PCjs Machines
Home of the original IBM PC emulator for browsers.
PC-SIG Diskette Library (Disk #1296)
[PCjs Machine "ibm5170"]
Waiting for machine "ibm5170" to load....
Information about “FASTBUCKS 2 OF 2 (ALSO 855)”
FASTBUCKS is a completely menu-driven home-finance program that is easy
to understand and operate.
FASTBUCKS supports up to 25 accounts each in checking, savings, charge
accounts, and 25 cash sheets. With each account you can update, list,
reconcile, balance, or edit a record. List an account by month, year,
or expense category. The program offers a graphic illustration of your
expenses for a certain year, and shows your overall average
expenditures.
Account listings can be displayed or printed. When listing a checking
account and overall balance, the program will immediately show you if a
check has bounced by displaying its line in inverse print. Each line
gives the date, description, whether or not it is a credit or debit, and
total balance to date.
Use the recursive budget model to create a workable family budget.
Calculate total income, for both the pay period and the year, and
compute your "disposable" income. Allot transactions to your various
expense categories or to your savings account.
There is a financial calculation section to calculate item
depreciation, investments and loan information, plus a complete loan
amortization generator.
Change initialization parameters for display type, printer, drive, data
file path, and expense categories as desired. FASTBUCKS presently
supports 141 printers and a user configuration, if your printer is not
presently supported.
ASP.DOC
Dennis Lozen is a Member of The Association of Shareware Professionals
(ASP). ASP has established stringent standards for its members. ASP wants
to make sure that the shareware principle works for you. If you are unable
to resolve a problem with an ASP member (other than technical support), ASP
may be able to help. Please write to the ASP Ombudsman at PO Box 5786,
Bellvue, WA 98006"
FILE1296.TXT
Disk No: 1296
Disk Title: FastBucks 2 of 2 (855 also) (Disk 2 of 2)
PC-SIG Version: S1.5
Program Title: FastBucks
Author Version: 4.10
Author Registration: $47.75
Special Requirements: Two floppy drives. Hard drive recommended.
FASTBUCKS is a completely menu-driven home-finance program that is
easy to understand and operate.
FASTBUCKS supports up to 25 accounts each in checking, savings, charge
accounts, and a cash sheet. With each account you can update, list,
reconcile, balance, or edit a record. List an account by month, year,
or expense category. The program offers a graphic illustration of your
expenses for a certain year, and shows your overall average
expenditures.
Account listings can be displayed or printed. When listing a checking
account and overall balance, the program will immediately show you if a
check has bounced by displaying its line in inverse print. Each line
gives the date, description, whether or not it is a credit or debit, and
total balance to date.
Use the recursive budget model to create a workable family budget.
Calculate total income, for both the pay period and the year, and
compute your ``disposable'' income. Allot to your various expense
categories or to your savings account.
There is a financial calculation section to calculate item depreciation,
investments and loan information, plus a complete loan amortization
generator.
Change initialization parameters for display type, printer, drive, data
file path, and expense categories as desired. FASTBUCKS presently
supports 141 printers and a user configuration, if your printer is not
presently supported.
PC-SIG
1030D East Duane Avenue
Sunnyvale Ca. 94086
(408) 730-9291
(c) Copyright 1989 PC-SIG, Inc.
FILES.TXT
Disk 1
FB DTA FastBucks Data File
FB EXE FastBucks Program
FB OVR FastBucks Program Overlay file
INSTALL EXE FastBucks Install program
README DOC Information about documantation
Disk 2
ASP DOC Association Of Shareware Professionals file
ACTS DAT FastBucks Account data file
CHK0 DTA FastBucks Sample checking account data
CHK0 NTE FastBucks Sample data Note file
CHK0 SPL FastBucks Sample data Split account data file
INSTALL DOC Documentation for Installing FastBucks 4.0
MANUAL DOC Complete FastBucks user Manual
FILES TXT This file.
README NOW General Information about FastBucks and liscense.
WARNING DOC Warning about FastBucks 4.0 and 3.1x compatability
WHATS NEW New FastBucks 4.10 Features.
ASP BAT Batch file Prints ASP.DOC
INSTDOC BAT Batch File Prints Install.doc
FILES BAT Batch File Prints this file
NEW BAT Batch File Prints New Program Features
WARNING BAT Batch file Prints Warning.doc
README BAT Batch file prints Readme.doc
MANUAL BAT Batch file prints Operator Manual
FBFILES EXE Program to set your Config.sys file.
GO.TXT
╔═════════════════════════════════════════════════════════════════════════╗
║ <<<< Disk #1292 FASTBUCKS >>>> ║
╠═════════════════════════════════════════════════════════════════════════╣
║ To copy the documentation to your printer, type: ║
║ MANUAL (press Enter) ║
╚═════════════════════════════════════════════════════════════════════════╝
INSTALL.DOC
FastBucks INSTALL Documentation
-----------------------------------
System Requirements:
Memory : 196K Free user RAM
Storage: a minimum of 2 360K floppy drives
although a Hard disk is strongly recommended.
Monitor: MDA,CGA,EGA,PGA and just about anything else
I've forgotten.
CPU : 100% compatible IBM XT/AT or 386
DOS : DOS version 2.0 of higher.
CONFIG.SYS FILE MUST CONTAIN THE STATEMENTS
FILES=20
BUFFERS=20
THIS FILE MUST BE ON YOUR SYSTEM "BOOT" DISK WHEN
YOUR COMPUTER IS BOOTED UP.
OTHERWISE FastBucks will refuse to run.
Note: A utility program FBFILES.EXE has been provided on this disk to
create a CONFIG.SYS file on your DOS boot disk if you don't have one,and
modify your files= statement if it has less than 20 files allocated. If more
than 20 files have been allocated to your system FBFILES will not change your
Files= Statememt. If no files statement exists, one will be added to your
CONFIG.SYS file.
To use FBFILES.EXE:
Place the Sample data/Documantation diskette into drive a:
Type: a:Fbfiles <return>
Re-Boot your system with your new Config.sys file.
Now proceed with the program installation process.
Installing FastBucks on a two floppy drive system:
===============================================================================
************************************************************
*** ****
*** WARNING MAKE SURE YOUR SYSTEM HAS BEEN BOOTED WITH ****
*** FILES = 20 AND BUFFERS = 20 IN YOUR CONFIG.SYS FILE ****
*** BEFORE RUNNING INSTALL ****
*** ****
*** (You may use FBFILES.EXE to do this) ****
*** ****
************************************************************
------------------------
First time Installation:
------------------------
Format Two floppy diskettes
Label the first diskette "FastBucks Program".
Label the second diskette FastBucks Data.
Insert the Program/Install diskette into Drive A:
Type a: <return>
Type Install <return>
Carefully follow the prompts the install program gives you.
If you don't want the sample data installed onto your system
answer "N" when the install program asks you about them.
It will then skip copying your data files to drive B: and
initialize it for "zero" accounts.
Note:
It takes the install program a fairly long time to copy the sample
data files to drive b:. As long as "both" disk drives are flashing
don't be concerned. The program is "not" hung up. Just relax and get
a cup of coffee.
----------------------------------------------------------------------------
Users that have been using earlier versions of FastBucks 3.10 - 3.18
----------------------------------------------------------------------------
************************************************************
*** ****
*** WARNING MAKE SURE YOUR SYSTEM HAS BEEN BOOTED WITH ****
*** FILES = 20 AND BUFFERS = 20 IN YOUR CONFIG.SYS FILE ****
*** BEFORE RUNNING INSTALL ****
*** ****
*** (You may use FBFILES.EXE to do this) ****
*** ****
************************************************************
Format two Floppy diskettes.
If you have been using FastBucks on a single drive system you are no
longer allowed to do so: The program has grown so large that there is no room
left on the diskette for data files.
For the same reason the FastBucks program disk CANNOT be formatted as a
"Bootable" system disk. There just isn't enough room on the disk for the
operating system and FastBucks program.
Copy The following files from your old FastBucks 3.18 program disk
to one of the blank diskettes.
Fb.dta
FB.Com
Fbconf.dat
The easiest way to do this is to place your old program disk into drive
a: and the blank diskette into drive b:
Type Copy a:fbconf.dat b: <return>
Type Copy a:fb.com b: <return>
Type Copy a:fb.dta b: <return>
remove the diskette in drive a: and place it in a safe place: You won't be
needing it again.
remove the diskette in drive b: and label it "FastBucks Program".
Label the second Blank diskette "FastBucks Data".
it is not necessary to copy anything to this diskette:
Install the Program/Install diskette into drive a:
Type a: <return>
Type Install <return>
Carefully read and follow the prompts that Install gives you.It will read
your program diskette and decide whether it needs to convert your data files
to the New FastBucks 4.0 data structure. it will then prompt you to insert
your original data diskette into drive a: and the blank diskette into drive
b: the converted data files will be placed onto drive b: and the "original"
data files will remain untouched.
=======================================================================
HARD DISK USERS:
=======================================================================
************************************************************
*** ****
*** WARNING MAKE SURE YOUR SYSTEM HAS BEEN BOOTED WITH ****
*** FILES = 20 AND BUFFERS = 20 IN YOUR CONFIG.SYS FILE ****
*** BEFORE RUNNING INSTALL ****
*** ****
*** (You may use FBFILES.EXE to do this) ****
*** ****
************************************************************
---------------------------
First Time Installation:
---------------------------
Insert the Program/Install diskette into drive A:
Type a: <return>
Carefully follow the prompts that the install program gives you. Install
will create a directory <drive>:\Fbucks if you respond with the same drive
designation for <drive> for your data files a subdirectory will be created as
<drive>:\FBucks\FBdata all of your data files will be placed in this
subdirectory.
If you don't want the sample data installed onto your system answer "N"
when the install program asks you about them. It will then skip copying your
data files to your data directory and initialize it for "zero" accounts.
-----------------------------------------------------------------------------
Users that have been using earlier versions of FastBucks 3.10 - 3.18
-----------------------------------------------------------------------------
************************************************************
*** ****
*** WARNING MAKE SURE YOUR SYSTEM HAS BEEN BOOTED WITH ****
*** FILES = 20 AND BUFFERS = 20 IN YOUR CONFIG.SYS FILE ****
*** BEFORE RUNNING INSTALL ****
*** ****
*** (You may use FBFILES.EXE to do this) ****
*** ****
************************************************************
If you have been storing your data on a Floppy drive:
Format a fresh diskette and label it FastBucks Data.
Your Program files for FastBucks 3.10-3.18 "MUST" reside in a directory
named <drive>:\Fbucks.
If you have been saving your data on your "hard disk" your data files
"MUST" reside in a directory <drive>:\Fbucks\Data.
Install looks for your program files and data files in these respective
directories.
If your program files are not in the directory <drive>:\Fbucks place them
there before proceeding.
If you have been saving your FastBucks data on your hard disk and your
data files are not in the <drive>:\Fbucks\Data directory then place them
there before proceeding.
Insert the program/install diskette into drive a:
Type a: <return>
Type Install <return>
Carefully follow the prompts that the install program gives you.
Install will place the converted data files into a directory named
<drive>:\Fbucks\fbdata. If you have been using a floppy disk for your data
storage the converted data will be placed on the "Blank" floppy that you
prepared earlier. In any case your original data will remain untouched.
NOTE:
If you get a "TOO MANY FILES OPEN ERROR" when running FastBucks edit your
CONFIG.sys file to read:
Files=20
Buffers=20
==============================================================================
MANUAL.DOC
F A S T B U C K S
Version 4
By:
SOFTWARE EXPRESSIONS
-----------------------------------------------------
FastBucks
SHAREWARE USER'S
MANUAL
-----------------------------------------------------
Software written and published by:
Dennis C. Lozen
SOFTWARE EXPRESSIONS
P.O. Box 301002
Houston, Texas 77230-1002
(713) 541-3063
Manual written by:
Pahl B. Meyers
WORD EXCHANGE
Pearland,Texas
NOTICE
SOFTWARE EXPRESSIONS reserves the right to make im-
provements in the program at any time without any
notice.
DISCLAIMER OF ALL WARRANTIES AND LIABILITY
------------------------------------------
Software Expressions makes no warranties,
either expressed or implied, with respect
to the software described in this manual,
its quality, performance, merchantability,
or fitness for any particular purpose.
Software sold by Software Expressions is
sold or licensed "as is". The entire risk
as to its quality and performance is with
the buyer. Should the programs prove
defective following their purchase or
registration, the buyer (not Software
Expressions, its distributor, or retailer)
assumes the entire cost of all necessary
servicing, repair, or correction and any
incidental or consequential damages. In
no event will Software Expressions be
liable for direct, indirect, incidental or
consequential damages resulting from any
defect in the software, even if Software
Expressions has been advised of the
possibility of such damage.
------------------------------------------
This "on-disk" manual contains blank areas where illustrations
are located in the typeset manual for registered users.
The illustrations could not be included in this "on-disk" manual
because it is intended to be printed on the shareware user's
printer for his or her temporary use until registration.
Copyright 1986,87,88 by Software Expressions.
All rights reserved.
TRADEMARKS
FastBucks is a registered trademark of SOFTWARE
EXPRESSIONS.
IBM, PC, PC/XT, PC/AT are registered trademarks of
International Business Machines Corporation.
Microsoft Mouse is a registered trademark of Microsoft
Corporation.
Mouse Systems is a trademark of the Mouse Systems
Corporation.
i
TABLE of CONTENTS
Contents Page
------------------------------------------------------
Notice .......................................... ii
Trademarks ...................................... iii
SECTION 1 - INTRODUCTION
Introduction . . . . . . . . . . . . . . . . . . . 1-2
Hardware Requirements. . . . . . . . . . . . . . . 1-3
Features . . . . . . . . . . . . . . . . . . . . . 1-4
SECTION 2 - GETTING STARTED
Preparation. . . . . . . . . . . . . . . . . . . 2- 2
Installation . . . . . . . . . . . . . . . . . 2- 2
Test Drive . . . . . . . . . . . . . . . . . . 2- 2
Using a Two Floppy Drive System. . . . . . . . 2- 3
Using a Hard Disk Drive System . . . . . . . . 2- 4
Installation . . . . . . . . . . . . . . . . . . 2- 6
The Install Program. . . . . . . . . . . . . . 2- 6
Installation Procedure. . . . . . . . . . . . 2- 6
Your Monitor Type . . . . . . . . . . . . . . 2- 7
Previous Versions of FastBucks. . . . . . . . 2- 8
Drive For Program . . . . . . . . . . . . . . 2- 9
Drive For Data. . . . . . . . . . . . . . . . 2-10
Converting Earlier Versions of FastBucks. . . 2-11
First Installation of FastBucks . . . . . . . 2-12
Printer set-Up. . . . . . . . . . . . . . . . 2-13
Expense Categories Set-Up . . . . . . . . . . 2-14
ii
TEST DRIVE . . . . . . . . . . . . . . . . . . . 2-16
Test Drive - Try It Out! . . . . . . . . . . . 2-16
Start FastBucks . . . . . . . . . . . . . . . 2-16
The Main Menu . . . . . . . . . . . . . . . . 2-16
The Account Manager Menu. . . . . . . . . . . 2-16
Update Account. . . . . . . . . . . . . . . . 2-17
Listing an Account. . . . . . . . . . . . . . 2-19
Play Around With It . . . . . . . . . . . . . 2-20
Getting Out Of The Program. . . . . . . . . . 2-20
End Of The Test Drive!. . . . . . . . . . . . 2-20
SECTION 3 - COMMANDS
Introduction . . . . . . . . . . . . . . . . . . . 3-2
Commands . . . . . . . . . . . . . . . . . . . . . 3-4
Commands From The Main Menu Screen . . . . . . . 3-4
Commands From The "Account Manager" Menu Screen. 3-6
Other Commands In "Account Manager". . . . . . . 3-8
Navigation Commands. . . . . . . . . . . . . . . 3-9
SECTION 4 - ACCOUNT MANAGER
Introduction . . . . . . . . . . . . . . . . . . .4- 2
Help Screen. . . . . . . . . . . . . . . . . . .4- 3
Display An Entry or Check. . . . . . . . . . . .4- 4
Account Selections . . . . . . . . . . . . . . .4- 5
Account Manager Menus "At-A-Glance". . . . . . .4- 7
Account Maintenance. . . . . . . . . . . . . . . .4-10
Update Account . . . . . . . . . . . . . . . . 4-11
Check. . . . . . . . . . . . . . . . . . . . 4-13
Deposit. . . . . . . . . . . . . . . . . . . 4-19
Withdrawal . . . . . . . . . . . . . . . . . 4-20
Auto Teller. . . . . . . . . . . . . . . . . 4-21
Service Charge . . . . . . . . . . . . . . . 4-22
Interest Pmt . . . . . . . . . . . . . . . . 4-23
Reconcile Account. . . . . . . . . . . . . . . 4-24
Balance Account. . . . . . . . . . . . . . . . 4-25
Edit Account . . . . . . . . . . . . . . . . . 4-26
Search . . . . . . . . . . . . . . . . . . . 4-28
Edit . . . . . . . . . . . . . . . . . . . . 4-29
Change . . . . . . . . . . . . . . . . . . 4-30
Void . . . . . . . . . . . . . . . . . . . 4-32
Notes. . . . . . . . . . . . . . . . . . . 4-33
Purge. . . . . . . . . . . . . . . . . . . . 4-34
Account Status . . . . . . . . . . . . . . . . 4-35
iii
Account Reports/Graphs . . . . . . . . . . . . . 4-38
Expense Category Graphs. . . . . . . . . . . . 4-39
Monthly Cash Flow Graphs . . . . . . . . . . . 4-42
Yearly Cash Flow Graphs. . . . . . . . . . . . 4-42
Cash Flow Report . . . . . . . . . . . . . . . 4-42
Account Listings . . . . . . . . . . . . . . . . 4-44
List All Entries . . . . . . . . . . . . . . . 4-45
List Outstanding . . . . . . . . . . . . . . . 4-47
List Expense Category. . . . . . . . . . . . . 4-48
List Tax Deductible. . . . . . . . . . . . . . 4-48
List ATM Transactions. . . . . . . . . . . . . 4-50
List Interest Payments . . . . . . . . . . . . 4-50
List Service Charges . . . . . . . . . . . . 4-50
List Deposits. . . . . . . . . . . . . . . . . 4-50
SECTION 5 - GLOBAL REPORTS--GRAPHS
Introduction . . . . . . . . . . . . . . . . . . 5- 2
Tips . . . . . . . . . . . . . . . . . . . . . 5- 4
Account Balances . . . . . . . . . . . . . . . . 5- 8
Cash Flow Report . . . . . . . . . . . . . . . . 5-12
Category Graphs. . . . . . . . . . . . . . . . . 5-16
Cash Flow Graphs . . . . . . . . . . . . . . . . 5-20
SECTION 6 - UTILITIES
Introduction . . . . . . . . . . . . . . . . . . 6- 2
Start New Account. . . . . . . . . . . . . . . . 6- 6
Delete An Account. . . . . . . . . . . . . . . . 6-12
Fix Data Files . . . . . . . . . . . . . . . . . 6-16
Edit Account Name. . . . . . . . . . . . . . . . 6-20
SECTION 7 - HOME BUDGET
Introduction . . . . . . . . . . . . . . . . . . 7- 2
Create New Budget. . . . . . . . . . . . . . . . 7- 6
Update Old Budget. . . . . . . . . . . . . . . . 7-20
Change Income. . . . . . . . . . . . . . . . . 7-22
Change Deductions. . . . . . . . . . . . . . . 7-24
Change Fixed Expenses. . . . . . . . . . . . . 7-26
Change Variable Expenses . . . . . . . . . . . 7-28
Print Old Budget . . . . . . . . . . . . . . . . 7-36
iv
SECTION 8 - CALCULATIONS
Introduction . . . . . . . . . . . . . . . . . . 8- 2
Investments. . . . . . . . . . . . . . . . . . . 8-10
Future value of one-time investment. . . . . . 8-12
Future value of regular deposits . . . . . . . 8-14
Deposits to create desired total value . . . . 8-16
Depreciation . . . . . . . . . . . . . . . . . . 8-20
Annual depreciation rate . . . . . . . . . . . 8-22
Amount of depreciation . . . . . . . . . . . . 8-24
Salvage value. . . . . . . . . . . . . . . . . 8-26
Loans. . . . . . . . . . . . . . . . . . . . . . 8-30
Regular payments on a loan . . . . . . . . . . 8-32
Last payment on a loan . . . . . . . . . . . . 8-34
Term of a loan . . . . . . . . . . . . . . . . 8-36
Remaining balance on a loan. . . . . . . . . . 8-38
Cost of borrowing. . . . . . . . . . . . . . . 8-40
Loan Amortization Schedule . . . . . . . . . . 8-42
Page 1-1
SECTION 1 -- INTRODUCTION
Page 1-2
INTRODUCTION
This FastBucks program provides you with a powerful,
easy way to track your expenses in relation to your
income, without taking up much of your time. You can
use it for budgeting, financial planning, and
organizing your financial records. You can organize
and keep up with financial records that range from
simply knowing how much spending cash is available for
you, to evaluating your total expenditures for an
entire year.
