africa PTY LTD
	 Donaldson Co. Inc.*
	 Dow Corning Corp.*
	 Dresser Industries Inc.*
	 E.I. dupont de Nemours & Co. Inc.*
	 
	 Eli Lilly & Co.*
	 Emery Air Freight Corp.
	 Englehard Corp.+
	 Estee Lauder Inc.*
	 
	 Federal-Mogul Corp.*
	 Ferro Corp.*
	 Firestone Tire & Rubber Co.+
	 Fluor Corp.*
	 FMC Corp.*
	 Foote, Cone & Belding Communications*
	 Ford Motor Co.
	 Foster Wheeler Corp.+
	 Franklin Electric Co. Inc.*
	 Fruehauf Corp.*
	 
	 GAF Corp.*
	 GenCorp.
	 Gillette Co.*
	 The Goodyear Tire & Rubber Co.*
	 Grey Advertising Inc.*
	 Grolier Intl. Inc.*
	 
	 Frank B. Hall & Co. Inc.*
	 Harnischfeger Corp.*
	 The Harper Group*
	 Hewlett-Packard Co.*
	 Honeywell Inc.+
	 Hoover Co.*
	 
	 IMS Intl. Inc.*
	 ITT Corp.*
	 Ingersoll-Rand Co.*
	 Intergraph Corp.*
	 Intl. Correspondence Schools Inc.
	 Intl. Flavors & Fragrances Inc.*
	 Interpublic Group of Cos. Inc.*
	 
	 John Wiley & Sons Inc.+
	 JWT Group Inc.*
	 Johnson & Johnson Co.*
	 S.C. Johnson & Son Inc.*
	 Joy Manufacturing Co.*
	 
	 Kellog Co.*
	 Kennametal Inc.*
	 Kimberly-Clark Corp.*
	 
	 Leco Corp.*
	 Loctite Corp.*
	 
	 Marsh & McLennan Cos. Inc.*
	 Martin Marietta Corp.
	 Masonite Corp.
	 Medtronic Inc.*
	 Merck & Co. Inc.*
	 Midland-Ross Corp.*
	 Mine Safety Appliances Co.*
	 Minnesota Mining & Manufacturing Co.*
	 Mobil Oil Corp.*
	 Molex Intl. Inc.
	 Monsanto Co.*
	 J.P. Morgan & Co. Inc.
	 
	 NCR Corp.*
	 Nabisco Brands Inc.*
	 Nalco Chemical Co.*
	 Newmont Mining Corp.*
	 
	 The Ogilvy Group Inc.*
	 Olin Corp.*
	 Otis Elevator Co.
	 Owens-Illinois Inc.*
	 
	 Pan American World Airways Inc.*
	 Parker Hannifan Corp.*
	 Pfizer Inc.*
	 Phelps Dodge Corp.*
	 Phillips Petroleum Co.
	 Pizza Inn of South Africa LTD
	 Premark Intl. Inc.
	 
	 Raychem Corp.*
	 Raytheon Co.*
	 The Reader's Digest Assoc. Inc.*
	 Revlon Inc.
	 Rexnord Inc.*
	 Reynolds & Reynolds Co.*
	 RJR Nabisco Inc.* 
	 The Robbins Co.*
	 Rockwell Intl. Corp.
	 
	 Schering-Plough Corp.*
	 Joseph E. Seagram & Sons Inc.
	 Sigmaform Corp.*
	 SmithKline Beckman Corp.*
	 Southern New England Telephone
	 Square D Co.*
	 Squibb Corp.*
	 The Standard Oil Co.*
	 Sterling Drug Inc.*
	 Strategic Minerals Corp.
	 Sunland Foods (Pty) Ltd.
	 
	 Tambrands Inc.*
	 Tenneco Inc.*
	 Time Inc.
	 Tokheim Corp.*
	 Trans World Airlines Inc.+
	 Trinovia Inc.* (Libbey-Owens-Ford Co.)
	 Twin Disc Inc.*
	 
	 Union Camp Corp.*
	 Union Carbide Corp.*
	 Unisys Corp.*
	 The Upjohn Co.*
	 USX Corp.*
	 
	 Video Vision Enterprises (Pty) Ltd
	 
	 Wang Laboratories Inc.
	 Warner-Lambert Co.*
	 Westinghouse Electric Corp.+
	 Wilbur-Ellis Co.
	 
	 Xerox Corp.

TAXES.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
	 
	 
				 >>> TAXES <<
				 
				 
		   >>> Where Our Income Tax Really Goes <<<
		   
	 Of the $776 in the US federal budget for FY 1987:
	 
	 100% 776B
	 
	 40% $312B Current Military
	     
	     $71M Military Pay
	      11M Retired Pay
	      77M Operation & Maintenance
	      83M Procurement
	      34M Research & Development
	       5M Construction
	       7M Nuclear Weapons (DoE)
	       9M International Military Assistance
	       3M Coast Guard
	       4M NASA (estimated military portion, 50%)
	       8M Other (CIA, Selective Service, FEMA)
	       
	 23% $180B Past Military
	 
	     $26M Veterans Benefits
	    $154M Interst on national debt (80% estimated to be
		  created by military budget)
	 
	  9% $67B Physical Resources
	     
	     (Agriculture, Commerce, Energy, Housing & Urban
	     Development, Interior, Transportation, Environmental
	     Protection)
	     
	 18% $142B Human Resources
	 
	     (Education, Health & Human Services, Labor)
	     
	 10% $75B General Government
	 
	     (Government, Justice, 20% interest on national debt,
	     civilian portion of NASA)
	 
	 source:
	 War Resisters League
	 339 Lafayette St.
	 New York, NY  10012
	 
		      >>> Top Six Defense Contractors <<<
		   >>> Profits & Taxes 1982 through 1985 <<<
		     
	 Company                Profit $M       Tax $M   Rate
				   
	 McDonnell Douglas      $1,743.0        $13.4   0.8%
	 General Dynamics        1,994.5        (90.9) -4.6%
	 Rockwell International  2,771.2        682.9  24.6%
	 General Electric       10,881.0        262.0   2.4%
	 Boeing                  2,271.0       (121.0) -5.3%
	 Lockheed                2,074.3          4.0   0.2%
	 
	 Total                  21,735.0        750.4   3.5%
	 
	 Source: "130 Reasons Why We Need Tax Reform"
	 Citizens for Tax Justice
	 1313 L St. NW
	 Washington, DC 20005
	 202 898-3369
	 
			   >>> Tax Alternatives <<<
			   
	 Conscience & Military Tax Campaign
	 4534-1/2 University Way NE, #204
	 Seattle, WA  98105
	 
	 Clearinghouse for efforts to divert tax money to nonmilitary,
	 nonviolent, life-affirming government purposes.  CMTC has
	 established the Direct Aid Projet for Central America, a
	 program to redirect one's telephone tax (Federal Excise Tax)
	 to humanitarian aid to the people of Central America.  This
	 effort to counteract the human suffering caused by our own
	 foreign policies is in cooperation with Oxfam America, Quest
	 for Peace and the Rocky Mountain Peace Center.
	 
		Oxfam America
		115 Broadway
		Boston, MA 02116
		617 482-1211
	 
		Quest for Peace
		c/o Quixote Center
		PO Box 5206
		Hyattsville, MD 20782
		301 699-0042
	 
	 Also contact:
	 National War Tax Resistance Coordinating Committee
	 PO Box 2236
	 East Patchogue, NY 11772
	 
	 

100BEST.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
	 
	 
			     >>> THE 100 BEST <<<
			     
			     
	     >>> The 10 Best Companies to Work for in America <<<
		 
	 1. AT&T Bell Laboratories 
	 2. Trammell Crow
	 3. Delta Air Lines 
	 4. Federal Express
	 5. Goldman Sachs 
	 6. Hallmark Cards 
	 7. Hewlett-Packard 
	 8. IBM 
	 9. Pitney Bowes
	10. Time Inc. 
	 
		     >>> Best Places for Women to Work <<<
	 
	 Citicorp
	 Control Data
	 Doyle Dane Bernbach
	 Federal Express
	 Hallmark Cards
	 IBM
	 Levi Strauss
	 Mary Kay Cosmetics
	 Nordstrom
	 Northwestern Mutual Life
	 J.C. Penney
	 Recreational Equipment
	 Security Pacific Bank
	 Time Inc.
	 
		    >>> Best Places for Blacks to Work <<<
	 
	 Cummins Engine
	 Federal Express
	 General Electric
	 Hewlett-Packard
	 IBM
	 Levi Strauss
	 Los Angeles Dodgers
	 Polaroid
	 Time Inc.
	 
	     >>> The 100 Best Companies to Work for in America <<<
			  >>> (alphabetical list) <<<
	 
	 Advanced Micro
	 Analog Devices
	 Anheuser-Busch
	 Apple Computer
	 Armstrong World Industries
	 Atlantic Richfield
	 AT&T Bell Laboratories
	 Baxter Travenol
	 Leo Burnett
	 Celestial Seasonings
	 Citicorp
	 Control Data
	 Trammell Crow
	 CRS/Sirrine
	 Cummins Engine
	 Dana
	 Dayton Hudson
	 Deere
	 Delta Air Lines
	 Digital Equipment
	 Donnelly
	 Doyle Dane Bernbach
	 Du Pont
	 Eastman Kodak
	 A.G. Edwards
	 Electro Scientific
	 Erie Insurance
	 Exxon
	 Federal Express
	 Fisher-Price Toys
	 H.B. Fuller
	 General Electric
	 General Mills
	 Goldman Sachs
	 Gore
	 Hallmark Cards
	 H.J. Heinz
	 Hewitt Associates
	 Hewlett-Packard
	 Inland Steel
	 Intel
	 IBM
	 Johnson & Johnson
	 Johnson Wax
	 Knight-Ridder
	 Kollmorgen
	 Levi Strauss
	 Liebert
	 Linnton Plywood
	 Los Angeles Dodgers
	 Lowe's
	 Marion Labs
	 Mary Kay Cosmetics
	 Maytag
	 McCormick
	 Merle Norman Cosmetics
	 Herman Miller
	 3M
	 Moog
	 J.P. Morgan
	 Nissan
	 Nordstrom
	 Northrop
	 Nortwestern Mutual Life
	 Nucor
	 Odetics
	 Olga
	 J.C. Penney
	 People Express Airline
	 Physio-Control
	 Pitney Bowes
	 Polaroid
	 Preston Trucking
	 Procter & Gamble
	 Publix
	 Quad/Graphics
	 Rainier Bancorporation
	 Random House
	 Raychem
	 Reader's Digest
	 Recreational Equipment
	 Remington Products
	 ROLM
	 Ryder
	 Saga
	 Security Pacific Bank
	 Shell Oil
	 Southern California Edison
	 Springs
	 Steelcase
	 Tandem Computers
	 Tandy
	 Tektronix
	 Tenneco
	 Time Inc.
	 Viking Freight System
	 Wal-Mart Stores
	 Westin Hotels
	 Weyerhaeuser
	 Worthington Industries
	 
	 from the book:
	 The 100 Best Companies to Work for in America
	 Robert Levering, Milton Moskowitz & Michael Katz
	 Signet, 1984

1987DATA.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
	 
			   >>> >>> 1987 DATA <<< <<<
	 
				>>> Stocks <<<
	 
	 Total return figures include reinvestment of dividends or
	 interest if any.
	 
	 * estimate
	 
	 Dow Jones Industrial Average of 30 stocks
	 Total returns 1987:  5.70%*
	 Total returns 1986: 28.07%
	 Total returns 1985: 34.33%
	 
	 Standard & Poor's 500 Stock Index
	 Total returns 1987:  5.32%
	 Total returns 1986: 18.55%
	 Total returns 1985: 32.03%
	 
	 Wilshire 5000 Stock Index
	 Total returns 1987:  2.27%*
	 Total returns 1986: 16.10%
	 Total returns 1985: 32.56%
	 
	 Dow Jones Industrial Average of 30 stocks
	 closing prices
	 week of 1/2/87         1927.31
	 week of 12/31/87       1938.83
	 8/25/87        2722.42* year's high
	 10/19/87       1738.74* year's low
	 
	 New York Stock Exchange
	 closing prices
	 week of 1/2/87         141.14
	 week of 12/31/87       138.22
	 8/25/87        187.99* year's high
	 12/4/87        125.91* year's low
	 Total share volume '87: 47,801,308,660
	 Total share volume '86: 35,680,016,341
	 Total share volume '85: 27,510,706,353
	 Total share volume '84: 23,071,031,447
	 Total share volume '83: 21,589,576,997
	 Advances 1987:  810
	 Advances 1986: 1597
	 Advances 1985: 1957
	 Declines 1987: 1444
	 Declines 1986:  699
	 Declines 1985:  356
	 Unchanged 1987:  25
	 Unchanged 1986:  22
	 Unchanged 1985:  19
	 
	 American Stock Exchange
	 closing prices
	 week of 1/2/87         267.49
	 week of 12/31/87       260.35
	 8/13/87        365.01* year's high
	 12/4/87        231.90* year's low
	 Total share volume '87: 3,505,950,000
	 Total share volume '86: 2,978,540,000
	 Total share volume '85: 2,100,860,000
	 Total share volume '84: 1,545,010,000
	 Total share volume '83: 2,081,270,000
	 Advances 1987: 435
	 Advances 1986: 556
	 Advances 1985: 619
	 Declines 1987: 617
	 Declines 1986: 380
	 Declines 1985: 300
	 Unchanged 1987: 20
	 Unchanged 1986: 18
	 Unchanged 1985: 17
	 
	 NASDAQ
	 closing prices
	 week of 1/2/87         353.26
	 week of 12/31/87       329.08
	 8/26/87        455.26* year's high
	 12/4/87        291.88* year's low
	 Total share volume '87: 35,597,292,000
	 Total share volume '86: 26,658,897,000
	 Total share volume '85: 19,281,412,800
	 Total share volume '84: 15,158,819,587
	 Total share volume '83: 15,908,547,400
	 Advances 1987: 2381
	 Advances 1986: 3069
	 Advances 1985: 3088
	 Declines 1987: 2918
	 Declines 1986: 1877
	 Declines 1985: 1504
	 Unchanged 1987: 142
	 Unchanged 1986: 125
	 Unchanged 1985:147
	 
			     >>> Mutual Funds <<<
	 
	 Total return figures include reinvestment of dividends or
	 interest if any.
	 
	 * estimate
	 ~ as of 12/23/87
	 
	 Lipper Growth Fund Index
	 Total return 1987:  0.98%*
	 Total return 1986: 15.86%
	 Total return 1985: 30.34%
	 
	 Lipper Growth and Income Fund Index
	 Total return 1987:  4.73%~
	 Total return 1986: 16.17%
	 Total return 1985: 27.70%
	 
	 Lipper Balanced Fund Index
	 Total return 1987:  3.08%~
	 Total return 1986: 19.02%
	 Total return 1985: 27.45%
	 
	 Lipper International Fund Index
	 Total return 1987:  3.69%~
	 Total return 1986: 49.36%
	 Total return 1985: 48.20%
	 
	 Average general equity funds gained 1.49% in 1987.
	 Average for all equity funds gained 3.03% in 1987.
	 Average for all equity & fixed income funds gained 2.28% in 1987.
			   
			   >>> Money Market Fund <<<
	 
	 Total return figures include reinvestment of dividends or
	 interest if any.
	 
	 * estimate
	 
	 Donoghue's 12-month yield on all taxable money funds
	 Total return 1987: 6.11%*
	 Total return 1986: 6.26%
	 Total return 1985: 7.71%
	 
	 Money Market Deposit Account
	 Bank Rate Monitor National Index
	 Total return 1987: 5.60%
	 Total return 1986: 6.10%
	 Total return 1985: 7.35%
				 
			   >>> Bank Instruments <<<
	 
	 Total return figures include reinvestment of dividends or
	 interest if any.
	 
	 * estimate
	 
	 Bank Rate Monitor National Index
	 1 year Certificate of Deposit
	 Total return 1987: 6.92%
	 Total return 1986: 6.92%
	 Total return 1985: 8.55%
	 
	 Bank Rate Monitor National Index
	 30-month Certificate of Deposit
	 Total return 1987: 7.34%
	 Total return 1986: 7.33%
	 Total return 1985: 9.34%
	 
				 >>> Bonds <<<
	 
	 Total return figures include reinvestment of dividends or
	 interest if any.
	 
	 * estimate
	 
	 Shearson Lehman Long Term Treasury Index
	 Total return 1987: -2.51%*
	 Total return 1986: 24.10%
	 Total return 1985: 31.56%
	 
	 Shearson Lehman Long Term AA-Rated Bond Index
	 Total return 1987: -1.37%*
	 Total return 1986: 18.59%
	 Total return 1985: 28.24%
	 
	 Shearson Lehman Municipal Bond Index
	 Total return 1987:  3.35%*
	 Total return 1986: 19.32%
	 Total return 1985: 20.02%
	 
	 Shearson Lehman Intermediate Term Treasury Index
	 Total return 1987:  3.61%*
	 Total return 1986: 13.03%
	 Total return 1985: 18.15%
	 
	 Shearson Lehman Mortgage-Backed Securities Index
	 Total return 1987:  5.26%*
	 Total return 1986: 13.43%
	 Total return 1985: 25.21%
	 
			    >>> Precious Metals <<<
	 
	 Silver (1,000 oz bar of bullion)
	 Total return 1987: 23.02%
	 Total return 1986:  -6.0%
	 Total return 1985: -4.58%
	 
	 Gold (100 oz bar of bullion)
	 Total return 1987: 20.98%
	 Total return 1986: 24.0%
	 Total return 1985:  8.72%
	 
	 Platinum (50 oz bar of bullion)
	 Total return 1987:  6.26%
	 Total return 1986: 38.0%
	 Total return 1985: 24.30%
	 
			>>> Residential Real Estate <<<
	 
	 Increase in average price of new single-family home
	 1987: 12.0%
	 1986:  9.1%
	 1985:  5.5%
	 
	 Housing starts, in millions
	 1987: 1.65
	 1986: 1.81
	 1985: 1.74
			    
			    >>> October 19,1987 <<<
			    
	 The day the DJIA dropped 508 points, -21.61%.

BBS.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
	 
	 
			     >>> >>> BBS's <<< <<<
			     
	 
	 Arms Control Computer Network
	 Kay Johnson
	 ACCN
	 711 G St. SE
	 Washington, DC 200003
	 202 544-8388 voice
	 
	 AICOM
	 Associated Indigenous Communications
	 PO Box 71
	 Highland, MD 20777
	 301 854-0499 ? voice
	 Native American interests
	 
	 AMNET
	 PO Box 8896 
	 Fort Collins, CO 80525
	 Animal rights
	 
	 Center for Environmental Information
	 Fred Stoss
	 33 S. Washington St.
	 Rochester, NY 14608
	 716 546-3796 voice
	 Data base searches
	 
	 Center for International Cooperation
	 National College of Education
	 2840 Sheridan Rd.
	 Evanston, IL 6021
	 312 256-5150 x329
	 Peace issues bibliography service & database.
	 $4/bibliography.
	 
	 CHEC
	 425 W. 3rd St., #2
	 Eugene, OR 97401
	 503 686-CHEC voice
	 503 683-4885 access
	 Forestry activists' BBS
	 
	 EarthNet
	 Center for Biology of Natural Systems
	 Queens College CUNY
	 Flushing, NY 11367
	 718 670-4180 voice
	 
	 EnviroNet
	 David L. Salahi
	 90 Streamwood
	 Irvine, CA 92714
	 714 731-6439 ?access #
	 User ID 105, password PARKS
	 
	 MISC.INVEST
	 This is a USENET conference that's open to anyone who has
	 access to the USENET system.  Available through PeaceNet and
	 most university computer networks.
	 
	 NIRSNet
	 Bea Trapasso
	 Nuclear Information and Resource Service
	 1616 P St., NW
	 Washington, DC 20036
	 202 328-0002 voice
	 
	 PeaceNet
	 3228 Sacramento St.
	 San Francisco, CA 94115
	 415 923-0900 voice
	 (where you can find yours truly, user ID jwhiting)
	 
	 RecyleNet
	 Association of New Jersey Recyclers
	 PO Box 625
	 Absecon, NJ 08201
	 609 641-8292 voice
	 609 641-9481 access
	 
	 Telecommunications Cooperative Network
	 505 8th Ave., Ste. 1805
	 New York, NY 10018
	 212 714-9780 voice
	 
	 The WELL (Whole Earth 'Lectric Link)
	 27 Gate Five Road
	 Sausalito, CA 94965
	 (where you can find yours truly, user ID jwhiting)
	 
	 Peter V. Radatti
	 210 W. 12th Ave
	 Conshohocken, PA 18428
	 Environmental BBS
	 
	 
		       >>> And for you Canadians ... <<<
	 
	 Catalyst
	 Canadian Study in Search of Democracy
	 PO Box 77155
	 Station S
	 Vancouver, BC
	 V5R 5T4
	 604 872-6968 (?voice)
	 
	 Eca-Online
	 Alberta Environmental Council
	 5pm-8am weekdays, 24 hr. weekends/holidays
	 403 438-5793

CHAT.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
 
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
 
				 >>> CHAT <<<
 
	 Welcome to the second year of EthInves.  A what a year it's
	 been: a new tax environment, the Soviet-U.S. missile treaty,
	 the rising Latin American debt crisis, the falling dollar,
	 the ever-present trade deficit and how can you mention 1987
	 without mentioning Bloody Monday.
 
	 In spite of all this uncertainty and rapid change, you are
	 still looking for sound investment options.  Your task is to
	 earn a comfortable return on your investment while monitoring
	 its social, political and environmental impact. No small
	 task.
 
	 I hope that the information and resources contained in
	 EthInves will make those decisions a little bit easier for
	 you.  As you may have noticed, ver. 2.0 is considerably
	 larger than 1.3  I hope that you find much of this new
	 material helpful.  If not, write or e-mail me and let me
	 know.  What do you need?  What don't you use?  What can't you
	 find?
 
	 My future plans for EthInves include more ancillary material
	 that may be of interest to EthInves users.  For example, this
	 edition includes a list of all the nuclear free zones world
	 wide.  The next edition (ver 2.1, 7/88) will have a database
	 of the members of Congress including address, phone and
	 committee memberships.  I have recently acquired Borland's
	 Quattro.  Expect to see much of the financial data in
	 spreadsheet/database form from now on.  If there's interest
	 from folks, I can also bundle other author's shareware: IRA
	 calculators, loan rate utils, etc.
 
	 The response the last 6 months to EthInves has been very
	 positive.  If this good fortune continues, EthInves will
	 become a quarterly publication by year's end.
 
	 EthInves readers can receive a free sample copy of RECON, the
	 newsletter that keeps its eye on the Pentagon, by writing
	 editor Chris Robinson and mentioning EthInves.
 
	 The periodical of the year award goes to The Whole Earth
	 Review for their Winter '87 issue "Signal".  If you are a
	 hacker, media freak, samizdat or committed culture watcher
	 you'll want to catch up with a copy of this excellent
	 magazine.  $5 from Whole Earth Review, 27 Gate Five Road,
	 Sausalito, CA, 94965.  In fact, you should be a subscriber
	 ($20/year).
 
	 Ramblings ...
 
	 With all-digit phone numbers, how long are they going to keep
	 putting letters on phones?  In other words, when will we lose
	 being able to spell out phone numbers?
 
	 When is someone going to put a clock/calendar into my
	 answering machine so that I can program it like I do my VCR?
	 I could simply tell it my regular working hours and never
	 have that sudden flash the minute I get to work.
 
	 Now that all of us with day gigs are in the habit of
	 timeshifting David Letterman AND VCR's are in 52% of American
	 homes, when will the advertisers get hip and push for
	 programming around the clock?
 
	 What public library will be first to put a jukebox of
	 CD-ROM's on-line accessable via your modem?  Local call so
	 that's free.  All we need now are lots and lots of reference
	 books and journals on disk with an elegant search routine on
	 the front end.  I'm not holding my breath but one day ...
 
	 Anybody else get a mailing from their local cable company
	 offering a computer hook-up, software and on-line services as
	 an option?  Will cable companies with their large installed
	 infrastructure start to rival phone line based information
	 utilities (CompuServe, The Source, etc.)?
 