FastBucks is a home finance package that is designed
to be FAST and USER FRIENDLY. It does this by using
clear "plain language" MENUS for your operation with a
minimum of typing on your part. Its menus and
messages are easy to understand, and they guide you at
every step. If you want, you can change any
information that you've entered at any time.
Even though you will see immediate benefits in using
FastBucks, you can gain increasing benefits as the
months go by. After a year or so of using FastBucks,
you can gain an even greater appreciation of its
capabilities and speed because of its fast access to
all the data files. You can continue to load it up
with lots of information on checking, savings, charge,
and cash accounts and it will still give you amazingly
fast access to all your information.
Page 1-3
HARDWARE REQUIREMENTS
You will need the following equipment to operate the
FastBucks program:
1. An IBM PC, PC/XT, PC/AT, or any compatible system
having at least 196K of Random Access Memory (RAM).
2. PC-DOS or MS-DOS Disk Operating System (DOS)
version 2.0 or greater.
3. Two floppy disk drives, or one floppy disk drive
with a hard disk.
4. A monochrome or color monitor (CGA, EGA, VGA,
etc.). Just about any monitor is OK.
5. An 80 column printer (for printing reports) with
either a standard parallel or serial interface. In
order to print FastBucks graphs, your printer must
be capable of printing the IBM Extended Character
Set. FastBucks uses the Extended Character Set to
produce graphs on your screen. It does not use the
graphics mode of your display adapter to do so.
This allows FastBucks to display graphs on your
screen even if your display adapter does not have
graphics capabilities. (Some printers capable of
printing graphics require you to select "dip"
switches for graphic printing. Consult your
printer's manual.)
In addition to the FastBucks program disk, you will
need at least one blank formatted disk to be used as
your data disk. Also I recommend that you provide
another blank formatted disk to be used to make back-
up copies of your data disk.
Page 1-4
FEATURES
o FastBucks is completely menu driven. It provides
the easiest and most convenient way for you to
operate the program, and with the least amount of
typing.
o FastBucks avoids the use of accounting language.
It is designed for the non-accounting and
non-computer oriented user.
o FastBucks automatically creates data files and
automatically updates them. You do not have to
remember to update or save information.
o FastBucks supports up to twenty five of each type of
account: checking, savings, charge, and cash.
o FastBucks can split expense categories for the same
transaction.
o FastBucks provides printed Cash Flow and Account
Balance reports for all your accounts.
o FastBucks differentiates between Business and
Personal accounts with separate expense categories
that can be customized to your needs.
o FastBucks allows you to search for a specific entry.
o FastBucks allows you to search for a specific check
by number, name, etc.
o FastBucks provides complete transaction editing.
If a transaction amount is edited, FastBucks auto-
matically updates the account balance.
o FastBucks has a recursive budget model that allows
you to create a budget for you or your family that
is easily workable.
Page 1-5
FEATURES
o FastBucks has a separate financial calculation
section that allows you to calculate item deprecia-
tion, savings, and loan information. You have the
ability to try "what-if" about costs and savings.
o FastBucks uses error checking with automatic sorting
for a transaction date that is entered out of
sequence.
o FastBucks includes a complete loan amortization
generator. You can display schedules on either a
printout or the monitor. (Requires 132 column
printer.)
o FastBucks account listings can be displayed on
either a printer or a monitor.
o FastBucks allows the user to change initialization
parameters for: monitor type, printer type, drive
selection, data file path, and expense categories.
o FastBucks supports over 140 printers, including a
user configuration if your printer is not listed.
Page 1-6
FEATURES
o FastBucks is solely user-supported. It is not copy
protected. You are encouraged to copy FastBucks,
give copies of the disk program to friends, or
distribute it, as long as there is no payment for
the program except to Software Expressions.
This way you are able to try out the program for a
while to determine if it is useful. If you find
FastBucks useful, then you are expected to regis-
ter the program with Software Expressions. A bound,
printed manual with a registered serial numbered
diskette will be sent to you.
For an additional registration fee the registrant
will receive FREE updates of FastBucks programs for
a period of one year from the date of registration.
All shipping and handling costs will be paid by
Software Expressions.
A rebate will be sent to the registered user for
each subsequent registration from copies of his or
her serial numbered distribution disk within one
year of the registration date.
Refer to the registration form included on the
distribution diskette for the registration, updates,
and rebate amounts.
Page 2-1
SECTION 2 -- GETTING STARTED
Page 2-2
PREPARATION
Installation ---------------------------------------
Before you can use FastBucks, you need to install it
so it will work properly on your computer.
The built-in program "Install" does this for you. It
will ask you questions about your system. It needs to
know what kind of components it will have to work
with: your monitor, your printer, the disk drives you
will use. It will suggest some built-in expense
categories for both personal and business accounts,
and allow you to change them to suit your
requirements. (Even though you have to do this for
the first time installation, you can change any part
of it at any time later.)
When you receive your FastBucks distribution diskette,
it contains the installation file. When you command
"install", the program asks you to configure FastBucks
to your system.
Test Drive ------------------------------------------
The FastBucks distribution diskette contains some
"sample" data files that you can use to see how it
works and how it looks. Once you have completed the
installation, you can give FastBucks a "test-drive"
before you have entered any of your own data. Refer
to "Test Drive - Try It Out", on the pages following
the installation procedure.
Page 2-3
PREPARATION
Using a Two Floppy Drive System ---------------------
If you are going to use a two disk drive system, you
will need to format two floppy diskettes with the DOS
format. Label one of them "FastBucks" and the other
one "FastBucks Data".
NOTE! Do NOT make the formatted diskettes as
"bootable" diskettes containing the DOS system
boot-up files. There will not be enough room
left on a 360K byte diskette for all of the
necessary program files to run FastBucks
Page 2-4
PREPARATION
Using a Hard Disk Drive System ----------------------
If you are going to use a hard disk drive system, you
will only need formatted diskettes for making back-up
copies of your account data as you use FastBucks.
However, if you wish, you can run FastBucks from your
hard disk, but save your account data to a floppy
diskette instead of the hard disk. Since a floppy
diskette spins slower than a hard disk, the program
will appear to run slower when accessing information
from the floppy diskette than it would from the hard
disk.
If you are going to run FastBucks from your hard disk,
and save your data on a floppy diskette, then have a
diskette formatted with the DOS format labeled
"FastBucks Data".
Page 2-5
INSTALLATION
Page 2-6
INSTALLATION
The Install Program ---------------------------------
The built-in "Install" program on the FastBucks
distribution disk will automatically copy the program
files to your working disk. It will do this for you
automatically.
- It will copy the program files from the original
program disk in Drive A, to your working diskette or
your hard disk. If you are using a hard disk it
will create the required directories and sub-
directories.
- It will copy some "example" data files if you
request them. If you have been using an earlier
version of FastBucks it will convert your old data
files to the new FastBucks data format.
NOTE! If you have been using an earlier
version of FastBucks on your hard disk, your
program files MUST reside in a directory named
"C:\FBUCKS" for the install program to be able
to find them and be able to convert your old
data files to the new FastBucks format.
Otherwise it will decide this is a "new"
installation, and will only copy the program
and example data files over to your hard disk.
Installation Procedure ------------------------------
1. Insert the FastBucks Program Disk in Drive A.
2. Enter "A" and press RETURN.
3. Enter "INSTALL" and press RETURN.
4. You will be prompted with directions on the screen.
Follow the directions to install FastBucks on your
system.
Page 2-7
INSTALLATION
Your Monitor Type -----------------------------------
If the install program detects a monitor graphics
board it will ask you if you have a color monitor on
your system:
"A color board has been detected !!
do you have a color monitor? "
- Enter "Y" (for Yes) if you DO have a color monitor.
It will configure FastBucks for color monitor
operation. This configuration remains in effect
each time you start FastBucks. If you want to
change this configuration at a later time, refer to
the section on "Commands".
- Enter "N" (for No) if you have a monochrome monitor.
This will re-map all color information to "black and
white" on a monochrome monitor.
Page 2-8
INSTALLATION
Previous Versions of FastBucks ----------------------
After the monitor type is configured, the install
program will display this notice:
"** WARNING ** WARNING **
If you have previously been
using earlier versions of
FastBucks, you should have
made a backup of your data
and program files...
Do you want to proceed (Y/N)?"
- Enter "N" (for No) (or any other key) if you have
NOT made back-up copies. The installation program
will abort so you can make back-up copies of your
existing files. You can then start the Install
program again to configure FastBucks to your system.
- Enter "Y" (for Yes) if you HAVE already made back-up
copies, and want to continue with configuring
FastBucks to your system.
Page 2-9
INSTALLATION
Drive For Program -----------------------------------
If you answered "Y" to continue the installation, the
program will proceed to ask you what drive you want to
run the FastBucks program on:
"Enter the drive you want to
run FastBucks program files
on.
Dual floppy systems select A:
Enter your choice A: "
Enter the letter of the drive you want to run
FastBucks on.
- If you select a drive letter that is a hard disk,
the install program will automatically create a
directory on your hard disk named "\FBUCKS".
- If you select a drive letter that is a floppy drive,
the install program will not create a directory
since only the program files will be placed on that
diskette.
Page 2-10
INSTALLATION
Drive For Data --------------------------------------
The install program will proceed to ask you what drive
you want to keep your FastBucks data files on:
"Enter the drive you want to
run FastBucks data files on.
Dual floppy systems select B:
Enter your choice B: "
Enter the letter of the drive you want to save your
FastBucks data files on.
- If you select a drive letter that is a hard disk,
the install program will automatically create a sub-
directory (to your program directory on your hard
disk) named "\FBUCKS\FBDATA" to store your data
files in.
- If you select a drive letter that is a floppy drive,
the install program will not create a sub-directory
since only the data files will be placed on that
diskette.
The install program will then ask you if your
selections are correct.
- Enter "N" (for No) if you want to change any of the
entries for drive selection. After you change them
it will ask you again if they are correct.
- Enter "Y (for Yes) if the selections are correct.
The install program will proceed with the
installation process.
Page 2-11
INSTALLATION
Converting Earlier Versions of FastBucks ------------
If the install program determines that you already
have an earlier version of FastBucks installed on your
system, it will display:
"FastBucks is already installed
on selected drive.
The original FastBucks program
set-up and data files will be
preserved
Hit any key to continue. "
- Earlier versions on a hard disk:
If your existing FastBucks files are on a hard disk,
the installation program will look for a directory
named "\FBUCKS". If it finds the existing file to
start FastBucks in that directory it will determine
the version you have been using. If it is an
earlier version than this one you are installing, it
will convert your old program files and your old
data files. The new program files will reside in
the directory "\FBUCKS" and the converted data files
will be places in the sub-directory
"\FBUCKS\FBDATA".
- Earlier versions on a two floppy drive system:
If your existing FastBucks files are on a diskette
in drive A, the installation program will look for
the existing file to start FastBucks to determine
the version you have been using. If it is an
earlier version than this one you are installing, it
will convert your old program files and your old
data files. The new program files will reside in
the diskette in drive A, and the converted data
files will be places on a diskette in drive B.
Page 2-12
INSTALLATION
First Installation of FastBucks ---------------------
- First Installation on a Hard Disk:
If the installation program determines that this is
a "new" installation, it will copy the FastBucks
program files to a directory named "\FBUCKS" and the
sub-directory "\FBUCKS\FBDATA" will be reserved for
your data files as they are accumulated.
- First Installation on a Two Floppy Drive System:
If the installation program determines that this is
a "new" installation, it will copy the FastBucks
program files to drive A at this time. Drive B will
be reserved for your data files as they are
accumulated.
During a first-time installation, the install program
will ask you if you want to copy the example data
files contained on the distribution diskette. You can
use these example data files to see how FastBucks
operates. You can make a "Test Drive" using these
files or just play around with them to see how the
program works. When you wish, you can erase these
example data files from your disk to make more room
for your own data files as you use FastBucks.
- Enter "Y (for Yes) if you DO want to copy the
example data files. When they are copied to your
disk, the program will proceed with the
installation.
- Enter "N" (for No) if you do NOT want to copy the
example data files to your disk. The installation
program will proceed with the installation.
Page 2-13
INSTALLATION
Printer set-Up --------------------------------------
The install program will proceed to display a list of
printer types.
You can navigate the cursor to the selection of your
printer description by using the cursor arrow keys and
the PgUp and PgDn keys.
Select the appropriate printer type by moving the
highlighted cursor bar to it and press RETURN.
- If you do not have a printer at this time, you can
select "No Printer on System" from the last page of
the printer selection list.
This selection will prevent the program from giving
an error message if you accidentally try to use a
"print-only" type of report without a printer
connected to your system.
- If you are using 14 inch wide paper on your printer,
you can select "No printer set-up required".
- If you cannot find your printer type in the printer
listing, you may use the "User Installed" definition
by entering "U".
The install program will ask you for the appropriate
decimal codes for normal 80 column operation, and
132 column operation, along with the name of your
printer.
Page 2-14
INSTALLATION
Expense Categories Set-Up ---------------------------
The install program will proceed to the expense
category set-up.
It will display a list of suggested expense categories
for use with a personal account. If you have
previously been using an earlier version of FastBucks,
the install program will display your existing expense
categories at this time. It will ask you:
"Do you want to change any expense categories?"
- Enter "Y" (for Yes) if you DO want to change any of
the expense category descriptions.
A highlighted cursor will appear over the first
expense category. Use the Up or Down arrow keys to
move the highlighted cursor onto an expense category
you want to change. Press the "Del" key to erase
the existing description. Then type in your new
description and press RETURN. Press "F10" when you
have the expense category descriptions the way you
want them.
- Enter "N" (for No) if all the expense category
descriptions are acceptable to you.
The install program will then display a list of
suggested expense categories for use with a business
account. Use the same procedure as you did for
personal expense category descriptions.
If you do not have need of either the personal or
business categories, you can ignore it by entering "N"
to accept them as displayed.
The install program is completed. It will
automatically load and run FastBucks. If you want to
try a "test drive" refer to the following pages.
Page 2-15
TEST DRIVE
Page 2-16
TEST DRIVE
TEST DRIVE - TRY IT OUT! ----------------------------
Once you have completed the set-up of FastBucks to
your system, you can give it a test drive to see what
it looks like. You can use the sample data files that
came with the distribution diskette until you have
generated some of your own. When you are through
using the sample data files, you can erase them from
your disk if you want.
In just a few minutes, you will have a good sense of
the power and usefulness of the program.
Remember, to start FastBucks you must be in the
directory that the FastBucks program files are
located.
o Two floppy drive systems must have the FastBucks
program files on the disk in drive "A".
o Hard disk systems will have the FastBucks program
files on the sub-directory C:\FBUCKS.
Start FastBucks -------------------------------------
Enter "FB" and press RETURN.
The Main Menu ---------------------------------------
The Main Menu appears. Notice it gives you several
options to select.
The Account Manager Menu ----------------------------
For this test, select the first option "Account
Manager". With the cursor on the "Checking Account"
selection, press RETURN. You will see the Account
Manager's menus of options. Notice the name of the
financial institution and account number are listed in
the upper portion of the screen.
Page 2-17
TEST DRIVE
Update Account --------------------------------------
To see how the "Account Maintenance" can help you
manage a checking account, select "Update Account".
Notice this option is already highlighted. Press
RETURN to select it.
Type of transaction
-------------------
You have a choice of what kind of transaction to
update. Notice the cursor is resting on "Check".
Lets use that one. Press RETURN.
Check number
------------
Now you're being asked to enter a check number.
Notice the program has assumed you want to enter the
next sequential number. To accept the suggested check
number, press RETURN.
Check Date
----------
Now you need to enter the date of the check. For now,
accept the date suggested, press RETURN.
Name the payee
--------------
Now you can enter the name of the payee. You can make
up any payee name you want for this test drive. Type
the name and press RETURN.
Page 2-18
TEST DRIVE
Amount of the check
-------------------
How much do you want to pay this payee? Type an
amount and press RETURN.
Expense category
----------------
Now you're asked to enter an expense category for the
check. To display the list of expense categories to
pick from, press "F1". Later you can customize these
to your liking. But for now, select an existing
category by typing its number, and press RETURN.
Tax deductible?
--------------
Is this a tax deductible expense? Let's assume not.
Press RETURN.
Review your entries
-------------------
Now the program is giving you a chance to look over
what you have entered to make sure it is correct.
Let's assume it is. Type "Y" and press RETURN.
That's it!
---------
Notice the new check entry you've made has appeared at
the end of the list, and the balance displayed at the
bottom of the screen has been adjusted accordingly.
Page 2-19
TEST DRIVE
Listing an Account ----------------------------------
From the "Account Listings" menu, select "List All
Entries". Press RETURN.
List by month
-------------
Now you can select whether you want to list the
transactions for a month, a year, or the total file.
Let's just list one month's transactions. Select "By
Month" and press RETURN.
Which month?
-----------
Now you're being asked to enter the month you want
listed. (The last month recorded for this sample
account is October, 1988.) Type Oct88 and press
RETURN.
Review the displayed list
-------------------------
You should see a screen-full of entries. Later, you
can refer to other sections of this manual to identify
what each column contains. To display the next
screen-full of entries, press any key.
Continue
--------
Notice the message at the bottom of the screen
indicates when the list is complete. To continue,
press any key.
Page 2-20
TEST DRIVE
Play Around With It ---------------------------------
Now that you have a basic idea of how you can list
information with FastBucks, you might want to play
around with other listings. If you do, remember that
the last month in this sample file is October, 1988.
Getting Out Of The Program --------------------------
That's about it for a brief test drive. Feel free to
play with the various options in FastBucks. You can't
hurt anything with the sample data files. That's why
they are there, for you to learn with.
When you are ready to stop using the program, press
"Esc" to back out until you have exited to the DOS
prompt.
End Of The Test Drive! ------------------------------
Page 3-1
SECTION 3 -- COMMANDS
Page 3-2
INTRODUCTION
This section provides an overview of the special
purpose commands that can be used in conjunction with
the menus of FastBucks.
The function keys are used for most of the commands.
Depending upon which screen of menus you have
displayed, the same function keys will provide
different options corresponding to your location in
the program. So, when you have the Main Menu screen
displayed, the function keys do different things than
when you have the Account Manager menu screen
displayed.
There are some other commands that do not use the
function keys, and we'll describe those here, too.
Page 3-3
COMMANDS
Page 3-4
COMMANDS
COMMANDS FROM THE MAIN MENU SCREEN ------------------
(Illustration in registered manual)
From this screen, press "F1"
for commands available:
Page 3-5
COMMANDS
F1 -- Help
With the Main Menus displayed, pressing "F1"
displays a list of command options available.
F2 -- Re-Define Crt Type
This allows you to change your existing monitor
configuration you made in the original program
installation.
F3 -- Re-Define Expense Categories
This allows you to change your existing expense
categories descriptions you selected in the
original program installation.
F4 -- Re-Define Data File Drive/Pathname
This allows you to change your existing file
drive and pathname selections you made in the
original program installation.
F5 -- Re-Define Printer Type
This allows you to change your printer selection
made in the original program installation.
F6 -- Print FastBucks Registration Form
This allows you to print the form on your
printer to register FastBucks.
F7 -- Toggle Program Introduction *
This toggles the FastBucks program introduction
screen to be OFF or ON. When it is OFF, the
program starts with the Main Menu screen.
F8 -- Turn Off Sales Pitch *
This deletes the registration appeal upon
exiting the program.
F9 -- Display Registration Info *
This displays the name and address of the
individual to whom FastBucks is registered.
* For registered users only.
Page 3-6
COMMANDS
COMMANDS FROM THE "ACCOUNT MANAGER" MENU SCREEN -----
(Illustration in registered manual)
From this screen, press "F1"
for commands available:
(Illustration in registered manual)
Page 3-7
COMMANDS
F1 -- HELP
When the screen is displaying the main menu
categories of the "Account Manager", pressing
"F1" displays a list of options available.
F2 -- Account Listing To Printer
This will cause all listing performed with the
"Account Listing" menu to be directed to your
printer ("PRN") instead of the screen ("CON").
The status line at the bottom of the screen will
display "PRN" to identify the mode of listing.
F3 -- Account Listing To CRT
This will cause all listings performed with the
"Account Listing" menu to be directed to your
screen "CRT" (identified "CON" on the status
line). This is the default mode.
F4 -- Display an Entry or Check
You can use this function to display an existing
entry or check.
F5 -- List Notes "ON"
This function activates the Note of comments
function to be active. (Also, "Alt-N" toggles
"Notes" ON and OFF.)
F6 -- List Notes "OFF"
This switches the "Notes" function "OFF".
Page 3-8
COMMANDS
OTHER COMMANDS IN "ACCOUNT MANAGER ------------------
F1 Anytime the program prompts you to enter an
"Expense Category", you can press "F1" to
display all the available categories and their
numbers. (This works anywhere the program asks
you to enter an expense category.)
F2 You can split expense categories for the same
check by pressing "F2" at the "Enter expense
category" entry. (This works for "Update
Account" and "Edit Account".)
Alt-N You can toggle "Notes" of comments for account
entries by pressing "Alt-N" before you go into
the individual entries. (Works for "Update
Account" and "Edit Account".)
Ctrl-P You can direct screen displays to be printed by
your printer by pressing "Ctrl-P".
Page 3-9
COMMANDS
NAVIGATION COMMANDS ---------------------------------
Esc If you find that you have selected a menu entry
that you don't want to be in, just press the
"ESC" key to back out to the previous menu.
Then you can make a different selection of your
choice.
Ctrl-E From almost anywhere, you can EXPRESS back to
the Main Menu screen by pressing "Ctrl-E".
Page 3-10
(This page is intentionally blank so that
the next subject will start on the right
hand side in the registered manual.)
Page 4-1
SECTION 4 -- ACCOUNT MANAGER
Page 4-2
INTRODUCTION
The Account Manager gives you a selection of menus for
operations that you can use to perform maintenance to
your account, list and print graphs and reports of
your account, and display and print listings of your
account. Just select the entry of your choice from
the menus that are presented.
Here are some tips while using the Account Manager
functions:
- If you find that you have selected a menu entry that
you don't want to be in, just press the "ESC" key to
back out to the previous menu. Then you can make a
different selection of your choice.
- From almost anywhere, you can EXPRESS back to the
Main Menu screen by pressing "Ctrl-E".
- You can direct screen displays to be printed by your
printer by pressing "Ctrl-P".
- You can toggle "Notes" of comments for entries by
pressing "Alt-N" before you go into the individual
entries.
- You can split expense categories for the same check
by pressing "F2" at the "Enter expense category"
entry.
- You can display all the expense categories available
by pressing "F1" at the "Enter expense category"
entry.
Page 4-3
INTRODUCTION
HELP SCREEN
F1 -- HELP
When the screen is displaying the main menu
categories of the "Account Manager", "F1"
displays a list of options available:
F2 -- Account Listing To Printer
F3 -- Account Listing To CRT
F4 -- Display an Entry or Check
F5 -- List Notes "ON"
F6 -- List Notes "OFF"
F2 -- Account Listing To Printer
This will cause all listing performed with the
"Account Listing" menu to be directed to your
printer ("PRN") instead of the screen ("CON").
The status line at the bottom of the screen will
display "PRN" to identify the mode of listing.
F3 -- Account Listing To CRT
This will cause all listings performed with the
"Account Listing" menu to be directed to your
screen "CRT" (identified "CON" on the status
line). This is the default mode.
F4 -- Display an Entry or Check
You can use this function to display an existing
entry or check. The features of this function
are explained in more detail on the next pages.
F5 -- List Notes "ON"
This function activates the Note of comments
function to be active. (Also, "Alt-N" toggles
"Notes" ON and OFF.)
F6 -- List Notes "OFF"
This switches the "Notes" function "OFF".
Page 4-4
INTRODUCTION
DISPLAY AN ENTRY OR CHECK
You can display an entry or check for review. The
data will be displayed in the form of a check:
- If the entry does not have a note attached, and is
not split for expense categories, only the check
format with its tax deductible status will be
displayed.
- If the entry has a note of comments attached to it,
the note will be displayed below the check display.
- If the entry has its expense categories split, the
split tabulation will be displayed below the check
display.
- If the entry has a note attached to it and has its
expense categories split, both the note and the
split will be displayed below the check display.
(Illustration in registered manual)
Page 4-5
INTRODUCTION
ACCOUNT SELECTIONS
The types of accounts you can select from the "Account
Manager" menu are:
1--Checking Account
2--Charge Account
3--Savings Account
4--Cash Account
Select the type of account you want to work on.
Then, the "Account Manager" of FastBucks displays
menus for you to perform various operations to your
accounts:
- Account Maintenance
- Account Reports/Graphs
- Account Listings
(Illustration in registered manual)
Page 4-6
INTRODUCTION
ACCOUNT SELECTIONS
This is the arrangement of the display screen's Main
Menus for working with your accounts:
(Illustration in registered manual)
The display is arranged in three main sections:
Top of the display
The selected account identification:
- The name of the account
- The account number
- The current date.
Middle of the display
The Account Manager menu selections of options.
- Account Maintenance
- Account Reports/Graphs
- Account Listings
Bottom of the display
The "Status Line"
- List Device
"CON" for screen display ("CONsole")
- Balance = $ XXXXX.XX
The current balance of the account
- Last Entry = XX-XXX-XXXX
The date of the last entry to this account
Page 4-7
INTRODUCTION
Account Manager Menus "At-A-Glance"
Account Maintenance
1--Update Account
- Check
- Deposit
- Withdrawal
- Auto Teller
- Service Charge
- Interest Pmt
2--Reconcile Account
3--Balance Account
4--Edit Account
- Search
- Check
- Entry
- Edit
- Change
- Void
- Notes
- Purge
5--Account Status
- Account Status Report
- Date Account Opened
- Date Last Updated
- Account Used For
- Total Account Entries
- Account Summary
- Earliest Outstanding Transaction
- Last Check Number Written
- Total Outstanding Credits
- Total Outstanding Debits
- Account Balance
Page 4-8
INTRODUCTION
Account Manager Menus "At-A-Glance"
Account Reports/Graphs
6--Expense Category Graphs
7--Monthly Cash Flow Graphs
8--Yearly Cash Flow Graphs
9--Cash Flow Report
Account Listings
A--List All Entries
- List by Month
- List by Year
- List Total File
B--List Outstanding
C--List Expense Category
- List by Month
- List by Year
D--List Tax Deductible
- List by Month
- List by Year
E--List ATM Transactions
- List by Month
- List by Year
F--List Interest Payments
- List by Month
- List by Year
G--List Service Charges
- List by Month
- List by Year
Page 4-9
ACCOUNT MAINTENANCE
Page 4-10
ACCOUNT MAINTENANCE
The "Account Maintenance" section provides the means
for you to perform these functions to your account:
- Update your account
Use this function to enter: checks you have written,
deposits you have made, withdrawals made, automatic
teller machine transactions, service charges you
have incurred, or interest payments you have made.
- Reconcile your account
Use this to identify checks that have been cancelled
by your bank.
- Balance your account
Use this to have the program calculate an adjusted
balance.
- Edit your account entries
Use this to make changes to existing entries in your
account. You can have the program search and
display individual entries so you can edit them.
You can change any part of an entry, void an entry,
or attach a note of comments to any entry. You can
also purge your account of all entries you have
voided.
- Display the current status of your account.
You can display a tabulation of the current status
of your account.
Page 4-11
ACCOUNT MAINTENANCE
1 -- UPDATE ACCOUNT
Here is the procedure to update your account:
1. Select from the "Account Manager" menu, the type of
account:
1--Checking Account
2--Charge Account
3--Savings Account
4--Cash Account
2. Select the account name you want to update. (If
you have only one account name in the files, the
program will skip this step.)
3. Select: 1--Update Account.
4. Select which part (of the selected account) you
want to update by placing the cursor on the type of
transaction you want to enter:
1--Check
2--Deposit
3--Withdrawal
4--Auto Teller
5--Service Charge
6--Interest Pmt
You have these options available for update
entries:
- You can split expense categories for the same
Check, Withdrawal, or Auto Teller entry.
- You can attach a note of comments to each
transaction you enter.
Page 4-12
ACCOUNT MAINTENANCE
1 -- UPDATE ACCOUNT
Split Expense Categories
To split expense categories for the same check:
- Press "F2" when the cursor is on the "Enter
expense category" entry. The procedure is on the
following pages.
Attach a Note of Comments
To attach a note of comments to an entry:
- When the update selection list is displayed,
press "Alt-N" (or F5) to switch "Notes" ON.
("Alt-N" toggles "Notes" ON and OFF, and "F5"
switches them ON and "F6" switches them OFF.)
"Check" is used to enter information about checks
you have written to the account.
"Deposit" is used to enter deposits you have made
to the account.
"Withdrawal" is used to enter withdrawals you have
made against the account.
"Auto Teller" is used to enter withdrawals against
the account you have made with an Automatic Teller
machine.
"Service Charge" is used to enter service charges
you have incurred against the account.
"Interest Pmt" is used to enter any interest
payments you have made for the account.
Page 4-13
ACCOUNT MAINTENANCE
1 -- UPDATE ACCOUNT - CHECK
Reminder!:
If you want to attach a note of comments to any of
these transactions, this is the time to do it, before
you select one to update. Press "Alt-N" to activate
the note option. The status line at the bottom of the
screen will display "Notes" to indicate the option is
active.
By the way, just because you activate the notes option
does not mean you are forced to use it. When the
program asks you if you want to attach notes, you can
answer "N" for No if you decide you don't want to
attach a note at that time. (You can also attach
notes to existing entries by using the "Edit Account"
option available from the "Account Maintenance" menu.)
When you select "1--Check" it will display a
tabulation for entering information about a check you
have written:
"Enter check number : XXXX
Enter date check written :
Enter payee for check :
Enter amount of check :
Enter expense category :
Is transaction tax deductible (Y/N)? "
Page 4-14
ACCOUNT MAINTENANCE
1 -- UPDATE ACCOUNT - CHECK
- "Enter check number"
FastBucks remembers the last check number you
entered, and automatically displays the next check
number at the cursor for your convenience. If that
is the number you want to enter, just press the
RETURN key. If you wish to enter a later check
number, just press the "Del" key to erase the
displayed number. Then enter the number you wish
and press RETURN.
- "Enter date check written"
The current date will be automatically displayed.
If you want to enter a previous date, just press
the "Del" key to erase the displayed date. Then
enter the date of your check and press RETURN.
You can also over-type just the day or month or
year. The "Tab" key will move the cursor from the
"day" field to the first letter in the "month"
field. "Tab" once more moves the cursor to the
last digit in the "year" field. "Shift-Tab" does
the reverse.
- "Enter payee of check"
Enter to whom the check is written.
- "Enter amount of check"
This is the TOTAL amount of the check. (You can
split amounts of the total when you enter the
expense category in the next step.)
Page 4-15
ACCOUNT MAINTENANCE
1 -- UPDATE ACCOUNT - CHECK
- "Enter expense category"
Enter the expense category you want recorded for
the amount of the check.
NOTE: You can split expense categories for
the same check by pressing "F2" at this
point. Refer to "Splitting Expense
Categories" on the following pages for the
procedure.
If you do not remember the expense category
numbers, press "F1" to temporarily display all the
available category numbers. Enter the appropriate
number and press RETURN.
- "Is transaction tax deductible (Y/N)?"
Enter "N" if it is NOT tax deductible, "Y" if it
IS, and press RETURN.
Then, it will display all your entries and ask:
"Is the above correct (Y/N)?"
NOTE: If your entry for "date check written" is
out of chronological sequence, the program will
flash a notice at this point. This is to alert you
before the program re-sorts the entries.
Enter "N" for No if you want to change any of the
entries. Use the cursor keys to move to any entry
you want to change.
Enter "Y" for Yes if you want to save the entries
as entered.
Page 4-16
ACCOUNT MAINTENANCE
1 -- UPDATE ACCOUNT - CHECK
- If you did NOT toggle "Notes" to be "ON" at the
"Update Account" selection menu, the program will
save the entries and place you back on the update
selection list.
- If you DID toggle "Notes" to be "ON", it will ask
you:
"Any Comments or Notes (Y/N)?"
- Enter "N" for No if you do NOT want to attach a
note of comments to this entry. The program
will save the entries and place you back on the
update selection list.
- Enter "Y" for Yes if you DO want to attach a
note of comment to this entry. A note window
opens in the display. Type your comments about
the entry in the window. If you change your
mind, you can press the "Esc" key and back out
of the note window without saving it or
attaching it. Otherwise, move the cursor to a
blank line and press "F10" to save and attach
the note to the entry.
(Illustration in registered manual)
When you attach a note to an entry, it will be
indicated for that entry in the "Edit Account"
display by a symbol made of a column of three dashes.
Page 4-17
ACCOUNT MAINTENANCE
1 -- UPDATE ACCOUNT - CHECK
- Splitting Expense Categories
When you are ready to enter the expense category,
you can enter more than one expense category for
the same check:
- Press "F2" to display the "Split Expense
Category" window:
(Illustration in registered manual)
- Enter an expense category number. If you do not
remember the expense category numbers, press "F1"
to temporarily display all the expense categories.
Press RETURN.
- Enter the amount for the expense category. Press
RETURN to move to the Tax Deductible column.
- Enter "N" if the category is NOT tax deductible.
Enter "Y" if the category IS tax deductible.
- You can enter other expense categories with their
amounts. The amounts do not have to add up to
the total of the check. However, the amounts can
not add up to more than the total of the check.
If you enter an amount that does, the program
will beep and erase the amount for your
correction.
Page 4-18
ACCOUNT MAINTENANCE
1 -- UPDATE ACCOUNT - CHECK
- Then, it will display all your entries and ask:
"Is the above correct (Y/N)?"
From here the procedure is the same as described
on the previous pages for "Update Account -
Check" using one expense category (without
splitting).
Page 4-19
ACCOUNT MAINTENANCE
1 -- UPDATE ACCOUNT - DEPOSIT
When you select "2--Deposit" it will ask you:
"Enter date of deposit :XX-XXX-XXXX
Enter Description of deposit:
Enter amount of deposit : "
The current date will be automatically displayed. If
you want to enter a previous date, just press the
"Del" key to erase the displayed date. Then enter the
date of your deposit and press RETURN.
You can also over-type just the day or month or year.
The "Tab" key will move the cursor from the "day"
field to the first letter in the "month" field. "Tab"
once more moves the cursor to the last digit in the
"year" field. "Shift-Tab" does the reverse.
Enter a description of the deposit for your records.
When you enter a description, it will be prefixed with
"<DEP>" in the record. If you do NOT enter a description
and just press RETURN, it will place "<Deposit>" in the
record.
Then enter the amount of your deposit and press
RETURN.
Then it will display your entries and ask:
"Is the above correct (Y/N)?"
Enter "N" for No if you want to change any of the
entries. Use the cursor keys to move to any entry you
want to change.
Enter "Y" for Yes if you want to save the entries as
entered. You will be returned to the Update selection
list.
The procedure to attach a note is the same as for
"UPDATE ACCOUNT - CHECK, Enter expense category".
Page 4-20
ACCOUNT MAINTENANCE
1 -- UPDATE ACCOUNT - WITHDRAWAL
When you select "3--Withdrawal" it will ask you:
"Enter date of withdrawal :XX-XXX-XXXX
Enter reason for withdrawal :
Enter amount of withdrawal :
Enter expense category :
Is transaction tax deductible (Y/N)? "
The current date will be automatically displayed. If
you want to enter a previous date, just press the
"Del" key to erase the displayed date. Then enter the
date of your withdrawal and press RETURN.
Enter a brief description of the reason for the withdrawal
for your records. When you enter a reason, it will be
prefixed with "<WTH>" in the record. If you do NOT enter
a description and just press RETURN, it will only place
"<WTH>" for the reason.
Then enter the amount of your withdrawal and press
RETURN.
The remainder of the entries for Withdrawal are the
same as explained on previous pages for "UPDATE
ACCOUNT - CHECK, Enter expense category".
Page 4-21
ACCOUNT MAINTENANCE
1 -- UPDATE ACCOUNT - AUTO TELLER
When you select "4--Auto Teller" it will ask you:
"Is transaction a withdrawal or deposit (W/D)?"
Enter "W" if it is a withdrawal. The display and
procedure are the same as explained on previous pages
for "UPDATE ACCOUNT - WITHDRAWAL".
Enter "D" if it is a deposit. The display and
procedure are the same as explained on previous pages
for "UPDATE ACCOUNT - DEPOSIT". (With the exception
that the entry for the reason will be displayed with
"<ETF>", with or without a description.)
Page 4-22
ACCOUNT MAINTENANCE
1 -- UPDATE ACCOUNT - SERVICE CHARGE
When you select "5--Service Charge" it will ask you:
"Enter date of service charge :XX-XXX-XXXX
Enter reason for service charge :
Enter amount of service charge : "
The date, reason, and amount entries are the same as
explained on previous pages for "UPDATE ACCOUNT -
WITHDRAWAL". (With the exception that the entry for
the reason will be displayed with "<SVC>", with or
without a description.)
Page 4-23
ACCOUNT MAINTENANCE
1 -- UPDATE ACCOUNT - INTEREST PMT
When you select "6--Interest Pmt" it will ask you:
"Enter date of interest payment :XX-XXX-XXXX
Enter amount of interest payment : "
The date and amount entries are the same as explained
on previous pages for "UPDATE ACCOUNT - DEPOSIT".
Page 4-24
ACCOUNT MAINTENANCE
2 -- RECONCILE ACCOUNT
Each entry that is still outstanding will be displayed
one at-a-time.
Enter "Y" (for Yes) if the entry has been cancelled.
Enter "N"(for No) if the entry has NOT been cancelled.
If you need to change the "Amount", you can press the
left arrow key. The cursor will move to the "amount"
column. Press the "Del" key to erase the existing
amount. Then enter the correct amount. Press RETURN
and the program will re-balance your account.
After answering "Y" or "N" for each entry, the display
will ask you:
"Enter Statement Balance $ "
When you enter your statement balance the screen will
display an updated account balance tabulation.
Total outstanding credits = $ 0.00
Total outstanding debits = $ 350.00
Statement balance = $1041.00
Account balance = $ 691.00
Adjusted balance = $ 0.00
****** ACCOUNT BALANCES ******
Page 4-25
ACCOUNT MAINTENANCE
3 -- BALANCE ACCOUNT
The program will ask you:
"Enter Statement Balance $ "
When you enter your statement balance the screen will
display an updated account balance tabulation.
Total outstanding credits = $ 0.00
Total outstanding debits = $ 350.00
Statement balance = $1041.00
Account balance = $ 691.00
Adjusted balance = $ 0.00
****** ACCOUNT BALANCES ******
Page 4-26
ACCOUNT MAINTENANCE
4 -- EDIT ACCOUNT
1. Select: 4--Edit Account.
The screen will display a listing of your entries.
The cursor will be in reverse video on the last
entry of the list.
(Illustration in registered manual)
There are some abbreviations in the heading:
- Can = Cancelled (T = True, F = False)
- Cat = Expense Category number
- Ded = Tax Deductible (T = True, F = False)
The symbol of a column of three dashes indicates that
the entry has a "note" attached.
Available commands are displayed at the bottom of
the screen:
"Search Edit Purge Quit"
The capitalized first letter identifies the key to
press for the operation you want.
- "Search" is used to find the entry you want to
edit.
- "Edit" is used to change the information in a
selected entry.
- "Purge" is used to remove entries that have been
voided.
- "Quit" is used to back out to the "Account
Maintenance" menu.
Page 4-27
ACCOUNT MAINTENANCE
4 -- EDIT ACCOUNT
You can select any entry within the list to be
displayed for editing in several convenient ways:
- Up arrow/Down arrow keys:
Just move to the one you want to edit by moving
the cursor with the up or down arrow keys. This
way is easy if you are selecting an entry on the
displayed screen.