	 I've been hearing more and more about progressive personal
	 computing throughout the Soviet bloc.  Will glasnost bring
	 about telecommunication and floppy disk exchanges with folks
	 in the Soviet bloc?  What would a public Soviet-US computer
	 network be like?  Will your local user group have a sisterSIG
	 in Poland?
 
	 Can you honestly tell me you have seen a non-trivial
	 HyperCard stack?  Not a glorified hyperDA but a real app I'll
	 use day in and day out.  I have faith.  Just wish I had the
	 time to play with HyperTalk.  One of my few New Year's
	 resolutions, along with PostScript.
 
	 If I were to win the lottery tommorrow, I'd buy a Compaq 386
	 to run Windows386.  I would never turn it off because I'd
	 configure Windows to run comm software in the background and
	 periodically download stuff from designated networks.  The
	 rest of the time it's in auto answer mode.  And when I sit
	 down to use it, all of this is transparent to me.
 
	 Or I'd get a Mac II with an AST 286 card and wait for Apple
	 to release A/UX, their flavor of Unix and be able to run all
	 three operating systems.
 
	 Then I'd get a 976- exchange number locally or a 900 area
	 code number nationwide and you could download stuff from me,
	 having it billed to your phone.  I'd don't know what the
	 phone company's attitude is but you could have pay as you go
	 information utilities.
 
	 The Spell-Checkers-Are-Great-But ... Dept.: They are but
	 until they're hypertext or randomized or in some different
	 form, you're gonna miss out on all the great new words you
	 learn while you're looking for the something else in a
	 printed dictionary.
 
	 Once again, thanks to all of you have provided me with both
	 information and inspiration during the last year.  EthInves
	 started with my own search for ethical investment vehicles
	 for my own I.R.A.  After looking high and low for what little
	 information is generally available, I decided to share this
	 information with you.
 
	 Jerry Whiting
	 PO Box 20821
	 Seattle, WA  98102
	 Through computer gateways: [DE3MIR]jwhiting
	 PeaceNet: jwhiting
	 The WELL: jwhiting

COMMLOAN.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
	 
	 
		     >>> >>> COMMUNITY LOAN FUNDS <<< <<<
			  
			  
			>>> National Association of <<<
		   >>> Community Development Loan Funds <<<
	 
	 Community development and revolving loan funds provide the
	 credit and financial support that small businesses, community
	 groups, cooperatives and others need but are unable to obtain
	 from more traditional sources (banks and savings & loans). 
	 Because the focus of community development loan funds is
	 local, you'll know exactly where your money is and what it is
	 doing.  Help strengthen your community by supporting a local
	 community loan or revolving loan fund.
	 
	 As of 6/30/87, N.A.C.D.L.F. members had 604 loans outstanding
	 totaling $14,844,000.  (This doesn't include loans commited
	 but not yet disbursed.)  They also had 1,522 lenders with a
	 total capitalization of $34,181,000.
	 
	 For more information contact:
	 National Association of Community Development Loan Funds
	 151 Montague City Road
	 Greenfield, MA 01301
	 413 774-7956
	 
			 >>> N.A.C.D.L.F. members: <<<
	 
	 ANAWIM Fund of the Midwest
	 1145 W.Wilson, #2424
	 Chicago, IL 60640
	 312 989-6233
	 
	 Assoc. for a Regional Agriculture Building the Local Economy
	 PO Box 5230
	 Eugene, OR 97405
	 503 485-7630
	 
	 Boston Community Loan Fund
	 25 West St. 2nd fl.
	 Boston, MA 02111
	 617 451-2050
	 
	 Capitoal District Community Loan Fund
	 33 Clinton Ave.
	 Albany, NY 12202
	 518 436-8586/463-5818
	 
	 Cascadia Revolving Fund
	 4649 Sunnyside North, #348
	 Seattle, WA 98103
	 206 547-5183
	 
	 Catherine McAuley Housing Foundation
	 1601 Milwaukee, #257
	 Denver, CO 80206
	 303 393-3806
	 
	 Catskill Mountain Housing Development Corp. Revolving Loan
	  Fund
	 329 Main St.
	 Catskill, NY 12414
	 518 943-6700
	 
	 Common Space
	 2550 Pillsbury Ave. South
	 Minneapolis, MN 55404
	 612 872-0550
	 
	 Cooperative Fund of New England
	 108 Kenyon St.    
	 Hartford, CT 06105
	 203 523-4305
	 
	 Cornerstone Loan Fund
	 3520 Mooney Ave.
	 Cincinnati, OH 45208
	 513 871-9294
	 
	 Delaware Valley Community Reinvestment Fund
	 924 Cherry St.
	 Philadelphia, PA 19107
	 215 925-1130
	 
	 Enterprise Loan Fund Inc.
	 502 American City Bldg.
	 Columbia, MD 21044
	 301 964-0552
	 
	 Federation of Appalachian Housing Enterprises
	 Drawer B
	 Berea, KY 40403
	 606 986-2321
	 
	 Fund for an Open Society
	 311 S. Juniper St., #400
	 Philadelphia, PA 19107
	 215 735-6915
	 
	 Fund for Southern Communities
	 552 Hill St.
	 Atlanta, GA 30312
	 PO Box 927
	 Atlanta, GA 30301
	 404 577-3178
	 
	 Housing Fund of the Archdiocese of New York
	 1011 First Ave.
	 New York, NY 10022
	 212 371-1000 x2590
	 
	 Industrial Cooperative Assoc. Revolving Loan Fund
	 58 Day St., #200
	 Somerville, MA 02144
	 617 629-2700
	 
	 Institute for Community Economics Revolving Loan Fund
	 151 Montague City Rd.
	 Greenfield, MA 01301
	 413 774-7956         
	 
	 Interfaith Revolving Loan Fund
	 2100 Chestnut St.
	 Philadelphia, PA 19103
	 215 561-7079
	 
	 Koinonia Partners Fund for Humanity
	 Rt. 2
	 Americus, GA 31709
	 912 924-0391
	 
	 Lakota Fund
	 PO Box 340
	 Kyle, SD 57772
	 605 455-2500
	 
	 Leviticus 25:23 Alternative Fund
	 Mariandale Center
	 Box 1200
	 Ossining, NY 10562
	 914 941-9422
	 
	 Low Income Housing Fund
	 55 New Montgomery St.,#223
	 San Francisco, CA 94105
	 415 777-9804
	 
	 McAuley Institute
	 1320 Fenwick Lane, #600
	 Silver Spring, MD 20910
	 301 588-8110
	 
	 Michigan Housing Trust Fund
	 2111 Woodward, #512
	 Detroit, MI 48201
	 313 963-2200
	 
	 New Hampshire Community Loan Fund
	 PO Box 666
	 Concord, NH 03301
	 603 224-6669
	 
	 North Country Development Fund
	 PO Box 7272
	 Minneapolis, MN 55407
	 612 627-4053
	 
	 Southeastern Reinvestment Ventures
	 159 Ralph McGill Blvd. NE, #412
	 Atlanta, GA 30365
	 404 525-2683
	 
	 Western Mass. Community Loan Fund
	 Box 567
	 Florence, MA 01060
	 413 586-7705/774/7956
	 
	 Wisconsin Partnership for Housing Development
	 1045 E.Dayton St.
	 Madison, WI 53703
	 608 255-1558
	 
	 Women's Economic Development Corp.
	 1885 University Ave.
	 St. Paul, MN 55104
	 612 646-3808
	 
	 Worcester Community Loan Fund
	 PO Box 271, Mid Town Mall
	 Worcester, MA 01614
	 617 799-5664
	 
		    >>> N.A.C.D.L.F. Associate Members <<<
		   >>> (Developing Community Loan Funds) <<<
	  
	 Common Ground Community Loan Fund
	 5405 E.Grand
	 Dallas, TX 75223
	 214 827-2632
	 
	 HEAD Community Loan Fund
	 PO Box 504
	 Berea, KY 40403
	 606 986-1651
	 
	 New Jersey Community Loan Fund
	 126 N.Montgomery St.
	 Trenton, NJ 08608
	 609 393-7153
	 
	 Northern California Community Loan Fund
	 14 Precita Ave.
	 San Francisco, CA 94110
	 415 285-3909
	 
	 Vermont Community Loan Fund
	 Box 827
	 Montpelier, VT 05602
	 802 229-5186
	 
	 Washington Area Commmunity Investment Fund
	 845 North Lincoln St.
	 Arlington, VA 22201
	 703 528-1446
	 
		 >>> Other N.A.C.D.L.F. Associate Members <<<
	 
	 Bay Area Socially Responsible Investment Professionals
	 820 Waldo Point
	 Sausalito, CA 94965
	 
	 Burlington Revolving Loan Program
	 Room 32 City Hall
	 Burlington, VT 05401
	 802 658-9300
	 
	 Campaign for Human Development
	 1312 Massachusetts Ave. NW
	 Washington, DC 20005
	 202 659-6650
	 
	 City of Eugene Business Development Fund
	 72 W.Broadway, #200
	 Eugene, OR 97401
	 503 687-5443
	 
	 Colorado Division of Commerce & Development
	 1313 Sherman St., #523
	 Denver, CO 80203
	 303 866-2205
	 
	 Cooperative Ownership Development Corp.
	 103-1/2 South Texas St.
	 Silver City, NM 88062
	 505 388-1604
	 
	 Co-op America
	 2100 M St. NW
	 Washington, DC 20036
	 202 872-5307
	 
	 Corporation for Enterprise Development
	 1725 K St. NW, #1401
	 Washington, DC 20006
	 202 293-7963
	 
	 Economic Cooperative Program
	 657 E.Court St., #200
	 Kankakee, IL 60901
	 815 933-7791
	 
	 Financial Alternatives Fund
	 1514 McGee Ave.
	 Berkeley, CA 94703
	 415 527-5604
	 
	 Funding Exchange
	 666 Broadway, 5th fl.
	 New York, NY 10012
	 212 260-8500
	 
	 MANA
	 1711 Fourteenth St. NW
	 Washington, DC 20009
	 202 462-8686
	 
	 Marianist Sharing Fund
	 4301 Roland Ave.
	 Baltimore, MD 21210
	 301 366-1324
	 
	 NCB Development Corp.
	 1630 Connecticut Ave. NW
	 Washington, DC 20009
	 202 745-4672
	 
	 National Federation of Community Development Credit Unions
	 29 John St., #1603
	 New York, NY 10038
	 212 513-7191
	 
	 Self-Help Ventures Fund
	 413 E. Chapel Hill St.
	 Durham, NC 27701
	 919 683-3016
	 
	 South Shore Bank of Chicago
	 7054 S.Jeffrey Blvd.
	 Chicago, IL 60649
	 312 288-1000 x300
	 
	 Trust for Public Land
	 666 Broadway, 9th fl.
	 New York, NY 10012
	 212 677-7171
	 
	      >>> Community Development Credit Unions & Banks <<<
	      
	 To find a local credit union involved in community
	 development, contact:
	 
	 National Federation of Community Development Credit Unions
	 29 John St., #1603
	 New York, NY 10038
	 800 437-8711
	 212 513-7191 (in NY)
	 
	 
	 American Indian National Bank
	 1700 K St. NW
	 Washington, DC 20006
	 202 887-5252
	 
	 Dwelling House Savings & Loan Association
	 501 Herron Ave.
	 Pittsburgh, PA 15219
	 412 683-5116
	 
	 Self-Help Credit Union
	 PO Box 3529
	 Durham, NC 27705
	 413 E. Chapel Hill St.
	 Durham, NC 27701
	 800 722-3614 tone 3016
	 919 683-3016
	 
	 South Shore Bank of Chicago
	 71st & Jeffrey Blvd.
	 Chicago, IL 60649-2096
	 312 288-7017
	 
		       >>> International Loan Funds <<<
       
	 ACCION International/AITEC
	 1385 Cambridge St.
	 Cambridge, MA 02139
	 617 492-4930
	 
	 Ecumenical Development Cooperative Society
	 475 Riverside Drive, #1003
	 New York, NY 10115
	 212 870-2135
	 
	 Women's World Banking
	 104 East 40th St., #607
	 New York, NY 10016
	 212 953-2390
	 
	  >>> Other Institutions Involved With Community Funding <<<
	
	 Appalachian Community Fund
	 123 West Jackson Ave.
	 Knoxville, TN 37902
	 615 523-5783
	 
	 Baltimore Commonwealth
	 3028 Greenmount Ave.
	 Baltimore, MD 21218
	 301 467-2177
	 
	 Bread & Roses Community Fund
	 1425 Walnut St.
	 Philadelphia, PA 19102
	 215 563-0636
	 
	 Brooklyn Ecumenical Cooperative
	 562 Atlantic Ave.
	 Brooklyn, NY 11217
	 718 858-8803
	 
	 Christians for Urban Justice:
	 Home Ownership Revolving Fund
	 563A Washington St.
	 Dorchester, MA 02124
	 617 825-6080
	 
	 Common Capital Support Fund
	 2706 Ontario Rd. NW
	 Washington, DC 20009
	 202 265-1305
	 
	 Crossroads Fund
	 343 S. Dearborn St, #604
	 Chicago, IL 60604
	 312 987-0941
	 
	 Habitat for Humanity
	 419 West Church St.
	 Americus, GA 31709
	 912 928-9026
	 
	 Haymarket Peoples Fund
	 25 West St.
	 Boston, MA 02111
	 617 426-1909
	 
	 Headwaters Fund
	 3255 Hennepin Ave. S., #210
	 Minneapolis, MN 55403
	 612 827-3500
	 
	 Jubilee Housing
	 1750 Columbia Rd. NW
	 Washington, DC 20009
	 202 667-5400
	 
	 Jubilee Partners
	 Paul & Silas Revolving Bail Fund
	 PO Box 68
	 Comer, GA 30628
	 404 783-5244
	 
	 Liberty Hill Foundation
	 235 Hill St.
	 Santa Monica, CA 90405
	 PO Box 1074
	 Venice, CA 90291
	 213 458-1450
	 
	 Live Oak Fund for Change
	 PO Box 4601
	 Austin, TX 78765
	 512 476-5714
	 
	 McKenzie River Gathering Foundation
	 454 Willamette
	 Eugene, OR 97401
	 503 485-2790
	 
	 North Star Fund
	 666 Broadway, 5th fl.
	 New York, NY 10012
	 212 460-5511
	 
	 People's Resource of Southwest Ohio
	 PO Box 1597
	 Dayton, OH 45401
	 513 222-6120
	 
	 Self Help Assoc. for a Regional Economy (S.H.A.R.E.)
	 E.F. Schumacher Society
	 PO Box 124A, RD 3
	 Great Barrington, MA 01230
	 413 528-1737
	 
	 Southeastern Community Loan Fund
	 PO Box 927
	 Atlanta, GA 30801
	 404 577-3178
	 
	 Southern Cooperative Development Fund
	 PO Box 3885
	 Lafeyette, LA 70502
	 318 232-9206
	 
	 Vanguard Public Foundation
	 14 Precita St.
	 San Francisco, CA 94110
	 415 285-2005
	 
	 Wisconsin Community Fund
	 222 S. Hamilton, #4
	 Madison, WI 53703
	 608 251-6834
	 
	       >>> The Bank for Socially Responsible Lending <<<
	 
	 The Bank for Socially Responsible Lending Organizing Group
	 PO Box 404920
	 Brooklyn, NY 11240-4920
	 718 768-9344

	 The Bank for Socially Responsible Lending has applied for
	 regulatory approval.  The bank's goal will be to foster
	 business enterprises that have direct positive social
	 consequences like creating jobs, building affordable housing,
	 and producing safe and useful products and services.

COMPNIES.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
	 
	 
	   >>> >>> COMPANIES DOING BUSINESS IN SOUTH AFRICA <<< <<<
	   
	   
	 >>> U.S. Companies w/Direct Investment in South Africa <<<
			 >>> as of January 1, 1988 <<<
	 
	 The following list is of parent companies with direct
	 investments in South Africa.  Every effort has been made to
	 insure the completeness and accuracy of this list.  For more
	 current information, please contact the company in question
	 directly.
	 
	    *   Sullivan Principle signatory co.
	    +   sale pending/have announced leaving
	 
	 AM International
	 Abbot Laboratories*
	 Acco World Corp.
	 Accuracy Corp.
	 Air Express International Corp.
	 Air Products and Chemicals Inc.
	 Aladdin Industries Inc.
	 Albany International Corp.
	 Allegis (UAL Inc.) + (Hertz Corp. to leave)
	 Louis A. Allen Assoc. Ltd.
	 Allied-Signal*
	 Allis-Chalmers Corp.*
	 AMCA International Corp.
	 American Brands Inc.*
	 American Cyanamid Co.*
	 American Home Products Corp.+
	 American Hospital Supply Corp.
	 Assoc. Metals and Minerals Corp.
	 Automatic Switch Co.
	 
	 The Badger Co. Inc.
	 Baker Intl.*
	 Bancroft & Sons Co.
	 Bandag Inc.*
	 Bardahl Mfg. Corp.
	 Ted Bates Worldwide Inc.
	 Bausch & Lomb Inc.*
	 Beckman Instruments Inc.
	 Bechtel Group Inc.*
	 Becor Western Inc.*
	 Black & Decker Mfg. Co.+
	 Borden Inc.*
	 Borg-Warner Corp.*
	 Born Inc.
	 Bradley Corp.
	 Bristol-Meyers Co.*
	 Buckman Laboratories Inc.
	 Bundy Corp.+
	 Burroughs Corp.* (Unisys)
	 Butterick Co. Inc.*
	 
	 CBI Industries Inc.
	 Card Key Systems
	 Carrier Corp.
	 Cascade Corp.
	 J.I. Case Co.
	 Caterpillar Tractor Co.*
	 Champion Spark Plug Co.*
	 Chevron Corp.
	 Chesebrough-Pond's Inc.
	 Chicago Pacific Corp.
	 Chicago Pneumatic Tools Co.
	 CIGNA Corp.*
	 Clark Equipment Co.+
	 Colgate-Palmolive Co.*
	 Columbus McKinnon Corp.
	 Combustion Engineering Inc.*
	 Continental Grain Co.
	 Control Data Corp.*
	 Corning Glass
	 Coulter Electronics Inc.*
	 Crown Cork and Seal Co. Inc.*
	 
	 Dames & Moore
	 D'Arcy-Macmanus & Masius Worldwide Inc.
	 Darmex Industrial Corp.
	 Dart & Kraft Inc.
	 Davy McKee Equipment Corp.
	 Deere & Co.*
	 Del Monte Corp.*
	 Donaldson Co. Inc.*
	 Dow Chemical Co.+
	 Dow Corning Corp.*
	 Dun & Bradstreet Corp.+
	 Dravco Corp.
	 Dresser Industries Inc.*
	 EI Du Pont de Nemours & Co. Inc.*
	 Dukane Corp.
	 
	 Eastman Kodak Co.+
	 Echlin Co.
	 Eli Lilly & Co.*
	 Emhart Corp.+
	 Envirotech Corp.
	 Erico Products Inc.
	 Eriez Magnetics
	 Esmark Inc.
	 Estee Lauder Inc.*
	 Euclid Inc.
	 Eutectic Corp.
	 Evapco
	 
	 FMC Corp.*
	 Federal-Mogul Corp.*
	 Ferro Corp.*
	 Fisher Controls International Inc.
	 Fluor Corp.*
	 Foote Cone & Belding Communications Inc.*
	 Franklin Electric Co. Inc.*
	 Fruehauf Corp.*
	 
	 GAF Corp.*
	 GATX Corp.
	 The Getz Corp.
	 Gillette Co.*
	 Goodyear Tire & Rubber Co.*
	 Grey Advertising Inc.*
	 Grolier Inc.*
	 
	 Frank B. Hall & Co. Inc.*
	 Harnischfeger Corp.*
	 The Harper Group*
	 Heinemann Electric Co.
	 Heublin Inc.
	 Hewlett-Packard Co.*
	 H.H. Robertson Co.
	 Hoover Co.*
	 Huck Mfg. Co.
	 Hughes Tool Co.
	 Hydro-Air Engineering Inc.
	 
	 ICS-International
	 IMS Intl. Inc.*
	 ITT Corp.*+
	 Ingersoll-Rand Co.*
	 Intergraph Corp.*
	 Intl. Flavors & Fragrances Inc.*
	 The Interpublic Group of Companies Inc.*
	 ITT Corp.
	 
	 JWT Group Inc.*
	 Johnson & Johnson Co.*
	 S.C. Johnson & Son Inc.*
	 Jordache Enterprises Inc.
	 Joy Manufacturing Co.*
	 
	 Kellog Co.*
	 Kendavis Industries Intl. Inc.
	 Kennametal Inc.*
	 KFC Corp.
	 Kimberly-Clark Corp.*
	 Koehring Crances & Excavators
	 
	 L & M Radiator Co.
	 Leco Crop.*
	 Leeds & Northrup Co.
	 Loctite Corp.*
	 Longyear Co.
	 Lubrizol Corp.
	 Lykes Brothers Steamship Co. Inc.
	 
	 MGM\UA Entertainment Co.
	 Maremont Corp.
	 The Marmon Group
	 Marsh & McLennan Cos. Inc.*
	 Masonite Corp.
	 Measurex Corp.
	 Medtronic Inc.*
	 Memorex Corp.
	 Merck & Co. Inc.*+
	 Metallurg Inc.
	 Midland-Ross Corp.*
	 Millipore Corp.
	 Mine Safety Appliances Co.*
	 Minnesota Mining & Mfg. Co.*
	 Mobil Oil Corp.*
	 Monsanto Co.*
	 Muller & Phipps Intl. Corp.
	 
	 NCR Corp.*
	 Nabisco Brands Inc.*
	 Nalco Chemical Co.*
	 National Education Corp.
	 National Starch & Chemical Corp.
	 National Standard Co.
	 A.C. Nielsen Co.
	 Newmont Mining Corp.*
	 Northrop Corp.
	 Norton Co.+
	 
	 The Ogilvy Group*
	 Olin Corp.*
	 Otis Group Inc.
	 Owens-Illinois Inc.*
	 
	 Pan American World Airways Inc.*
	 Parker Hannifin Corp.*
	 Parker Pen Co.
	 Peabody Intl. Corp.
	 Pfizer Inc.*
	 Phelps Dodge Corp.*
	 Precision Valve Corp.
	 Preformed Line Products Co.
	 
	 Quaker Chemical Corp.
	 
	 Ramsey Engineering
	 Raymond Intl. Inc.
	 Raytheon Co.*
	 Reader's Digest Assoc. Inc.*
	 Redken Laboratories Inc.
	 Redland Braas Corp. (sic)
	 Reed Mining Tools Inc.
	 Rexnord Inc.*
	 Reynolds & Reynolds Co.*
	 R.J. Reynolds Industries Inc.*
	 Richardson-Vicks Inc.
	 Riker Laboratories
	 
	 Salsbury Laboratories Inc.
	 Schering-Plough Corp.*
	 G.D. Searle & Co.
	 Sentry Corp.+
	 Sigmaform Corp.*
	 SmithKline Beckman Corp.*
	 Sohio Chemical Co.
	 Sperry Corp.* (Unisys)
	 Square D Co.*+
	 Squibb Corp.*
	 Standard Oil Co. (Ohio)*
	 L.S. Starrett Co.
	 Stauffer Chemical Co.
	 Steiner Corp.
	 Sterling Drug Inc.*
	 Sybron Corp.
	 
	 Tambrands Inc.*+
	 Technicon Corp.
	 Tenneco Inc.*
	 Texaco Inc.
	 Timken Co.
	 Titanium Industries Inc.
	 Tokheim Corp.*
	 The Trane Co.
	 Trinova Corp. (Libbey-Owens-Ford Co.)*
	 Triton Group Ltd. (Simplicity Pattern Co.)
	 Twentieth Century Fox Films Corp.
	 Twin Disk Inc.*
	 
	 UAL Inc. (Allegis)
	 U.S. Corp. (USG Corp.)
	 Union Camp Corp.*
	 Union Carbide Corp.*
	 Unisys Corp.* (Sperry/Burroughs merger)
	 Unit Rig & Equipment
	 United States Lines SA
	 United Technologies Corp.
	 Upjohn Co.*
	 USX Corp. (U.S. Steel Corp.)*
	 
	 The Valeron Corp.
	 Van Dusen Air Inc.
	 
	 Warner-Lambert Co.*
	 Wean United Inc.
	 Westin Hotel Co.
	 Wilbur-Ellis Co.*
	 World Courier Inc.
	 Wynn's Intl. Inc.
	 