- PgUp/PgDn keys:
You can move a screen-full at a time by pressing
the PgUp or PgDn keys. This way is easy if the
entry you want to select is within a few display
screens.
- Home key:
You can move directly in one jump from the
current screen listing to the very beginning of
your entry listings. This is a fast way to get
to the first listings.
- End key:
You can move directly in one jump from the
current screen listing to the very end of your
entry listings. This is a fast way to get to the
last, or current, listings.
Page 4-28
ACCOUNT MAINTENANCE
4 -- EDIT ACCOUNT - SEARCH
You can have FastBucks search for and display an entry
for editing when you don't know its location. You can
avoid scrolling up and down the listing blindly by
using this search feature.
How to use "Search":
1. Press "S" for Search.
The program will ask:
"Search for a Check or Entry number (C/E)? "
- Enter "C" for "Check" if you want to search by
locating a check number. It will ask you:
"Enter Check number you wish to find "
The entry with the check number you specified
will be displayed for editing.
- Enter "E" for "Entry" if you want to search by
locating an entry. It will ask you:
"Enter Entry number you wish to find "
The entry of the number you specified will be
displayed for editing.
Page 4-29
ACCOUNT MAINTENANCE
4 -- EDIT ACCOUNT - EDIT
How to use "Edit":
1. Press "E" for "Edit".
The first field of the selected entry will begin
flashing to indicate which field is selected for
editing. If you want to "Change" other fields, you
can select them by pressing the left or right arrow
keys. If you want to attach a "Note", or "Void" an
entry, you can remain on the first field.
The command list at the bottom of the screen
changes to display the commands that you can use
for editing the selected entry:
Change Void Notes Quit
The capitalized first letter identifies the key to
press for the operation you want.
- "Change" is used to make a field ready for
changing within a selected entry.
- "Void" is used to void a selected entry.
- "Notes" is used to make a note of comments to be
attached to a selected entry. It can also be
used to change the comments of an existing note.
(A symbol of a column of three dashes will indicate
that the entry has a "note" attached.)
- "Quit" is used to back out to the previous edit
menu. "Quit" also saves the edited entries.
NOTE!: You can press "Esc" to abort any changes
without saving them.
Page 4-30
ACCOUNT MAINTENANCE
4 -- EDIT ACCOUNT - EDIT - CHANGE
How to use "Change".
1. Move the flashing cursor to the field you want to
change by pressing the right or left arrow keys.
2. Press "C" for "Change" (or press the RETURN key).
The field will stop flashing, and become steady to
indicate the field is able to be edited:
3. You can re-type the field to edit in two ways:
- You can just over-type the old characters.
- You can press the "Del" key to erase all the
characters in the field. Then type in the new
information.
4. Press the RETURN key to stop the editing for that
field.
5. If you want to change other fields within the same
entry, just move the cursor to that field and
repeat the procedure for changing a field.
Page 4-31
ACCOUNT MAINTENANCE
4 -- EDIT ACCOUNT - EDIT - CHANGE
7. Press "Q" to "Quit" when you are completed with all
the fields you want to edit in the selected entry.
You will be returned to the display for selecting
an entry for editing.
NOTE!: You can press "Esc" to abort any changes
without saving them.
- If you want to edit another entry, just repeat
the procedure for locating the entry.
- If you do not want to edit another entry, press
"Q" for "Quit". You will be returned to the
"Account Maintenance" menu.
Page 4-32
ACCOUNT MAINTENANCE
4 -- EDIT ACCOUNT - EDIT - VOID
How to use "Void".
CAUTION!
BE SURE YOU WANT TO VOID THIS ENTRY!
YOU CAN BACK OUT!
If you have NOT pressed "V" for "Void", just press "Q"
for "Quit" (or "Esc"). Then you can select the
correct entry for voiding.
If you HAVE pressed "V", but NOT followed by "Q", you
can press "Esc" and the entry will be restored.
IF YOU WANT TO PROCEED WITH "VOID":
These steps are required to void a selected entry.
1. Void the entry.
- Press "V" for Void.
NOTE!: You can restore the entry after pressing
"V" if you go no farther. At this point, press
"Esc", and the entry will be restored.
2. Press "Q" for Quit. The entry will be shown as
"void" and the "amount" column will be changed to
"0.00", and the check number remains the same.
Remember, once you have pressed "V" for "Void" AND "Q"
for "Quit", the only way the entry can be restored is
to use the "Edit" command and re-type each field wiped
out by the void operation.
Page 4-33
ACCOUNT MAINTENANCE
4 -- EDIT ACCOUNT - EDIT - NOTES
How to use "Notes".
1. Press "N" for "Notes".
A window opens in the center of the display.
(Illustration in registered manual)
You can type comments about the entry in the
window. This note will be attached to this entry,
and can be viewed in various listings.
- If you change your mind and want to abort the
note before saving it, press the "Esc" key.
- If you want to save the note, press the "F10"
key. Then press "Q" to Quit. The note will be
attached to that entry.
A symbol that is a column of three dashes will
appear to indicate that the entry has a "note"
attached.
Page 4-34
ACCOUNT MAINTENANCE
4 -- EDIT ACCOUNT - PURGE
NOTE!: Normal accounting practices require that
voided entries be kept on record. However, if you
want to remove specific entries that have been
"voided", you can use the "Purge" option.
How to "Purge" Checks:
1. You must use the "Edit - Change" option to change
the check number field of a "Check" entry to minus
one ("-1").
- Press the "Del" key to erase the check number.
- Enter "-1" for the check number and press RETURN.
2. Void the entry (if it is not already "Void").
- Press "V" for Void.
3. Press "Q" for Quit. The entry will be shown as
"void", the "amount" column will be changed to
"0.00", and the check number change to "-1".
4. Press "P" for "Purge". The screen displays:
"Purging files for voided entries ....."
How to "Purge" entries that are not Checks:
1. Void the entry (if it is not already "Void").
- Press "V" for Void.
- Press "Q" for Quit.
- Press "P" for Purge.
After "Purging", the selected account will no longer
contain voided entries, or checks that had their check
numbers changed to "-1" and voided..
Page 4-35
ACCOUNT MAINTENANCE
5 -- ACCOUNT STATUS
How to display a current status of your account:
1. Select: 5--Account Status.
The screen will display a tabulation of the current
status:
- Account Status Report
- Date Account Opened
- Date Last Updated
- Account Used For
- Total Account Entries
- Account Summary
- Earliest Outstanding Transaction
- Last Check Number Written
- Total Outstanding Credits
- Total Outstanding Debits
- Account Balance
(Illustration in registered manual)
Page 4-36
(This page is intentionally blank so that
the next subject will start on the right
hand side in the registered manual.)
Page 4-37
ACCOUNT REPORTS/GRAPHS
Page 4-38
ACCOUNT REPORTS/GRAPHS
The "Account Reports/Graphs" section provides the
means for you to perform these functions to your
account:
6--Expense Category Graphs (By category and year)
7--Monthly Cash Flow Graphics (By month)
8--Yearly Cash Flow Graphs (By year)
9--Cash Flow Report (Print-out by year)
Page 4-39
ACCOUNT REPORTS/GRAPHS
6 -- EXPENSE CATEGORY GRAPHS
1. Select: 6--Expense Category Graphs.
When you select "Expense Category Graphs", it will
ask you:
"Enter Expense Category "
Enter the number corresponding to the expense cate-
gory that you want displayed as a graph.
If you cannot remember the numbers corresponding
with the expense category you want, press F1 to
temporarily display all the expense categories.
(Illustration in registered manual)
When you enter the expense category number, the
temporary display of the expense categories will
disappear.
Page 4-40
ACCOUNT REPORTS/GRAPHS
6 -- EXPENSE CATEGORY GRAPHS
2. It will then ask you:
"Enter year you want to search "
The year contained within the cursor is the current
year for convenience. If that is the year you want
to graph, just press the RETURN key without the need
to enter anything.
Enter other years as four numbers "XXXX". If you
enter less than four numbers, it will beep to let
you know you have entered the year incorrectly (or
if the year entered cannot be found).
When you press the RETURN key, the graph will be
displayed. An example graph is shown on the
following page.
Page 4-41
ACCOUNT REPORTS/GRAPHS
6 -- EXPENSE CATEGORY GRAPHS
(Illustration in registered manual)
If your printer has the capability to print graphics
(IBM or compatible), You can print each graph by
pressing these keys:
"SHIFT and PRT SC".
Whether you print the graph or not, press any key to
be returned to the menu. You can select another graph
to be displayed, or move to other menus to do other
operations.
Page 4-42
ACCOUNT REPORTS/GRAPHS
7 -- MONTHLY CASH FLOW GRAPHS
8 -- YEARLY CASH FLOW GRAPHS
9 -- CASH FLOW REPORT
Here is the procedure to display Cash Flow graphs or
printed reports of your current account:
1. When you make your selection for a graph or report,
the program will ask you to enter the date for it
to search for the data.
The date contained within the cursor is the current
date for convenience. If you want the entries for
that date, just press the RETURN key without the
need to enter anything.
If you wish, you can enter any other date that is
earlier than the current date displayed. It must
be entered in the same format as the one you see in
the cursor. If you enter the date incorrectly, it
will beep to let you know. Just re-enter the date
correctly.
When you press the RETURN key, the graph will be
displayed, or the tabulated report will be printed.
If your printer has the capability to print
graphics (IBM or compatible), You can print each
graph by pressing these keys:
"SHIFT and PRT SC".
Whether you print the graph or not, press any "Esc"
to be returned to the menu. You can select another
graph to be displayed, or move to other menus to do
other operations.
Page 4-43
ACCOUNT LISTINGS
Page 4-44
ACCOUNT LISTINGS
The "Account Listings" of the "Account Manager"
provide several convenient ways to display listings of
your account entries:
A - You can display all your account's entries by
month, year, or the total file.
B - You can display only the entries that are still
outstanding.
C - You can display only entries for an expense
category, by month or year.
D - You can display only entries that are tax
deductible, by month or year.
E - You can display only entries that are automatic
teller machine transactions, by month or year.
F - You can display only entries that are interest
payments, by month or year.
G - You can display only entries that are service
charges.
H - You can display only the entries that are
deposits, by month or year.
Page 4-45
ACCOUNT LISTINGS
A -- LIST ALL ENTRIES
Here is the procedure to display a list of all entries
of your account by a selected month or year, or the
total file listing of all years:
1. Select: A--List All Entries.
2. Select whether the listing is to be:
- List by Month
- List by Year
- List total file
- List by Month
- If you select "List by Month", it will ask you:
"Enter month you wish to list "
- List by Year
- If you select "List by Year", it will ask you:
"Enter year you wish to list "
The date contained within the cursor is the current
date for convenience. If you want the entries for
that date displayed, just press the RETURN key without
the need to enter anything.
If you wish, you can enter any other date that is
earlier than the current date displayed. It must be
entered in the same format as the one you see in the
cursor. If you enter the date in the wrong format, it
will beep to let you know you have entered it
incorrectly. Just re-enter the date correctly.
Page 4-46
ACCOUNT LISTINGS
A -- LIST ALL ENTRIES
- List Total File
- If you select "List Total File" it will NOT ask you
for any date.
When you select "List Total File", EVERY ENTRY in
the entire selected account will be displayed, a
screen-full at a time. It will begin with the
first entry you put in and continue to the last.
When you have accumulated a few years of entries,
this can grow to be a very long listing.
EVERY ENTRY for a specified date will be displayed.
The entries displayed in GREEN are those that are
outstanding. (Reverse video on monochrome monitors.)
The entries displayed in RED REVERSE VIDEO are those
that are overdrawn. (An asterisk "*" in the first
column in monochrome.)
If you did NOT toggle "Notes" to be "ON" at the
"Account Listings" selection menu, the listings will
not include note comments in the display.
If you DID toggle "Notes" to be "ON" at the "Account
Listings" selection menu, then each entry with a note
attached will display the note's contents on a line
below the entry. The note will be displayed in yellow
on color monitors (low intensity on monochrome).
Page 4-47
ACCOUNT LISTINGS
B -- LIST OUTSTANDING
Here is the procedure to display a list of all entries
of your account that are still outstanding (haven't
cleared the bank):
1. Select: B--List Outstanding.
The screen will display a listing of ONLY your
outstanding entries.
Since the entries are only those that are
outstanding, they will all be displayed in GREEN.
(With an asterisk "*" in the first column in
monochrome.)
Page 4-48
ACCOUNT LISTINGS
C -- LIST EXPENSE CATEGORY
D -- LIST TAX DEDUCTIBLE
1. Select either: C--List Expense Category,
or: D--List Tax Deductible
It will ask you:
"Enter Expense Category "
Enter the number corresponding to the expense cate-
gory that you want listed.
If you cannot remember the numbers corresponding
with the expense category you want, press F1 to
temporarily display all the expense categories.
(Illustration in registered manual)
When you enter the expense category number, the
temporary display of the expense categories will
disappear.
It will then ask you:
"List By Month
List By Year"
Page 4-49
ACCOUNT LISTINGS
C -- LIST EXPENSE CATEGORY
D -- LIST TAX DEDUCTIBLE
- List by Month
When you select "List By Month", it will ask you:
"Enter month you wish to list "
- List by Year
When you select "List By Year", it will ask you:
"Enter year you wish to list "
The date contained within the cursor is the current
date for convenience. If you want the entries for
that date displayed, just press the RETURN key without
the need to enter anything.
If you wish, you can enter any other date that is
earlier than the current date displayed. It must be
entered in the same format as the one you see in the
cursor. If you enter the date in the wrong format, it
will beep to let you know you have entered it
incorrectly. Just re-enter the date correctly.
NOTE!: When an Expense Category has been split, ONLY
the amount appropriate for the selected category will
be displayed in the list. An asterisk "*" will
precede the amount to indicate it is a "partial"
amount.
NOTE!: When a Tax Deductible entry has been split,
ONLY that portion of the "split" that is tax
deductible will be displayed in the list. An asterisk
"*" will precede the amount to indicate it is a
"partial" amount.
Page 4-50
ACCOUNT LISTINGS
E -- LIST ATM TRANSACTIONS
F -- LIST INTEREST PAYMENTS
G -- LIST SERVICE CHARGES
H -- LIST DEPOSITS
- List by Month
When you select "List By Month", it will ask you:
"Enter month you wish to list "
- List by Year
When you select "List By Year", it will ask you:
"Enter year you wish to list "
The date contained within the cursor is the current
date for convenience. If you want the entries for
that date displayed, just press the RETURN key without
the need to enter anything.
If you wish, you can enter any other date that is
earlier than the current date displayed. It must be
entered in the same format as the one you see in the
cursor. If you enter the date in the wrong format, it
will beep to let you know you have entered it
incorrectly. Just re-enter the date correctly.
Page 5-1
SECTION 5 -- GLOBAL REPORTS/GRAPHS
Page 5-2
INTRODUCTION
This Global Reports--Graphs section of FastBucks is
used to produce information about all your accounts
merged together. You can select these options for
reporting:
Account Balances
This option will print-out an "Account Balance Report"
of all your accounts. It will separate the
tabulations according to:
"ASSET ACCOUNTS":
- A tabulation of all your checking accounts.
- A tabulation of all your savings accounts.
"LIABILITY ACCOUNTS":
- A tabulation of all your charge accounts.
"CASH ACCOUNTS":
- A tabulation of all your cash accounts.
Each will list your separate account names, their
respective balances, and a total balance for each type
of account group.
Page 5-3
INTRODUCTION
Cash Flow Report
This option will print-out these reports:
"Cash Flow Report for All Accounts".
- A tabulation of all expense categories for each
month of the year, for ALL your accounts (either all
personal accounts or all business accounts). Each
expense category will have a total and an average
amount tabulated for the year.
"Actual Vs. Budgeted Expense Report".
- A tabulation of all your expenditures compared with
your budgeted amounts, with a difference between
them, if any.
Category Graphs
This option will display a graph of a year's
expenditures for a selected expense category.
Cash Flow Graphs
This option will display a graph of your cash flow
from all your accounts by month or year.
Page 5-4
INTRODUCTION
Tips
Here are some tips while using the "Global Reports--
Graphs" functions:
Printer ready!
1. Be sure your printer is loaded with paper, and
switched "ON".
NOTE!: If your printer is switched "OFF", or is
"Off-Line", the program will beep you and display:
"Error Printer #1 Not On-Line
Correct the problem then press ENTER or "Esc" to Quit
- Press "Esc" if you do NOT want to print your
report at this time. You will be returned to the
Main Menu.
- If you switch your printer "ON", or "On-Line",
then press ENTER (RETURN) and your report will be
printed.
Page 5-5
INTRODUCTION
Tips
Entering Dates
The date contained within brackets is the current
date for convenience. If you want the current
date, just press the RETURN key without the need to
enter anything.
Enter other dates in the same format as the current
date displayed. If you enter the date in the wrong
format, it will beep to let you know you have
entered it incorrectly.
You can also over-type just the characters you want
to be different. Use the arrow keys to move the
cursor to the first character or number you want to
change, then just type them in.
Page 5-6
(This page is intentionally blank so that
the next subject will start on the right
hand side in the registered manual.)
Page 5-7
ACCOUNT BALANCES
Page 5-8
Account Balances
The procedure to generate a report of all your account
balances:
1. Be sure your printer is loaded with paper, and
switched "ON".
2. Select from the "Global Reports--Graphs" menu,
"Account Balances". The program automatically
begins printing the report on your printer.
Page 5-9
Account Balances
Example of a printed "Account Balance Report:
(Illustration in registered manual)
Page 5-10
(This page is intentionally blank so that
the next subject will start on the right
hand side in the registered manual.)
Page 5-11
CASH FLOW REPORT
Page 5-12
Cash Flow Report
The procedure to generate a report of the cash flow
for all your accounts:
1. Be sure your printer is loaded with paper, and
switched "ON". (Refer to "Tips", Printer ready!",
in the Introduction of this section.)
2. Select from the "Global Reports--Graphs" menu,
"Cash Flow Report". The program will ask you:
"Do you want a Personal or Business Report (P/B)? "
- Enter "P" if you want a report on all the
personal accounts.
- Enter "B" if you want a report on all the
business accounts.
When you enter the type of accounts, it will ask
you:
"Enter year you want to search [1988]"
Enter the year you want for the report and press
RETURN. (Refer to "Tips", "Entering Dates", in the
Introduction of this section.)
Two reports will be printed:
- "Cash Flow Report for All Accounts"
- "Actual Vs. Budgeted Expense Report"
A typical example of each are shown on the next page.
Page 5-13
Cash Flow Report
"Cash Flow Report for All Accounts"
(Illustration in registered manual)
"Actual Vs. Budgeted Expense Report"
(Illustration in registered manual)
Page 5-14
(This page is intentionally blank so that
the next subject will start on the right
hand side in the registered manual.)
Page 5-15
CATEGORY GRAPHS
Page 5-16
Category Graphs
The procedure to generate a graph of an expense
category for all your accounts:
1. Select from the "Global Reports--Graphs" menu,
"Category Graphs". The program will ask you:
"Search Personal or Business Accounts (P/B)? "
- Enter "P" if you want a report on all the
personal accounts.
- Enter "B" if you want a report on all the
business accounts.
2. When you enter the type of accounts, it will ask
you:
"Enter Expense Category "
If you do not remember the expense category
numbers, press "F1" to temporarily display all the
available category numbers. Enter the appropriate
number and press RETURN. The program will ask you:
"Enter year you want to search [1988]"
Enter the year you want for the report and press
RETURN. (Refer to "Tips", "Entering Dates", in the
Introduction of this section.)
The graph will be displayed on your screen. If
your printer has the capability to print graphics
(IBM or compatible), You can print it by pressing
these keys:
"Shift and PrtSc".
Whether you print the graph or not, press "Esc" to be
returned to the menu.
Page 5-17
Category Graphs
Example of a Category Graph
(Illustration in registered manual)
Page 5-18
(This page is intentionally blank so that
the next subject will start on the right
hand side in the registered manual.)
Page 5-19
CASH FLOW GRAPHS
Page 5-20
Cash Flow Graphs
The procedure to generate a graph of the cash flow for
all your accounts:
1. Select from the "Global Reports--Graphs" menu,
"Cash Flow Graphs". The program will ask you:
"Search Personal or Business Accounts (P/B)? "
- Enter "P" if you want a report on all the
personal accounts.