	   >>> U.S. Companies w/Indirect South African Dealings <<<
	  >>> via Licensing, Distribution or Franchise Agreements <<<
			 >>> as of January 1, 1988 <<<
	 
	 *   Sullivan Principle signatory company as of 4/15/87
			      
	 American Express*
	 American Standard
	 Baxter Travenol Laboratories Inc.
	 Beatrice Cos.
	 CBS Computer Sciences
	 The Coca-Cola Co.
	 Cooper Industries
	 CPC Intl.
	 Cummins Engine Co. Inc.*
	 Eaton
	 Englehard*
	 Exxon
	 Fairchild Industries Inc.
	 Firestone Tire & Rubber*
	 Foster Wheeler*
	 Gates Rubber
	 GE 
	 Gelco Corp.
	 General Foods 
	 General Motors
	 General Signal
	 Gilbert Assoc.
	 Honeywell*
	 IBM
	 John Fluke
	 John Wiley & Sons*
	 Kraft
	 Motorola
	 Navistar
	 Oak Industries
	 Opico
	 PepsiCo
	 Procter & Gamble
	 Rohm & Haas
	 Skok Systems
	 SPS Technologies
	 The Stanley Works
	 Stone & Webster
	 Sun Chemical
	 The Stanley Works
	 Tidwell Indutries
	 Trans World Airlines*
	 VF Corp.
	 W.R. Grace & Co.
	 W.R. Stamler
	 Warner Communications
	 Westinghouse Electric*
	 
	 Source: Investor Responsibility Research Center
	 
		 >>> Foreign Corps. w/Stock Traded in U.S. <<<
		  >>> w/Direct South African Investments <<<
			 >>> as of January 1, 1988 <<<
			 
	 AMCA Intl. Ltd.
	 ASA Ltd.
	 B.A.T. Industries
	 British Petroleum Co. Ltd.
	 Canadian Pacific Ltd.
	 Imperial Chemical Industries PLC
	 Massey-Ferguson Ltd.
	 Moore Corp. Ltd.
	 Nestle
	 Plessey Co. Ltd.
	 Royal Dutch Shell Group
	 Seagram Co. Ltd.
	 Schlumberger Ltd.
	 Shell Transport & Trading Public Ltd. Co.
	 Unilever PLC
	 Volkswagon

DETAILS.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
	 
	 
			    >>> >>> DETAILS <<< <<<
	 
	 
	 EthInves is an shareware almanac that provides you with handy
	 reference material on socially responsible investing.
	 EthInves is distributed as both ASCII text-only files
	 (MS-DOS) and MacWrite files (Macintosh).  To begin using
	 EthInves, just open the EthInves files with your favorite
	 word processor or place the files into a PageMaker
	 publication.  You can print all or part of it out or use it
	 as a handy on-disk reference when you need a specific piece
	 of information.
	 
	 EthInves is packed full of information of interst to people
	 who are concerned about how their investments are impacting
	 the world around them.  EthInves' files contain information
	 about newsletters, magazines and books on ethical investment;
	 financial profiles of socially conscious mutual funds, money
	 market funds and other investment vehicles; and lists of
	 utility companies involved with nuclear power plants.  You'll
	 also find the top 100 Dept. of Defense contractors, all the
	 Strategic Defense Initiative (Star Wars) contractors, the
	 companies that still do business in South Africa and much,
	 much more.  I strongly suggest you browse through the MISC
	 file. :-)
	 
	 EthInves is shareware and you are encouraged to pass it on to
	 friends, relatives and co-workers.  Each copy includes an
	 archived version to make uploading and downloading EthInves
	 both quicker and cheaper.  The necessary archiving and de-
	 archiving utilities are enclosed.  All I ask are two things
	 of you: that you distribute all of the EthInves files in
	 total without changing the contents and that it not be sold
	 for more than the cost of reproduction and distrubtion.  I
	 still retain the copyright to EthInves. 
	 
	 If you find EthInves of use, please become a registered owner
	 for $20.  Registration to this biannual almanac gives you a
	 year's subscription.  You get two copies: the one you have
	 now and the next scheduled release.  EthInves issues come out
	 in January and July.
	 
	 I welcome feedback, suggestions for improvement and
	 corrections of errors or omissions.  Please tell me where you
	 heard about EthInves.  Many thanks to all of you who have
	 helped me compile and distribute this material.  I always
	 appreciate your feedback.  
	 
	 THE MATERIAL IN ETHINVES IS FOR RESEARCH PURPOSES ONLY.  IT
	 IS NOT INVESTMENT ADVICE NOR IS IT TO BE INTERPRETTED AS
	 FINANCIAL COUNSELING.  IT IS FOR YOUR PERSONAL INFORMATION;
	 HOW YOU APPLY IT WITH YOUR MONEY IS YOUR BUSINESS.
	 
	 Jerry Whiting
	 PO Box 20821
	 Seattle, WA  98102
	 Through many computer network gateways:  [DE3MIR]jwhiting
	 PeaceNet:  jwhiting
	 The WELL:  jwhiting
	 

DIVSTMNT.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
	 
		 
	 >>> >>> SOUTH AFRICA & SOCIALLY RESPONSIBLE INVESTING <<< <<<
			     
			     
			     >>> Introduction <<<
			     
			     
	 No other facet of the ethical investment movement has
	 received as much attention or had as deep an impact as the
	 divestment movement.  Public outcry and investor pressure has
	 played a pivotal role in pressuring American companies into
	 leaving South Africa.
	 
	 As an investor you must decide what level of involvement with
	 South Africa you are comfortable with.  Many companies have
	 responded to public pressure by ending their direct investment 
	 but continue to profit through franchises, licensing agreements 
	 or other means that let them have their cake and eat it too.
	 
	 On June 3, 1987, Rev. Leon Sullivan abandoned his efforts of
	 trying to influence Pretoria through the examples set by
	 American businesses in South Africa and called for a complete
	 withdrawal.  You must decide for yourself if a company's
	 signing of the Sullivan Principles was a skirt to hide behind
	 or was a sincere effort to bring about progressive change.
	  
	 For interesting, if disheartening, articles on the impact of
	 divestment on South Africa, consult The New York Times,
	 7/27/87, p21; New York Times, 9/7/87, p17; Wall Street
	 Journal, 9/21/87, p20.
	 
	 Five organizations active in the fight against apartheid have
	 recently issued their own "Guidelines for Divestment".  A
	 copy of their statement follows.
	 
		       >>> Guidelines for Divestment <<<
			      >>> signed 1/87 <<<
	 
	 We support an end to all corporate involvement in or with South
	 Africa and Namibia.  A corporation is doing business in or with
	 the Republic of South Africa or Namibia if it, its parent, or its
	 subsidiaries:
	 
	 1) have direct investments in South Africa or Namibia, or have
	 entered into franchise, licensing or management agreements with or
	 for any entity in those countries; or
	 
	 2) are financial institutions that have not prohibited new
	 investments, loans, credits or related services, or the renewal of
	 existing agreements, including those for the purpose of trade,
	 with any entity in those countries; or
	 
	 3) have more than 5% of their common stock beneficially owned or
	 controlled by a South African entity.
	 
	 A company with operations in South Africa or Namibia for the sole
	 purpose of reporting the news shall not be considered doing
	 business in those countries.
	 
		American Committee on Africa
		198 Broadway
		New York, NY 10038
		(212) 962-1210
	 
		American Friends Service Committee
		1501 Cherry St.
		Philadelphia, PA 19102
		(215) 241-7000
	 
		Interfaith Center on Corporate Responsibility
		475 Riverside Drive, #566
		New York, NY 10115
		(212) 870-2936
	 
		TransAfrica
		545 Eighth St. SE #200
		Washington, DC 20003
		(202) 547-2550
	 
		Washington Office on Africa
		110 Maryland Ave NE
		Washington, DC
		(202) 546-796
			       
			       >>> Resources <<<
			       
	 For more information on the anti-apartheid and divestment
	 movements, contact the above groups or:
	 
		Intl. Council for Equality of Opportunity Principles
		1501 N. Broad St.
		Philadelphia, PA 19122
		215 236-675

DODCONTR.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
	 
	 
			  >>> DEFENSE CONTRACTORS <<<
	 
	 
	 Beware of recent mergers, spin offs and acquisitions.  The
	 ever turbulent business world has blurred this list of parent
	 companies (e.g. Sperry & Burroughs haved merged and are now
	 calling themselves Unisys and GE bought RCA etc.).  You'll
	 have to check to see who's doing what today.  This is a good
	 place to start.
	 
	 For further information on Dept. of Defense contractors contact:
		Defense Contract Audit Agency
		Bldg. 4, Cameron Station
		Alexandria, VA 22314
		202 274-7328/274-7288
		
		  >>> Top Ten Military Contractors: 1986 <<<
		>>> ranked by prime contract awards, in $B <<<
		    
				'86     '85     '84     '83     '82
	  General Dynamic      1 $8.0  2 $7.4  3 $6.0  1 $6.8  1 $5.9
	  General Electric     2 $6.8  4 $5.9  6 $4.5  4 $4.5  5 $3.7    
	  McDonnell Douglas    3 $6.6  1 $8.9  1 $7.7  2 $6.1  2 $5.6
	  Rockwell             4 $5.6  3 $6.3  2 $6.2  3 $4.5  8 $2.7
	  General Motors       5 $5.1 17 $1.6 23 $1.0 23 $0.9 26 $0.7
	  Lockheed             6 $4.9  6 $5.1  4 $5.0  6 $4.0  5 $3.5
	  Raytheon             7 $4.1  9 $3.0  9 $3.1 10 $2.7  9 $2.3
	  Boeing               8 $3.6  5 $5.5  5 $4.6  5 $4.4  6 $3.2
	  United Technologies  9 $3.5  7 $3.9  8 $3.2  7 $3.9  3 $4.2
	  Grumman             10 $3.0 10 $2.7 11 $2.4 11 $2.3 11 $1.9
	 
	 Source:
	 Recon Publications
	 PO Box 14602
	 Philadelphia, PA  19134
	 215 843-4256
	 
	       >>> Top 100 Department of Defense Contractors <<<
			     >>> as of 9/30/86 <<<
	  
	 Source: Investor Responsibility Research Center
	 
	 Rank  Parent Company
	  
	 57     Aerospace Corp.
	 25     AT&T
	 22     Allied-Signal
	 83     Amerada Hess Corp.
	 50     Amoco
	 71     Ashland Oil
	 34     Atlantic Richfield
	 47     Avondale Industries
	 63     Bahrain National Oil
	 45     Bath Iron Works
	 96     BDM Intl.
	 37     Bell Boeing JV
	  8     Boeing
	100     Brunswick
	 52     Burroughs (Unisys)
	 38     CFM Intl.
	 29     Chevron
	 80     Chrysler
	 69     Coastal Corp.
	 88     Colt Industries
	 62     Computer Sciences
	 68     Control Data Corp.
	 91     Digital Equipment Corp.
	 66     Draper Charles Stark Lab
	 73     Dynalectron
	 82     E-Systems
	 92     Eastman Kodak
	 20     Eaton
	 97     Electrospace Systems
	 64     Emerson Electric
	 36     Exxon
	 27     FMC
	 76     Figgie Intl.
	 30     Ford Motor Co.
	 23     GTE
	 78     Gates Corp.
	 95     GEC Inc.
	 33     GenCorp.
	  1     General Dynamics
	  2     General Electric
	  5     General Motors
	 40     Goodyear Tire & Rubber
	 58     Gould
	 10     Grumman
	 35     Harris
	 32     Harsco
	 46     Hercules
	 79     Hewlett Packard
	 94     Holly Corp.
	 12     Honeywell
	 19     IBM
	 98     IT&T & Varo JV
	 28     IT&T
	 53     Johns Hopkins Univ.
	 17     LTV
	 77     Lear Siegler
	 15     Litton Industries
	  6     Lockheed
	 49     Loral
	 11     Martin Marietta
	 51     Massachusetts Inst. of Technology
	  3     McDonnell Douglas
	 54     Mitre Corp.
	 59     Mobil
	 48     Motor Oils Hellas Corinth Refineries
	 56     Morrison Knudsen
	 75     Morton Thiokol
	 39     Motorola
	 31     Northrop
	 55     Olin
	 72     Oshkosh Truck
	 84     Pacific Resources
	 43     Pan Am Corp.
	 61     Penn Central Corp.
	  7     Raytheon
	  4     Rockwell Intl.
	 67     Rolls Royce Inc.
	 24     Royal Dutch Petroleum
	 70     Sanders Assoc.
	 74     Science Applications
	 26     Singer
	 65     Soberbio Inc.
	 89     Stueart Investment Co.
	 16     Sperry (Unisys)
	 60     Sun Co.
	 90     Sundstrand
	 21     TRW
	 41     Teledyne
	 42     Tenneco
	 93     Texaco
	 18     Texas Instruments
	 14     Textron
	 86     Todd Shipyards
	 81     Tracor
	 99     Transamerica
	 87     United Industrial
	 44     United States Phillips Trust
	  9     United Technologies
	 13     Westinghouse Electric
	 85     Zenith Electronics
	  
	    >>> Top Department of Defense Contractors 1983-1987 <<<
		  >>> listed by total value of contracts <<<
		  
	  Source: American Federation of Scientists, 4/87 newsletter
	  
	  1  Lockheed
	  2  General Motors
	  3  TRW
	  4  DOE Lawrence Livermore
	  5  McDonnell Douglas
	  6  Boeing
	  7  EG&G
	  8  DOE Los Alamos
	  9  GE
	 10  Rockwell Intl.
	 11  MIT
	 12  Raytheon
	 13  LTV
	 14  DoE Sandia (AT&T)
	 15  Fluor
	 16  NASA
	 17  Grumman
	 18  Gencorp
	 19  Teledyne
	 20  Honeywell
	 21  Martin Marietta
	 22  SDI Institute
	 23  Textron
	  
		      >>> NUCLEAR WEAPONS CONTRACTORS <<<
		      
	 I have been unable to locate or put together an up-to-date
	 list of nuclear weapons contractors.  To the best of my
	 knowledge there is no one place you can go to get a
	 comprehensive list.  The best I've been able to come up with
	 is the following.  The odds are if a company was heavily
	 involved in nuclear weapons research and/or production in
	 1983, they still are now.  I hope to have more comprehensive
	 information included in future updates of EthInves.  A more
	 up to date list will soon be available from:
		Nuclear Free America
		325 East 25th St.
		Baltimore, MD 21218
		301 235-3575
		   
	       >>> Top US Nuclear Weapons Contractors, 1983 <<<
		   
		   *  has since merged with another company
		
		Allied-Signal
		AT&T
		Avco* (Textron)
		Boeing
		Burroughs* (Unisys)
		Control Data
		DuPont
		Eaton
		EG&G
		Emerson Electric
		E-Systems
		FMC Corp.
		Ford
		GTE
		GenCorp
		General Dynamics
		General Electric
		General Motors
		Goodyear
		Gould
		Harris
		Hercules
		Honeywell
		ITT
		IBM
		LTV
		Litton
		Lockheed
		Martin Marietta
		McDonnell Douglas
		Morton Thiokol
		Motorola
		Northrop
		Pan Am
		Penn Central
		RCA* (General Electric)
		Raytheon
		Rockwell International
		Singer
		Sperry* (Unisys)
		TRW
		Teledyne
		Tenneco
		UNC Resources
		United Technologies
		Westinghouse
	 
	 With thanks to The Council for a Livable World, Investor
	 Responsibility Research Center & Nuclear Free America.

DODSPEND.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
	 
	
	>>> RESOURCES FOR ASSESSING THE IMPACT OF MILITARY SPENDING <<<
	    
	 This information is reprinted from ACCESS Resource Brief (Vol
	 1 No. 4, Sept 87) courtesy of ACCESS Inquiry Service, an
	 excellent source of data on military spending and other
	 security and peace issues.
	    
	 ACCESS Inquiry Service
	 1755 Massachusetts Ave NW, Suite 501
	 Washington, DC  20036
	 202 328-2323.
	 
	 
		>>> Studies of Impacts of Military Spending <<<
	
	 Defense Spending and the Economy
	 Congressional Budget Office, Feb 83, out of print
	 Check in your local Federal Depository Library.  Ask your local
	 librarian for help.
	 
	 Studies of economic impacts of arms control proposals,
	 defense programs (e.g., SDI, B-1 bomber), and contractors.
	 Council on Economic Priorities
	 30 Irving Place
	 New York, NY  10003
	 212 420-1133
	 
	 Defense Spending and the Economy: Does the Defense Dollar
	 Make a Difference?, $5 + $2 postage
	 Defense Budget Project
	 235 Massachusetts Ave NE
	 Washington, DC  20002
	 202 546-9737
	 
	 The Overburdened Economy, Lloyd J. Dumas
	 Univ of CA Press, 1986
	 A long-time critic of military spending explains the link
	 between military spending and US economic troubles.
	 
	 Studies, of employment impact by industry and state, and tax
	 impacts by city and Congressional district.
	 Employment Research Associates
	 517 485-7655
	 
	 Customized reports on local impacts of military spending and
	 on contractors (for a fee).
	 Military Spending Research Services, Paul Murphy
	 PO Box 1794
	 Middleburg, VA  22117
	 703-687-6777
	 
	 "Defense and the Community", report describing the
	 positive effects (sic) of defense spending.
	 US Dept. of Defense
	 202 697-5737
	 
	 World Military and Social Expenditures, annual, Ruth Sivard
	 Provides an annual accounting of the use of world resources
	 for social and for military purposes.
	 World Priorities
	 Box 25140
	 Washington, DC 20007
	 202 965-1661
	 
		  >>> Information of Defense Contractors <<<
	 
	 The Defense Industry, Jacques Gansler
	 The MIT Press, 1980
	 
	 Books,
	 Stocking the Arsenal, Paul Ferrari & Raul Madrid
	 The Nuclear Weapons Industry, Paul Ferrari & Raul Madrid
	 Investor Responsibility Research Center
	 1755 Massachusetts Ave NW, #600
	 Washington, DC  20036
	 202 939-6500
	 
	 National Defense
	 (Journal of the American Defense Preparedness Assn.)
	 Annual directories of defense contractors (May/June issue)
	 and of defense "think tanks" (October issue)
	 American Defense Preparedness Assn.
	 1700 N. Moore St., #905
	 Arlington, VA 22209
	 Washington, DC
	 703 522-1820
	 
	 Nuclear Free America
	 325 E. 25th St.
	 Baltimore, MD  21218
	 301 235-3575
	 Databse on nuclear weapons contractors, their weapons, and
	 their consumer products.
	 
	 Also contact Military Spending Reearch Services and the
	 Council on Economic Priorities, above.
	 
	    >>> Economic Conversion/Diversification/Adjustment <<<
	 
	 Center for Economic Conversion
	 415 968-8798
	 Provides information on economic conversion plans and
	 legislation; has a thorough list of readings and resources.
	 
	 Economic Adjustment and Conversion of Defense Industries,
	 John Lynch
	 Westview, 1987
	 Contains a detailed, annotated bibliography on adjustment and
	 conversion.
	 
	 "Military Conversion: An Exchange", Bulletin of the Atomic
	 Scientists, June/July 86
	 Includes articles by Lloyd J. Dumas & Suzanne Gordon, Kevin
	 Bean, and Gordon Adams
	 
	 Jobs with Peace Campaign
	 76 Summer St.
	 Boston, MA  02110
	 617 338-5783
	 Grassroots campaign seeking to redirect excessive military
	 expenditures to jobs and social needs.
	 
	 Office of Economic Adjustment
	 US Dept. of Defense
	 The Pentagon, Room 3D968
	 Washington, DC  20301-4000
	 202 697-9155
	 202 694-8530
	 Assists communities to adjust to losses of military bases and
	 contracts; has report on "Economic Adjustment/Conversion".
	 
			    >>> Defense Budget <<<
	 
	 See the forthcoming ACCESS Resource Brief on the defense
	 budget, or call ACCESS at 202 328-2323.

GOLD.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
	 
	 
				 >>> Gold <<<
				 
				 
	 If you would like to have gold in your portfolio but are
	 concerned about where it comes from, consider these two gold
	 mutual funds that trade in non-South African gold.
	 
	 Colonial Group's Advanced Strategies Gold Trust
	 800 426-3750
	 
	 United Services' New Prospector Fund
	 800 824-4653

MISC.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
	 
	 
			>>> >>> THE MISC. FILE <<< <<<
			
			
			 >>> Checks With a Message <<<
	 
	 Greenpeace gets a $1 contribution every time you order checks
	 with a Greenpeace design.  Educate your landlord, the
	 checkout clerk and your bank...  For more information
	 contact:
		
		Message!Check Corp.
		1210 18th Ave. E.
		PO Box 3206
		Seattle, WA 98114
		206 324-7792
	 
		       >>> Progressive Travel Agency <<<
	 
	 20% of the profits from Sanctuary Travel Services are
	 directed to the United Sanctuary Fund and are used to fund
	 peace and environmental work.  Ask for a list of the possible
	 beneficiaries when you book your trip.
	 
	 Sanctuary Travel Services, Inc.
	 800 247-3149
	 
		    >>> Socially Responsible Investing: <<<
		       >>> The International Aspect <<<
	 
	 For those of you overseas or with international portfolios:
	 
	 The Canadian Social Study Group
	 246 Queen St.
	 Ottawa, Canada  KIP 5E4
	   Publishes a directory of Canadian organizations involved with
	   socially responsible investing.
	 
	 Canadian Network for Ethical Investment
	 Box 1615
	 Victoria, B.C.
	 V8W 2X7
	 604 381-5942
	  annual member ship, $10  quarterly newsletter
	  
	 CCEC Credit Union
	 33 East Broadway
	 Vancouver, B.C.
	 V5T 1V4
	 604 876-2123
	 CCEC finances community economic development, co-operative
	 and democratic organizations.  They don't finance companies
	 that are anti-union, land speculators or corporations that
	 profit from apartheid, toxic wastes or armaments.
	 
	 EIRIS
	 Ethical Investment Research Service
	 Room 4.01
	 Bondway Business Centre
	 71 Bondway
	 London, SW8 1SQ
	 01-735-1351
	 socially responsible investing in Great Britain
			       
			       >>> PeaceNet <<<
	 
	 PeaceNet
	 3228 Sacramento St.
	 San Francisco, CA 94115
	 415 923-0900 voice
	 (where you can find yours truly, user ID jwhiting)
	 
	 PeaceNet is THE progressive computer network.  Access time is
	 only $5/hr evenings & weekends and $10/hr M-F daytime.   You
	 connect through a local node so there's no long distance
	 charges involved.  Telex and e-mail via gateways to other
	 networks is available as is international access for the more
	 worldly among us.  I run conferences on socially responsible
	 investing on PeaceNet.  When you sign up, tell 'em jwhiting
	 sent ya.  See you online!
			   
			   >>> Nicaraguan Coffee <<<
	 
	 By purchasing Nicaraguan coffee we can all support the
	 Nicaraguan people and have the satisfaction of undermining
	 Reagan's 1985 boycott on Nicaraguan products.  Nicaragua is
	 also one of the few sources of coffee grown organically on
	 cooperative farms.
 
	 For more informatin contact:
		
		Friends of the Third World Inc.
		611 W. Wayne St.
		Fort Wayne, IN 46802
		219 422-1650
	 
		Equal Exchange
		PO Box 2652
		Cambridge, MA 02238
		617 482-4945
	 
		  >>> Nuclear-free Long Distance Service <<<
	 
	 Allnet is the only major long distance company that has no
	 ties to the Department of Defense.  AT&T, MCI, US Sprint,
	 ITT, Western Union are all at least partially owned by
	 military contractors.  MCI and Western Union are the only two
	 without nuclear weapons connections.  
	 
	 There are also a number of smaller local long-distance
	 companies.  Check with your local phone company to see which
	 are available to you.  A little research may be necessary on
	 your part to determine what military and/or nuclear business
	 a specific company engages in.
	 
	 Here's another chance to impact the world.  You can switch to
	 Allnet for a nominal fee.  If you do, please write your
	 current long distance service to explain why you have dropped
	 them.
	 