- Enter "B" if you want a report on all the
business accounts.
2. When you enter the type of accounts, it will ask
you:
"Monthly or Yearly Cash Flow Graph (Y/M)? "
- Enter "M" if you want your cash flow graph for a
month's worth. It will ask you:
"Enter month you want to search [Oct88]"
- Enter "Y" if you want your cash flow graph for a
year's worth. It will ask you:
"Enter year you want to search [1988]"
Refer to "Tips", "Entering Dates", in Introduction.
The graph will be displayed on your screen. If your
printer has the capability to print graphics (IBM or
compatible), You can print it by pressing these keys:
"Shift and PrtSc".
Whether you print the graph or not, press "Esc" to be
returned to the menu.
Page 5-21
Cash Flow Graphs
Example of a Cash Flow Graph
(Illustration in registered manual)
Page 5-22
(This page is intentionally blank so that
the next subject will start on the right
hand side in the registered manual.)
Page 6-1
SECTION 6 -- UTILITIES
Page 6-2
INTRODUCTION
The Utilities section of FastBucks is used to:
o Start a New Account
o Delete an Account
o Fix Data Files
o Edit an Account Name
Page 6-3
INTRODUCTION
Start New Account
-----------------
This selection is used to start any new accounts for
the Account Manager. You can start an account for
personal or business accounting.
Delete an Account
-----------------
This selection is used to delete any existing account.
Fix Data Files
--------------
This selection is used to repair and rebuild account
data files that may have become corrupted.
Edit Account Name
-----------------
This selection is used to change the identification of
an account. You can change the account name or its
identification number.
Page 6-4
(This page is intentionally blank so that
the next subject will start on the right
hand side in the registered manual.)
Page 6-5
START NEW ACCOUNT
Page 6-6
START NEW ACCOUNT
The procedure to start a new account:
1. Select from the "Utilities" menu, "Start New
Account".
Select the Type of Account
2. Select the type of account to start:
1--Checking Account
2--Charge Account
3--Savings Account
4--Cash Account
When you select the type of account, and press
RETURN, the program will display the "FastBucks
Account Initialization" screen:
"Enter account name :
Enter account number :
Enter initial account balance :
Enter date account opened :"
You can move the cursor to any entry by pressing
the RETURN key or using the up or down arrow keys.
If you press RETURN without entering the account
name, number, or balance, those entries will be
blank. If that happens, wait until the program
asks you: "Is the above information correct?".
Then you can answer "N" for No, and you can go
through each of the entries again.
Page 6-7
START NEW ACCOUNT
Enter account name
------------------
3. Enter the name of the account.
Enter account number
--------------------
4. Enter the number identification of the account.
Enter initial account balance
-----------------------------
5. Enter the balance you are beginning the account
with.
Date Account Opened
-------------------
6. The current date is automatically displayed for
convenience. If you want the current date, just
press the RETURN key without the need to enter
anything.
You can enter any date prior to or after the
current date displayed. Just press the "Del" key
to erase the displayed date. Then enter the date
in the same format and press RETURN.
You can also over-type just the day or month or
year. The "Tab" key will move the cursor from the
"day" field to the first letter in the "month"
field. "Tab" once more moves the cursor to the
last digit in the "year" field. "Shift-Tab" does
the reverse.
Page 6-8
START NEW ACCOUNT
Keep it or start over
---------------------
7. The program will then ask:
"Is the above information correct (Y/N)? "
- Enter "N" (for No) if it is NOT correct. The
cursor will be placed at the beginning entry
again. You will have to enter the information
in all the entries again. When you have
completed the last entry and pressed RETURN, the
program will again ask:
"Is the above information correct (Y/N)? "
- Enter "Y" (for Yes) if it IS correct. The
program will ask:
"Is this account for Personal or Business use P/B? "
Personal or Business Use
------------------------
8. - Enter "P" if the account is for a personal use.
- Enter "B" if the account is for business use.
When you have selected "P" or "B", the program
asks:
"Do you wish to initialize any other accounts Y/N? "
Page 6-9
START NEW ACCOUNT
Start another account or quit
-----------------------------
9. - Enter "Y" (for Yes) if you want to initialize
another account. You can initialize up to 25
accounts of any type: checking, charge, savings,
or cash, at this time or later.
- Enter "N" (for No) when you do NOT want to
initialize any more accounts. The program will
exit back to the "Utilities" menu.
10. This completes the initialization of a new
account.
Page 6-10
(This page is intentionally blank so that
the next subject will start on the right
hand side in the registered manual.)
Page 6-11
DELETE AN ACCOUNT
Page 6-12
DELETE AN ACCOUNT
The procedure to delete one of your accounts:
1. Select from the "Utilities" menu, "Delete an
Account".
Type of Account to delete
2. Select the type of account to delete:
1--Checking Account
2--Charge Account
3--Savings Account
4--Cash Account
Name the Account to delete
--------------------------
3. Select the account name you want to delete. (If
you have only one account name in the files, the
program will skip this step.)
A WARNING will be displayed, to caution you that
the account you have just selected will be com-
pletely removed from your existing data files if
you proceed:
"***** Warning ***** Warning ***** Warning *****
Account will be completely removed
from your files ........
"***** Warning ***** Warning ***** Warning *****"
Page 6-13
DELETE AN ACCOUNT
o BE SURE YOU WANT TO DO THIS!
While the WARNING is displayed, this is the time to
back out if you have selected the wrong account to
delete, or if you change your mind and don't want
to delete any account.
o YOU CAN BACK OUT!
You can back out, as long as the WARNING remains
displayed, by pressing the RETURN key. You will be
returned to the "Delete Account Selection" menu.
- You can select another account to delete, and
proceed from there.
- You can exit the "Delete Account Selection" by
pressing the "Esc" key, which will return you to
the "Utilities" menu.
o YOU CAN PROCEED WITH THE DELETE!
Purposely, we have made this delete function con-
tain safeguards against accidental deletion of your
data files. Once a file is deleted, IT IS GONE
FOREVER! So, at this point, you cannot delete a
selected file with just a keystroke! You will have
to type your request in plain language to proceed!
- Below the WARNING display is an instruction for
you to proceed with the delete function:
"Type REMOVE THIS FILE if you want to proceed...."
- If you want to proceed, then type the words:
"REMOVE THIS FILE" and press the RETURN key.
The screen will blank momentarily while the file
is being deleted. Then you are returned to the
"Utility" menu, where you can delete another
account, or exit to other functions of FastBucks.
Page 6-14
(This page is intentionally blank so that
the next subject will start on the right
hand side in the registered manual.)
Page 6-15
FIX DATA FILES
Page 6-16
FIX DATA FILES
The procedure to repair and rebuild account data files
that may have been corrupted:
1. Select from the "Utilities" menu, "Fix Data Files".
2. The screen displays:
"This procedure re-balances all FastBucks accounts and
rebuilds all Index Files ............................
Do you wish to proceed (Y/N) ? "
- Enter "N" (for No) if you do NOT want to re-
balance all your accounts and rebuild all your
Index Files at this time. When you press the
RETURN key, the program will back out to the
"Utilities" menu.
- Enter "Y" (for Yes) if you want to start the
process of re-balancing all your accounts and
re-build all your Index Files. When you press
the RETURN key, the screen displays the
identification of the account being rebuilt. It
also displays the year that is being rebuilt,
with the balance amount.
(Illustration in registered manual)
Each year of an account is displayed in sequence
as it is being rebuilt.
(Illustration in registered manual)
Page 6-17
FIX DATA FILES
Each account file will be displayed in sequence as it
is being rebuilt.
The length of time this takes depends on the size of
your account files and how many there are, and the
operating speed of your computer.
For example, a PC/XT or compatible computer operating
with a clock speed of 4.77 MHz will usually be able to
rebuild these data files as follows:
- Small account data files can take just a few
seconds to be rebuilt.
- Large account data files can take a minute or so
to be rebuilt.
- Many large account data files can take a few
minutes to be rebuilt.
Faster operating computers should take less time to
rebuild your account data files.
After all the account files have been rebuilt, the
screen will return to the "Utilities" menu.
Page 6-18
(This page is intentionally blank so that
the next subject will start on the right
hand side in the registered manual.)
Page 6-19
EDIT ACCOUNT NAME
Page 6-20
EDIT ACCOUNT NAME
The procedure to edit an account name:
1. Select from the "Utilities" menu, "Edit Account
Name".
2. Select the type of account to want to re-name:
1--Checking Account
2--Charge Account
3--Savings Account
4--Cash Account
3. The program will display all the account
identifications for the type of account you
selected.
(Illustration in registered manual)
Move the cursor to the account name you want to
change, and press RETURN. The "Account Name" field
will begin flashing. You can also move the cursor
to the "Account Number" field by using the right
arrow key. Only the field the cursor is on will be
flashing.
You can "Change" the field that is flashing by
pressing "C" (the flashing stops). Then press the
"Del" key to erase the existing characters in the
field. Type in the identification you want and
press RETURN. (See NOTE, below!) Press "Q" (to
Quit) and the new identification will be saved.
NOTE!: If you change your mind, and you have
NOT pressed "Q", you can back out by pressing
"Esc". The field will remain as it was, and
you will be returned to the selection menu.
Page 7-1
SECTION 7 -- HOME BUDGET
Page 7-2
INTRODUCTION
The Home Budget Model of FastBucks is used to
establish your budget according to your income and
expenses.
Home Budget Model has three main parts:
o Create a new budget
o Update an existing budget
o Print a budget
Page 7-3
INTRODUCTION
Create a new budget:
This allows you to set up a new budget at any time.
You will provide the information you want for:
- Budget period (Weekly, Monthly, etc.)
- Number of incomes in your family
- Paycheck deductions
- Fixed expenses
- Variable expenses
The results of your information will be presented to
you in these forms:
- Screen graph of expenses
- Budget saved to disk
- Budget print-out
Update an existing budget:
This allows you to make changes to an existing budget
at any time. You can change any or all of these:
- Change income
- Change deductions
- Change fixed expenses
- Change variable expenses
- Print-out changed budget
Print a budget:
This allows you to make a print-out of an existing
budget of any year at any time.
Page 7-4
(This page is intentionally blank so that
the next subject will start on the right
hand side in the registered manual.)
Page 7-5
CREATE NEW BUDGET
Page 7-6
CREATE NEW BUDGET
The procedure to create a new budget:
1. Select from the "Home Budget Model" menu, "Create
New Budget".
(Illustration in registered manual)
2. Select the type of budget:
- Weekly
- Bi-Weekly
- Semi-monthly
- Monthly
(Illustration in registered manual)
Page 7-7
CREATE NEW BUDGET
Income
------
3. Select "1--Change Income". The program will ask
for information about income for the budget period:
"Income for the period:
Enter number of incomes for family "
If you enter "1" for the number of incomes, the
program will present just one tabulation for you to
enter the income amount and paycheck deductions.
If you enter MORE than "1" for the number of
incomes (up to a maximum of "3"), the program will
present a tabulation for each income in sequence
for you to enter income amounts and paycheck
deductions.
Page 7-8
CREATE NEW BUDGET
Income
------
4. Enter your income amount. Also, be sure to enter
income from other sources if you have any.
(Illustration in registered manual)
Deductions
----------
5. After you have entered income, then enter each
paycheck deduction amount.
You can move the cursor over any entry without
entering an amount. The entry will then be entered
automatically as "0.00".
(Illustration in registered manual)
Page 7-9
CREATE NEW BUDGET
Deductions
When you have entered the last of the paycheck
deductions, press "F10". The program will ask:
"Is the above correct (Y/N)? "
Enter "N" (for No) if it is NOT correct. You can
then scroll through the entries again, and change
any one just by entering the new amount. When you
are satisfied that all the entries are correct,
press "F10" again. The program will ask again:
"Is the above correct (Y/N)? "
Enter "Y" (For Yes) if the entries ARE correct.
- If you had entered more than "1" income, the
program will now ask for income information for
the next paycheck earner. Repeat the procedure
for entering income and deductions for "Income
number 2". Repeat this for each income earner.
6. When you have completed entering income and de-
ductions for the last income earner, the program
will then ask for entries of your fixed expenses
for the budget period.
Page 7-10
CREATE NEW BUDGET
Fixed Expenses
--------------
Enter each Fixed Expense for the budget period.
Just like the previous entries, you can move the
cursor over any entry without entering an amount.
The entry will be entered automatically as "0.00".
(Illustration in registered manual)
When you have completed entering all your fixed
expenses for the budget period, press "F10". The
program will ask:
"Is the above correct (Y/N)? "
Enter "N" (for No) if it is NOT correct. You can
then scroll through the entries again, and change
any one just by entering the new amount. When you
are satisfied that all the entries are correct,
press "F10" again. The program will ask again:
"Is the above correct (Y/N)? "
Enter "Y" (For Yes) if the entries ARE correct.
Page 7-11
CREATE NEW BUDGET
Disposable Income Review
------------------------
7. The program compares your paycheck deductions and
your fixed expenses against your total income.
- If your deductions and fixed expenses are GREATER
than your total income, the program will beep and
display a notice that you cannot continue:
"Your fixed expenses exceed your income !
The budget process is unable to continue."
Review your deductions and fixed expenses to see
if there are any errors. If not, see if you are
able to reduce your deductions. You must change
your outgo of money so that it is less than your
total income. If you can, you can start over
again to create a new budget.
- If your deductions and fixed expenses are LESS
than your total income, the program will display
a "Disposable Income Summary" table:
(Illustration in registered manual)
After reviewing your disposable income, press any
key to advance to the next display for forecasting
your variable expenses.
Page 7-12
CREATE NEW BUDGET
Variable Expenses
-----------------
8. Now, the program displays a table of "Variable
Expense Initialization". (These are the expense
Categories you established during "Getting
Started".)
(Illustration in registered manual)
The idea here is for you to be able to experiment
with your forecast of variable expenses. The nice
thing is that you don't have to be agonizingly
accurate at this stage of the forecast. Once you
have entered estimated amounts, the program com-
putes each of your initial entries proportionally
against the amount of disposable income and re-
displays them.
You will be able to experiment with any one or all
of these entries as many times as you wish. As
long as you do not "freeze" an entry, you can
continue to make changes to it.
You can enter "0.00" for any entry by moving past
it. However, we don't recommend this at this early
stage because "0.00" will automatically "freeze"
the entry at "0.00". Unless you know you will
never use a particular category, it would be better
to enter some small amount temporarily to see how
the program proportions it. You can change the
amount at a later time using "Update Old Budget".
Page 7-13
CREATE NEW BUDGET
Variable Expenses
-----------------
After you have entered the last expense category,
press "F10". The program asks you:
"Is the above correct (Y/N)? "
- Enter "N" (for No) to be able to scroll through
each of the entries again. You can change any
entry while the cursor is on it. Press "C" (for
Change). Enter the new amount this way for each
expense category you want to change.
- Enter "Y" (for Yes) and the program will compute
all the expense amounts proportionally and re-
display the results.
As long as you do not "freeze" an entry, you can
continue to make changes to it. When any entry is
satisfactory, then you should "freeze" it. Entries
that are "frozen" will erase the dollar amount and
display only the category description in red (or
blank-out the description on a monochrome monitor).
When you press "F" to Freeze an entry, the program
will ask:
"Are you sure (Y/N)? "
- Enter "N" (for No) to refrain from freezing the
entry now.
- Enter "Y" (for Yes) to "freeze" the entry from
further changes.
Page 7-14
CREATE NEW BUDGET
Variable Expenses
-----------------
NOTE!
You can freeze all the entries (or any
remaining unfrozen entries) all at once by
pressing "F10". The program will ask you:
"Are you sure you want to Freeze
all remaining accounts?"
- Enter "N" (for No) to refrain from freezing
all the entries now.
- Enter "Y" (for Yes) to "freeze" ALL the
entries from further changes. The program
will display:
"All remaining accounts have been frozen"
When you have "frozen" all the entries indi-
vidually, press "F10". The program will display:
"All accounts have been frozen"
Page 7-15
CREATE NEW BUDGET
Variable Expenses
-----------------
The object of this is to have all the variable
expense categories "frozen" before the budget is
established. Once frozen, you cannot change these
category entries at this time. (However, you can
change them later, after completing and exiting
this "Create New Budget". Then you can select
"Update Old Budget" and make changes.)
Bar Graph
---------
When all the entries are frozen, the program will
display a convenient BAR GRAPH of all the expense
categories:
(Illustration in registered manual)
A pointer is positioned under the first category
bar. That category's name and amount are also
displayed at the bottom of the graph.
Page 7-16
CREATE NEW BUDGET
Bar Graph
---------
You can move the pointer with the left or right
cursor keys (or the spacebar or backspace key).
As you position the pointer under each bar, its
corresponding name and amount displays at the
bottom of the graph.
Each bar length is in proportion to the percentage
of your total income.
If your printer can print graphics, you can make a
print of the bar graph at this time. Press the
Shift and PrtSc keys to make a "screen print".
(You will be able to make a tabulated budget
printout later in this procedure.)
NOTE!: Some printers must have their internal
switches set to enable graphics to be printed.
Refer to your printer's manual for the procedure.
9. Press "Esc" to exit the bar graph.
Save Budget to Disk
-------------------
10. The program asks:
"Enter Year For The Budget [1988] "
The year contained within brackets is the current
year for convenience. If you want the current
year, just press the RETURN key without the need to
enter anything.
Enter other years as four numbers "XXXX". If you
enter less than four numbers, it will beep to let
you know you have entered the year incorrectly.
When you press RETURN, all your budget entries will
be saved to disk.
Page 7-17
CREATE NEW BUDGET
Print Budget
------------
11. The program asks:
"Do you want to print your budget? "
- Enter "N" (for No) if you DO NOT want to print
your budget. The program will exit "Create New
Budget" and display the "Home Budget Model" main
menu. You can exit by pressing the "Esc" key.
- Enter "Y" (for Yes) if you want to print your
budget. The program will ask:
"Enter your name "
The name you enter will be the "family name"
printed on the heading of the budget.
Be sure your printer is loaded with paper and
switched "ON". If it is switched "OFF", or is
"Off-Line", the program will beep you and display:
"Error Printer #1 Not On-Line
Correct the problem then press ENTER or "Esc" to Quit
- Press "Esc" if you do NOT want to print your
budget at this time. You will be returned to
the Main Menu.
- If you switch your printer "ON", or "On-Line",
then press ENTER (RETURN) and your budget will
be printed. A typical example of a printed
budget is shown on the next page.
Page 7-18
CREATE NEW BUDGET
Print Budget
------------
(ARTWORK TYPICAL BUDGET PRINT-OUT)
(Illustration in registered manual)
When printing is completed, the program will exit
to the "Home Budget Model" main menu.
Page 7-19
UPDATE OLD BUDGET
Page 7-20
UPDATE OLD BUDGET
Procedure to update an existing budget:
1. Select from the "Home Budget Model" menu, "Update
New Budget".
(Illustration in registered manual)
2. The program asks:
"Enter Year For The Budget File <1988> "
The year contained within brackets is the current
year for convenience. If you want the current
year, just press the RETURN key without the need to
enter anything.
Enter other years as four numbers "XXXX". If you
enter less than four numbers, it will beep to let
you know you have entered the year incorrectly.
Page 7-21
UPDATE OLD BUDGET
3. Select what part of the budget you want to change,
ie; Income, or Deductions, or Fixed Expenses, or
Variable Expenses:
(Illustration in registered manual)
"1 -- Change Income" allows you to change any of
your existing data of income, and deductions. It
also allows you the option to "Change Fixed
Expenses" and subsequently "Change Variable
Expenses".
"2 -- Change Deductions" allows you to change any
of your existing data of deductions only. It also
allows you the option to "Change Fixed Expenses"
and subsequently "Change Variable Expenses".
"3 -- Change Fixed Expenses" allows you to change
any of your existing data of fixed expenses. It
also allows you the option to "Change Variable
Expenses".
"4 -- Change Variable Expenses" only allows you to
change any of your existing data of fixed expenses.
Page 7-22
UPDATE OLD BUDGET
1 -- Change Income
------------------
"Change Income" allows you to change any of your
existing data of income, and Change Deductions. It
also allows you the option to "Change Fixed Expenses"
and subsequently "Change Variable Expenses".
Select "1--Change Income". The program will ask:
"Enter number of incomes for Family "
Enter the number of incomes you want to change to.
If you do NOT want to change the number, press
RETURN to enter the existing number of incomes.
The program then asks:
"Is the above correct (Y/N)? "
Enter "N" (for No) if it is NOT correct. You can
change the number just by entering the new amount.
It will ask again:
"Is the above correct (Y/N)? "
Enter "Y" (For Yes) if the entry IS correct.
Page 7-23
UPDATE OLD BUDGET
1 -- Change Income
------------------
The program displays the "Income Modification"
tabulation with the cursor blinking on the "Salary/
Wages" amount.
(Illustration in registered manual)
Enter the changed amount of income.
If you change your mind before making an entry, you
can press RETURN (or move with the up and down
arrow keys), and the entry amount remains
unchanged.
Page 7-24
UPDATE OLD BUDGET
1 -- Change Income
2 -- Change Deductions
----------------------
You can select "2 -- Change Deductions" from the "Home
Budget Model", "Update Old Budget", or as an
integrated part of "1 -- Change Income".
You can scroll through each "Income" and "Paycheck
Deductions" entry. If you do not want to change an
entry, just press RETURN (or use the arrow keys) and
the entry will remain unchanged. Change any entry by
pausing on it and enter the new amount.
Press "F10" when you are done.
Page 7-25
UPDATE OLD BUDGET
1 -- Change Income
2 -- Change Deductions
----------------------
8. The program will ask:
"Is the above correct?"
Enter "N" (for No) if it is NOT correct. You can
then scroll through each entry again, and change
any one just by entering the new amount. When you
are done, press "F10". It will ask again:
"Is the above correct?"
Enter "Y" (For Yes) if the entries ARE correct. It
will then ask you:
"Do you want to modify Fixed Expenses (Y/N)? "
- Enter "N" (for No) if you do NOT want to modify
Fixed Expenses at this time. (You can modify
them at a later time by selecting "Change Fixed
Expenses" from the "Home Budget Model" menu.
The program will then display a "Disposable
Income Summary" for your review. For the
remaining procedures, continue by skipping ahead
to the page "UPDATE OLD BUDGET, Change Variable
Expenses".
- Enter "Y" (for Yes) if you DO want to modify
Fixed Expenses at this time. (This is a
convenient way to follow through with other
changes to your budget without having to select
them separately from the menu.)
Page 7-26
UPDATE OLD BUDGET
1 -- Change Income
2 -- Change Deductions
3 -- Change Fixed Expenses
--------------------------
You can select "3 -- Change Fixed Expenses" from the
"Home Budget Model", "Update Old Budget", or as an
option upon completing "1 -- Change Income" or "2 --
Change Deductions".
The program will display a tabulation of your existing
"Fixed Expenses":
(Illustration in registered manual)
Move the cursor to any of the entries you want to
change. Enter the amount you want and press RETURN.
If you change your mind, press an arrow key INSTEAD
and the entry will remain unchanged.
Page 7-27
UPDATE OLD BUDGET
1 -- Change Income
2 -- Change Deductions
3 -- Change Fixed Expenses
--------------------------
When you have completed entering all changed entries,
press "F10". The program will ask:
"Is the above correct (Y/N)? "
Enter "N" (for No) if it is NOT correct. You can then
scroll through the entries again, and change any one
just by entering the new amount. When you are
satisfied that all the entries are correct, press
"F10" again. The program will ask again:
"Is the above correct (Y/N)? "
- Enter "Y" (For Yes) if the entries ARE correct.
Disposable Income Summary
The program displays a "Disposable Income Summary"
for your review.
(Illustration in registered manual)
Page 7-28
UPDATE OLD BUDGET
1 -- Change Income
2 -- Change Deductions
3 -- Change Fixed Expenses
4 -- Change Variable Expenses
-----------------------------
You can select "4 -- Change Variable Expenses" from
the "Home Budget Model", "Update Old Budget", or as an
option upon completing "1 -- Change Income" and "2 --
Change Deductions" and "3 -- Change Fixed Expenses".
(When you select "4 -- Change Variable Expenses" from
"Update Old Budget", the program displays a
"Disposable Income Summary" for your review.)
After reviewing the "Disposable Income Summary", press
any key to advance to the next display, a "Variable
Expense Refinement" tabulation. This is the same
tabulation you use during "Create New Budget" to
establish and freeze all your variable expenses.
However, you will notice that none of the entries are
frozen. This is your chance to re-proportion the
amounts for each variable expense.
(Illustration in registered manual)
Page 7-29
UPDATE OLD BUDGET
1 -- Change Income
2 -- Change Deductions
3 -- Change Fixed Expenses
4 -- Change Variable Expenses
-----------------------------
- If you DO want to change any (or all) of the
entries, the procedure is the same as you performed
during "Create New Budget". Refer to those pages
for the procedures and options.
- If you do NOT want to change any of the entries of
the "Variable Expenses", you can press "F10" to
freeze all the entries at once, just like you did
when you established these amounts during "Create
New Budget".
The procedures are the same as for "Create New
Budget" with one exception, you can view a "Recap"
of all the entries. The "Recap" displays each entry
with its percentage of the total budget. When you
have reviewed the "recap" the "Variable Expenses"
are re-displayed for your action. From here on, the
procedures are the same as during "Create New
Budget". Refer to those pages for the procedures
and options.
Page 7-30
UPDATE OLD BUDGET
1 -- Change Income
2 -- Change Deductions
3 -- Change Fixed Expenses
4 -- Change Variable Expenses
-----------------------------
Display a bar graph of your budget
When all the entries are frozen, the program will
display a convenient BAR GRAPH of all the expense
categories:
(ARTWORK BAR GRAPH)
(Illustration in registered manual)
A pointer is positioned under the first category bar.
That category's name and amount are also displayed at
the bottom of the graph.
You can move the pointer with the left or right cursor
keys (or the spacebar or backspace key). As you
position the pointer under each bar, its corresponding
name and amount displays at the bottom of the graph.
Each bar length is in proportion to the percentage of
your total income.
If your printer can print graphics, you can make a
print of the bar graph at this time. Press the Shift
and PrtSc keys to make a "screen print". (You will be
able to make a tabulated budget printout later in this
procedure.)
Page 7-31
UPDATE OLD BUDGET
1 -- Change Income
2 -- Change Deductions
3 -- Change Fixed Expenses
4 -- Change Variable Expenses
-----------------------------
Save your budget to disk
Press "Esc" to erase the BAR GRAPH from the display.
The program will ask you:
"Do you want to save your Budget to Disk (Y/N)? "
- Enter "N" (for No) if you DO NOT want to save it to
disk. CAUTION: If you do not save the budget to
disk, ALL THIS CHANGED BUDGET DATA WILL BE LOST!
The budget will remain as it was.
- Enter "Y" (for Yes) to save the budget to disk.
Be sure you have your "data disk" inserted in the
drive you established as the "data drive".
The program asks you:
"Enter Year For The Budget [1988] "
The year contained within brackets is the current
year for convenience. If you want the current year,
just press the RETURN key without the need to enter
anything.
Enter other years as four numbers "XXXX". If you
enter less than four numbers, it will beep to let
you know you have entered the year incorrectly.
When you press RETURN, all the changed budget
information is saved to disk, replacing the old
budget.
Page 7-32
UPDATE OLD BUDGET
1 -- Change Income
2 -- Change Deductions
3 -- Change Fixed Expenses
4 -- Change Variable Expenses
-----------------------------
Print your budget on your printer
The program then asks you:
"Do you want to print your budget (Y/N)? "
- Enter "N" (for No) if you DO NOT want to print your
budget. The program will exit to the "Home Budget
Model" menu.
- Enter "Y" (for Yes) if you want to print your
budget. The program will ask:
"Enter your name "
The name you enter will be the "family name" printed
on the heading of the budget.
Be sure your printer is loaded with paper and
switched "ON". If it is switched "OFF", or is "Off-
Line", the program will beep you and display:
"Error Printer #1 Not On-Line
Correct the problem then press ENTER or "Esc" to Quit
- Press "Esc" if you do NOT want to print your
budget at this time. You will be returned to the
Main Menu.
- If you switch your printer "ON", or "On-Line",
then press ENTER (RETURN) and you budget will be
printed. A typical example of a printed budget is
shown on the next page.
Page 7-33
UPDATE OLD BUDGET
1 -- Change Income
2 -- Change Deductions
3 -- Change Fixed Expenses
4 -- Change Variable Expenses
-----------------------------
Print the budget on your printer
(ARTWORK TYPICAL BUDGET PRINT-OUT)
(Illustration in registered manual)
When printing is completed, the program will exit
to the "Home Budget Model" menu.
Page 7-34
(This page is intentionally blank so that
the next subject will start on the right
hand side in the registered manual.)
Page 7-35
PRINT OLD BUDGET
Page 7-36
PRINT OLD BUDGET
The procedure to print an existing budget:
1. Select from the "Home Budget Model" menu, "Print
Old Budget".
2. The program asks:
"Enter Year For The Budget File <1988> "
The year contained within brackets is the current
year for convenience. If you want the current
year, just press the RETURN key without the need to
enter anything.
Enter other years as four numbers "XXXX". If you
enter less than four numbers, it will beep to let
you know you have entered the year incorrectly.
When you press RETURN, a bar graph of your existing
budget will be displayed on the screen. After
viewing the graph, press "Esc" to erase the graph.
The program will ask you:
"Do You Want To Print The Budget (Y/N)? "
- Enter "N" if you change your mind and do NOT want
to print your budget at this time. You will be
returned to the "Home Budget Model" menu.
- Enter "Y" if you Do want to print your budget.
Page 7-37
PRINT OLD BUDGET
3. The program will ask:
"Enter your name "
The name you enter will be the "family name"
printed on the heading of the budget.
Be sure your printer is loaded with paper and
switched "ON". If it is switched "OFF", or is
"Off-Line", the program will beep you and display:
"Error Printer #1 Not On-Line
Correct the problem then press ENTER or "Esc" to Quit
- Press "Esc" if you change your mind and do NOT
want to print your budget at this time. You will
be returned to the Main Menu.
- If you switch your printer "ON", or "On-Line",
then press ENTER (RETURN) and you budget will be
printed. A typical example of a printed budget is
shown on the next page.
Page 7-38
PRINT OLD BUDGET
(ARTWORK TYPICAL BUDGET PRINT-OUT)
(Illustration in registered manual)
When printing is completed, the program will exit
to the "Home Budget Model" menu.
Page 8-1
SECTION 8 -- CALCULATIONS
Page 8-2
INTRODUCTION
This Calculation part of FastBucks is provided as a
convenience. It operates independently of the
Accounts Manager and Home Budget.
You can use it to make calculations of various finan-
cial activities. It is designed to quickly and easily
process calculations from your information. You can
use it for financial investigation or to perform
"what-if" scenarios in forecasting.
FastBucks Calculations has three main calculation
categories:
o Investments
o Depreciation
o Loans
Page 8-3
INTRODUCTION
Investments
-----------
This calculates several different kinds of investing:
o Future value of one-time investment
o Future value of regular deposits
o Deposits to create a desired total value
Future value of one-time investment
-----------------------------------
You can calculate how much value a one-time invest-
ment will return for you according to the informa-
tion you provide:
- The amount of an initial investment
- The nominal interest rate
- The term of the investment you want
- The number of compounding periods you want
Future value of regular deposits
--------------------------------
You can calculate how much value regular deposits
will make toward an investment according to the
information you provide:
- The amount you want to make each deposit
- The nominal interest rate
- The term of the investment you want
- The number of deposits you want to make
Deposits to create a desired total value
------------------------------------------------
You can calculate how much each regular deposit
must be to get a desired return value of an
investment according to the information you provide:
- The desired total value
- The nominal interest rate
- The term of the investment
- The number of deposits
Page 8-4
INTRODUCTION
Depreciation
------------
This calculates different aspects of depreciation:
o Annual depreciation rate
o Amount of depreciation
o Salvage value
Annual depreciation rate
------------------------
You can calculate the annual rate of depreciation
of your purchase according to the information you
provide:
- The original value of your purchase
- The current resale value of your purchase
- The term of depreciation
Amount of depreciation
----------------------
You can calculate the amount of depreciation of
your purchase according to the information you
provide:
- The original value of your purchase
- The current depreciation rate of your purchase
- The term (duration) of depreciation
Salvage value
-------------
You can calculate the salvage value of your purchase
according to the information you provide:
- The original value of your purchase
- The current depreciation rate of your purchase
- The term (duration) of depreciation
Page 8-5
INTRODUCTION
Loans
This calculates different aspects of loans.
o Regular payments on a loan
o Last payment of a loan
o Term of a loan
o Remaining balance of a loan
o Cost of borrowing
o Loan amortization schedule
Regular payments on a loan
--------------------------
You can calculate how much regular payments on a
loan will be according to the information you
provide:
- The principal amount of the loan
- The current annual rate of interest
- The term (duration) of the loan
Last payment of a loan
----------------------
You can calculate how much the last payment on a
loan will be according to the information you
provide:
- The principal amount of the loan
- The current annual rate of interest
- The term (duration) of the loan
Page 8-6
INTRODUCTION
Loans
-----
Term of a loan
--------------
You can calculate how much the term (duration) of a
loan will be according to the information you
provide:
- The principal amount of the loan
- The amount you want to pay each period
- The current annual rate of interest
Remaining balance of a loan
---------------------------
You can calculate how much the remaining balance is
of an existing loan according to the information you
provide:
- The principal amount of the loan
- The current annual rate of interest
- The term (duration) of the loan
If you do not know the amount of each payment, the
program can calculate it for you.
If you already know the amount of each payment, you
can enter it for the program to use in its calcu-
lations.
Cost of borrowing
-----------------
You can calculate how much borrowing the money will
cost according to the information you provide:
- The principal amount of the loan
- The current annual rate of interest
- The term (duration) of the loan
Page 8-7
INTRODUCTION
Loans
-----
Loan Amortization Schedule
--------------------------
You can calculate the repayment schedule of a
declining interest loan according to the informa-
tion you provide:
- The principal amount of the loan
- The current annual rate of interest
- The term (duration) of the loan
- The first month payment is to be made
- The year that the first payment is to be made
If you do not know the amount of each payment, the
program can calculate it for you.
If you already know the amount of each payment, you
can enter it for the program to use in its calcu-
lations.
You can have the amortization schedule printed on
your printer.
- For full size printing, your printer must be able
to print more than 80 columns.
- For reduced size printing, you can use an 80
column printer in "compressed" mode.
Page 8-8
(This page is intentionally blank so that
the next subject will start on the right
hand side in the registered manual.)
Page 8-9
INVESTMENTS
Page 8-10
INVESTMENTS
The procedure to make calculations of investments:
1. Select "Calculations".
(Illustration in registered manual)
2. Select "Investments".
(Illustration in registered manual)
Page 8-11
INVESTMENTS
3. Select the type of investment:
(Illustration in registered manual)
If you want to calculate:
o The "Future value of one-time investment",
Turn to Page 8-12.
If you want to calculate:
o The "Future value of regular deposits",
Turn to Page 8-14.
If you want to calculate:
o "Regular deposits to create a desired total value",
Turn to Page 8-16.
Page 8-12
INVESTMENTS
Future value of one-time investment
-----------------------------------
The program will ask:
"Enter initial investment : "
Enter the amount of your investment.
"Enter nominal interest rate : "
Enter the current interest rate available.
"Term of investment: Years= "
Months= "
Enter the number of years and months for the duration
of the investment.
"Number of compounding periods/year: "
Enter the number of times the interest is compounded
each year.
The program displays the results of the calculation:
-----------------------------------------------------
Value of your investment: 0000.00
Value of accum. interest: 0000.00
Total Value : 0000.00
-----------------------------------------------------
"Do you want another calculation (Y/N)? "
Enter "Y" (for Yes) to make another calculation.
Enter "N" (for No) if you do NOT want another calcu-
lation. It will exit to the INVESTMENT CALCULATIONS
menu.
Page 8-13
INVESTMENTS
Future value of one-time investment
-----------------------------------
Here is an example of a calculation of the future
value of a one-time investment of $1000 at 5% interest
for a term of 5 years. The future value of the
investment would be calculated to be $1282.04:
EXAMPLE
FUTURE VALUE OF ONE-TIME INVESTMENT
Enter initial investment : 1000
Enter nominal interest rate : 5
Term of investment:
Years= 5
Months= 0
Number of compounding periods/year: 4
-----------------------------------------------------
Value of your investment: 1000.00
Value of accum. interest: 282.04
Total Value : 1282.04
-----------------------------------------------------
Page 8-14
INVESTMENTS
Future value of regular deposits
--------------------------------
The program will ask:
"Enter amount of each deposit : "
Enter the amount you want each deposit to be.
"Enter nominal interest rate : "
Enter the current interest rate available.
"Term of investment: Years= "
Months= "
Enter the number of years and months for the duration
of the investment.
"Number of deposits per year: "
Enter the number of deposits you want to make each
year.
The program displays the results of the calculation:
-----------------------------------------------------
Value of your investment: 0000.00
Value of accum. interest: 0000.00
Total Value : 0000.00
-----------------------------------------------------
"Do you want another calculation (Y/N)? "
Enter "Y" (for Yes) to make another calculation.
Enter "N" (for No) if you do NOT want another calcu-
lation. It will exit to the INVESTMENT CALCULATIONS
menu.
Page 8-15
INVESTMENTS
Future value of regular deposits
--------------------------------
Here is an example of a calculation of the future
value of regular deposits of $100 a month at 5%
interest for a term of 5 years. The value of the
investment of regular deposits would be calculated to
be $6800.61:
EXAMPLE
FUTURE VALUE OF REGULAR DEPOSITS
Enter amount of each deposit : 100
Enter nominal interest rate : 5
Term of investment:
Years= 5
Months= 0
Number of deposits per year : 12
-----------------------------------------------------
Value of your investment: 6000.00
Value of accum. interest: 800.61
Total Value : 6800.61
-----------------------------------------------------
Page 8-16
INVESTMENTS
Deposits to create a desired total value
------------------------------------------------
The program will ask:
"Enter the desired total value : "
Enter the total value you want to get from the
investment.
"Enter nominal interest rate : "
Enter the current interest rate available.
"Term of investment: Years= "
Months= "
Enter the number of years and months for the duration
of the investment.
"Number of deposits per year: "
Enter the number of deposits you want to make each
year.
The program displays the results of the calculation:
Regular deposits: 000.00
-----------------------------------------------------
Value of your investment: 0000.00
Value of accum. interest: 0000.00
Total Value : 0000.00
-----------------------------------------------------
"Do you want another calculation (Y/N)? "
Enter "Y" (for Yes) to make another calculation.
Enter "N" (for No) if you do NOT want another calcu-
lation. It will exit to the INVESTMENT CALCULATIONS
menu.
Page 8-17
INVESTMENTS
Regular deposits to create a desired total value
------------------------------------------------
Here is an example of a calculation to determine what
the regular monthly deposit would be at 5% interest
rate to create a desired total value of $6000 at the
end of 5 years. The regular monthly deposit would be
calculated to be $88.23:
EXAMPLE
REQUIRED REGULAR DEPOSITS
Enter the desired total value : 6000
Enter nominal interest rate : 5
Term of investment:
Years= 5
Months= 0
Number of deposits per year : 12
Regular deposits : 88.23
-----------------------------------------------------
Value of your investment: 5293.64
Value of accum. interest: 706.36
Total Value : 6000.00
-----------------------------------------------------
Page 8-18
(This page is intentionally blank so that
the next subject will start on the right
hand side in the registered manual.)
Page 8-19
DEPRECIATION
Page 8-20
DEPRECIATION
The procedure to calculate depreciation:
1. Select "Calculations".
(Illustration in registered manual)
2. Select "Depreciation".
(Illustration in registered manual)
Page 8-21
DEPRECIATION
3. Select the type of depreciation:
(Illustration in registered manual)
If you want to calculate:
o Annual depreciation rate
Turn to Page 8-22.
If you want to calculate:
o Amount of depreciation
Turn to Page 8-24.
If you want to calculate:
o Salvage value
Turn to Page 8-26.
Page 8-22
DEPRECIATION
Annual depreciation rate
------------------------
The program will ask:
"Enter the original value : "
Enter the original value of your purchase.
"Enter the resale value : "
Enter the current value you can sell your purchase.
"Enter depreciation term : "
Enter the number of years and months for the duration
of the depreciation.
The program displays the calculation of the rate of
depreciation.