			>>> Non-nuclear Light Bulbs <<<
			
	 The following brands of light bulbs are made by nuclear
	 weapons contractors:
	 
	 GE             General Electric
	 GTE            GTE
	 GTE Sylvania   GTE
	 Norelco        North American Philips
	 Radiant Lamp   North American Philips
	 Westinghouse   North American Philips
	  (by Philips)
	 
	 Non-nuclear alternatives include:
		Abco
		Action Tungsram
		Balklamp Rough Service
		Commercial Service
		Diolight
		Marvel
		Mister Light Bulb
		Perma-Lite
		Regency
		Satco
		Vita-Lite
	 
	 Many of these brands are available from:
	 Miko Distributing
	 PO Box 24111
	 Baltimore, MD 21227
	 301 247-0141
	 (ask for John Tracy)
	 
	 source: Nuclear Free America

MONYMRKT.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
	 
	 
			  >>> MONEY MARKET FUNDS <<<
			  
	 
	 Money market accounts are a good next step after you've
	 filled your checking account and need to still maintain some
	 liquidity.  Interest rates change too frequently to be put
	 here.  They'd be out of date by the time EthInves was
	 distributed through shareware channels.  Contact each fund
	 directly for up to date figures.
	 
	 =============================================================
	 
	 Calvert Social Investment Fund
	 1700 Pennsylvania Ave. NW
	 Washington, DC 20006
	 800 368-2748 
	 301 951-4820
	 
	 Est.: 1982     Sales fee: 4.5%
	 Min. investment: $1,000     Min. subsequent investment: $250
	 Yes to: environmental protection, natural resource
		 management, equal opportunity hiring, good community
		 relations.
	 No to:  South Africa, nuclear power, weapons.
	  
	 =============================================================
	 
	 South Shore Bank of Chicago
	 71st & Jeffrey Blvd.
	 Chicago, IL 60649-2096
	 312 288-7017
	 
	 Est.: 1982     Sales fee: 0%
	 Min. Investment: $2,500   Min. subsequent investment: none
	 Yes to: Besides money market fund, this commercial bank also offers 
		 Rehab CD's and is very involved in local neighborhood 
		 revitalization.
	 
	 =============================================================
	 
	 Working Assets Money Fund
	 230 California St.
	 San Francisco, CA 94111
	 800 223-7010/543-8800
	 415 989-3200
	 
	 Est.: 1983     Sales fee: 0%
	 Min. investment: $1,000     Min. subsequent investment: $100
	 Yes to: environmental record, equal opportunity hiring,
		 worker health & safety.
	 No to:  South Africa, including banks with South African
		 loans, weapons.

MUTLFUND.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
	 
	 
			     >>> MUTUAL FUNDS <<<
	 
	 
	 Mutual funds offer the small investor the safety of
	 diversification and the expertise of professional investment
	 analysts.  You can set up your Individual Retirement Account with
	 many of the following socially responsible mutual funds.
	 
	 Note: If you find mutual fund or money market account that
	 matches your personal social screen, read their annual report
	 and prospectus.  The list of individual companies that they
	 invest in can provide clues as to which company's stock you
	 might consider for yourself.
	 
	 Many thanks to:
	   Eric Smith, Investment Planner
	   200 W.Mercer St., #102
	   Seattle, WA 98119
	   206 285-2625
	   newsletter available
	 
	 ==============================================================
	 
	 Ariel Growth Fund (Calvert)
	 1700 Pennsylvania Ave. NW
	 Washington, D.C. 20006
	 800 368-2748 301 951-4820
	 Est.: 1986 (previously Ariel Capital Management Est. 1984)
	 Type: growth              Sales fee: 4.5%
	 Yes to: Employee participation, worker-owner management, small 
		 one-business companies that dominate a market 
		 niche, are financially sound, have good earnings 
		 prospects but are not widely followed on Wall Street.
	 No to:  South Africa, alcohol, tobacco.
	 
	 Min. investment: $2000     Min. subsequent investment: $250
	 Min. to open IRA: $1000    Min. subsequent IRA investments: $250
	 Volatility: N/A
	 
	 Total assets '86: $2.5M
	 Total assets '87: $6.4M

	 Total return = price change + dividends + capital gains
	 Total return '86: 3.6%  (for the 3 months of operation)
	 Total return '87: 11.4%
	 
	 '87 prices (high, low, 12/31/87): $21.23, 14.51, 16.50

	 ==============================================================
	 
	 Calvert Social Investment Equity Fund
	 1700 Pennsylvania Ave. NW
	 Washington, D.C. 20006
	 800 368-2748 301 951-4820
	 Est.: 1987
	 Type: Growth              Sales fee: 4.5%
	 Yes to: Employee participation, worker-owner management, small 
		 one-business companies that dominate a market 
		 niche, are financially sound, have good earnings 
		 prospects but are not widely followed on Wall Street.
	 No to:  South Africa, alcohol, tobacco.
	 
	 Min. investment: $1000     Min. subsequent investment: $250
	 Min. to open IRA: $1000    Min. subsequent IRA investments: $250
	 Volatility: N/A
	 
	 Total assets '87: $49,000

	 Total return = price change + dividends + capital gains
	 Total return '87: -14.1%
	 
	 '87 prices (high, low, 12/31/87): $25.88, 13.61, 14.72

	 =============================================================
	 
	 Calvert Social Investment Bond Fund
	 1700 Pennsylvania Ave. NW
	 Washington, D.C. 20006
	 800 368-2748 301 951-4820
	 Est.: 1987
	 Type: Income              Sales fee: 4.5%
	 Yes to: Employee participation, worker-owner management, small 
		 one-business companies that dominate a market 
		 niche, are financially sound, have good earnings 
		 prospects but are not widely followed on Wall Street.
	 No to:  South Africa, alcohol, tobacco.
	 
	 Min. investment: $1000     Min. subsequent investment: $250
	 Min. to open IRA: $1000    Min. subsequent IRA investments: $250
	 Volatility: N/A
	 
	 Total assets '87: $1.5M

	 Total return = price change + dividends + capital gains
	 Total return '87: 3.8%
	 
	 '87 prices (high, low, 12/31/87): $17.24, 14.92, 15.56
	 
	 =============================================================

	 Calvert Social Investment Managed Growth
	 1700 Pennsylvania Ave. NW
	 Washington, D.C. 20006
	 800 368-2748 301 951-4820
	 Est.: 1982     Type: growth & income     Sales fee: 4.5%
	 Yes to: environmental protection, natural resource management, 
		 equal opportunity hiring, good community relations.
	 No to:  South Africa, weapons, nuclear power.
	 
	 Min. investment: $1,000     Min. subsequent investment: $250
	 Min. to open IRA: $1,000    Min. subsequent IRA investments: $250
	 Volatility: average

	 Total assets '84: $36.9M
	 Total assets '85: $51.4M
	 Total assets '86: $104M
	 Total assets '87: $149.5M

	 Total return = price change + dividends + capital gains
	 Total return '83: 11.2%  
	 Total return '84: 6.7%
	 Total return '85: 26.7%
	 Total return '86: 18.1%
	 Total return '87: 4.9%

	 '87 prices (high, low, 12/31/87): $27.86, 22.10, 23.26
	 
	 ==============================================================
	 
	 Colonial Investment Services
	 Colonial Advanced Strategies Gold Trust
	 1 Financial Center 
	 Boston, MA 02111
	 800 248-2828 
	 Est.: 1985     Type: gold stocks (capital appreciation, hedge)
	 Sales fee: 7.24%
	 Yes to: Gold mining cos. in Canada, Australia, U.S.
	 No to:  South African gold mining cos.
	 
	 Min. investment: $250       Min. subsequent investment: $25
	 Min. to open IRA: $25       Min. subsequent IRA investments: $25
	 Volatility: medium/high

	 Total assets '86: $31M
	 Total assets '87: $104.5M
	 
	 Total return = price change + dividends + capital gains
	 Total return '86: 30.2%
	 Total return '87: 46.8%
	 
	 '87 prices (high, low, 12/31/87): $32.77, 18.24, 24.36
	 
	 =============================================================

	 Dreyfus Third Century Fund
	 666 Old Country Road
	 Garden City, N.Y. 11530
	 800 645-6561 718 895-1206
	 Est.: 1972     Type: growth     Sales fee: 0%
	 Yes to: environmental protection, natural resource management, 
		 occupational health and safety, consumer protection and 
		 equal employment.
	 No to:  South Africa, reduced defense concerns.
	 
	 Min. investment: $2,500     Min. subsequent investment: $100
	 Min. to open IRA: $750      Min. subsequent IRA investments: no min.
	 Volatility: average

	 Total assets '84: $134.0M
	 Total assets '85: $182.5M
	 Total assets '86: $153M
	 Total assets '87: 137.6M

	 Total return = price change + dividends + capital gains
	 Total return '77: 13.1%
	 Total return '78: 10.2%
	 Total return '79: 59.8%
	 Total return '80: 40.5%
	 Total return '81: -11.1%
	 Total return '82: 4.6%
	 Total return '83: 20.2%
	 Total return '84: 1.6%
	 Total return '85: 29.5% 
	 Total return '86: 4.6 %
	 Total return '87: 1.3%

	 '87 prices (high, low, 12/31/87): $8.02, 5.15, 5.18
	 
	 =============================================================
	 
	 New Alternatives Fund
	 295 Northern Blvd.
	 Great Neck, NY 11021
	 516 466-0808
	 Est.: 1982      Type: growth            Sales fee: 6%
	 Yes to: solar, geothermal & other alternative sources of
		 energy;non-nuclear utilities, cogeneration, 
		 superconductivity & conservation.
	 No to:  arms makers, nuclear weapons, nuclear utilities,
		 South Africa.
	 
	 Min. investment: $2,650     Min. subsequent investment: $500
	 Self-directed IRA available
	 Volatility: medium/high
	 
	 Total assets '84: $.4M
	 Total assets '85: $.8M
	 Total assets '86: $1.9M
	 Total assets '87: $4.1M

	 Total return = price change + dividends +capital gains
	 Total return '82: 10.4%
	 Total return '83: 13.5%
	 Total return '84:  -.05%
	 Total return '85: 23.4%
	 Total return '86: 22.2%
	 Total return '87: -2%

	 '87 prices (high, low, 12/31/87): (estimated) $49, 35, 37

	 =============================================================
	 
	 Parnassus Fund
	 244 California St., #210
	 San Francisco, CA 94111
	 415 362-3505
	 Est.: 1985     Type: growth     Sales fee: 3%
	 Yes to: good labor records, quality products, community
		 relations.
	 
	 Min. investment: $5,000     Min. subsequent investment: $1,000
	 Min. to open IRA: $2,000    Min. subsequent IRA investment: $1,000
	 Volatility: medium/high
       
	 Total assets '85: $1.3M
	 Total assets '86: $3.3M
	 Total assets '87: $5.4M

	 Total return = price change + dividends + capital gains
	 Total return '85: 16.3%
	 Total return '86:  2.5%
	 Total return '87: estimated -5%

	 '87 prices (high, low, 12/31/87): $16.16, 16.16, 16.16
	 
	 =============================================================
	 
	 Pax World Fund
	 224 State St.
	 Portsmouth, NH 03801
	 603 431-8022
	 Est.: 1970      Type: Balanced           Sales fee: 0%
	 Yes to: housing, health care, pollution control.
	 No to:  alcohol, tobacco or gambling concerns, arms makers.
	 
	 Min. investment: $250     Min. subsequent investment: $50
	 Min. to open IRA: $250    Min. subsequent IRA investment: $50
	 Volatility: low

	 Total assets '84: $16.9M
	 Total assets '85: $32.8M
	 Total assets '86: $54M
	 Total assets '87: $65.7M

	 Total return = price change + dividends + capital gains
	 Total return '81: -6.9%
	 Total return '82: 10.2%
	 Total return '83: 15.4%
	 Total return '84:  7.5%
	 Total return '85: 25.5%
	 Total return '86:  8.4%
	 Total return '87: 3.2%

	 '87 prices (high, low, 12/31/87): $14.54, 11.45, 11.57

	 =============================================================
	 
	 Pioneer Bond
	 60 State St.
	 Boston, MA 02109
	 800 225-6292
	 617 742-7825
	 Est.: 1978      Type: corporate bonds    Sales fee: 4.5%
	 No to: alcohol, tobacco or gambling concerns, South Africa.
	 
	 Min. investment: $1000     Min. subsequent investment: $100
	 Min. to open IRA: $250     Min. subsequent IRA investment: $50
	 Volatility: very low

	 Total assets '84: $16.4M
	 Total assets '85: $21.1M
	 Total assets '86: $43.M
	 Total assets '87: $52M

	 Total return = price change + dividends + capital gains
	 Total return '82: 31.2%
	 Total return '83:  9.3%
	 Total return '84: 11.8%
	 Total return '85: 20.1%
	 Total return '86: 10.8%
	 Total return '87: 2.6%

	 '87 prices (high, low, 12/31/87): $9.73, 8.71, 9.05
	 
	 =============================================================
	 
	 Pioneer I
	 60 State St.
	 Boston, MA 02109
	 800 225-6292 
	 617 742-7825
	 Est.: 1928     Type: growth & income     Sales fee: 8.5%
	 No to: alcohol, tobacco or gambling concerns, South Africa.
	 
	 Min. investment: $50       Min. subsequent investment: $50
	 Min. to open IRA: $250     Min. subsequent IRA investment: $50
	 Volatility: average

	 Total assets '84: $1.3B
	 Total assets '85: $1.3B
	 Total assets '86: $1.3B
	 Total assets '87: $1.9B

	 Total return = price change + dividends + capital gains
	 Total return '77:  3.7% 
	 Total return '78: 12.3%
	 Total return '79: 27.9%
	 Total return '80: 30.6%
	 Total return '81: -3.1%
	 Total return '82: 13.3%
	 Total return '83: 25.0%
	 Total return '84: -0.7%
	 Total return '85: 25.7%
	 Total return '86: 11.7%
	 Total return '87: 5.48%

	 '87 prices (high, low, 12/31/87): $26.84, 17.22, 18.48
	 
	 =============================================================
	 
	 Pioneer II
	 60 State St.
	 Boston, MA 02109
	 800 225-6292 
	 617 742-7825
	 Est.: 1969      Type: growth & income     Sales fee: 8.5%
	 No to: alcohol, tobacco or gambling concerns, South Africa.
	 
	 Min. investment: $50       Min. subsequent investment: $50
	 Min. to open IRA: $250     Min. subsequent IRA investment: $50
	 Volatility: high

	 Total assets '84: $1.4B
	 Total assets '85: $2.2B
	 Total assets '86: $3.1B
	 Total assets '87: $3.2B

	 Total return = price change + dividends + capital gains
	 Total return '77: 23.6%          
	 Total return '78: 15.0%
	 Total return '79: 32.8%          
	 Total return '80: 28.7%
	 Total return '81:  8.0%          
	 Total return '82: 22.9%
	 Total return '83: 30.2%          
	 Total return '84: -3.2%
	 Total return '85: 31.2%
	 Total return '86: 12.3%  
	 Total return '87: -2.5%

	 '87 prices (high, low, 12/31/87): $24.62, 14.24, 15.65
	 
	 =============================================================
	 
	 Pioneer III
	 60 State St.
	 Boston, MA 02109
	 800 225-6292 
	 617 742-7825
	 Est.: 1982     Type: growth & income     Sales fee: 8.5%
	 No to: alcohol, tobacco or gambling concerns, South Africa.
	 
	 Min. investment: $1000     Min. subsequent investment: $100
	 Min. to open IRA: $250     Min. subsequent IRA investment: $50
	 Volatility: average
	 
	 Total assets '84: $254.2M
	 Total assets '85: $430.7M
	 Total assets '86: $578M
	 Total assets '87: $531M

	 Total return = price change + dividends + capital gains
	 Total return '84:  4.8%
	 Total return '85: 24.0%
	 Total return '86: 10.9%
	 Total return '87: -7.8%

	 '87 prices (high, low, 12/31/87): $19.25, 10.85, 12.11

NUCLFRZN.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
	 
	 
		    >>> >>> NUCLEAR FREE ZONES LIST <<< <<<
			      >>> as of 10/87 <<<
			      
	 Why care about Nuclear Free Zones?  If you don't live in one,
	 why concern yourself with something four states away? 
	 Remember my friend, the arms build-up, nuclear fall out and
	 nuclear waste know no geographic boundaries.  We all live at
	 Chernobyl.

	 As an investor you may look to municipal bonds for guaranteed
	 long term growth.  With munis you can be reasonably sure of
	 where your  money is going and what it is being used for. 
	 You might like to support communities that have taken a
	 stand against nuclear power and/or nuclear weapons.
	 
	 Or you may notice by looking at the list that your city or
	 county is not on the list.  Time to get busy ...  Nuclear
	 Free America claims that14,914,397 Americans live in 139
	 nuclear free zones in this country.
	 
	 Or perhaps you have some vacation time coming up.
	 
	 There are lists of all the nuclear free zones in America, US
	 NFZ campaigns underway and data on NFZ's around the world.
	 The lists are arranged alphabetically by state, cities listed
	 first then counties.
			   
	   (CO - county)
	 
	 >> CA  
	 Arcata 
	 Azusa 
	 Berkeley 
	 Chico 
	 Claremont 
	 Davis 
	 Fairfax
	 Hayward 
	 Isla Vista 
	 Martinez 
	 Mill Valley 
	 Napa 
	 Placerville 
	 St. Helena 
	 Sausalito 
	 Sebastopol
	 
	 Marin CO

	 >> CO  
	 Avon 
	 Boulder  
	 Jamestown 
	 Telluride
	 
	 >> HI  
	 Hawaii CO 
	 Maui CO
	 
	 >> IL  
	 Chicago 
	 Evanston 
	 Lansing 
	 Park Forest
   
	 Cook CO
	 
	 >> IN 
	 Miller
	 
	 >> IA 
	 Iowa City
	 
	 >> KS 
	 North Newton
	 
	 >> KY 
	 Louisville
	 
	 Jefferson CO
	 
	 >> MD 
	 Garret Park
	 Sykesville
	 Takoma Park
	 Wilde Lake
	 
	 >> MA 
	 Amherst 
	 Ashfield 
	 Barnstable 
	 Belchertown 
	 Brookline 
	 Chatham
	 Dennis 
	 Gay Head 
	 Greenfield 
	 Heath 
	 Leverett 
	 Monterey 
	 Nantucket
	 New Salem 
	 Newton 
	 Northampton 
	 Provincetown 
	 Sandwich 
	 Shutesbury
	 Somerville 
	 Stockbridge 
	 Tisbury 
	 Wendell 
	 West Stockbridge 
	 West Tisbury 
	 Williamsburg 
	 Worthington

	 >> MI 
	 Grandmont
	 Magnolia

	 >> MT 
	 Flathead Reserve
	 
	 >> NJ 
	 Frankford Township
	 Franklin Borough
	 Hardwick Tnshp
	 Highland Park
	 Hoboken
	 Jersey City
	 Lafayette Township
	 Roosevelt
	 Stillwater Township
	 Vernon Tnship
	 
	 Sussex CO
	 Union CO

	 >> NM 
	 Las Vegas
   
	 San Miguel CO
	 Taos CO
	 
	 >> NY 
	 Ellenville
	 New York City
	 Skyview Acres
	 
	 >> NC 
	 Chapel Hill
	 Durham
	 Franklinville
	 
	 Forsyth CO
	 
	 >> OH 
	 Oberlin
	 Warren
	 Wooster
	 
	 >> OR 
	 Ashland
	 Bandon
	 Eugene
	 Florence
	 Takilma
	 
	 Baker CO
	 Clatsop CO
	 Coos CO
	 Grant CO
	 Harney CO
	 Hood River CO
	 Lane CO
	 Lincoln CO
	 Tillamook CO
	 Union CO
	 Wallowa CO
	 
	 >> PA 
	 Birmingham Township
	 East Fallowfield Township
	 Union Township
	 
	 Pike CO
	 
	 >> VT 
	 Moretown
	 
	 >> WA 
	 Bothell
	 Leschi
	 Waldron
	 Wallingford
	 
	 Okanogan CO
	 San Juan CO
	 Skagit CO
	 Whatcom CO
	 
	 >> WI 
	 Barksdale
	 Bayfield
	 Bayview
	 Bell
	 Delta
	 Keystone
	 Ladysmith
	 Lincoln
	 Madison
	 Marengo
	 Marshall Township
	 Mason
	 Meadowbrook Township
	 Morse
	 Russell
	 Sun Prairie
	 Washburn
	 
	 Rusk CO
	 
			>>> NFZ Campaigns Underway <<<
				     10/87
				     
	 >> AL
	 statewide
	 Anchorage
	 
	 >> AZ
	 Phoenix
	 Rogers
	 
	 >> AK
	 Fort Smith
	 Madison CO
	 
	 >> CA
	 statewide
	 Atascadero
	 Los Altos
	 Modesto
	 Monterey
	 Newbury Park
	 Oakland
	 Palo Alto
	 Pasadena
	 Paso Robles
	 Petaluma
	 Pinole
	 Roseville
	 San Bruno
	 San Francisco
	 San Jose
	 San Rafael
	 Topanga
	 Tustin
	 Nevada CO
	 Plumas CO
	 Tuolumne CO
	 
	 >> CO
	 Commerce City
	 Fort Collins
	 Vail
	 Rout CO
	 
	 >> CT
	 Bristol
	 Cornwall
	 Fairfield
	 Hartford
	 New Haven
	 Stamford
	 West Simsbury
	 
	 >> DE
	 Newark
	 
	 >> FL
	 Gainesville
	 Jacksonville
	 Tallahassee
	 Brevard CO
	 Broward CO
	 Palm Beach CO
	 
	 >> ID
	 Pocatello
	 Post Falls
	 Ada CO
	 
	 >> IL
	 Highland Park
	 Oak Park
	 Rock Island
	 Schaumburg
	 West Dundee
	 Wilmete
	 
	 >> IN
	 Gary
	 North Manchester
	 Terre Haute
	 Richmond
	 
	 >> IA
	 statewide
	 Aldan
	 Bettendorf
	 Earlham
	 
	 >> KS
	 Topeka
	 
	 >> KY
	 Maple Mount
	 Owensboro
	 
	 >> ME
	 Augusta
	 Montville
	 Orland Village
	 
	 >> MD
	 Cumberland
	 Salisbury
	 St. Mary's City
	 Cecil CO
	 Frederick CO
	 
	 >> MA
	 Becket
	 Conway
	 Falmouth
	 Granby
	 Great Barrington
	 Hadley
	 Harwich
	 Mashpee
	 Natick
	 Orleans
	 Pelham
	 Scituate
	 Sheffield
	 Swansea
	 
	 >> MI
	 Grand Rapids
	 East Lansing
	 Lewanee CO
	 
	 >> MN
	 St. Paul-Minneapolis
	 
	 >> MO
	 Kansas City
	 
	 >> MT
	 Lewis and Clark CO
	 
	 >>NE
	 Omaha
	 
	 >> NV
	 Las Vegas
	 
	 >> NJ
	 Audobon
	 Camden
	 Cherry Hill
	 Green Township
	 Haddon Township
	 Haddonfield
	 Lindenwold
	 Waterford Township
	 Essex CO
	 
	 >> NH
	 Deering
	 Hancock
	 
	 >> NM
	 San Miguel CO
	 Santa Fe CO
	 
	 >> NY
	 Albany
	 Bay Ridge
	 Bolting Landing
	 Briarcliff
	 Elmira
	 Hamilton
	 Ithaca
	 Lion Head Beach
	 Monroe City
	 New York Harbor
	 Rochester
	 Warwick
	 Woodstock
	 Albany CO
	 Sullivan CO
	 
	 >> NC
	 Burnsville
	 Charlotte
	 Grenville
	 Whittier
	 Jackson CO
	 Madison CO
	 Orange CO
	 
	 >> OH
	 Cleveland Heights
	 Columbus
	 Dayton
	 Fairlawn
	 Springfield
	 Toledo
	 Medina CO
	 
	 >> OR
	 Bend
	 Benton CO
	 
	 >> PA
	 Cheltenham Township
	 Erie
	 Harrisburg
	 Lancaster
	 Merion
	 Norristown
	 Northwest Philadelphia
	 West Chester
	 Bucks CO
	 
	 >> TN
	 Memphis
	 Nashville
	 
	 >> TX
	 Galvestn
	 Houston
	 
	 >> UT
	 Provo
	 
	 >> VT
	 Marlboro
	 Thetford Center
	 
	 >> VA
	 Charlottesville
	 Crozet
	 Hampton
	 Newport News
	 Spotsylvania
	 Richmond
	 Twin Oaks
	 
	 >> WA
	 Castle Rock
	 Ellensburg
	 Spokane
	 Ferry CO
	 Klickitat CO
	 Lincoln CO
	 Snohomish CO
	 
	 >> WV
	 Huntington
	 
	 >> Washington, DC
	 
	 
			 >>> NFZs Around the World <<<
				     10/87
				     
	 NFZ countries are defined as those that either explicitly or
	 implicitly prohibit nuclear weapons by law, policy or as part
	 of their constitution.
	 