"Depreciation Rate = 0.00%"
"Do you want another calculation (Y/N)? "
Enter "Y" (for Yes) to make another calculation.
Enter "N" (for No) if you do NOT want another calcu-
lation. It will exit to the DEPRECIATION CALCULATIONS
menu.
Page 8-23
DEPRECIATION
Annual depreciation rate
------------------------
Here is an example of a calculation to determine what
the annual depreciation rate would be for an original
value of $1000 (with an estimated resale value of
$800) depreciated over a period of 5 years. The
depreciation rate would be calculated to be 4.36% per
year:
EXAMPLE
ANNUAL DEPRECIATION RATE
Enter the original value : 1000
Enter the resale value : 800
Enter depreciation term:
Years= 5
Months= 0
Depreciation rate = 4.36%
Page 8-24
DEPRECIATION
Amount of depreciation
----------------------
The program will ask:
"Enter the original value : "
Enter the original value of your purchase.
"Enter depreciation rate : "
Enter the current rate of depreciation.
"Depreciation term:
Years = "
Months = "
Enter the number of years and months for the duration
of the depreciation.
The program displays the calculation of the amount of
depreciation.
"Amount of depreciation = 000.00"
"Do you want another calculation (Y/N)? "
Enter "Y" (for Yes) to make another calculation.
Enter "N" (for No) if you do NOT want another calcu-
lation. It will exit to the DEPRECIATION CALCULATIONS
menu.
Page 8-25
DEPRECIATION
Amount of depreciation
----------------------
Here is an example of a calculation to determine what
the amount of depreciation would be for an original
value of $1000 depreciated at a rate of 4% for 5
years. The amount of depreciation would be calculated
to be $33.97:
EXAMPLE
DEPRECIATION AMOUNT
Enter the original value : 1000
Enter depreciation rate : 4
Enter depreciation term:
Years= 5
Months= 0
Amount of depreciation = 33.97
Page 8-26
DEPRECIATION
Salvage value
-------------
The program will ask:
"Enter the original value : "
Enter the original value of your purchase.
"Enter depreciation rate : "
Enter the current rate of depreciation.
"Depreciation term:
Years = "
Months = "
Enter the number of years and months for the duration
of the depreciation.
The program displays the calculation of the amount of
salvage value.
"Amount of depreciation = 000.00"
"Do you want another calculation (Y/N)? "
Enter "Y" (for Yes) to make another calculation.
Enter "N" (for No) if you do NOT want another calcu-
lation. It will exit to the DEPRECIATION CALCULATIONS
menu.
Page 8-27
DEPRECIATION
Salvage value
-------------
Here is an example of a calculation of what the
salvage value would be for an original value of $1000
at a depreciation rate of 4% for 5 years. The amount
of the salvage value would be calculated to be
$815.37:
EXAMPLE
SALVAGE VALUE
Enter the original value : 1000
Enter depreciation rate : 4
Enter depreciation term:
Years= 5
Months= 0
Salvage value = 815.37
Page 8-28
(This page is intentionally blank so that
the next subject will start on the right
hand side in the registered manual.)
Page 8-29
LOANS
Page 8-30
LOANS
The procedure to calculate loans:
1. Select "Calculations".
(Illustration in registered manual)
2. Select "Loans".
(Illustration in registered manual)
Page 8-31
LOANS
3. Select the type of loan you want to calculate:
(Illustration in registered manual)
If you want to calculate:
o Regular payments on a loan
Turn to Page 8-32.
If you want to calculate:
o Last payment of a loan
Turn to Page 8-34.
If you want to calculate:
o Term of a loan
Turn to Page 8-36.
If you want to calculate:
o Remaining balance of a loan
Turn to Page 8-38.
If you want to calculate:
o Cost of borrowing
Turn to Page 8-40.
If you want to calculate:
o Loan amortization schedule
Turn to Page 8-42.
Page 8-32
LOANS
Regular payments on a loan
--------------------------
The program will ask:
"Enter the principal amount : "
Enter the amount of money you want to borrow.
"Enter annual interest rate : "
Enter the current interest rate per year.
"Term of loan:
Years= "
Months= "
Enter the number of years and months for the loan to
be paid off.
The program displays the calculation of how much each
regular payment will be:
"Regular payments = 000.00"
"Do you want another calculation (Y/N)? "
Enter "Y" (for Yes) to make another calculation.
Enter "N" (for No) if you do NOT want another calcu-
lation. It will exit to the LOAN CALCULATIONS menu.
Page 8-33
LOANS
Regular payments on a loan
--------------------------
Here is an example of a calculation to determine how
much the regular payments would be for a loan of $1000
at an interest rate of 12% for a term of one year.
Each regular payment would be calculated to be $88.25:
EXAMPLE
REGULAR PAYMENTS ON A LOAN
Enter the principal amount : 1000
Enter annual interest rate : 12
Term of loan :
Years= 1
Months= 0
Regular payments = 88.85
Page 8-34
LOANS
Last payment on a loan
----------------------
The program will ask:
"Enter the principal amount : "
Enter the amount of money you want to borrow.
"Enter annual interest rate : "
Enter the current interest rate per year.
"Term of loan:
Years= "
Months= "
Enter the number of years and months for the loan to
be paid off.
The program displays the calculation of how much the
last payment will be:
"Last payment = 000.00"
"Do you want another calculation (Y/N)? "
Enter "Y" (for Yes) to make another calculation.
Enter "N" (for No) if you do NOT want another calcu-
lation. It will exit to the LOAN CALCULATIONS menu.
Page 8-35
LOANS
Last payment on a loan
----------------------
Here is an example of a calculation to determine how
much the last payment on a loan would be for a loan of
$1000 at an interest rate of 12% for a term of one
year. The amount of the last payment would be
calculated to be $88.84:
EXAMPLE
LAST PAYMENT ON A LOAN
Enter the principal amount : 1000
Enter annual interest rate : 12
Term of loan :
Years= 1
Months= 0
Last payment = 88.84
Page 8-36
LOANS
Term of a loan
--------------
The program will ask:
"Enter the principal amount : "
Enter the amount of money you want to borrow.
"Enter amount of regular payment : "
Enter how much you want to pay per payment.
"Enter annual interest rate : "
Enter the current interest rate per year.
The program displays the calculation of how long it
will take to pay back the loan according to the
payments and interest you entered.
"Term of loan years months"
"Do you want another calculation (Y/N)? "
Enter "Y" (for Yes) to make another calculation.
Enter "N" (for No) if you do NOT want another calcu-
lation. It will exit to the LOAN CALCULATIONS menu.
Page 8-37
LOANS
Term of a loan
--------------
Here is an example of a calculation to determine how
long the term of a loan would be for a loan of $1000
at an interest rate of 12% with regular monthly
payments made of $100. The term of the loan would be
calculated to be 10 months:
EXAMPLE
TERM OF A LOAN
Enter the principal amount : 1000
Enter the amount of regular payment: 100
Enter annual interest rate : 12
Term of loan 0 years 10 months
Page 8-38
LOANS
Remaining balance on a loan
---------------------------
The program will ask:
"Do you want to have the loan payment calculated Y/N?"
Enter "N" (for No) if you already know the amount of
the loan payments and do NOT want the program to
calculate it. (The program will ask you later to
enter the loan payment amount.)
Enter "Y" (for Yes) if you do not know the amount of
the loan payment and you DO want the program to
calculate it. (The program will not ask you to enter
the loan payment amount.)
The program will then ask:
"Enter the principal amount : "
Enter the amount of money you want to borrow.
"Enter annual interest rate : "
Enter the interest rate per year of the loan.
"Term of loan:
Years= "
Months= "
Enter the number of years and months for the loan to
be paid off.
* "Enter regular payment amount : "
* Enter the amount you have been paying each payment.
* The program asks this ONLY if you answered "No" to
having the program calculate the loan payment. This
entry is OMITTED if you answered "Yes" to have the
program calculate the loan payment.
Page 8-39
LOANS
Remaining balance on a loan
---------------------------
The program then asks:
"Number of payments made : "
Enter the number of payments you have already paid.
The program displays the calculation of how much the
remaining balance is on the loan:
"Remaining balance : 000.00"
Here is an example of a calculation to determine how
much the remaining balance of a loan is for a loan of
$1000 at an interest rate of 12% for a term of one
year, and you have made 6 monthly payments. The
remaining balance would be calculated to be $514.92:
EXAMPLE
REMAINING BALANCE ON A LOAN
Enter the principal amount : 1000
Enter annual interest rate : 12
Term of loan :
Years= 1
Months= 0
Number of payments made : 6
Remaining balance : 514.92
Page 8-40
LOANS
Cost of borrowing
-----------------
The program will ask:
"Enter the principal amount : "
Enter the amount of money you want to borrow.
"Enter annual interest rate : "
Enter the current interest rate per year.
"Term of loan:
Years= "
Months= "
Enter the number of years and months for the loan to
be paid off.
The program displays the calculation of the cost of
borrowing and what the payments will be:
-----------------------------------------------------
Regular payment : 0000.00
Total payments : 0000.00
Cost of borrowing : 0000.00
-----------------------------------------------------
"Do you want another calculation (Y/N)? "
Enter "Y" (for Yes) to make another calculation.
Enter "N" (for No) if you do NOT want another calcu-
lation. It will exit to the LOAN CALCULATIONS menu.
Page 8-41
LOANS
Cost of borrowing
-----------------
Here is an example of a calculation to determine how
much the cost of borrowing is for a loan of $1000 at
an interest rate of 12% for a term of one year. The
cost of borrowing would be calculated to be $66.19:
EXAMPLE
COST OF BORROWING
Enter the principal amount : 1000
Enter annual interest rate : 12
Term of loan:
Years= 1
Months= 0
-----------------------------------------------------
Regular payment : 88.85
Total payments : 1066.19
Cost of borrowing : 66.19
-----------------------------------------------------
Page 8-42
LOANS
Loan Amortization Schedule
--------------------------
The program will ask:
"Do you want to have the loan payment calculated Y/N?"
Enter "N" (for No) if you already know the amount of
the loan payments and do NOT want the program to
calculate it. (The program will ask you later to
enter the loan payment amount.)
Enter "Y" (for Yes) if you do not know the amount of
the loan payment and you DO want the program to
calculate it. (The program will not ask you to enter
the loan payment amount.)
The program will then ask:
"Enter the principal amount : "
Enter the amount of money you want to borrow.
"Enter annual interest rate : "
Enter the interest rate per year of the loan.
"Term of loan:
Years= "
Months= "
Enter the number of years and months for the loan to
be paid off.
* "Enter regular payment amount : "
* Enter the amount you have been paying each payment.
* The program asks this ONLY if you answered "No" to
having the program calculate the loan payment. This
entry is OMITTED if you answered "Yes" to have the
program calculate the loan payment.
Page 8-43
LOANS
Loan Amortization Schedule
--------------------------
The program then asks:
"Enter month first payment made: "
Enter the three-letter abbreviation of the month you
want to make the first payment.
"Enter year first payment made: "
Enter the four-digit description of the year you want
to make the first payment.
"Do you want amortization sent to printer (Y/N)? "
Enter "N" (for No) if you do NOT want the amortization
schedule printed on your printer. The amount will be
displayed on the screen instead of printed.
Turn to the next page for an example of a screen
display of the amortization schedule.
Enter "Y" (for Yes) if you want the amortization
schedule to be printed on your printer.
- For full size printing, your printer must be able
to print more than 80 columns.
- For reduced size printing, you can use an 80 column
printer in "compressed" mode.
Turn two pages ahead for an example of an amortization
schedule printed on a printer.
Page 8-44
LOANS
Loan Amortization Schedule
--------------------------
If you entered "N" (for No) because you do NOT want
the amortization schedule printed on your printer, it
will be displayed on the screen instead of printed.
Here is an example of a screen display of an amort-
ization schedule for a loan of $1000 at an interest
rate of 12% for 6 months:
EXAMPLE
LOAN AMORTIZATION SCHEDULE
Enter the principal amount : 1000
Enter annual interest rate : 12
Term of loan :
Years= 0
Months= 6
Enter month first payment made : JAN
Enter year first payment made : 1987
Do you want amortization sent to the printer (Y/N)? N
Page 8-45
LOANS
Loan Amortization Schedule
--------------------------
If you entered "Y" (for Yes) because you DO want the
amortization schedule printed on your printer, it will
be printed on your printer. Remember, if your printer
does not print more than 80 columns, set it to print
"compressed" printing.
Here is an example of a print-out of the same
amortization schedule of a loan of $1000 at an
interest rate of 12% for a term of 6 months:
EXAMPLE
LOAN AMORTIZATION SCHEDULE
Enter the principal amount : 1000
Enter annual interest rate : 12
Term of loan :
Years= 0
Months= 6
Enter month first payment made : JAN
Enter year first payment made : 1987
Do you want amortization sent to the printer (Y/N)? Y
(Illustration in registered manual)
INDEX
A ---------------------------------------------------
Abort . . . . . . . . . . . . . . . . . . . . . .4-33
Account balance report. . . . . . . . . . . . . . 5-9
Account balance . . . . . . . . . . .4-24,25,35, 5-8
Account Manager menu. . . . . . . . . . . . . . .2-16
Account Listing To CRT. . . . . . . . . . . .3-7, 4-3
Account Listing To Printer. . . . . . . . . .3-7, 4-3
Account Used For. . . . . . . . . . . . . . . . .4-35
Account data. . . . . . . . . . . . . . . . . . . 2-4
Account number. . . . . . . . . . . . . . . . . . 4-6
Account Manager Menus . . . . . . . . . . . . . . 4-7
Account Listings. . . . . . . . . . . . . . . . .4-44
Alt-N . . . . . . . . . . . . . . . . . . . . 4-2, 12
Amortization. . . . . . . . . . . . . . . . . . .8-42
Amount of depreciation. . . . . . . . . . . . . .8-24
Annual depreciation rate. . . . . . . . . . . . .8-22
Asterisk "*". . . . . . . . . . . . . . . . . . .4-49
Asterisk "*" in the first column. . . . . . . . .4-47
B ---------------------------------------------------
Back out. . . . . . . . . . . . . . . . . . . . . 4-2
Back-up copies. . . . . . . . . . . . . . . . . . 2-8
Balance account . . . . . . . . . . . . . . . . .4-25
Balance . . . . . . . . . . . . . . . . . . . 4-6, 10
Bar Graph . . . . . . . . . . . . . . . . . .7-15, 30
Bootable diskettes . . . . . . . . . . . . . . . 2-3
Budget, changing. . . . . . . . . . . . . . . . .7-20
Business vs. personal accounts . . . . .5-16, 6-8, 20
Business expense categories . . . . . . . . . . .2-14
C ---------------------------------------------------
Cash account. . . . . . . . . . . . . . . . . . . 4-5
Cash flow graph . . . . . . . . . . . . . .4-42, 5-20
Cash flow report. . . . . . . . . . . . . .4-42, 5-12
Category graphs . . . . . . . . . . . . . . . . .5-16
Change account name . . . . . . . . . . . . . . .6-18
Change Variable Expenses. . . . . . . . . . . . .7-28
Change old budget . . . . . . . . . . . . . . . .7-20
Change Deductions . . . . . . . . . . . . . . . .7-24
Change fixed expenses . . . . . . . . . . . .7-25, 26
Change Income . . . . . . . . . . . . . . . . . .7-22
Change. . . . . . . . . . . . . . . .4-29, 6-18, 7-13
Charge account. . . . . . . . . . . . . . . . . . 4-5
Checking account. . . . . . . . . . . . . . . . . 4-5
Color monitor . . . . . . . . . . . . . . . . . . 2-7
Commands. . . . . . . . . . . . . . . . . . . . . 3-4
Comments. . . . . . . . . . . . . . . . . . . . .4-33
CON . . . . . . . . . . . . . . . . . . . . . . . 4-6
Convert your old data files . . . . . . . . . . . 2-6
Converting earlier versions . . . . . . . . . . .2-11
Copy the example data files . . . . . . . . . . .2-12
Copy the program files. . . . . . . . . . . . . . 2-6
Cost of borrowing . . . . . . . . . . . . . . . .8-40
Create a new budget . . . . . . . . . . . . . .7-3, 6
Ctrl-P. . . . . . . . . . . . . . . . . . . .3-8, 4-2
Ctrl-E. . . . . . . . . . . . . . . . . . . .4-2, 3-9
Current date. . . . . . . . . . . . . 4-6, 19, 20, 45
Current status. . . . . . . . . . . . . . . . . .4-10
D ---------------------------------------------------
Date Last Updated . . . . . . . . . . . . . . . .4-35
Date Account Opened . . . . . . . . . . . . . . .4-35
Day field ... . . . . . . . . . . . . . .4-14,19, 6-7
Deductions. . . . . . . . . . . . . . . . . . . . 7-8
Del . . . . . 2-14, 4-14,19,20,24,30,34, 6-7,10,11,18
Delete an account . . . . . . . . . . . . . . . .6-12
Deposits to create a desired total value. . . . .8-16
Depreciation. . . . . . . . . . . . . . . . . 8-4, 20
Directories . . . . . . . . . . . . . . . . . . . 2-6
Directory . . . . . . . . . . . . . . . . . .2-10, 16
Display an Entry or Check . . . . . . . . . . . . 3-7
Display expense categories. . . . . . . .4-17, 39, 48
Display category numbers. . . . . . . . . . . . .4-15
Display an Entry or Check . . . . . . . . . . .4-3, 4
Display Registration Info . . . . . . . . . . . . 3-5
Display a bar graph of your budget. . . . . . . .7-30
Displayed in RED REVERSE. . . . . . . . . . . . .4-46
Displayed in GREEN. . . . . . . . . . . . . .4-46, 47
Disposable Income . . . . . . . . . .7-11, 25, 27, 28
DOS format. . . . . . . . . . . . . . . . . . . . 2-4
Down arrow. . . . . . . . . . . . . . . . . . . .4-27
Drive for data files. . . . . . . . . . . . . . .2-10
Drive for FastBucks program . . . . . . . . . . . 2-9
E ---------------------------------------------------
Earlier version of FastBucks. . . . . . . . . . . 2-6
Earliest Outstanding Transaction. . . . . . . . .4-35
Edit account. . . . . . . . . . . . . . . . . . .4-26
Edit account name . . . . . . . . . . . . . . . .6-18
Edit. . . . . . . . . . . . . . . . . . .4-10, 26, 29
End key . . . . . . . . . . . . . . . . . . . . .4-27
Enter date of deposit . . . . . . . . . . . . . .4-19
Enter date of interest payment. . . . . . . . . .4-23
Enter date of service charge. . . . . . . . . . .4-22
Enter checks. . . . . . . . . . . . . . . . . . .4-12
Enter date check written. . . . . . . . . . . . .4-14
Enter expense category. . . . . . . . . . . .4-15, 20
Enter withdrawals . . . . . . . . . . . . . . . .4-12
Enter Statement Balance . . . . . . . . . . .4-24, 25
Enter account name. . . . . . . . . . . . . . . . 6-6
Enter account number. . . . . . . . . . . . . . . 6-6
Enter date account opened . . . . . . . . . . . . 6-6
Enter service charges . . . . . . . . . . . . . .4-12
Enter reason for withdrawal . . . . . . . . . . .4-20
Enter deposits. . . . . . . . . . . . . . . . . .4-12
Enter check number. . . . . . . . . . . . . . . .4-14
Enter interest payments . . . . . . . . . . . . .4-12
Enter reason for service charge . . . . . . . . .4-22
Enter date of withdrawal. . . . . . . . . . . . .4-20
Enter initial account balance . . . . . . . . . . 6-6
Enter amount of withdrawal. . . . . . . . . . . .4-20
Enter amount of check . . . . . . . . . . . . . .4-14
Enter amount of deposit . . . . . . . . . . . . .4-19
Enter amount of service charge. . . . . . . . . .4-22
Enter amount of interest payment. . . . . . . . .4-23
Entering Dates. . . . . . . . . . . . . . . . . . 5-5
Erase the displayed entry . . . . . . . . . . . .4-14
Erase characters in a field . . . . . . . . . . .4-30
Esc . . . . . .3-9, 4-2,16,31-33, 6-18, 7-16, 31, 37
Example data files. . . . . . . . . . . . . .2-12, 13
Existing FastBucks. . . . . . . . . . . . . . . .2-11
Expense Category Graphs . . . . . . . . . . . . .4-39
Expense categories. . . . . . . .2-14, 3-8, 4-2, 5-16
Expense category set-up . . . . . . . . . . . . .2-14
Expenses exceed your income . . . . . . . . . . .7-11
Experiment with your forecast . . . . . . . . . .7-12
Express . . . . . . . . . . . . . . . . . . .3-9, 4-2
F ---------------------------------------------------