	 * NFZ may not be enforced
	 
	 Austria
	 Denmark*
	 Faeroe Islands
	 Finland
	 Greenland*
	 Iceland*
	 Japan*
	 Malta
	 Federated States of Micronesia
	  (Ponape, Kosrae, Truk & Yap)
	 New Zealand
	 Northern Marianas*
	 Republic of Palau
	 Papua New Guinea
	 The Philippines*
	 The Seychelles
	 The Solomons
	 Spain
	 Sri Lanka
	 Sweden
	 Vanuatu
	 Wales
	  ( by counties)
	  
		    >>> NFZ Communites Around the World <<<
			
	 Argentina (1)
	 Australia (107)
	 Belgium (281
	 Canada (170)
	 Denmark (20)
	 Finland (1)
	 France (1)
	 Great Britain (184)
	 Greece (34)
	 Ireland (117)
	 Italy (599)
	 Japan (1,135)
	 Netherlands (99)
	 New Zealand (105)
	 Norway (140)
	 Philippines (21)
	 Portugal (105)
	 Scotland (32)
	 Spain (350)
	 Sweden (7)
	 Tahiti (1)
	 USA ( 139)
	 Vanuatu (1)
	 West Germany (200)
			 
	 Source: Nuclear Free America & Nuclear Free Zone
	 Registry
	
			       >>> Resources <<<
			       
	 For more information on Nuclear Free Zones contact:

	 Nuclear Free Zone Registry
	 28222 Stonehouse Rd.
	 Lake Elsinore, CA  92330
	 (714) 674-6576             
	 
	 
	 Nuclear Free America
	 325 E. 25th St.
	 Baltimore, MD  21218
	 (301) 235-3575

OTHERS.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
	 
			  
				 >>> OTHERS <<
				 
				 
			  >>> Ethical VISA cards <<<
	 
	 An ethical VISA card is available from:
	 
		Working Assets Money Fund
		230 California St.
		San Francisco, CA 94111
		800 223-7010/543-8800 
		415 989-3200
	 
	 Working Assets Money Fund is a clean investment vehicle that
	 says:
	 Yes to: environmental record, equal opportunity hiring,
		 worker health & safety.
	 No to:  South Africa, including banks with South African
		 loans, weapons.
	  
	 With their VISA card, $2 of your annual fee and a nickel/card
	 use goes to charities like the Sierra Club, peace and human
	 rights groups, aid to the hungry & environmental groups.
	 
	 Affinity cards link the use of a credit card to an
	 organization, in this case organizations that promote peace
	 and justice.  Two such affinity cards are available from
	 Working Assest: The Sierra Club and Nuclear Free America.
		       
		     >>> Progressive Asset Management <<<
		     
	 Progressive Asset Management
	 333 Bush St., 5th fl.
	 San Francisco, CA 94104
	 800 527-8627
	 415 788-8105
	 
	 First and only broker-dealer devoted to ethical investing. 
	 Offers financial planning and The IRA That Cares.  Every time
	 you contribute to your IRA, PAM contributes $10 to the San
	 Francisco AIDS Foundation.
		       
		       >>> Co-op Financial Services <<<
		       
	 First American Financial Co-op
	 410 N. 21st St., Suite 203
	 21st St. at Uintah
	 Colorado Springs, CO  80904-2712
	 303 636-1045
	 800 433-7284 CO
	 800 422-7284 Outside CO
	 
	 The country's only financial services firm structured as a
	 non-profit, member-owned co-op.  The staff of Certified
	 Financial Planners are salaried, not commissioned.
	 
		>>> Environmental Partners Investment Club <<<
		
	 Environmental Partners
	 c/o First American Financial Co-op
	 410 N. 21st St., Suite 203
	 Colorado Springs, CO 80904-2712
	 
	 An investment club sponsored and managed by the First American
	 Financial Co-op that applies an environmental screen to its
	 investments.
	 Monthly club dues: $1
	 Management fee: 0.1% of total club assets on a monthly basis
	 Min. investment: $25
	 Min. subsequent investment: $25
	 303 636-1045
	 
		 >>> Socially Responsible Investment Club <<<
		 
	 Contact:
	 Alternatives Federal Credit Union
	 301 W.State St.
	 Ithaca, NY 14850
	 607 273-4611
	 
			   >>> Live in the Bay? <<<
			   
	 Bay Area Socially Responsible Investment Professionals
	 c/o Duncan Meaney
	 415 788-6711

PHONE#S.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
	 
	 
			 >>> >>> PHONE NUMBERS <<< <<<
			 
			 
	      >>> Govt. Phone Numbers to Add to Your Rolodex <<<
	 
	 Remember: those folks in Washington are there to work for
	 you!  Don't be afraid to pick up the phone and call.
	 U.S. Government Operator: 202 245-6000
	 
		The White House
		1600 Pennsylvania Ave.
		Washington, D.C.  20500
		202 456-1414
	 
	 To get news from the White House:           800 424-9090
						     202 456-7198
	 To get Ronald's daily schedule:             202 456-2343
	 To get Nancy's daily schedule:              202 456-6269
	 To make inquiries or register complaints:   202 456-7639
	 
	 To reach any member of Congress,
	  go through the Capitol switchboard:        202 224-3121
	 To get the number of a Senator:             202 224-3207
	 To get the number of a Representative:      202 225-6515
	 
	 To track legislation:
	    1. To find out if a bill has been filed, the number 
	       of a bill or to see if a bill has passed contact:
		   House Bill Status Office          202 225-1772
	    2. To track the status of a bill on the floor contact:
		   House Cloakroom  (Dem)            202 225-7400
				    (Rep)            202 225-7430
		   Senate Cloakroom (Dem)            202 224-8541 
				    (Rep)            202 224-8601
	    3. For copies of pending legislation:    202 224-7860
	 
	 To send a telegram to a member of Congress, call Western
	 Union and have it charged to your phone bill.  A "Public
	 Opinion Message" is only $5.95 for the first 20 words and $2
	 for each additional 20 words.  They are delivered within 24
	 hours.
	 
	 Recorded message on committee meetings, hearings, etc.
		The Congressional Monitor            202 887-8518
	 
	 The Pentagon:                               202 545-6700
	 (Air Force, Army, Marines, Navy)
	 Central Intelligence Agency:                703 482-1100
	 Federal Bureau of Investigation:            202 324-3000
	 National Security Agency:                   301 688-6311
	 
	 Nuclear Regulatory Commission:              301 492-7000
	 
	 Govt. Accounting Office fraud hotline:      202 633-6987
	 
		>>> Hotlines, Recorded Messages & Misc. #s <<<
	 
	 Computer Professionals for Social Responsibility
	 PO Box 717
	 Palo Alto, CA 94301
	 415 323-3778
	 
	 Nuclear Arms Control Hotline:          202 543-0006
	 Council for a Livable World
	 100 Maryland Ave. NE
	 Washington, DC 20002
	 
	 S.O.S. Save Outer Space Alert:         202 462-0777
	 
	 Central America Legislative Hotline:   202 543-0664
	 
	 Witness for Peace Hotline:             202 332-9230
	 (religious activists in Nicaragua)
	 
	 American Peace Test Hotline:           702 363-7780
	 (info on all Nevada Test Site tests)
	 
	 Sanctuary Hotline:                     800 LEV-19:33
	 
	 Common Cause Legislative Hotline:      202 833-1319
	 
	 Central America Human Rights Hotline   213 388-7040
	 
	 Friends Comm. on National Legislation  202 547-6000
	 245 2nd St. NE
	 Washington, DC 20002

POWRPLNT.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
		 
		 
		     >>> >>> NUCLEAR POWER PLANTS <<< <<<
		     
		     
		 >>> Profiles of Each Nuclear Power Plant <<<
		   
	 The following is a list of individual nuclear reactors and
	 the utility company that is the primary owner.
	 
	 Lic.    Licensed
	 OL      Operating License Review
	 SD      Shutdown Indefinitely
	 
	 Arkansas 1  Lic.
	 6 mi WNW of Russellville, AR
	 Arkansas Power & Light
	 
	 Arkansas 2  Lic.
	 6 mi WNW of Russellville, AR
	 Arkansas Power & LIght
	 
	 Beaver Valley 1  Lic.
	 5 mi E of E. Liverpool, OH (actually in PA)
	 Duquesne Light
	 
	 Beaver Valley 2  OL
	 5 mi E of E. Liverpool, OH (actually in PA)
	 
	 Bellefonte 1  OL
	 6 mi NE of Scottsboro, AL
	 Tennesse Valley Authority
	 
	 Bellefonte 2  OL
	 6 mi NE of Scottsboro, AL
	 Tennesse Valley Authority
	 
	 Big Rock Point 1  Lic.
	 4 mi NE of Charlevoix, MI
	 Consumers Power
	 
	 Braidwood 1  OL
	 24 mi SSW of Joliet, IL
	 Commonwealth Edison
	 
	 Braidwood 2  OL
	 24 mi SSW of Joliet, IL
	 Commonwealth Edison
	 
	 Browns Ferry 1  Lic.
	 10 mi NW of Decatur, AL
	 Tennesse Valley Authority
	 
	 Browns Ferry 2  Lic.
	 10 mi NW of Decauter, AL
	 Tennesse Valley Authority
	 
	 Browns Ferry 3  Lic.
	 10 mi NW of Decauter, AL
	 Tennesse Valley Authority
	 
	 Brunswick 1  Lic.
	 3 mi N of Southport, NC
	 Carolina Power & Light
	 
	 Brunswick 2  Lic.
	 3 mi N of Southport, NC
	 Carolina Power & Light
	 
	 Byron 1  Lic.
	 17 mi SW of Rockford, IL
	 Commonwealth Edison
	 
	 Byron 2  OL
	 17 mi SW of Rockford, IL
	 Commonwealth Edison
	 
	 Callaway 1  Lic.
	 10 mi SE of Fulton, MO
	 Union Electric
	 
	 Calvert Cliffs 1  Lic.
	 40 mi S of Annapolis, MD
	 Baltimore Gas & Electric
	 
	 Calvert Cliffs 2  Lic.
	 40 mi S of Annapolis, MD
	 Baltimore Gas & Electric
	 
	 Catawba 1  Lic.
	 6 mi NNW of Rock Hill, SC
	 Duke Power
	 
	 Catawba 2  OL
	 6 mi NNW of Rock Hill, SC
	 Duke Power
	 
	 Clinton 1  OL
	 6 mi N of Clinton, IL
	 Illinois Power
	 
	 Comanche Peak 1  OL
	 4 mi N of Glen Rose, TX
	 Texas Utilities Generating
	 
	 Comanche Peak 2  OL
	 4 mi N of Glen Rose, TX
	 Texas Utilities Generating
	 
	 Cook 1  Lic.
	 11 mi S of Benton Harbor, MI
	 Indiana & Michigan Electric
	 
	 Cook 2  Lic.
	 11 mi S of Benton Harbor, MI
	 Indiana & Michigan Electric
	 
	 Cooper Station  Lic.
	 23 mi S of Nebraska City, NE
	 Nebraska Public Power District
	 
	 Crystal River 3  Lic.
	 7 mi NW of Crystal River, FL
	 Florida Power Commission
	 
	 Davis-Besse 1  Lic.
	 21 mi E of Toledo, OH
	 Toledo Edison
	 
	 Diablo Canyon 1  Lic.
	 12 mi WSW of San Luis Obispo, CA
	 Pacific Gas & Electric
	 
	 Diablo Canyon 2  Lic.
	 12 mi WSW of San Luis Obispo, CA
	 Pacific Gas & Electric
	 
	 Dresden 1  SD
	 9 mi E of Morris, IL
	 Commonwealth Edison
	 
	 Dresden 2  Lic.
	 9 mi E of Morris, IL
	 Commonwealth Edison
	 
	 Dresden 3  Lic.
	 9 mi E of Morris, IL
	 Commonwealth Edison
	 
	 Duane Arnold  Lic.
	 8 mi NW of Cedar Rapids, IA
	 Iowa Electric Power & Light
	 
	 Farley 1  Lic.
	 28 mi SE of Dothan, AL
	 Alabama Power Co.
	 
	 Farley 2  Lic.
	 28 mi SE  of Dothan, AL
	 Alamba Power Co.
	 
	 Fermi 2  Lic.
	 Laguana Beach, MI
	 Detroit Edison
	 
	 Fitzpatrick  Lic.
	 8 mi NE of Oswego, NY
	 Power Authority of State of NY
	 
	 Fort Calhoun 1  Lic.
	 19 mi N of Omaha, NE
	 Omaha Public Power District
	 
	 Fort St. Vrain  Lic.
	 35 mi N of Denver, CO
	 Public Service of CO
	 
	 Ginna  Lic.
	 15 mi NE of Rochester, NY
	 Rochester Gas & Electric
	 
	 Grand Gulf 1  Lic.
	 25 mi S of Vicksburg, MS
	 Mississippi Power & Light Co.
	 
	 Grand Gulf 2 OL
	 25 mi S of Vicksburg, MS
	 Mississippi Power & Light Co.
	 
	 Haddam Neck  Lic.
	 13 mi E of Meriden, CT
	 Connecticut Yankee Atomic Power
	 
	 Harris 1  OL
	 20 mi SW of Raleigh, NC
	 Carolina Power & Light
	 
	 Hatch 1  Lic.
	 11 mi N of Baxley, GA
	 Georgia Power
	 
	 Hatch 2  Lic.
	 11 mi N of Baxley, GA
	 Georgia Power
	 
	 Hope Creek 1  OL
	 18 mi SE of Wilmington, DE (actually in NJ)
	 Public Service Electric & Gas
	 
	 Humboldt Bay 3  SD
	 4 mi SW of Eureka, CA
	 Pacific Gas & Electric
	 
	 Indian Point 2  Lic.
	 25 mi N of New York, NY
	 Consolidated Edison
	 
	 Indian Point 3  Lic.
	 25 mi N of New York, NY
	 Power Authority of State of NY
	 
	 Kewaunee  Lic.
	 27 mi E of Green Bay, WI
	 Wisconsin Public Service
	 
	 La Crosse  Lic.
	 19 mi S of Lacrosse, WI
	 Dairyland Power
	 
	 Lasalle 1  Lic.
	 11 mi SE of Ottawa, IL
	 Commonwealth Edison
	 
	 Lasalle 2  Lic.
	 11 mi SE of Ottawa, IL
	 Commonwealth Edison
	 
	 Limerick 1  Lic.
	 21 mi NW of Philadelphia, PA
	 Philadelphia Electric
	 
	 Limerick 2  OL
	 35 mi NW of Philadelphia, PA
	 Philadelphia Electric
	 
	 Maine Yankee  Lic.
	 10 mi N of Bath, ME
	 Maine Yankee Atomic Power
	 
	 McGuire 1  Lic.
	 17 mi N of Charlotte, NC
	 Duke Power
	 
	 McGuire 2  Lic.
	 17 mi N of Charlotte, NC
	 Duke Power
	 
	 Midland 1  OL/Cancelled
	 SW boundary of Midland, MI
	 Consumers Power
	 
	 Midland 2  OL/Cancelled
	 SW boundary of Midland, MI
	 Consumers Power
	 
	 Millstone 1  Lic.
	 5 mi SW of New London, CT
	 Northeast Nuclear Energy
	 
	 Millstone 2  Lic.
	 5 mi SW of New London, CT
	 Northeast Nuclear Energy
	 
	 Millstone 3  OL
	 3.2 mi WSW of New London, CT
	 Northeast Nuclear Energy
	 
	 Monticello  Lic.
	 30 mi NW of Minneapolis, MN
	 Northern States Power
	 
	 Nine Mile Point 1  Lic.
	 8 mi NE of Oswego, NY
	 Niagara Mohawk Power Corp.
	 
	 Nine Mile Point 2  OL
	 8 mi NE of Oswego, NY
	 Niagara Mohawk Power Corp.
	 
	 North Anna 1  Lic.
	 40 mi NW of Richmond, VA
	 Virginia Power
	 
	 North Anna 2  Lic.
	 40 mi NW of Richmond, VA
	 Virginia Power
	 
	 Oconee 1  Lic.
	 30 mi W of Greenville, SC
	 Duke Power
	 
	 Oconee 2  Lic.
	 30 mi W of Greenville, SC
	 Duke Power
	 
	 Oconee 3  Lic.
	 30 mi W of Greenville, SC
	 Duke Power
	 
	 Oyster Creek 1  Lic.
	 9 mi S of Toms River, NJ
	 GPU Nuclear Corp.
	 
	 Palisades  Lic.
	 5 mi S of South Haven, MI
	 Consumers Power
	 
	 Palo Verde 1  Lic.
	 36 mi W of Phoenix, AZ
	 Arizona Public Service
	 
	 Palo Verde 2  OL
	 36 mi W of Phoenix, AZ
	 Arizona Public Service
	 
	 Palo Verde 3  OL
	 36 mi W of Phoenix, AZ
	 Arizona Public Service
	 
	 Peach Bottom 2  Lic.
	 19 mi S of Lancaster, PA
	 Philadelphia Electric
	 
	 Peach Bottom 3  Lc.
	 19 mi S of Lancaster, PA
	 Philadelphia Electric
	 
	 Perry 1  OL
	 7 mi NE of Painesville, OH
	 Cleveland Electric Illuminating Co.
	 
	 Perry 2  OL
	 7 mi NE of Painesville, OH
	 Cleveland Electric Illuminating Co.
	 
	 Pilgrim 1  Lic.
	 4 mi SE of Plymouth, MA
	 Boston Edison
	 
	 Point Beach 1  Lic.
	 15 mi N of Manitowoc, WI
	 Wisconsin Electric Power Co.
	 
	 Point Beach 2  Lic.
	 15 mi N of Manitowoc, WI
	 Wisconsin Electric Power Co.
	 
	 Prairie Island 1  Lic.
	 28 mi SE of Minneapolis, MN
	 Northern States Power
	 
	 Prairie Island 2  Lic.
	 28 mi SE of Minneapolis, MN
	 Northern States Power
	 
	 Quad Cities 1  Lic.
	 20 mi NE of Moline, IL
	 Commonwealth Edison
	 
	 Quad Cities 2  Lic.
	 20 mi NE of Moline, IL
	 Commonwealth Edison
	 
	 Rancho Seco 1  Lic.
	 25 mi SE of Sacramento, CA
	 Sacramento Mun. Util. District
	 
	 River Bend 1  OL
	 24 mi NNW of Baton Rouge, LA
	 Gulf States Utilities
	 
	 Robinson 2  Lic.
	 5 mi NW of Hartsville, SC
	 Carolina Power & Light
	 
	 Salem 1  Lic.
	 20 mi S of Wilmington, DE (actually in NJ)
	 Public Service Electric & Gas
	 
	 Salem 2  Lic.
	 20 mi S of Wilmington, DE (actually in NJ)
	 Public Service Electric & Gas
	 
	 San Onofre 1  Lic.
	 5 mi S of San Clemente, CA
	 Southern California Edison
	 
	 San Onofre 2  Lic.
	 5 mi S of San Clemente, CA
	 Southern California Edison
	 
	 San Onofre 3  Lic.
	 5 mi S of San Clemente, CA
	 Southern California Edison
	 
	 Seabrook 1  OL
	 13 mi S of Portsmouth, NH
	 Public Service of NH
	 
	 Seabrook 2  OL
	 13 mi S of Portsmouth, NH
	 Public Service of NH
	 
	 Sequoyah 1  Lic.
	 9.5 mi NE of Chattanooga, TN
	 Tennesse Valley Authority
	 
	 Sequoyah 2  Lic.
	 9.5 mi NE of Chattanooga, TN
	 Tennesse Valley Authority
	 
	 Shoreham  OL
	 Brookhaven, NY
	 Long Island Lighting Co.
	 
	 South Texas 1  OL
	 12 mi SSW of Bay City, TX
	 Houston Lighting & Power Co.
	 
	 South Texas 2  OL
	 12 mi SSW of Bay City, TX
	 Houston Lighting & Power Co.
	 
	 St. Lucie 1  Lic.
	 12 mi SE of Ft. Pierce, FL
	 Florida Power & Light
	 
	 St. Lucie 2  Lic.
	 12 mi SE of Ft. Pierece, FL
	 Florida Power & Light
	 
	 Summer 1  Lic.
	 26 mi NW of Columbia, SC
	 South Carolina Electric & Gas Co.
	 
	 Surry 1  Lic.
	 17 mi NW of Newport News, VA
	 Virginia Power
	 
	 Surry 2  Lic.
	 17 mi NW of Newport News, VA
	 Virgina Power
	 
	 Susquehanna 1 Lic.
	 7 mi NE of Berwick, PA
	 Pennsylvania Power & Light
	 
	 Susquehanna 2  Lic.
	 7 mi NE of Berwick, PA
	 Pennsylvania Power & Light
	 
	 Three Mile Island 1  Lic.
	 10 mi SE of Harrisburg, PA
	 GPU Nuclear Corp.
	 
	 Three Mile Island 2  SD
	 10 mi SE of Harisburg, PA
	 GPU Nuclear Corp.
	 
	 Trojan  Lic.
	 32 mi N of Portland, OR
	 Portland General Electric
	 
	 Turkey Point 3  Lic.
	 25 mi S of Miami, FL
	 Florida Power & Light
	 
	 Turkey Point 4  Lic.
	 25 mi S of Miami, FL
	 Florida Power & Light
	 
	 Vermont Yankee 1  Lic.
	 5 mi S of Brattleboro, VT
	 Vermont Yankee Nuclear Power
	 
	 Vogtle 1  OL
	 25 mi SSE of Augusta, GA
	 Georgia Power
	 
	 Vogtle 2  OL
	 25 mi SSE of Augusta, GA
	 Georgia Power
	 
	 Washington Nuclear 1  OL
	 10 mi N of Richland, WA
	 Washington Public Power Supply System
	 
	 Washington Nuclear 2  Lic.
	 12 mi NW of Richland, WA
	 Washington Public Power Supply System
	 
	 Washington Nuclear 3  OL
	 26 mi W of Olympia, WA
	 Washington Public Power Supply System
	 
	 Waterford 3  Lic.
	 20 mi W of New Orleans, LA
	 Louisiana Power & Light
	 
	 Watts Bar 1  OL
	 10 mi S of Spring City, TN
	 Tennesse Valley Authority
	 
	 Watts Bar 2  OL
	 10 mi S of Spring City, TN
	 Tennesse Valley Authority
	 
	 Wolf Creek 1  Lic.
	 3.5 mi NE of Burlington, KS
	 Kansas Gas & Electric
	 
	 Yankee-Rowe 1  Lic.
	 25 mi NE of Pittsfield, MA
	 Yankee Atomic Electric
	 
	 Zion 1  Lic.
	 40 mi NE of Chicago, IL
	 Commonwealth Edison
	 
	 Zion 2  Lic.
	 40 mi N of Chicago, IL
	 Commonwealth Edison

RESOURCE.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
 
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
 
 
			   >>> >>> RESOURCES <<< <<<
 
 
	 You want your personal beliefs guide your investment
	 decisions because you care about how your money is working
	 for you. You need hard data upon which to base such important
	 decisions.  EthInves provides you with just such data.  Facts
	 on ethical investment vehicles like mutual funds & money
	 market accounts; lists of companies that still do business in
	 South Africa; major nuclear weapons contractors; the top
	 Dept. of Defense contractors; utilities that own nuclear
	 power plants and much much more.
 
	 This is an imperfect world we live in.  Nothing is black and
	 white.  Everything is complicated.  You should sit down and
	 list your priorities and concerns. How do you want your money
	 to work?  What companies or industries would you like to
	 avoid?  Which do you want to support?  In short, what are
	 your priorities?  Now is a good time to sit down with a
	 pencil and paper and make a list.  Number the issues 110.
	 What are you prepared to compromise on?  What are your
	 non-negotiables?  Possible criteria for evaluating a
	 potential investment might include:
 
	 * Defense-related activities, including the manufacturing of
	 arms, radar or communications equipment, aircraft, ships,
	 submarines, missiles, etc. and/or research on any of the
	 above
 
	 * South African investments or trade.  The last year has seen
	 a continued departure of American firms from South Africa.
	 Not all opponents of apartheid support the complete
	 withdrawal of American companies from South Africa, believing
	 that the presence American companies can provide a positive
	 and constructive influence.  How do you feel about firms that
	 are still in South Africa but have signed the Sullivan
	 Principles?  (Rev. Sullivan himself has changed to a position
	 of advocating the withdrawal from South Africa. See his
	 6/3/87 statement elsewhere in this issue of EthInves.)  How
	 do you feel about companies that have no more "direct"
	 investments but have set up franchises or other alternatives
	 to continue to have a business presence in (and profit from)
	 South Africa?
 
	 * Pollution and environmental track record.  Does the company
	 in question pollute, strip mine, dump toxic waste,
	 manufacture pesticides/herbicides/insecticides, etc.?
 
	 * Labor history.  Is the company known for its poor labor
	 record, breaking strikes, not negotiating in good faith,
	 hiring outside union busting firms, discrimination against
	 minorities and/or women, etc.?
 
	 * Nukes, commercial or military.  Involvement in the resarch,
	 design, manufacturing, construction and/or maintenance of
	 nuclear power plants?  Exploration, mining and/or refining of
	 uranium, plutonium or other nuclear material?  Research,
	 design, manufacturing, installation, maintenance, and/or
	 delivery of nuclear weapons?
 
	 There are those who purchase minimal amounts of a company's
	 stock in order to participate in stockholders' protests.
	 Others use proxy voting.  Several religious and divestment
	 groups have used this tactic with great success.  If you have
	 the time and energy to devote to this more activist approach,
	 it can raise social, environmental and political issues at
	 annual meetings.  Such stockholders' actions have pressure
	 firms to leave South Africa.
 
 
			     >>> READING LIST <<<
			       >>> Articles <<<
 
	 This reading list includes articles that have appeared in
	 1987.  Consult EthInves ver 1.3 for references to older
	 articles.
 
	 Articles about South Africa and divestment continue to be so
	 frequent that I have only included selected articles.  If you
	 still need background reference material on aparthied and the
	 divestment movement, spend an afternoon or evening at your
	 local public library.
 
	 With the New York Times or Wall Street Journal, page numbers
	 may differ slightly between regional editions.
 
	 Business Week, 10/26/87, p76
	 profile of Laura Scher of Working Assets
 
	 Changing Times, 11/87, p134
	 good overview of socially responsible investing
 
	 Economist, 1/31/87, p56
	 the book Rating America's Corporate Conscience reviewed
 
	 New Age, Jan/Feb 87, p49
	 good overview of socially responsible investing with
	 extensive resource list
 
	 New York Times, 7/25/87, p20
	 brief intro to socially responsible investing
 
	 New York Times, 7/27/87, p21
	 excellent article on impact of divestment from South Africa
 
	 New York Times, 8/28/87, p9
	 a very interesting article on military contractors' PACs;
	 the 10 leading military contractors contributed $2.9M in
	 FY86
 
	 New York Times, 9/5/87, p14.
	 Frank Weeden Foundation has an innovative solution involving
	 bonds to address to urgent global issues: third world debt
	 and preserving endangered ecosystems
 
	 New York Times, 9/7/87, p37
	 as US firms leave SAfrica, Japanese companies move in to
	 fill the void
 
	 New York Times, 9/20/87, The Business World Part 2, p30
	 if there's only one article you read this year about the
	 ethical investing, this is it
 
	 NY Times of 9/27/87, Section 3 p 1
	 There's a very interesting if depressing article in the that
	 discusses the impact of a nuclear weapons treaty on the
	 stock price and earnings of major weapons contractors.
	 Since conventional weapons sales are likely to go up in the
	 aftermath of a nuclear weapons treaty and conventional
	 weapons have a higher profit margin than nuclear weapons,
	 major defense contractors may stand to make more money
	 *after* a nuclear weapons treaty between US & USSR.  Let's
	 hope the author's thesis is flawed.
 
	 New York Times, 10/4/87, p16
	 A unique program to encourage small organic farmers to stay
	 in business. End consumers pay for produce up front to
	 ensure farmer's survival.  In effect, organic produce
	 futures.  An idea that could easily catch on and be a grass
	 roots (pun intended) program that supports organic farmers
	 around the world.
 
	 New York Times, 10/5/87, op-ed page, Turn Up Heat on
	 Pretoria article by executive director of TransAfrica
	 calling for sanctions with a bite
 
	 New York Times, 11/19/87, p4
	 very interesting article on Korean kye, traditional mutual
	 savings associations; definitely food for thought
 
	 New York Times, 12/25/87, p23
	 no longer will American firms earn US tax credits for taxes
	 paid in SAfrica, further reducing the profits of doing
	 business there; article discusses potential impact
 
	 Personal Investing, 9/23/87, p142
	 good overview of socially responsible investing
 
	 Time, 10/27/87, p74
 
	 US News & World Report, 1/26/87, p50
 
	 Wall Street Journal, 1/16/87
	 the book Rating America's Corporate Conscience reviewed
 
	 Wall Street Journal, 5/20/87, p37/41
	 overview of socially responsible investing
 
	 Wall Street Journal, 8/24/87, front page
	 an excellent article on the impact and implications of US
	 firms divesting from South Africa
	 
	 Wall Street Journal, 9/10/87, p35
	 The Community Reinvestment Act is being used by community
	 activists to pressure banks to "serve the convenience and
	 needs" of local communities: low-cost housing loans, small
	 business loans, etc.
 
	 Wall Street Journal, 9/21/87, p20
	 Columnist reviews impact of US trade sanctions against South
	 Africa.  Doesn't take into account how ineffectual they are
	 in light of US companies "divesting" but arranging
	 franchise, licensing, etc. deals on the way out that
	 undermine the whole effort
 
	 Wall Street Journal, 9/30/87, p 6
	 Defense contractors are changing the way they do business to
	 conform to a new business climate and as a result are
	 cutting cost and becoming more competitive.  The outcome:
	 decreased profits and lower stock prices
 
	 Wall Street Journal, 11/2/87, p28
	 There's an interesting article on the increasing clout of
	 pension funds that discusses the social activism found in
	 some pension funds
 
	 Wall Street Journal, 12/23/87
	 Ford may have violated 1986 anti-apartheid law
 
			     >>> READING LIST <<<
				 >>> Books <<<
 
	 Ethical Investing, Amy Domini with Peter D. Kinder
	 Addison-Wesley Publishing
 
	 Rating America's Corporate Conscience
	 Steven Lydenberg, Alice Tepper Marlin & Sean O'Brien Strub
	 Addison-Wesley Publishing
 
	 Socially Responsible Investing, Rob Baird
	 Center for Urban Education
	 1135 SE Salmon St.
	 Portland, OR 97214
	 $5 24 ppd
 
	 Earthbank Guide to Sustainable Economics
	 Catherine Burton & Geralynn Rackowski
	 PO Box 87
	 Clinton, WA 87236
 
	 Corporate Public Affairs 1985
	 Columbia Books, 1350 New York Ave., Washington DC, 20005
 
	 The Corporate Conscience: Money, Power and Responsible
	 Business, David Freudberg
	 American Management Assoc.
	 135 W.50th St.
	 New York, NY 10020
	 $18.95
 
			     >>> READING LIST <<<
		    >>> Periodicals, Publications, etc. <<<
 
	 Write for current prices.
 
	 Boycott Census
	 RFD #1 Box 3445
	 Norway, ME 04268
	 clearinghouse for consumer boycott information
 
	 Carhart Associates
	 1715 D St. NE
	 Washington, DC 20002
	 202 544-4262
	 publishes Productivity Investor newsletter
 
	 Center for Corporate Public Involvement
	 1850 K St. NW
	 Washington, DC 20006
	 202 862-4047
	 Assoc. of insurance companies concerned with social
	 involvement publishes Response, monthly
	 
	 Clean Yield Publications, Ltd.
	 PO Box 1880
	 Greensboro Bend, VT 05982
	 802 533-7178
	 publishes The Clean Yield
	 
	 Conscience & Military Tax Campaign
	 4534-1/2 University Way NE, #204
	 Seattle, WA 98105
	 206 547-0952
	 information on tax resistance
	 
	 Co-op America
	 2100 M St. NW, #310
	 Washington, DC 20063
	 800 424-2667
	 202 872-5307
	 A clearinghouse for alternative businesses (coops,
	 collectives, worker-owned businesses, medical insurance,
	 etc.) Publishes Building Economic Alternatives, quarterly
	 
	 Council on Economic Priorities
	 30 Irving Place
	 New York, NY 10003
	 212 420-1133
	 publishes Council on Economic Priorities Newsletter & other
	 publications
	 
	 Covenant for a World Free of Nuclear Weapons
	 2406 Geddes
	 Ann Arbor, MI 48104
	 313 662-2111
	 publishes list of top 30 nuclear weapons contractors
	 
	 Data Center
	 464 19th St.
	 Oakland, CA 94612
	 415 835-4692
	 publishes Corporate Responsibility Monitor (monthly), a
	 quarterly newsletter and other publications
	 
	 Energy Investment Research Inc.
	 Glenville Station
	 PO Box 73
	 Greenwhich, CT 06830
	 publishes Envest (semi-monthly), a newsletter covering
	 alternative energy, cogeneration, waste mgmt., etc.
	 
	 Franklin Research and Development
	 711 Atlantic Ave., 5th fl.
	 Boston, MA 02111
	 800 345-8112
	 800 662-2444 in PA
	 617 423-6655
	 publishes Insight: The Advisory Letter for Concerned
	 Investors (quarterly), Insights (monthly) & Vital Industry
	 Reports (quarterly)
	 
	 Funding Exchange/National Community Funds
	 666 Broadway, 5th fl.
	 New York, NY 10012
	 212 260-8500
	 publishes Directory of Socially Responsible Investments, $5
	 
	 Good Money Publications Inc.
	 Box 363
	 Worcester, VT 05682
	 800 535-3551/223-3911
	 publishes Good Money, Netback and other publications.
	 
	 Inform
	 381 Park Ave. S.
	 New York, NY 10016
	 212 689-4040
	 publishes Inform Reports & other publications
	 
	 Interfaith Center on Corporate Responsibility
	 475 Riverside Dr., #566
	 New York, NY 10115
	 212 870-2316
	 The Corporate Examiner and other publications
	 
	 Investor Responsibility Research Center
	 1755 Massachusetts Ave. NW, Ste. 600
	 Washington, DC 20036
	 202 939-6500
	 IRRC News for Investors
	 
	 Modern Technology Press
	 40-19 164th St., Ste. 634
	 Flushing, NY 11538
	 publishes The Ethical Investor: The Newsletter of Politics &
	 Personal Finance, monthly
	 
	 Multinational Monitor
	 PO Box 19405
	 Washington, DC 20036
	 biweekly
	 
	 National Action/Research on the Military Industrial Complex
	 1501 Cherry St.
	 Philadelphia, PA 19102
	 215 241-7175
	 publishes a variety of publications
	 
	 National Boycott Newsletter
	 6506 28th Ave. NE
	 Seattle, WA 98115
	 206 523-0421
	 publishes newsletter on consumer boycotts
	 
	 National War Tax Resistance Coordinating Committee
	 PO Box 2236
	 East Patchogue, NY 11772
	 516 654-8227
	 information on tax resistance
	 
	 Nuclear Free America
	 325 East 25th St.
	 Baltimore, MD 21218
	 301 235-3575
	 publishes a variety of publications
	 
	 Nukewatch
	 315 West Gorham St.
	 Madison, WI 53703
	 publishes Invest in Peace
	 
	 Renewable Resource & Conservation Report
	 311 Miramar Rd.
	 Rochester, NY 14624
	 716 247-8197
	 bimonthly
	 
	 Resource Publishing Group
	 1401 Wilson Blvd., #101
	 Arlington, VA 22209
	 703 524-0815
	 publishes Concerned Investors Guide: Non-Financial Corporate
	 Data
	 
	 The Social Investment Forum
	 711 Atlantic Ave.
	 Boston, MA 02111
	 617 423-6655
	 socially responsible investing trade association (individual
	 memberships available).  $36/year membership includes
	 quarterly with monthly updates

SULLIVAN.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
	 
	    >>> >>> REV. SULLIVAN & THE DIVESTMENT MOVEMENT <<< <<<
	    
	    
		 >>> Rev. Leon Sullivan's 6/3/87 Statement <<<
	    
	 I have assessed, to the best of my ability, the situation as
	 it now exists in the Republic of South Africa, and I have
	 reached the decision that the time has come for American
	 companies, and the United States of America, to take a
	 definitive stand against the evils of apartheid.
	    
	 Therefore, today, I am calling for the withdrawal of all
	 United States companies from the Republic of South Africa,
	 and for a total United States embargo against that country,
	 until statutory apartheid is ended, and Blacks have a clear
	 commitment for equal political rights, and I am calling on
	 the President of the United States to end diplomatic
	 relations with South Africa until the atrocities against
	 Black people end, and apartheid is dismantled.
	    
	 As of May, 1985, I stated if in twenty-four months statutory
	 apartheid was not ended, and there was not a clear commitment
	 of the vote for Blacks, equal to whites, I would call on the
	 companies to leave South Africa, and call for an American
	 embargo.  The conditions have not been remotely met. 
	 Therefore, after careful, painstaking, and prayerful
	 consideration, I am making this statement.
	    
	 This action comes after years of effort with the Sullivan
	 Principles to help, along with other thrusts, to bring about
	 fundamental change in that country; and I want it clearly
	 known, I am proud of the work of the Sullivan Principles, and
	 proud of the efforts of those companies who have followed
	 them. The Sullivan Principles, initiated March 1, 1977, ten
	 years ago, have been a tremendous force for change in South
	 Africa.
	 
	 When the Sullivan Principles were introduced ten years ago, a
	 Black man did not even have the legal status as a worker in
	 South Africa.  The Principles broke new ground for Black
	 rights in South Africa that had not existed for 300 years. 
	 They have caused a revolution in industrial race relations
	 for Black workers in that country.
	 
	 These equal rights standards, followed by many American
	 companies, have lead the way in promoting equal pay for equal
	 work, fair employment practices, recognition of independent
	 free Black trade unions, extensive educational training
	 programs, the promotion of Blacks to management and
	 supervisory jobs, the initiation of hundreds of Black owned
	 businesses, the building of schools and health facilities,
	 and the improvement of the quality of life in many other ways
	 for hundreds of thousands of Blacks, far, far beyond the
	 small number employed by American companies.
	 
	 The Sullivan Principles have been a catalyst for change
	 throughout the Republic of South Africa.  Also, in recent
	 years, as the Principles have evolved, some United States
	 companies have begun to challenge the apartheid system
	 itself, and have begun to practice "corporate civil
	 disobedience" against apartheid practices, regulations and
	 laws.
	 
	 Many United States companies engaging in this effort have
	 left a notable record in corporate social responsibility in
	 South Africa.  Whatever happens in the future, the work of
	 many of the companies to change conditions for Blacks has
	 been outstanding.  Still, in spite of these and other
	 efforts, the main pillars of apartheid still remain, and
	 Blacks are still denied simple basic human rights in their
	 own country, and are still deprived of the right to vote.
	 
	 In spite of appeals, and protests, and cries for change and
	 justice within South Africa, repression grows, thousands are
	 jailed without trial, including little children, people are
	 brutalized, beaten and killed, dissent is ruthlessly
	 suppressed, and the press is muzzled.  Intransigence to
	 fundamental change continues, and, today, the government
	 pushes back even minimal progress and reform.  South Africa
	 has become a nation of oppression and a police state, and the
	 continuation of apartheid and its inhumanities against Blacks
	 goes on.  There is no greater moral issue in the world today
	 than apartheid!
	 
	 Somewhere, somehow, it must be said, as loudly and as
	 clearly, and as firmly possible, that what is happening in
	 South Africa to Black people is immoral, and it is wrong, and
	 it must be brought to an end.  Not ten years from now, or
	 five years from now, or three years from now, but now.
	 
	 The winds of change have reached South Africa, and the winds
	 will not be subdued until the people have no less than their
	 full economic, social and political freedom.  And violently,
	 or non-violently, Black people in South Africa are going to
	 have it.  And nothing can, or will, end the rising surge of
	 the people's aspirations for their freedom and for justice in
	 South Africa, but the elimination of the apartheid system
	 itself, which is the root cause of the nation's problems.
	 
	 South Africa is at the crossroads.  Either South Africa can
	 go the direction of a unitary free South Africa, or the
	 direction of a chaotic revolution, with the killing of
	 millions people, the destruction of a country, and the
	 devastation of the entire southern region of Africa; leading
	 to the possibility of the confrontation of the world's great
	 nuclear powers at that strategic point of the world, as a
	 race war would certainly become an ideological war.  And
	 should the United States become involved in such a war, as
	 most assuredly we would, one way or the other; race riots
	 would break out in every major city in the country, far worse
	 than anything ever seen in the history of America.
	 
	 It is in the interest of peace in South Africa, and peace in
	 the world, and peace in America, that apartheid must be
	 ended.  The evils of apartheid are broader than South Africa.
	 Apartheid is against the will of God, and the humanity of
	 man; and like Nazism and Facism, it must be stopped.  America
	 and the world must draw a line, and speak out, and act
	 against it.  If the world had stopped Hitler in time, we
	 might not have had World War II.
	 
	 It is clear the South African government does not intend to
	 end apartheid on its own.  Since the recent elections, the
	 government ahs become more defiant to further change. 
	 Therefore, something must be done now to dramatize the issue
	 before America and before the world.  Every moral, and
	 economic, and political force must be brought to bear to help
	 influence the South African government to move towards
	 dismantling the apartheid system, while there is still time.
	 
	 In this regard, America, a leader of the free world, should
	 take the lead, including our companies and our government,
	 hoping others in the world will follow.
	 
	 Therefore, today, as the strongest possible American non-
	 violent protest against the continuing existence of
	 apartheid, and with the maximum non-violent use of moral,
	 corporate, and government force against that inhumane system,
	 I call on all American companies to withdraw from the
	 Republic of South Africa, until statutory apratheid has been
	 abolished, and there is a clear commitment of the vote for
	 Blacks, in accordance with agreements reached with authentic 
	 and representative Black South African leaders.
	 
	 Also, I call on the United States to enact, with urgency, a
	 total United States economic embargo against South Africa,
	 all exports and imports, including gold and diamonds, and to
	 seek South African sourced vitally needed materials
	 elsewhere, or to seek alternatives, or to stockpile, or to
	 recycle, or to do without.
	 
	 I further call on the Congress to consider stringent
	 penalties against United States trading partners who assume
	 markets left by departing United States companies, and who
	 continue to do business in South Africa, such as the
	 Japanese.
	 
	 I, also, call on the President of the United States to break
	 all Diplomatic Relations with South Africa, until atrocities
	 against Black people end, and apartheid is dismantled.
	 
	 Should, at any time, the South African government abolish
	 statutory apartheid, and commit itself to equal voting rights
	 for Blacks, in accordance with agreements reached with
	 authentic and representative Black South African leaders,
	 restrictions against American companies operating in South
	 Africa should be lifted, and American companies should be
	 free to return to the country, along with unlimited United
	 States investments in a unitary Free South Africa.
	 
	 This Call for Withdrawal excludes Philanthropic and
	 Educational initiatives, and the Media.
	 
	 This is my message to the companies of America, the Congress
	 and the President of the United States, and to the Government
	 of South Africa.
		     
		 >>> The Sullivan Statement of Principles <<<
			  >>> Fifth Amplification <<<
			    >>> March 10, 1987 <<<
	 
       Principle 1 Non-Segregation of the races in all eating,
       comfort and work facilities
	 
	 Each signator of the Statement of Principles will proceed
	 immediately to:
		Eliminatae all vestiges of racial discrimination.
		Remove all race designation signs.
		Desegregate all eating, comfort and work facilities.
	 
       Principle 2 Equal and fair employment practices for all employees
	 
	 Each signator of the Statement of Principles will proceed
	 immediately to:
		Implement equal and fair terms and conditions of
		  employment.
		Provide non-discriminatory eligibility for benefit
		  plans.
		Establish an appropriate and comprehensive procedure
		  for handling and resolving individual employee complaints.
		Support the elimination of all industrial racial
		  discriminatory laws which impede the implementation of
		  equal and fair terms and conditions of employment, such as
		  abolition of job reservations, job fragmentation, and
		  apprenticeship restrictions for Blacks and other non-
		  whites.
		Support the elimination of discrimination against the
		  rights of Blacks to form or belong to government
		  registered and unregistered unions and acknowledge generally
		  the rights of Blacks to form their own unions or be repre-
		  sented by trade unions which already exist.
		Secure rights of Black workers to the freedom of
		  association and assure protection against victimization while
		  pursuing and after attaining these rights.
		Involve Black workers or their representatives in the
		  development of programs that address their educational and
		  other needs and those of their dependents and the local
		  community.
	 
       Principle 3 Equal pay for all employees doing equal or comparable work 
       for the same period of time
	 
	 Each signator of the Statement of Principles will proceed
	 immediately to:
		Design and implement a wage and salary administration
		  plan which is applied equally to all employees, regardless
		  of race, who are performing equal or comparable work.
		Ensure an equitable system of job classifications,
		  including a review of the distinction between hourly and
		  salaried classifications.
		Determine the extent upgrading of personnel and/or
		  jobs in the upper echelons is needed, and accordingly
		  implement programs to accomplish this objective in
		  representative numbers, insuring the employment of Blacks
		  and other non-whites at all levels of company operations.
		Assign equitable wage and salary ranges, the minimum
		  of these to be well above the appropriate local minimum
		  economic living level.
	 
       Principle 4 Initiation of an development of training programs
       that will prepare, in substantial numbers, Blacks and other non- 
       whites for supervisory, administrative, clerical and technical jobs
	 
	 Each signator of the Statement of Principles will proceed
	 immediately to:
		Determine employee training needs and capabilities,
		  and identify employees with potential for further advancement.
		Take advantage of existing outside training resources
		  and activities, such a exchange programs, technical colleges,
		  and similar institutions or programs.
		Support the development of outside training facilities,
		  individually or collectively - including technical centers,
		  professional training exposure, correspondence and extension
		  courses, as appropriate, for extensive training outreach.
		Initiate and expand inside training programs and facilities.
	 
       Principle 5 Increasing the number of Blacks and other non-whites in
       management and supervisory positions
			
	 Each signator of the Statement of Principles will proceed
	 immediately to:
		Identify, actively recruit, train and develop a
		  sufficient and significant number of Blacks and other
		  non-whites to assure that as quickly as possible there will
		  be appropriate representation of Blacks and other non-whites
		  in the management group of each company at all levels of
		  operations.
		Establish management development programs for Blacks
		  and other non-whites, as needed, and improve existing
		  programs and facilities for developing management skills of
		  Blacks and other non-whites.
		Identify and channel high management potential Blacks
		  and other non-white employees into management development
		  programs.
	 
       Principle 6 Improving the quality of employees' lives outside
       the work environment in such areas as housing,transportation,
       schooling, recreation and health facilities
		
	 Each signator of the Statement of Principles will proceed
	 immediately to:
		Evaluate existing and/or developing programs, as
		  appropriate, to address the specific needs of Black and
		  other non-white employees in the areas of housing, health
		  care, transportation and recreation.
		Evaluate methods for utilizing existing, expanded or
		  newly established in-house medical facilities or other
		  medical programs to improve medical care for all non-whites
		  and their dependents.
		Participate in the development of programs that
		  address the educational needs of employees, their dependents,
		  and the local community.  Both individual and collective
		  programs should be considered, in addition to technical
		  education, including such activities as literacy education,
		  business training, direct assistance to local schools,
		  contributions and scholarships.
		Support changes in influx control laws to provide for
		  the right of Black migrant workers to normal family life.
		Increase utilization of and assist in the development
		  of Black and other non-white owned and operated business
		  enterprises including distributors, suppliers of goods and
		  services and manufacturers.
	 