F1. . . . . . . . . . . . . . . . . 4-2, 39, 48, 5-16
F2. . . . . . . . . . . . . . . . . . . . . . 4-2, 17
F5. . . . . . . . . . . . . . . . . . . . . . . .4-12
F10 . . . . . . . . 2-14, 4-16, 7-9,10,13,14,24,27,29
Features . . . . . . . . . . . . . . . . . . . . 1-4
First time installation . . . . . . . . . . . . .2-12
Fix data files. . . . . . . . . . . . . . . . . .6-14
Fixed Expenses. . . . . . . . . . . . . . . . . .7-10
Floppy diskette . . . . . . . . . . . . . . . . . 2-4
Format. . . . . . . . . . . . . . . . . . . . . . 2-3
Formatted diskettes . . . . . . . . . . . . . . . 2-3
Freeze entries. . . . . . . . . . . . . . . . 7-12-14
Freeze all entries. . . . . . . . . . . . . . . .7-14
Future value of one-time investment . . . . . . .8-12
Future value of regular deposits. . . . . . . . .8-14
G ---------------------------------------------------
Getting out of the program. . . . . . . . . . . .2-20
Graphic printer . . . . . . . . . . . . . . . . . 1-3
Graphics printing . . . . . . . . . . . . . . . .7-16
H ---------------------------------------------------
Hard disk . . . . . . . . . . . . . . . . . . . . 2-4
Hardware requirements . . . . . . . . . . . . . . 1-3
Home budget . . . . . . . . . . . . . . . . . . . 7-2
Home key. . . . . . . . . . . . . . . . . . . . .4-27
I ---------------------------------------------------
IBM graphics. . . . . . . . . . . . . . . . . . .7-16
Income. . . . . . . . . . . . . . . . . . . . . . 7-7
Installation procedure. . . . . . . . . . . . . . 2-6
Investments . . . . . . . . . . . . . . . . . 8-3, 10
J ---------------------------------------------------
K ---------------------------------------------------
L ---------------------------------------------------
Last Check Number Written . . . . . . . . . . . .4-35
Last Entry. . . . . . . . . . . . . . . . . . . . 4-6
Last check number . . . . . . . . . . . . . . . .4-14
Last payment on a loan. . . . . . . . . . . . . .8-34
List Outstanding. . . . . . . . . . . . . . . . .4-47
List Notes "ON" . . . . . . . . . . . . . . . . . 4-3
List All Entries. . . . . . . . . . . . . . . . .4-45
List Expense Category . . . . . . . . . . . . . .4-48
List by Year. . . . . . . . . . . . . . . . . . .4-45
List by Month . . . . . . . . . . . . . . . . . .4-45
List Notes "ON" . . . . . . . . . . . . . . . . . 3-7
List Notes "OFF". . . . . . . . . . . . . . . . . 4-3
List an account . . . . . . . . . . . . . . . . .2-19
List Tax Deductible . . . . . . . . . . . . . . .4-48
List Total File . . . . . . . . . . . . . . . . .4-46
List Notes "OFF". . . . . . . . . . . . . . . . . 3-7
Loan Amortization Schedule. . . . . . . . . . . .8-42
Loans . . . . . . . . . . . . . . . . . . . . 8-5, 30
M ---------------------------------------------------
Main Menu . . . . . . . . . . . . . . . . . . . .2-16
Monitor type. . . . . . . . . . . . . . . . . . . 2-7
Monochrome monitor. . . . . . . . . . . . . . . . 2-7
Month field . . . . . . . . . . . . . . .4-14,19, 6-7
Monthly Cash Flow Graphs. . . . . . . . . . . . .4-42
N ---------------------------------------------------
Name of the account . . . . . . . . . . . . . . . 4-6
No Printer on System. . . . . . . . . . . . . . .2-13
No printer set-up required. . . . . . . . . . . .2-13
Notes . . . . . . . . . 3-8, 4-2,3,11-13,16,29,33,46
O ---------------------------------------------------
Out of chronological sequence . . . . . . . . . .4-15
Outgo of money. . . . . . . . . . . . . . . . . .7-11
Outstanding Debits. . . . . . . . . . . . . . . .4-35
Outstanding . . . . . . . . . . . . . . . . . . .4-46
Outstanding Credits . . . . . . . . . . . . . . .4-35
Over-type . . . . . . . . . . . . . .4-14,19,30, 6-7
Overdrawn . . . . . . . . . . . . . . . . . . . .4-46
P ---------------------------------------------------
Partial amount. . . . . . . . . . . . . . . . . .4-49
Personal expense categories . . . . . . . . . . .2-14
Personal vs. business accounts . . . . 5-16,20, 6-8
PgDn. . . . . . . . . . . . . . . . . . . . . . .4-27
PgUp. . . . . . . . . . . . . . . . . . . . . . .4-27
Previous versions of FastBucks. . . . . . . . . . 2-8
Print Budget. . . . . . . . . . . . . . . . . .7-3,17
Print FastBucks Registration Form . . . . . . . . 3-5
Print graphics. . . . . . . . . . . . . . . . . .4-41
Print compressed. . . . . . . . . . . . . . . 8-7, 45
Print old budget. . . . . . . . . . . . . . . . .7-36
Print your budget . . . . . . . . . . . . . . . .7-32
Printed reports . . . . . . . . . . . . . . . . .4-42
Printer . . . . . . . . . . . . . . . . 3-8, 4-2, 8-7
Printer types . . . . . . . . . . . . . . . . . .2-13
Printer set-up. . . . . . . . . . . . . . . . . .2-13
Printing graphics . . . . . . . . . . . . . . . .7-16
Program files . . . . . . . . . . . . . . . . 2-6, 13
PrtSc . . . . . . . . . . . . . . . . . . . . . .4-41
Purge checks. . . . . . . . . . . . . . . . . . .4-34
Purge . . . . . . . . . . . . . . . . . . . .4-26, 34
Purge entries that are not checks . . . . . . . .4-34
Q ---------------------------------------------------
Quit. . . . . . . . . . . . . . . . . . .4-26, 29, 32
R ---------------------------------------------------
Re-Build index files. . . . . . . . . . . . . . .6-14
Re-Define Crt Type. . . . . . . . . . . . . . . . 3-5
Re-Define Data File Drive/Pathname. . . . . . . . 3-5
Re-Define Expense Categories. . . . . . . . . . . 3-5
Re-Define Printer Type. . . . . . . . . . . . . . 3-5
Recap entries . . . . . . . . . . . . . . . . . .7-29
Reconcile . . . . . . . . . . . . . . . . . . . .4-10
Reconcile account . . . . . . . . . . . . . . . .4-24
Regular payments on a loan. . . . . . . . . . . .8-32
Remaining balance on a loan . . . . . . . . . . .8-38
S ---------------------------------------------------
Salvage value . . . . . . . . . . . . . . . . . .8-26
Sample data files . . . . . . . . . . . . . . . .2-12
Save Budget to Disk . . . . . . . . . . . . . 7-16,31
Save your account data. . . . . . . . . . . . . . 2-4
Savings account . . . . . . . . . . . . . . . . . 4-5
Search. . . . . . . . . . . . . . . . . . . .4-26, 28
Shift-Tab . . . . . . . . . . . . . . . . . . . .4-14
Split expense categories. . . 3-8, 4-2,11,12,15,17,49
Start new account . . . . . . . . . . . . . . . . 6-6
Status Line . . . . . . . . . . . . . . . . . 4-6, 13
Status of your account. . . . . . . . . . . . . .4-35
Status Report . . . . . . . . . . . . . . . . . .4-35
T ---------------------------------------------------
Tab . . . . . . . . . . . . . . . . . . . . 4-14, 6-7
Term of a loan. . . . . . . . . . . . . . . . . .8-36
Test drive. . . . . . . . . . . . . . . . . . . .2-16
The display screen's Main Menus . . . . . . . . . 4-6
Tips. . . . . . . . . . . . . . . . . . . . . . . 4-2
Toggle Program Introduction . . . . . . . . . . . 3-5
Total Account Entries . . . . . . . . . . . . . .4-35
Turn Off Sales Pitch. . . . . . . . . . . . . . . 3-5
Two disk drive system . . . . . . . . . . . . . . 2-3
U ---------------------------------------------------
Up arrow. . . . . . . . . . . . . . . . . . . . .4-27
Update Account - Deposit. . . . . . . . . . . . .4-19
Update account - interest pmt . . . . . . . . . .4-23
Update your account . . . . . . . . . . . . .4-10, 11
Update account - withdrawal . . . . . . . . . . .4-20
Update account - service charge . . . . . . . . .4-22
Update Account - Check. . . . . . . . . . . . . .4-13
Update old budget . . . . . . . . . . . . . . . .7-20
Update account - auto teller. . . . . . . . . . .4-21
Update account. . . . . . . . . . . . . . . . . .2-17
Update an existing budget . . . . . . . . . . . . 7-3
User installed printer. . . . . . . . . . . . . .2-13
V ---------------------------------------------------
Variable Expenses . . . . . . . . . . . . . .7-12, 13
Void. . . . . . . . . . . . . . . . . . .4-29, 32, 34
W ---------------------------------------------------
X ---------------------------------------------------
Y ---------------------------------------------------
Yearly Cash Flow Graphs . . . . . . . . . . . . .4-42
Z ---------------------------------------------------
NEW.DOC
WHATS NEW!
New Features for FastBucks 4.0X
Note: * indicates function available to registered user.
1. More streamlined data entry procedures
2. Entry comment or notes: 3 lines 23 chars
3. Full screen editing in "Edit Account" mode
With: Void,Purge, & Search Modes.
4. Split expense categories over 6 expense categories
5. Search for Individual Check or Transaction or description.
6. Pop-Up expense categories during expense category entry
7. Edit account name/Number.
8. Merged listings and graphics
9. Cash flow Reports (merged and individual account)
10. Differentiates between Business and Personal account
( with seperate expense categories )
11. Cash flow graphics for individual and merged accounts
12. Account Balance report for all accounts.
13. Toggle account listing between crt and printer
14. Change transaction amount during account reconciliation process
15. Each account can process up to 270,000 entries
16. A maximum check number of 32648 is accepted.
17. Crt Type can be re-defined (color or monochrome)
18. Expense categories can be re-defined for both Business and Personal
expense categories.
19. Printer type can be re-defined
20. Data Drive:\Pathname can be re-defined (with defaults).
21. Faster Screen IO
22. More efficient date entry and error checking with automatic sort
for a transaction date that is out of sequence.
23. Last check number + 1 becomes default check number for next entry.
24. On line HELP menus.
25. More descriptive I/O error codes and more extensive I/O error trapping.
(.....Hopefully you will never see these.....)
26. Delete an account from your files.
27. FastBucks now directly supports 141 printers and has a user configuration
if your printer is not directly supported.
28. Search for a check or entry number.
29. Entries are automaticly sorted by date during Update and account edit.
* 30. Program introduction can be toggled on or off as desired.
* 31. Program exit Shareware information screen may be turned off.
32. Program registration form may be printed out at any time.
33. Integrated menu screens.
34. Complete operator manual included with Shareware program.
The Insthd.bat file has been abandoned and a program called install.com
has been created.
The install program performs the following functions:
1. Automaticaly sets up data and work disks for a 2 drive floppy system
2. Sets up the printer,Crt-type,and expense categories for personal and
business accounts. If Earlier versions of FastBucks have been installed
Install picks up those definitions and places them into the new configuration
file. You may still re-define them if you desire to do so.
3. Install allows user to re-define business expense categories from
program default definitions. installation of FastBucks personal expense
categores can also be re-defined at this time.
4. Install converts earlier version FastBucks data files to 4.xx format
README.DOC
1
FastBucks Vers 4.10
Copyright (c) Software Expressions 1986 All Rights Reserved
Software Expressions
P.O. Box 301002
Houston,Texas 77230-1002
( Member of Association of Shareware Professionals "ASP")
***************************************************************
* DISCLAIMER OF ALL WARRANTIES AND LIABILITY *
***************************************************************
* Software Expressions makes no warranties, either expressed *
* or implied, with respect to the software described in this *
* document, its quality, performance, merchantability, or *
* fitness for any particular purpose. Software sold by *
* Software Expressions is sold or licensed "as is". The *
* entire risk as to its quality and performance is with the *
* user. Should the programs prove defective following their *
* use or registration, The user (not Software Expressions, *
* its distributor or retailer) assumes the entire cost of all *
* necessary servicing,repair,or correction and any incidental *
* or consequential damages. *
* In no event will Software Expressions be liable for direct, *
* indirect, incidental for consequential damages resulting *
* from any defect in the software,even if Software Expressions*
* has been advised of the possibility of such damage. *
***************************************************************
License is granted to user to use the FastBucks
program for a period not to exceed ninety days from date
of installation on their computer system for evaluation
purposes. If the user continues to use the FastBucks
program he or she is expected to pay a registration fee of
$47.75 US funds to Software Expressions.
This software may be freely copied as long as no
payment for the FastBucks program files and sample data
files is requested. A nominal copying service fee may be
charged only with the express written permission of
Software Expressions.
The FastBucks program files and data files may not be
installed by a commercial vendor on a computer, hard disk
Floppy disk or CDROM disk for sale to a third party or
bundled with a computer for any reason without the
express written permission of Software Expressions.
FastBucks (r) is a registered trademark of Software Expressions
2
FastBucks is not a "Public Domain" or "Free" program. It is
marketed using the "ShareWare" (user supported) concept of
program distribution to avoid the high cost of advertising. You
have the chance to try FastBucks and decide whether it suits your
needs. If you use FastBucks you are expected to "Buy it". This
is the ultimate "money back guarantee". If you don't use the
program simply discard it or pass it on to a friend.
For a small registration fee of $47.75 you will receive a
bound 167 page user manual, a serialized distribution diskette
of the latest FastBucks release, A software Key to enable the
function keys so you can turn off the exit shareware screen , and
toggle the program introduction on or off as you desire, along
with telephone support for the program for one year following
date of registration and my "Sincere Thanks" for purchasing
FastBucks.
For an additional registration Fee of $17.25 the user will
receive "Free" Fastbucks program updates for a period of one year
from the date of registration. All shipping and handling costs
will be paid for by Software Expressions.
A rebate of $5.00 will be sent to the registered user for
each subsequent registration from his or her serialized
distribution diskette or copies made from the serialized diskette
for one year following date of registration.
*** WARNING ****
If you have been using earlier versions of FastBucks, for your
own peace of mind and mine.
BEFORE YOU RUN INSTALL MAKE A BACKUP OF YOUR DATA FILES
Things do go wrong when they are most inconvenient and I would
hate to have you re-key in your account data if something went
off into the weeds.
4
Some "Basic" operation information:
Hit "Esc" to back out of one level Menu to a higher level
Menu. Or Hit "Esc" from the "Main Menu" this will exit the
program.
"Esc" is generally ( But not always ) the "Get me out of
Here Key" or "Just kidding" key, so if you seem to be stuck in
the graphics mode or other FastBucks function hit "Esc". NEVER
HIT CTRL-ALT-DEL OR TURN POWER OFF. This can damage some of your
data files, or lose some or all of your data.
Hit Ctrl+E to jump to the main menu from any lower level
menu. This also works from the account listing section.
Most commands are intuitive and don't need much
explanation except for the following:
During an expense category input prompt:
1. Hitting the F1 key will Pop-Up a listing of all expense
categories.
2. If you are at a expense category prompt during either update
or edit modes:
a.) Hitting the F1 key will Pop-Up a listing of all expense
categories.
b.) Hitting the F2 key will put you in the split account
mode.
From the "Account Manager Menu" or "First" update screen:
1. Hitting Alt+N will toggle the note entry-output mode.A Prompt
on line 25 will show "Notes" when this toggle is on. If "Notes"
are toggled "On" the update procedure will accept notes for
each entry,and the account listing will list any notes you
have entered on the line below the transaction entry. Also
hitting the F5 key will turn notes "On" hitting the F6 key will
turn "Notes" off.
I would strongly recommend a "limited" use of this feature.
Each note eats up 69 bytes of your disk space. Each entry uses
38. Since it is possible to enter approximately 270,000 notes
per account It would not take very long before your note file
started to eat up substantial amounts of your disk space.
5
2. Hitting Ctrl + P will toggle the printer. A prompt on line 25
will indicate the listing device. If the prompt indicates CON
then the listing will go to the CRT. If the prompt indicates
PRN then the listing will be directed to the printer. Also
hitting F2 will turn the PRN flag "on" and hitting the F3
function turn on the "CON" flag.
3. Hitting F4 will select the "Search" mode. you may get an
individual listing of a account transaction or check while in
this mode.
4. Hitting F1 will Pop-Up a window reminding you what the
function keys do should you forget
You may "Edit" a transaction amount during the account
reconciliation process. simply hit the Left arrow key. Type
in the New amount then hit return. The program will
automatically re-balance your account before continuing with
the reconciliation process.
5. If you hit "F1" while in the First FastBucks screen a menu
will Pop-Up that will allow you to redefine your CRT type, Data
file path,expense categories,register FastBucks etc.
If you are a "registered" FastBucks customer you will also be
able to turn off the Shareware exit screen from this menu. and
toggle the program introduction on or off as you desire.
I trust that the above information will be of assistance for
you to Install and operate FastBucks Home finance. Whether you
decide to buy FastBucks or not. If there are any features that
you would like to see in future versions of this program. Please
feel free to write me and let me know what you would like to see,
I really want your input. It's the only way I can determine what
the "Public" really wants in a home accounting program.
What's New:
Please read Whats.new
I will be happy to answer any "Can-it-do" and "Will-it-do" questions on
Compuserve. Any "How-do-it-do" or "Why-do-it-do" answers are reserved only
for "Registered Fastbucks Customers". My Compuserve ID is 76676,1316.
You may also register with MC/Visa through the Public (Software) Library
by calling 1-800-2424-PSL (for orders only; for information, call
713-665-7017) or by writing PSL; P.O.B. 35705; Houston, TX 77235-5705."
Have Fun! and I hope you find Fastbucks a useful program.
Dennis C. Lozen
WARNING.DOC
*********************************************************
*********************************************************
* *
* WARNING WARNING WARNING WARNING WARNING WARNING *
* *
*********************************************************
* FastBucks vers 4.0 uses completely different data *
* structure you must use the install program to convert *
* them. *
* *
* DO NOT TRY TO RUN FASTBUCKS 4.0 ON EARLIER 3.1X *
* DATA FILES *
* *
* FastBucks 4.0 will destroy any 3.xx series data files *
* that it tries to read. *
* *
*********************************************************
*********************************************************
Please read the Readme.now and Install documentation on Disk-2 before trying to
install FastBucks on your computer.
Directory of PC-SIG Library Disk #1296
Volume in drive A has no label
Directory of A:\
ACTS DAT 42 8-24-89 5:49p
ASP BAT 28 8-24-89 5:49p
ASP DOC 415 8-24-89 5:49p
CHK0 DTA 66861 8-24-89 5:49p
CHK0 NTE 1012 8-24-89 5:49p
CHK0 SPL 1014 8-24-89 5:49p
CONFIG SYS 22 8-24-89 5:49p
FBFILES EXE 7791 8-24-89 5:49p
FILE1296 TXT 1770 12-05-89 12:13p
FILES BAT 30 8-24-89 5:49p
FILES TXT 1385 8-24-89 5:49p
GO BAT 38 10-19-87 2:37p
GO TXT 463 9-18-89 3:25p
INSTALL DOC 9267 8-24-89 5:49p
INSTDOC BAT 32 8-24-89 5:49p
MANUAL BAT 767 8-24-89 5:49p
MANUAL DOC 201500 8-24-89 5:49p
NEW BAT 30 8-24-89 5:49p
NEW DOC 3130 8-24-89 5:49p
README BAT 31 8-24-89 5:49p
README DOC 10172 8-24-89 5:49p
WARNING BAT 32 8-24-89 5:49p
WARNING DOC 1423 8-24-89 5:49p
WHATS NEW 932 8-24-89 5:49p
24 file(s) 308187 bytes
38912 bytes free