       Principle 7 Working to eliminate laws and customs which
       impede social, economic and political justice
	 
	 Each signator of the Statement of Principles must proceed
	 immediately to:
		Press for a single education system common to all races.
		Use influence and support the unrestricted rights of
		  Black businesses to locate in the urban areas of the
		  nation.
		Influence other companies in South Africa to follow
		  the standards of equal rights principles.
		Support the freedom of mobility of Black workers,
		  including those from the "so-called" independent homelands,
		  to seek employment opportunities wherever they exist and make
		  possible provisions for adequate housing for families of
		  employees within the proximity of workers' employment.
		Use financial and legal resources to assist Blacks,
		  Coloureds and Asians in their efforts to achieve equal access
		  to all health facilities, educational institutions,
		  transportation, housing, beaches, parks and all other
		  accommodations normally reserved for Whites.
		Oppose adherence to all apartheid laws and regulations.
		Support the ending of all apartheid laws, practices
		  and customs.
		Support full and equal participation of Blacks, Coloureds
		  and Asians in the political process.
	 
	 With all the foregoing in mind, it is the objective of the
	 companies to involve and assist in the education and training
	 of large and telling numbers of Blacks and other non-whites
	 as quickly as possible.  The ultimate impact of this effort
	 is intended to be of massive proportion, reaching and helping
	 millions.
	 
       Periodic Reporting
	 
	 The Signatory Companies of the Statement of Principles will
	 proceed immediately to:
		Report progress on an annual basis to Reverand
		  Sullivan through the independent administrative unit he
		  has established.
		Have all areas specified by Reverand Sullivan audited
		  by a certified public accounting firm.
		Inform all employees of the company's annual periodic
		  report rating and invite their input on ways to improve
		  the rating.
	 
	>>> Signers of the Sullivan Principles, Fifth Amplification <<<
			  >>> as of July 1, 1987 <<<
	 
	 *   Companies with direct investment in South Africa
	     as of July 1, 1987
	 +   Companies with indirect South African dealings via licensing,
	     distribution or franchise agreements 
	     as of July 1, 1987
	 
	 Abbott Laboratories*
	 Alexander & Alexander Services Inc.
	 Allied-Signal Inc.*
	 Allis-Chalmers Corp.*
	 Amdahl Corp.*
	 American Airlines Inc.
	 American Brands Inc.*
	 American Cyanamid Co.*
	 American Express Co.+
	 American Intl. Inc. ?Am Intl. Group Inc.*

	 Baker Intl.*
	 Baltimore Intl.
	 Bandag Inc.*
	 Bausch & Lomb Inc.*
	 Bechtel Group Inc.*
	 Becor Western Inc.*
	 Borden Inc.*
	 Borg-Warner Corp.*
	 Bristol-Myers Co.*
	 Butterick Co. Inc.*

	 CIGNA Corp.*
	 Caltex Petroleum Corp.
	 Carlton Paper Corp. Ltd.
	 Carrier Corp.
	 J.I. Case Corp.
	 Caterpillar Inc.*
	 Champion Spark Plug Co.*
	 Chase Manhattan Corp.
	 Citicorp.
	 Colgate-Palmolive Co.*
	 Combustion Engineering Inc.*
	 Control Data Corp.*
	 Coulter Electronics Inc.*
	 Crown Cork & Seal Co. Inc.*
	 Cummins Engine Co. Inc.+
	 
	 Deere & Co.*
	 Del Monte Corp.*
	 Deloitte Haskins & Sells
	 Diners Club South Africa PTY LTD
	 Donaldson Co. Inc.*
	 Dow Corning Corp.*
	 Dresser Industries Inc.*
	 E.I. dupont de Nemours & Co. Inc.*
	 
	 Eli Lilly & Co.*
	 Emery Air Freight Corp.
	 Englehard Corp.+
	 Estee Lauder Inc.*
	 
	 Federal-Mogul Corp.*
	 Ferro Corp.*
	 Firestone Tire & Rubber Co.+
	 Fluor Corp.*
	 FMC Corp.*
	 Foote, Cone & Belding Communications*
	 Ford Motor Co.
	 Foster Wheeler Corp.+
	 Franklin Electric Co. Inc.*
	 Fruehauf Corp.*
	 
	 GAF Corp.*
	 GenCorp.
	 Gillette Co.*
	 The Goodyear Tire & Rubber Co.*
	 Grey Advertising Inc.*
	 Grolier Intl. Inc.*
	 
	 Frank B. Hall & Co. Inc.*
	 Harnischfeger Corp.*
	 The Harper Group*
	 Hewlett-Packard Co.*
	 Honeywell Inc.+
	 Hoover Co.*
	 
	 IMS Intl. Inc.*
	 ITT Corp.*
	 Ingersoll-Rand Co.*
	 Intergraph Corp.*
	 Intl. Correspondence Schools Inc.
	 Intl. Flavors & Fragrances Inc.*
	 Interpublic Group of Cos. Inc.*
	 
	 John Wiley & Sons Inc.+
	 JWT Group Inc.*
	 Johnson & Johnson Co.*
	 S.C. Johnson & Son Inc.*
	 Joy Manufacturing Co.*
	 
	 Kellog Co.*
	 Kennametal Inc.*
	 Kimberly-Clark Corp.*
	 
	 Leco Corp.*
	 Loctite Corp.*
	 
	 Marsh & McLennan Cos. Inc.*
	 Martin Marietta Corp.
	 Masonite Corp.
	 Medtronic Inc.*
	 Merck & Co. Inc.*
	 Midland-Ross Corp.*
	 Mine Safety Appliances Co.*
	 Minnesota Mining & Manufacturing Co.*
	 Mobil Oil Corp.*
	 Molex Intl. Inc.
	 Monsanto Co.*
	 J.P. Morgan & Co. Inc.
	 
	 NCR Corp.*
	 Nabisco Brands Inc.*
	 Nalco Chemical Co.*
	 Newmont Mining Corp.*
	 
	 The Ogilvy Group Inc.*
	 Olin Corp.*
	 Otis Elevator Co.
	 Owens-Illinois Inc.*
	 
	 Pan American World Airways Inc.*
	 Parker Hannifan Corp.*
	 Pfizer Inc.*
	 Phelps Dodge Corp.*
	 Phillips Petroleum Co.
	 Pizza Inn of South Africa LTD
	 Premark Intl. Inc.
	 
	 Raychem Corp.*
	 Raytheon Co.*
	 The Reader's Digest Assoc. Inc.*
	 Revlon Inc.
	 Rexnord Inc.*
	 Reynolds & Reynolds Co.*
	 RJR Nabisco Inc.* 
	 The Robbins Co.*
	 Rockwell Intl. Corp.
	 
	 Schering-Plough Corp.*
	 Joseph E. Seagram & Sons Inc.
	 Sigmaform Corp.*
	 SmithKline Beckman Corp.*
	 Southern New England Telephone
	 Square D Co.*
	 Squibb Corp.*
	 The Standard Oil Co.*
	 Sterling Drug Inc.*
	 Strategic Minerals Corp.
	 Sunland Foods (Pty) Ltd.
	 
	 Tambrands Inc.*
	 Tenneco Inc.*
	 Time Inc.
	 Tokheim Corp.*
	 Trans World Airlines Inc.+
	 Trinovia Inc.* (Libbey-Owens-Ford Co.)
	 Twin Disc Inc.*
	 
	 Union Camp Corp.*
	 Union Carbide Corp.*
	 Unisys Corp.*
	 The Upjohn Co.*
	 USX Corp.*
	 
	 Video Vision Enterprises (Pty) Ltd
	 
	 Wang Laboratories Inc.
	 Warner-Lambert Co.*
	 Westinghouse Electric Corp.+
	 Wilbur-Ellis Co.
	 
	 Xerox Corp.

TAXES.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
	 
	 
				 >>> TAXES <<
				 
				 
		   >>> Where Our Income Tax Really Goes <<<
		   
	 Of the $776 in the US federal budget for FY 1987:
	 
	 100% 776B
	 
	 40% $312B Current Military
	     
	     $71M Military Pay
	      11M Retired Pay
	      77M Operation & Maintenance
	      83M Procurement
	      34M Research & Development
	       5M Construction
	       7M Nuclear Weapons (DoE)
	       9M International Military Assistance
	       3M Coast Guard
	       4M NASA (estimated military portion, 50%)
	       8M Other (CIA, Selective Service, FEMA)
	       
	 23% $180B Past Military
	 
	     $26M Veterans Benefits
	    $154M Interst on national debt (80% estimated to be
		  created by military budget)
	 
	  9% $67B Physical Resources
	     
	     (Agriculture, Commerce, Energy, Housing & Urban
	     Development, Interior, Transportation, Environmental
	     Protection)
	     
	 18% $142B Human Resources
	 
	     (Education, Health & Human Services, Labor)
	     
	 10% $75B General Government
	 
	     (Government, Justice, 20% interest on national debt,
	     civilian portion of NASA)
	 
	 source:
	 War Resisters League
	 339 Lafayette St.
	 New York, NY  10012
	 
		      >>> Top Six Defense Contractors <<<
		   >>> Profits & Taxes 1982 through 1985 <<<
		     
	 Company                Profit $M       Tax $M   Rate
				   
	 McDonnell Douglas      $1,743.0        $13.4   0.8%
	 General Dynamics        1,994.5        (90.9) -4.6%
	 Rockwell International  2,771.2        682.9  24.6%
	 General Electric       10,881.0        262.0   2.4%
	 Boeing                  2,271.0       (121.0) -5.3%
	 Lockheed                2,074.3          4.0   0.2%
	 
	 Total                  21,735.0        750.4   3.5%
	 
	 Source: "130 Reasons Why We Need Tax Reform"
	 Citizens for Tax Justice
	 1313 L St. NW
	 Washington, DC 20005
	 202 898-3369
	 
			   >>> Tax Alternatives <<<
			   
	 Conscience & Military Tax Campaign
	 4534-1/2 University Way NE, #204
	 Seattle, WA  98105
	 
	 Clearinghouse for efforts to divert tax money to nonmilitary,
	 nonviolent, life-affirming government purposes.  CMTC has
	 established the Direct Aid Projet for Central America, a
	 program to redirect one's telephone tax (Federal Excise Tax)
	 to humanitarian aid to the people of Central America.  This
	 effort to counteract the human suffering caused by our own
	 foreign policies is in cooperation with Oxfam America, Quest
	 for Peace and the Rocky Mountain Peace Center.
	 
		Oxfam America
		115 Broadway
		Boston, MA 02116
		617 482-1211
	 
		Quest for Peace
		c/o Quixote Center
		PO Box 5206
		Hyattsville, MD 20782
		301 699-0042
	 
	 Also contact:
	 National War Tax Resistance Coordinating Committee
	 PO Box 2236
	 East Patchogue, NY 11772
	 
	 

UTILCO.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
	 
	 
			 >>> NUCLEAR POWER PLANTS <<<
		       
		       
		       >>> Listed by Utility Company <<<
			     >>> as of 1/1/87 <<<
	 
	 This is the most accurate list that I have been able to
	 compile of all the owners of each nuclear reactor.  It is
	 sorted by utility company.  Below is another listing sorted
	 by reactor, listing its location and the operating utility
	 company.  
	 
	 Ownership changes hands frequently and you should double
	 check before accepting this listing as gospel truth.  In
	 researching this list, I get the distinct impression that no
	 one wants you to know this stuff.  What are they hiding?
	 
	 Bond buyers may well want to consider the nuclear profile of
	 a given utility.  Nuclear power plant owners are often
	 saddled with high debt and face the uncertain future of
	 nuclear power in the immediate and long-range future
	 post-Three Mile Island and post-Chernobyl.
	 
	 
	 For more information contact:
	 
		Nuclear Regulatory Commission
		Office of Public Affairs
		7735 Old Georgetown Rd., Room 3217
		Bethesda, MD  20555
		800 638-8282 301 492-7715
	 
		    >>> Survey of U.S. Nuclear Reactors <<<
			
		     boiling    pressurized  other      total
		     water      water
	 
	 operable     33          60          2           95
	 startup       1           2          0            3
	 construction
	  permit granted
		       7          23          0           30
	 construction 
	  permit pending
		       0           0          0            0
	 on order      0           2          0            2
	 ----------------------------------------------------
	 TOTAL        41          87          2          130
	 
	    >>> Utility Companies That Own Nuclear Power Plants <<<
		  
	 *  principle owner
	 
	 Alabama Power
	  *Josheph M. Farley #1
	  *Josheph M. Farley #2
	 
	 Alleghany Electric Coop
	  Susquehanna #1
	  Susquehanna #2
	 
	 Anaheim Electrical Division
	  San Onofre #2
	  San Onofre #3
	 
	 Arizona Public Service
	  *Palo Verde #1
	  *Palo Verde #2
	  *Palo Verde #3
	 
	 Arkansas Power & Light
	  *Arkansas Nuclear One #1
	  *Arkansas Nuclear One #2
	  Grand Gulf #1
	  
	 Atlantic City Electric
	  Hope Creek #1
	  Peach Bottom #1
	  Peach Bottom #2
	  Salem #1
	  Salem #2 
	 
	 Austin (TX), City of
	  South Texas Project #1
	  South Texas Project #2
	 
	 Baltimore Gas & Electric
	  *Calvert Cliffs #1
	  *Calvert Cliffs #2
	 
	 Bangor Hydro-Electric (Northeast Utilities)
	  Maine Yankee
	  Seabrook #1
	  Seabrook #2
	 
	 Boston Edison (Northeast Utilities)
	  *Pilgrim #1
	  Haddam Neck
	  Yankee-Rowe
	 
	 Brazos Electric Power Coop
	  Comanche Peak #1
	  Comanche Peak #2
	 
	 Burlington Electric Light
	  Vermont Yankee
	 
	 Cajun Electric Power Coop
	  River Bend #1
	 
	 Cambridge Electric Light
	  Vermont Yankee
	  Yankee-Rowe
	 
	 Canal Electric
	  Seabrook #1
	  Seabrook #2
	 
	 Carolina Power & Light
	  *Brunswick #1
	  *Brunswick #2
	  *Shearon Harris #1
	  *H.B. Robinson #2
	 
	 Central Area Power Coordination Group (CAPCO)
	  Beaver Valley #1
	  Beaver Valley #2
	  Davis-Besse #1
	  Perry #1
	  Perry #2
	 
	 Central Hudson Gas & Electric
	  Nine Mile Point #2
	 
	 Central Iowa Power Coop
	  Duane Arnold
	 
	 Central Maine Power (Northeast Utilities)
	  Haddam Neck
	  Maine Yankee
	  Millstone #3
	  Seabrook #1
	  Seabrook #2
	  Vermont Yankee
	  Yankee-Rowe
	 
	 Central Power & Light
	  South Texas Project #1 
	  South Texas Project #2
	 
	 Central Vermont Public Service (Northeast Utilities)
	  Haddam Neck
	  Maine Yankee
	  Millstone #3
	  Seabrook #1
	  Seabrook #2
	  Vermont Yankee
	  Yankee-Rowe
	 
	 City Public Service Board of San Antonio
	  South Texas Project #1
	  South Texas Project #2
	 
	 Cleveland Electric Illuminating
	  Davis-Bessie #1
	  Beaver Valley #2
	  *Perry #1
	  *Perry #2
	 
	 Commonwealth Edison
	  *Braidwood #1 
	  *Braidwood #2
	  *Byron #1
	  *Byron #2
	  Carroll County #1
	  Carroll County #2
	  *Dresden #1
	  *Dresden #2
	  *Dresden #3
	  *La Salle #1
	  *La Salle #2
	  *Quad Cities #1
	  *Quad Cities #2
	  *Zion #1 
	  *Zion #2
	 
	 Commonwealth Electric (Northeast Utilities)
	  Maine Yankee
	  Yankee-Rowe
	 
	 Commonwealth Energy System
	  Haddam Neck
	 
	 Connecticut Light & Power (Northeast Utilities)
	  Haddam Neck
	  Maine Yankee
	  Millstone #1
	  Millstone #2
	  Millstone #3
	  Seabrook #1
	  Seabrook #2
	  Vermont Yankee
	  Yankee-Rowe
	 
	 Connecticut Yankee Atomic Power
	  *Haddam Neck
	 
	 Consolidated Edison Co. of New York
	  Indian Point #1
	  *Indian Point #2
	  Indian Point #3
	 
	 Consumers Power
	  *Big Rock Point 1
	  *Midland #1
	  *Midland #2
	  *Palisades
	 
	 Corn Belt Power Coop
	  Duane Arnold
	 
	 Dairyland Power Co-op
	  *LaCrosse (Genoa)
	 
	 Dallas Power & Light
	  Comanche Peak #1
	  Comanche Peak #2
	 
	 Dalton (GA), City of
	  Edwin I. Hatch #1
	  Edwin I. Hatch #2
	  Alvin W. Vogtle #1
	  Alvin W. Vogtle #2 
	 
	 Delmarva Power
	  Peach Bottom #1
	  Peach Bottom #2
	  Salem #1
	  Salem #2
	 
	 Detroit Edison
	  *Fermi #2
	 
	 Duke Power
	  *Catawba #1
	  *Catawba #2
	  *William B. McGuire #1
	  *William B. McGuire #2
	  *Oconee #1
	  *Oconee #2
	  *Oconee #3
	 
	 Duquesne Light
	  *Beaver Valley #1
	  *Beaver Valley #2
	  Perry #1
	  Perry #2
	 
	 El Paso Electric
	  Palo Verde #1
	  Palo Verde #2
	  Palo Verde #3
	 
	 Eugene Water & Electric Board
	  Trojan
	 
	 Florida Municipal Power Agency
	  St. Lucie #2
	 
	 Florida Power Corp.
	  *Crystal River #3
	 
	 Florida Power & Light
	  *St. Lucie #1
	  *St. Lucie #2
	  *Turkey Point #3
	  *Turkey Point #4
	 
	 Georgia Power
	  *Edwin I. Hatch #1
	  *Edwin I. Hatch #2
	  *Alvin W. Vogtle Jr. #1
	  *Alvin W. Vogtle Jr. #2
	 
	 GPU Nuclear
	  *Oyster Creek 1
	  *Three Mile Island #1
	  *Three Mile Island #2
	 
	 Green Mountain Power
	  Vermont Yankee
	 
	 Gulf States Utilities 
	  *River Bend #1
	 
	 Hartford Electric Light (Northeat Utilites)
	  Maine Yankee
	  Vermont Yankee
	  Yankee-Rowe
	 
	 Houston Lighting & Power
	  *South Texas Project #1
	  *South Texas Project #2
	 
	 Illinois Power
	  *Clinton Unit #1
	 
	 Indiana & Michigan Electric 
	  *Donald C. Cook #1
	  *Donald C. Cook #2
	 
	 Interstate Power
	  Carroll County #1
	  Carroll County #2
	 
	 Iowa Electric Power & Light
	  *Duane Arnold #1
	 
	 Iowa-Illinois Gas & Electric
	  Carroll County #1
	  Carroll County #2
	  Quad Cities #1
	  Quad Cities #2
	 
	 Jersey Central Power & Light
	  Oyster Creek #1
	  Three Mile Island #1
	  Three Mile Island #2
	  
	 Kansas City Power & Light
	  Wolf Creek
	 
	 Kansas Electric Power Coop
	  Wolf Creek
	 
	 Kansas Gas & Electric
	  *Wolf Creek 1
	 
	 Los Angeles Dept. of Water & Power
	  Palo Verde #1
	  Palo Verde #2
	  Palo Verde #3
	 
	 Long Island Lighting
	  Nine Mile Point #2
	  *Shoreham
	 
	 Louisiana Power & Light
	  Grand Gulf #1
	  *Waterford #3
	 
	 Madison Gas & Electric
	  Kewaunee
	 
	 Maine Public Service (Northeast Utilities)
	  Maine Yankee
	  Seabrook #1
	  Seabrook #2
	 
	 Maine Yankee Atomic Power
	  *Maine Yankee
	  Wiscasset
	 
	 Massachusetts Municipal Wholesale Electric
	  Millstone #3
	  Seabrook #1
	  Seabrook #2
	 
	 Metropolitan Edison
	  Three Mile Island #1
	  Three Mile Island #2
	 
	 Middle South Energy (Mississippi Power & Light)
	  Grand Gulf #1
	  Grand Gulf #2 
	  
	 Mississippi Power & Light
	  *Grand Gulf #1
	  *Grand Gulf #2
	 
	 Montaup Electric (Northeast Utilities)
	  Haddam Neck
	  Maine Yankee
	  Millstone #3
	  Seabrook #1
	  Seabrook #2
	  Vermont Yankee
	  Yankee-Rowe
	 
	 Municipal Electric Authority of Georgia
	  Edwin I. Hatch #1
	  Edwin I. Hatch #2
	  Alvin W. Vogtle #1
	  Alvin W. Vogtle #2
	 
	 Nebraska Public Power District
	  *Cooper Station
	 
	 New England Power (Northeast Utilities)
	  Haddam Neck
	  Maine Yankee
	  Millstone #3
	  Seabrook #1
	  Seabrook #2
	  Vermont Yankee
	  Yankee-Rowe
	 
	 New Hampshire Electric Coop
	  Seabrook #1
	  Seabrook #2
	 
	 New Orleans Public Service
	  Grand Gulf #1
	 
	 New York State Electric & Gas
	  Nine Mile Point #2
	 
	 Niagara Mohawk Power Corp.
	  *Nine Mile Point #1
	  *Nine Mile Point #2
	 
	 North Carolina Eastern Municipal Electric Power Agency
	  Brunswick #1
	  Brunswick #2
	  Shearon Harris #1
	 
	 North Carolina Electric Membership 
	  Catawba #1
	 
	 North Carolina Municipal Power Agency No. 1
	  Catawba #2
	 
	 Northeast Nuclear Energy
	  *Millstone 1
	  *Millstone 2
	  *Millstone 3
	 
	 Northern States Power
	  *Monticello
	  *Prairie Island #1
	  *Prairie Island #2
	 
	 Oglethorpe Power
	  Edwin I. Hatch #1
	  Edwin I. Hatch #2
	  Alvin W. Vogtle #1
	  Alvin W. Vogtle #2
	 
	 Ohio Edison
	  Beaver Valley #1
	  Beaver Valley #2
	  Perry #1
	  Perry #2
	  
	 Old Dominion Electric Coop
	  North Anna #1
	  North Anna #2
	 
	 Omaha Public Power District
	  *Fort Calhoun #1
	 
	 Orlando Utilities Commission 
	  Crystal River #3
	  St. Lucie #2
	 
	 Pacific Gas & Electric
	  *Diablo Canyon #1
	  *Diablo Canyon #2
	  *Humboldt Bay 3
	 
	 Pacific Power & Light
	  Trojan
	  WPPSS #3
	 
	 Pennsylvania Electric
	  Three Mile Island #1
	  Three Mile Island #2
	 
	 Pennsylvania Power
	  Beaver Valley #1
	  Perry #1
	  Perry #2
	 
	 Pennsylvania Power & Light
	  *Susquehanna Station #1
	  *Susquehanna Station #2
	 
	 Philadelphia Electric
	  *Limerick Unit #1
	  *Limerick Unit #2
	  *Peach Bottom #1
	  *Peach Bottom #2
	  Salem #1
	  Salem #2
	 
	 Piedmont Municipal Power Agency
	  Catawba #2
	 
	 Portland General Electric
	  *Trojan
	  WPPSS #3
	 
	 Power Authority of the State of New York
	  *James A. Fitzpatrick
	  *Indian Point #3
	 
	 Public Service Co. of Colorado
	  *Fort St. Vrain
	 
	 Public Service Co. of NH (Northeast Utilities)
	  Haddam Neck
	  Maine Yankee
	  Millstone #3
	  *Seabrook #1
	  *Seabrook #2
	  Vermont Yankee
	  Yankee-Rowe
	 
	 Public Service Co. of New Mexico
	  Palo Verde #1
	  Palo Verde #2
	  Palo Verde #3
	 
	 Public Service Electric & Gas
	  *Hope Creek 1
	  Peach Bottom #1
	  Peach Bottom #2
	  *Salem #1
	  *Salem #2
	 
	 Puget Sound Power & Light
	  WPPSS #3
	 
	 Riverside Public Utilities
	  San Onofre #2
	  San Onofre #3
	 
	 Rochester Gas & Electric
	  *Robert E. Ginna
	  Nine Mile Point #2
	 
	 Sacremento Municipal Utility District
	  *Rancho Seco #1
	 
	 Salt River Project
	  Palo Verde #1
	  Palo Verde #2
	  Palo Verde #3
	 
	 Saluda River Electric Coop
	  Catawba #1
	 
	 San Diego Gas & Electric
	  San Onofre #1
	  San Onofre #2
	  San Onofre #3
	 
	 Seminole Electric Coop 
	  Crystal River #3
	 
	 South Carolina Electric & Gas
	  *V.C. Summer #1
       
	 South Carolina Public Service Authority
	  V.C. Summer #1
	 
	 South Mississippi Electric Power (Mississippi Power & Light)
	  Grand Gulf #1
	  Grand Gulf #2
	 
	 South Texas Project
	  South Texas Project #1
	  South Texas Project #2
	 
	 Southern California Edison
	  Palo Verde #1
	  Palo Verde #2
	  Palo Verde #3
	  *San Onofre #1
	  *San Onofre #2
	  *San Onofre #3
	 
	 Southern California Public Power Authority
	  Palo Verde #1
	  Palo Verde #2
	  Palo Verde #3
	 
	 Soyland Power Coop
	  Clinton #1
	 
	 Tennessee Valley Authority
	  *Bellefonte Unit #1
	  *Bellefonte Unit #2
	  *Browns Ferry #1
	  *Browns Ferry #2
	  *Browns Ferry #3
	  *Sequoyah #1
	  *Sequoyah #2
	  *Watts Bar Unit #1
	  *Watts Bar Unit #2
	 
	 Texas Electric Service
	  Comanche Peak #1
	  Comanche Peak #2
	 
	 Texas Municipal Power Agency
	  Comanche Peak #1
	  Comanche Peak #2
	 
	 Texas Power & Light
	  Comanche Peak #1
	  Comanche Peak #2
	 
	 Texas Utilities Electric
	  *Comanche Peak #1
	  *Comanche Peak #2
	 
	 Tex-La Electric Coop of Texas
	  Comanche Peak #1
	  Comanche Peak #2
	 
	 Toledo Edison
	  Beaver Valley #2
	  *Davis-Besse #1
	  Perry #1
	  Perry #2
	 
	 Union Electric
	  *Callaway #1
	 
	 United Illuminating
	  Haddam Neck
	  Millstone #3
	  Seabrook #1
	  Seabrook #2
	 
	 U.S. Dept. of Energy
	  Hanford-N
	 
	 Vermont Yankee Nuclear Power
	  *Vermont Yankee
	 
	 Virginia Electric & Power
	  *North Anna #1
	  *North Anna #2
	  *Surry #1
	  *Surry #2
	 
	 Washington Public Power Supply System
	  Hanford-N
	  *Washington Nuclear Power #1
	  *Washington Nuclear Power #2
	  *Washington Nuclear Power #3
	  WPPSS #1
	  WPPSS #2
	  WPPSS #3
	 
	 Washington Water Power
	  WPPSS #3
	 
	 Western Illinois Power Coop
	  Clinton #1
	 
	 Western Massachusetts Electric (Northeast Utilites)
	  Haddam Neck
	  Maine Yankee
	  Millstone #1
	  Millstone #2
	  Millstone #3
	  Vermont Yankee
	  Yankee-Rowe
	 
	 Wisconsin Electric Power
	  *Point Beach #1
	  *Point Beach #2
	 
	 Wisconsin Power & Light 
	  Kewaunee
	 
	 Wisconsin Public Service
	  *Kewaunee
	 
	 Wisconsin-Michigan Power
	  Point Beach #1
	  Point Beach #2
	 
	 Wolverine Power Supply
	  Fermi #2
	 
	 Yankee Atomic Electric
	  *Yankee-Rowe 1
	 
	 The following nuclear power plants have other owners, each
	 with less than a 1.5% share, that are not on the above list:
	 
	  Millstone #3   (3.5% total)
	  Seabrook #1    (1.5% total)
	  Seabrook #2    (1.5% total)
	  Vermont Yankee (2.2% total)

UTILCO.TXT

			       EthInves ver 2.0
		   The On-disk Almanac of Ethical Investing
		   
			 copyright 1988 Jerry Whiting
		       PO Box 20821, Seattle, WA  98102
	 
	 
			 >>> NUCLEAR POWER PLANTS <<<
		       
		       
		       >>> Listed by Utility Company <<<
			     >>> as of 1/1/87 <<<
	 
	 This is the most accurate list that I have been able to
	 compile of all the owners of each nuclear reactor.  It is
	 sorted by utility company.  Below is another listing sorted
	 by reactor, listing its location and the operating utility
	 company.  
	 
	 Ownership changes hands frequently and you should double
	 check before accepting this listing as gospel truth.  In
	 researching this list, I get the distinct impression that no
	 one wants you to know this stuff.  What are they hiding?
	 
	 Bond buyers may well want to consider the nuclear profile of
	 a given utility.  Nuclear power plant owners are often
	 saddled with high debt and face the uncertain future of
	 nuclear power in the immediate and long-range future
	 post-Three Mile Island and post-Chernobyl.
	 
	 
	 For more information contact:
	 
		Nuclear Regulatory Commission
		Office of Public Affairs
		7735 Old Georgetown Rd., Room 3217
		Bethesda, MD  20555
		800 638-8282 301 492-7715
	 
		    >>> Survey of U.S. Nuclear Reactors <<<
			
		     boiling    pressurized  other      total
		     water      water
	 
	 operable     33          60          2           95
	 startup       1           2          0            3
	 construction
	  permit granted
		       7          23          0           30
	 construction 
	  permit pending
		       0           0          0            0
	 on order      0           2          0            2
	 ----------------------------------------------------
	 TOTAL        41          87          2          130
	 
	    >>> Utility Companies That Own Nuclear Power Plants <<<
		  
	 *  principle owner
	 
	 Alabama Power
	  *Josheph M. Farley #1
	  *Josheph M. Farley #2
	 
	 Alleghany Electric Coop
	  Susquehanna #1
	  Susquehanna #2
	 
	 Anaheim Electrical Division
	  San Onofre #2
	  San Onofre #3
	 
	 Arizona Public Service
	  *Palo Verde #1
	  *Palo Verde #2
	  *Palo Verde #3
	 
	 Arkansas Power & Light
	  *Arkansas Nuclear One #1
	  *Arkansas Nuclear One #2
	  Grand Gulf #1
	  
	 Atlantic City Electric
	  Hope Creek #1
	  Peach Bottom #1
	  Peach Bottom #2
	  Salem #1
	  Salem #2 
	 
	 Austin (TX), City of
	  South Texas Project #1
	  South Texas Project #2
	 
	 Baltimore Gas & Electric
	  *Calvert Cliffs #1
	  *Calvert Cliffs #2
	 
	 Bangor Hydro-Electric (Northeast Utilities)
	  Maine Yankee
	  Seabrook #1
	  Seabrook #2
	 
	 Boston Edison (Northeast Utilities)
	  *Pilgrim #1
	  Haddam Neck
	  Yankee-Rowe
	 
	 Brazos Electric Power Coop
	  Comanche Peak #1
	  Comanche Peak #2
	 
	 Burlington Electric Light
	  Vermont Yankee
	 
	 Cajun Electric Power Coop
	  River Bend #1
	 
	 Cambridge Electric Light
	  Vermont Yankee
	  Yankee-Rowe
	 
	 Canal Electric
	  Seabrook #1
	  Seabrook #2
	 
	 Carolina Power & Light
	  *Brunswick #1
	  *Brunswick #2
	  *Shearon Harris #1
	  *H.B. Robinson #2
	 
	 Central Area Power Coordination Group (CAPCO)
	  Beaver Valley #1
	  Beaver Valley #2
	  Davis-Besse #1
	  Perry #1
	  Perry #2
	 
	 Central Hudson Gas & Electric
	  Nine Mile Point #2
	 
	 Central Iowa Power Coop
	  Duane Arnold
	 
	 Central Maine Power (Northeast Utilities)
	  Haddam Neck
	  Maine Yankee
	  Millstone #3
	  Seabrook #1
	  Seabrook #2
	  Vermont Yankee
	  Yankee-Rowe
	 
	 Central Power & Light
	  South Texas Project #1 
	  South Texas Project #2
	 
	 Central Vermont Public Service (Northeast Utilities)
	  Haddam Neck
	  Maine Yankee
	  Millstone #3
	  Seabrook #1
	  Seabrook #2
	  Vermont Yankee
	  Yankee-Rowe
	 
	 City Public Service Board of San Antonio
	  South Texas Project #1
	  South Texas Project #2
	 
	 Cleveland Electric Illuminating
	  Davis-Bessie #1
	  Beaver Valley #2
	  *Perry #1
	  *Perry #2
	 
	 Commonwealth Edison
	  *Braidwood #1 
	  *Braidwood #2
	  *Byron #1
	  *Byron #2
	  Carroll County #1
	  Carroll County #2
	  *Dresden #1
	  *Dresden #2
	  *Dresden #3
	  *La Salle #1
	  *La Salle #2
	  *Quad Cities #1
	  *Quad Cities #2
	  *Zion #1 
	  *Zion #2
	 
	 Commonwealth Electric (Northeast Utilities)
	  Maine Yankee
	  Yankee-Rowe
	 
	 Commonwealth Energy System
	  Haddam Neck
	 
	 Connecticut Light & Power (Northeast Utilities)
	  Haddam Neck
	  Maine Yankee
	  Millstone #1
	  Millstone #2
	  Millstone #3
	  Seabrook #1
	  Seabrook #2
	  Vermont Yankee
	  Yankee-Rowe
	 
	 Connecticut Yankee Atomic Power
	  *Haddam Neck
	 
	 Consolidated Edison Co. of New York
	  Indian Point #1
	  *Indian Point #2
	  Indian Point #3
	 
	 Consumers Power
	  *Big Rock Point 1
	  *Midland #1
	  *Midland #2
	  *Palisades
	 
	 Corn Belt Power Coop
	  Duane Arnold
	 
	 Dairyland Power Co-op
	  *LaCrosse (Genoa)
	 
	 Dallas Power & Light
	  Comanche Peak #1
	  Comanche Peak #2
	 
	 Dalton (GA), City of
	  Edwin I. Hatch #1
	  Edwin I. Hatch #2
	  Alvin W. Vogtle #1
	  Alvin W. Vogtle #2 
	 
	 Delmarva Power
	  Peach Bottom #1
	  Peach Bottom #2
	  Salem #1
	  Salem #2
	 
	 Detroit Edison
	  *Fermi #2
	 
	 Duke Power
	  *Catawba #1
	  *Catawba #2
	  *William B. McGuire #1
	  *William B. McGuire #2
	  *Oconee #1
	  *Oconee #2
	  *Oconee #3
	 
	 Duquesne Light
	  *Beaver Valley #1
	  *Beaver Valley #2
	  Perry #1
	  Perry #2
	 
	 El Paso Electric
	  Palo Verde #1
	  Palo Verde #2
	  Palo Verde #3
	 
	 Eugene Water & Electric Board
	  Trojan
	 
	 Florida Municipal Power Agency
	  St. Lucie #2
	 
	 Florida Power Corp.
	  *Crystal River #3
	 
	 Florida Power & Light
	  *St. Lucie #1
	  *St. Lucie #2
	  *Turkey Point #3
	  *Turkey Point #4
	 
	 Georgia Power
	  *Edwin I. Hatch #1
	  *Edwin I. Hatch #2
	  *Alvin W. Vogtle Jr. #1
	  *Alvin W. Vogtle Jr. #2
	 
	 GPU Nuclear
	  *Oyster Creek 1
	  *Three Mile Island #1
	  *Three Mile Island #2
	 
	 Green Mountain Power
	  Vermont Yankee
	 
	 Gulf States Utilities 
	  *River Bend #1
	 
	 Hartford Electric Light (Northeat Utilites)
	  Maine Yankee
	  Vermont Yankee
	  Yankee-Rowe
	 
	 Houston Lighting & Power
	  *South Texas Project #1
	  *South Texas Project #2
	 
	 Illinois Power
	  *Clinton Unit #1
	 
	 Indiana & Michigan Electric 
	  *Donald C. Cook #1
	  *Donald C. Cook #2
	 
	 Interstate Power
	  Carroll County #1
	  Carroll County #2
	 
	 Iowa Electric Power & Light
	  *Duane Arnold #1
	 
	 Iowa-Illinois Gas & Electric
	  Carroll County #1
	  Carroll County #2
	  Quad Cities #1
	  Quad Cities #2
	 
	 Jersey Central Power & Light
	  Oyster Creek #1
	  Three Mile Island #1
	  Three Mile Island #2
	  
	 Kansas City Power & Light
	  Wolf Creek
	 
	 Kansas Electric Power Coop
	  Wolf Creek
	 
	 Kansas Gas & Electric
	  *Wolf Creek 1
	 
	 Los Angeles Dept. of Water & Power
	  Palo Verde #1
	  Palo Verde #2
	  Palo Verde #3
	 
	 Long Island Lighting
	  Nine Mile Point #2
	  *Shoreham
	 
	 Louisiana Power & Light
	  Grand Gulf #1
	  *Waterford #3
	 
	 Madison Gas & Electric
	  Kewaunee
	 
	 Maine Public Service (Northeast Utilities)
	  Maine Yankee
	  Seabrook #1
	  Seabrook #2
	 
	 Maine Yankee Atomic Power
	  *Maine Yankee
	  Wiscasset
	 
	 Massachusetts Municipal Wholesale Electric
	  Millstone #3
	  Seabrook #1
	  Seabrook #2
	 
	 Metropolitan Edison
	  Three Mile Island #1
	  Three Mile Island #2
	 
	 Middle South Energy (Mississippi Power & Light)
	  Grand Gulf #1
	  Grand Gulf #2 
	  
	 Mississippi Power & Light
	  *Grand Gulf #1
	  *Grand Gulf #2
	 
	 Montaup Electric (Northeast Utilities)
	  Haddam Neck
	  Maine Yankee
	  Millstone #3
	  Seabrook #1
	  Seabrook #2
	  Vermont Yankee
	  Yankee-Rowe
	 
	 Municipal Electric Authority of Georgia
	  Edwin I. Hatch #1
	  Edwin I. Hatch #2
	  Alvin W. Vogtle #1
	  Alvin W. Vogtle #2
	 
	 Nebraska Public Power District
	  *Cooper Station
	 
	 New England Power (Northeast Utilities)
	  Haddam Neck
	  Maine Yankee
	  Millstone #3
	  Seabrook #1
	  Seabrook #2
	  Vermont Yankee
	  Yankee-Rowe
	 
	 New Hampshire Electric Coop
	  Seabrook #1
	  Seabrook #2
	 
	 New Orleans Public Service
	  Grand Gulf #1
	 
	 New York State Electric & Gas
	  Nine Mile Point #2
	 
	 Niagara Mohawk Power Corp.
	  *Nine Mile Point #1
	  *Nine Mile Point #2
	 
	 North Carolina Eastern Municipal Electric Power Agency
	  Brunswick #1
	  Brunswick #2
	  Shearon Harris #1
	 
	 North Carolina Electric Membership 
	  Catawba #1
	 
	 North Carolina Municipal Power Agency No. 1
	  Catawba #2
	 
	 Northeast Nuclear Energy
	  *Millstone 1
	  *Millstone 2
	  *Millstone 3
	 
	 Northern States Power
	  *Monticello
	  *Prairie Island #1
	  *Prairie Island #2
	 
	 Oglethorpe Power
	  Edwin I. Hatch #1
	  Edwin I. Hatch #2
	  Alvin W. Vogtle #1
	  Alvin W. Vogtle #2
	 
	 Ohio Edison
	  Beaver Valley #1
	  Beaver Valley #2
	  Perry #1
	  Perry #2
	  
	 Old Dominion Electric Coop
	  North Anna #1
	  North Anna #2
	 
	 Omaha Public Power District
	  *Fort Calhoun #1
	 
	 Orlando Utilities Commission 
	  Crystal River #3
	  St. Lucie #2
	 
	 Pacific Gas & Electric
	  *Diablo Canyon #1
	  *Diablo Canyon #2
	  *Humboldt Bay 3
	 
	 Pacific Power & Light
	  Trojan
	  WPPSS #3
	 
	 Pennsylvania Electric
	  Three Mile Island #1
	  Three Mile Island #2
	 
	 Pennsylvania Power
	  Beaver Valley #1
	  Perry #1
	  Perry #2
	 
	 Pennsylvania Power & Light
	  *Susquehanna Station #1
	  *Susquehanna Station #2
	 
	 Philadelphia Electric
	  *Limerick Unit #1
	  *Limerick Unit #2
	  *Peach Bottom #1
	  *Peach Bottom #2
	  Salem #1
	  Salem #2
	 
	 Piedmont Municipal Power Agency
	  Catawba #2
	 
	 Portland General Electric
	  *Trojan
	  WPPSS #3
	 
	 Power Authority of the State of New York
	  *James A. Fitzpatrick
	  *Indian Point #3
	 
	 Public Service Co. of Colorado
	  *Fort St. Vrain
	 
	 Public Service Co. of NH (Northeast Utilities)
	  Haddam Neck
	  Maine Yankee
	  Millstone #3
	  *Seabrook #1
	  *Seabrook #2
	  Vermont Yankee
	  Yankee-Rowe
	 
	 Public Service Co. of New Mexico
	  Palo Verde #1
	  Palo Verde #2
	  Palo Verde #3
	 
	 Public Service Electric & Gas
	  *Hope Creek 1
	  Peach Bottom #1
	  Peach Bottom #2
	  *Salem #1
	  *Salem #2
	 
	 Puget Sound Power & Light
	  WPPSS #3
	 
	 Riverside Public Utilities
	  San Onofre #2
	  San Onofre #3
	 
	 Rochester Gas & Electric
	  *Robert E. Ginna
	  Nine Mile Point #2
	 
	 Sacremento Municipal Utility District
	  *Rancho Seco #1
	 
	 Salt River Project
	  Palo Verde #1
	  Palo Verde #2
	  Palo Verde #3
	 
	 Saluda River Electric Coop
	  Catawba #1
	 
	 San Diego Gas & Electric
	  San Onofre #1
	  San Onofre #2
	  San Onofre #3
	 
	 Seminole Electric Coop 
	  Crystal River #3
	 
	 South Carolina Electric & Gas
	  *V.C. Summer #1
       
	 South Carolina Public Service Authority
	  V.C. Summer #1
	 
	 South Mississippi Electric Power (Mississippi Power & Light)
	  Grand Gulf #1
	  Grand Gulf #2
	 
	 South Texas Project
	  South Texas Project #1
	  South Texas Project #2
	 
	 Southern California Edison
	  Palo Verde #1
	  Palo Verde #2
	  Palo Verde #3
	  *San Onofre #1
	  *San Onofre #2
	  *San Onofre #3
	 
	 Southern California Public Power Authority
	  Palo Verde #1
	  Palo Verde #2
	  Palo Verde #3
	 
	 Soyland Power Coop
	  Clinton #1
	 
	 Tennessee Valley Authority
	  *Bellefonte Unit #1
	  *Bellefonte Unit #2
	  *Browns Ferry #1
	  *Browns Ferry #2
	  *Browns Ferry #3
	  *Sequoyah #1
	  *Sequoyah #2
	  *Watts Bar Unit #1
	  *Watts Bar Unit #2
	 
	 Texas Electric Service
	  Comanche Peak #1
	  Comanche Peak #2
	 
	 Texas Municipal Power Agency
	  Comanche Peak #1
	  Comanche Peak #2
	 
	 Texas Power & Light
	  Comanche Peak #1
	  Comanche Peak #2
	 
	 Texas Utilities Electric
	  *Comanche Peak #1
	  *Comanche Peak #2
	 
	 Tex-La Electric Coop of Texas
	  Comanche Peak #1
	  Comanche Peak #2
	 
	 Toledo Edison
	  Beaver Valley #2
	  *Davis-Besse #1
	  Perry #1
	  Perry #2
	 
	 Union Electric
	  *Callaway #1
	 
	 United Illuminating
	  Haddam Neck
	  Millstone #3
	  Seabrook #1
	  Seabrook #2
	 
	 U.S. Dept. of Energy
	  Hanford-N
	 
	 Vermont Yankee Nuclear Power
	  *Vermont Yankee
	 
	 Virginia Electric & Power
	  *North Anna #1
	  *North Anna #2
	  *Surry #1
	  *Surry #2
	 
	 Washington Public Power Supply System
	  Hanford-N
	  *Washington Nuclear Power #1
	  *Washington Nuclear Power #2
	  *Washington Nuclear Power #3
	  WPPSS #1
	  WPPSS #2
	  WPPSS #3
	 
	 Washington Water Power
	  WPPSS #3
	 
	 Western Illinois Power Coop
	  Clinton #1
	 
	 Western Massachusetts Electric (Northeast Utilites)
	  Haddam Neck
	  Maine Yankee
	  Millstone #1
	  Millstone #2
	  Millstone #3
	  Vermont Yankee
	  Yankee-Rowe
	 
	 Wisconsin Electric Power
	  *Point Beach #1
	  *Point Beach #2
	 
	 Wisconsin Power & Light 
	  Kewaunee
	 
	 Wisconsin Public Service
	  *Kewaunee
	 
	 Wisconsin-Michigan Power
	  Point Beach #1
	  Point Beach #2
	 
	 Wolverine Power Supply
	  Fermi #2
	 
	 Yankee Atomic Electric
	  *Yankee-Rowe 1
	 
	 The following nuclear power plants have other owners, each
	 with less than a 1.5% share, that are not on the above list:
	 
	  Millstone #3   (3.5% total)
	  Seabrook #1    (1.5% total)
	  Seabrook #2    (1.5% total)
	  Vermont Yankee (2.2% total)

Directory of PC-SIG Library Disk #1307

 Volume in drive A has no label
 Directory of A:\

1987DATA TXT      6015   1-10-87  10:31a
CHAT     TXT      5879   1-20-88   5:52p
DETAILS  TXT      2936   1-12-88   5:14p
README   DOC      1478   1-07-87  10:05p
RESOURCE TXT     13499   1-20-88   6:02p
GO       BAT        38  10-19-87   3:56p
GO       TXT       694   2-21-89  11:30a
MANUAL   BAT       147  12-15-88  12:39p
FILE1307 TXT      1841   2-21-89  11:29a
DEFENSE      <DIR>    
INVSTMNT     <DIR>    
MISC         <DIR>    
NUCLEAR      <DIR>    
SAFRICA      <DIR>    
UPLOAD       <DIR>    
       15 file(s)      32527 bytes

 Directory of A:\DEFENSE

.            <DIR>    
..           <DIR>    
DODSPEND TXT      4343   1-11-88   7:24p
DODCONTR TXT      6309   1-11-88   7:22p
STARWARS TXT     15291   1-06-87   9:24p
        5 file(s)      25943 bytes

 Directory of A:\INVSTMNT

.            <DIR>    
..           <DIR>    
MUTLFUND TXT     12661   1-13-88   5:54p
MONYMRKT TXT      1901   1-13-88   7:39a
COMMLOAN TXT     10927   1-11-88   7:42p
GOLD     TXT       510   1-13-88   7:40a
OTHERS   TXT      2722   1-06-87   9:14p
        7 file(s)      28721 bytes

 Directory of A:\MISC

.            <DIR>    
..           <DIR>    
TAXES    TXT      3020   1-06-87   9:14p
100BEST  TXT      2878   1-06-87   9:15p
MISC     TXT      4655   1-12-88   5:46p
BBS      TXT      2535   1-06-87   9:30p
PHONE#S  TXT      3202   1-06-87   9:28p
        7 file(s)      16290 bytes

 Directory of A:\NUCLEAR

.            <DIR>    
..           <DIR>    
UTILCO   TXT     13874   1-12-88   6:52p
POWRPLNT TXT     10810   1-06-87   9:26p
NUCLFRZN TXT      7956   1-06-87   9:31p
        5 file(s)      32640 bytes

 Directory of A:\SAFRICA

.            <DIR>    
..           <DIR>    
DIVSTMNT TXT      3451   1-06-87   9:19p
COMPNIES TXT      7971   1-12-88   7:07p
SULLIVAN TXT     21362   1-06-87   9:21p
        5 file(s)      32784 bytes

 Directory of A:\UPLOAD

.            <DIR>    
..           <DIR>    
ETHINVES ARC     87134   1-20-88   6:02p
ARC      EXE     32429   2-27-86   5:11p
ARCE     COM      5710  12-31-86   1:54p
        5 file(s)     125273 bytes

Total files listed:
       49 file(s)     294178 bytes
                        8192 bytes free